Travel insurance from USA to Japan
USA travelers going to Japan will be captivated by a fascinating blend of ancient traditions and modern innovation. From the bustling streets of Tokyo to the serene temples of Kyoto, Japan offers a unique cultural experience. Visitors can immerse themselves in the beauty of cherry blossoms, explore ancient castles, and indulge in exquisite cuisine, including sushi and ramen. Japan's efficient public transportation system makes it easy to navigate the country and discover its diverse landscapes, from Mount Fuji to tranquil gardens. English signage is prevalent in major cities, making communication more accessible for American travelers.
Japan's warm hospitality, awe-inspiring architecture, and dedication to preserving its cultural heritage promise an unforgettable and enriching travel adventure. Travel insurance is highly recommended for US citizens traveling to Japan. Finding the best Japan travel insurance from USA on American Visitor Insurance is very easy. Travel medical insurance for Japan typically includes medical coverage for illnesses or injuries, trip cancellation or interruption coverage, baggage loss or delay coverage, and emergency assistance services.
Compare different international travel insurance for Japan plans on American Visitor Insurance and choose one that best suits your needs. Having good travel to japan insurance ensures that you can enjoy their vacation with peace of mind, knowing they are financially protected and have access to support services if needed.
Travel and Safety tips for Japan
Japan is an amazing destination rich in culture, history, and natural beauty. Here are some travel and safety tips to help you have a smooth and enjoyable trip:
- Visas: Check visa requirements well in advance of your trip. Most visitors from the United States will need a visa, but some may be eligible for visa-free entry for short stays of up to 90 days. You can apply for a visa at a Japanese consulate or embassy in the US.
- Currency exchange: The currency in Japan is the Japanese Yen (JPY). You can exchange currency before you travel or use ATMs once you arrive. Be aware that some ATMs might have withdrawal limits or foreign transaction fees.
- Language: While English is becoming more common in tourist areas, knowing some basic Japanese phrases can go a long way.
- Transportation: Japan has an excellent public transportation system, including trains, buses, and subways. Consider purchasing a JR Pass if you plan on doing a lot of traveling around the country. The JR Pass is a cost-effective way to travel on Japan's national railways.
- Food safety: Food safety standards in Japan are very high.
- Natural disasters: Japan is prone to earthquakes, typhoons, and tsunamis. It's a good idea to familiarize yourself with emergency procedures before you travel.
Visa information for US citizens visiting Japan
US citizens traveling to Japan for tourism or certain short-term stays can enter without a visa for up to 90 days. Stay is limited to 90 days and cannot be extended while in Japan.
Long-Term Stay/Work: If planning to stay longer than 90 days or for purposes such as work, study, or long-term visits, a visa is required.
Visa Types:- Work Visa (for employment)
- Student Visa (for studying at a Japanese institution)
- Dependent Visa (for family members of individuals living in Japan)
- Other specific visas based on the purpose of stay
- Completed visa application form.
- Passport (valid for at least 6 months beyond the intended stay).
- Passport-sized photos.
- Documents supporting the purpose of the visit (e.g., invitation letter, itinerary, financial statements).
- Visa application fee (varies by type and nationality).
Do I need American traveler insurance with trip cancellation coverage?
US citizens are advised to consider purchasing trip protection insurance, particularly when traveling beyond their home state. Travel insurance for US citizens visiting Europe tailored for US vacationers offer coverage that includes the traveler's health and trip expense costs. Coverage benefits typically encompass trip cancellation, delay, Covid quarantine travel insurance, medical evacuation, injury of family member, travel companion or pet, theft of passport, traffic accident, inclement weather resulting in delay or cancellation of common carrier.
Travelers can also include the Cancel for Any reason (CFAR) insurance which gives travelers the option of cancelling their travel and recouping most of their non-refundable trip expenses. This insurance provides coverage in the following ways:- Non refundable cost of the trip.
- Unexpected medical expenses of the traveler.
- Loss or damage to the insured’s possessions.
Following are the best trip insurance plans:
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The trip insurance offered by IMG is a three-tiered series of plans: iTravelInsured Travel Lite, iTravelInsured Travel SE and iTravelInsuredTravel LX. These plans offer coverage for unexpected medical expenses dues to accident or sickness as well as insure your trip expense investment in case of a trip cancellation or delay.
iTravelInsured Travel LX insurance has 'Cancel for any reason' benefit included and provides coverage up to $100,000. The iTravelInsured Travel SE and iTravelInsured Travel LX plans offer Trip Delay benefit up a maximum of $2,000 per person and $2,500 per person respectively which satisfy many countries Covid travel insurance quarantine requirements.
Compare IMG Trip insurance » -
Safe Travels Trip protection insurance plans for trip cancellation expenses from Trawick International offer coverage for non refundable trip expenses incurred when a trip is cancelled. These are popular plans for trip related expenses.
The Safe Travels Voyager insurance and SafeTravels Armor have an optional benefit that is the 'Cancel for any Reason' which is available as a rider at an additional cost.
The Safe Travels Voyager insurance and Safe travels Explorer insurance is quite popular as it offers Covid19 quarantine accommodation coverage.
Compare Safe Travels Trip Protection insurance » -
- Available for US citizens and residents traveling outside the United States
- Includes $2000 in travel delay benefits for Covid quarantine/lodging.
- Trip cancellation up to $50,000/Trip interruption up to 200% of trip cost
- Offers $500,000 medical for sickness and injury/$1,000,000 medical transportation
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The Trip Protection Series by Seven Corners offers plans with good, better, best plan with Trip Protection Basic and Trip Protection Choice. There is an additional cost for the number of days which exceed 30 days, but you can have a trip last up to 180 days.
Trip Protection Elite from Seven Corners offers cancel for any reason for residents of Missouri, New York, Pennsylvania and Washington travelling in the United States /internationally. you can have a trip last up to 90 days.
There is also the optional coverage for loss of ski days and equipment and lost golf rounds and rental. Note that insuring a trip for $0 to $500 gives the same, lowest rate available.
Compare Trip Protection insurance plans » -
Travel Insurance Select Insurance and Trip Care Complete Insurance from Travel Insurance Services, offers choice of three options to meet your needs and budget: Elite, Plus, and Basic. These plans includes coverage for trip cancellation, trip interruption, trip delay, medical expense, emergency evacuation, and baggage loss/delay coverage. Each option includes different features, benefits, and coverage limits.
Travel Insurance Select Plus and Elite plans offers "Optional cancel for any reason benefit" if purchased within 21 days of the date initial payment/deposit is received. (not available to residents of NY) and Trip Care Complete Insurance also offers "Optional cancel for any reason benefit" up to 75% of Trip Cost.
International travel health insurance from USA
What is the best travel insurance with theft gear coverage?
American travel insurance coverage for theft gear often include coverage for lost, stolen, or damaged personal belongings, which can include gear such as cameras, laptops, sports equipment, and other valuables. At American Visitor Insurance best travel insurance coverage for theft gear is offered by popular comprehensive plans from top rated insurance providers.
Which travel insurance provides good medical evacuation coverage?
Travel insurance for US citizens visiting Europe with emergency medical evacuation coverage is crucial, particularly for those visiting areas with limited medical resources or engaging in high-risk activities. It's a vital feature of many travel insurance policies, providing essential aid and financial support in the event of a serious illness or injury that necessitates transportation to a medical facility or repatriation to the United States. The best travel insurance plans for medical evacuation cover the expenses of transferring you to the closest suitable medical facility when local care is insufficient.
What is the American travel insurance for canceled flights?
Flight cancellations can be a significant inconvenience, but having travel insurance can help mitigate the impact. When dealing with a canceled flight, it’s important to know your rights and how to claim compensation or seek reimbursement. Travel insurance can provide coverage for canceled flights, which is particularly useful if you encounter unexpected disruptions during your trip.
Best Trip cancellation insurance for Japan from USA
Annual vacation that is once in a lifetime experience could be very expensive. Planning a vacation involves expenses from booking air tickets, cruise reservations, hotel bookings which is done months in advance. As life is not certain, we cannot predict what can happen in the future which can resulting in cancelling an expensive vacation or trip or making other trip arrangements.
Sometimes while on a trip an emergency medical situation may arise which can result in hospitalization and huge medical bills. Other risks involved maybe baggage loss, flight delay, trip interruption, loss of passport which can cripple your life savings. Buying Trip protection insurance for Japan can be a life and money saver which will cover most of the trip investment expenses and expenses arising from emergency travel and medical expenses.
Buy Trip Cancellation InsuranceHow much does the best travel insurance cost in 2025?
The American travel insurance cost per month can vary depending on several factors like the age, trip duration, the coverage maximum, and any additional add-ons or options you select. On average, travel insurance costs for a US citizens can range from $50 to $200 for a week-long trip, which is between 5% to 8% of the trip cost. It is recommended to compare US citizens travel insurance quotes from different insurance providers on American Visitor Insurance.
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How much is trip cancellation insurance?
Trip insurance cost is based on several factors such as the age, trip length and trip cost. There are cheap trip insurance plans starting at $25 per month.
Plan Name Trip cancellation Cost # Safe Travels Flex Trawick International 100% of Trip Cost (Up to a Max. of $45,000) $25 Safe Travels Protect Trawick International 100% of Trip Cost (Up to a Max. of $14,000) $32 iTravelInsured Travel Lite IMG 100% of Trip Cost $42 Trip Protection Economy Seven Corners 100% of Trip Cost (Up to a Max. of $20,000) $43 iTravelInsured Choice IMG 100% of Trip Cost $50 SafeTravels Armor Trawick International 100% of Trip Cost (Up to a Max. of $15,000) $55 Trip Protector Preferred HTH worldwide 100% of Trip Cost (Up to a Max. of $50,000) $70 iTravelInsured Travel LX IMG 100% of Trip Cost $106 # Approximate cost of Trip insurance plans is for a 40-year-old traveler, 15 days trip length and $1K trip cost.
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Travel medical insurance offers coverage for expenses from doctor visits, hospital stays, and emergency. It ensures access to necessary care and financial protection against high medical costs abroad, with plans starting as low as $53 for one month.
Plan Name Maximum coverage Deductible Cost # Atlas International Insurance WorldTrips $50,000 $250 $53 Patriot International Lite Insurance IMG $50,000 $250 $54 Safe Travels Outbound Insurance Trawick International $50,000 $250 $75 Intermedical Insurance Travel Insure $50,000 $250 $71 VisitorSecure Insurance WorldTrips $50,000 $100 $33 Voyager Essential Insurance GeoBlue $50,000 $0 $72 # Approximate American travel insurance cost for a 40-year-old for a duration of 1 month.
How much does travel insurance cost for a week? How much does travel insurance cost for 2 weeks?
Travel insurance costs typically ranges between $5 to $40 for a week and $9 to $80 for two weeks. You can compare quotes using American Visitor Insurance trip insurance cost calculator. The price depends on factors such as coverage type, trip destination, and total trip cost. Basic plans are more affordable, while comprehensive options, including trip cancellation, medical emergencies, and baggage protection, tend to cost more.
How much does travel insurance cost for 6 months?
For a 40-year-old traveler, the cost of travel insurance for a 6 month trip typically ranges around $122 to $1,050, based different coverage options on American Visitor Insurance. The price depends on factors such as coverage levels, the destination, and the type of policy selected.
Do I need Trip Cancellation insurance?
Highlights of trip cancellation insurance coverage benefits
Compare travel insurance with cancel for any reason benefit.
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Best trip cancellation insurance with quarantine coverage.
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Rental car insurance for damage, theft, repair of rented cars.
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Trip cancellation insurance for trip expenses if the trip is cancelled.
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Trip interruption insurance for travel expenses when a trip is Interrupted.
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Travel insurance coverage due to lost, damaged, delayed or stolen luggage.
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Emergency medical evacuation travel insurance coverage.
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Japan - General Information
Location
East Asia
Currency
Japanese Yen
Language
Japanese
Population
Around 123 million
Best time to visit
Spring and autumn
Popular tourist destinations in Japan
Hiroshima Peace Memorial
Peace Memorial Museum with its numerous exhibits dealing with the issue of world peace, Memorial Cenotaph and Flame of Peace, as well as the Atom Bomb Dome.
Shin-Yakushi-ji Temple
The Shin-Yakushiji Temple is a classic example of the Late Nara style. Taking its name from the Healing Buddha (Yakushi) to whom it's dedicated.
Fukuoka's Castle
Fukuoka Castle (Fukuoka-jo) is one of the highlights of a visit to Fukuoka and also well known for its many events and festivals.
Itsukushima Shrine
Itsukushima Shrine, a Shinto temple dedicated to the Princess daughters of the wind god Susanoo.
Travel health insurance Japan for US citizens
Short term travel medical Insurance
- For short term travel vacations ranging from a few weeks to few months (less than a year).
- This covers all catastrophic health care expenses, but does not include coverage for preventive care and has limited cover for pre-existing conditions.
Long term health Insurance
- Ideal for expats working overseas and for US pensioners living outside the US.
- These plans offers comprehensive coverage for preventive-care, pre-existing conditions, mental health, dental and vision benefits.
US expatriate insurance
Health insurance for U.S. expats is essential for providing access to quality healthcare while living abroad. Expatriates often need coverage that goes beyond what their domestic U.S. health insurance provides because most U.S.-based health insurance plans do not cover medical expenses incurred outside the United States.
Get quote »Travel insurance for US seniors with Medicare coverage
US senior citizens with Medicare need international travel insurance as Medicare offers limited or no coverage outside USA. Traveling overseas involves risks especially for older travelers and costs of medical evacuation and health care outside the United States is expensive. Buying Medicare Supplemental international Travel insurance coverage for older US travelers is strongly recommended.
Indianapolis based International Medical Group (IMG) offers GlobeHopper Senior travel health insurance as affordable overseas travel medical insurance for US senior citizens and US permanent residents 65 years and older.
The GlobeHopper Senior plan is available either as the GlobeHopper Single-Trip plan for coverage from 5 days to 365 days, or as a GlobeHopper Multi-trip plan which covers 12 months with a maximum of 30 days per each overseas trip. The GlobeHopper Senior plan is very popular since it provides coverage of $1 million up to the age of 79 years and $100,000 for travelers more than 80 years old. The plan includes $2,500 cover for sudden unexpected recurrence of a pre-existing condition and $25,000 for emergency medical evacuation.
Know More »Travel insurance to Japan from US - FAQ's
01. Do visitors to Japan need medical insurance? Do I need travel insurance for Japan? Does Japan require travel insurance?
Even though it might not be mandatory to have medical insurance for USA travelers to Japan. However, given the Covid pandemic, the war in Ukraine, international travel has become more uncertain with disrupted flights and pandemic restriction, it is very important to buy good short term travel insurance from USA to the Japan to insure oneself against being forced to pay for unexpected expenses and healthcare facilities while on a vacation.
International travelers can compare different health insurance for visitors in Japan and buy the best travel insurance to japan at American Visitor Insurance online according to their specific USA to Japan travel insurance requirements.
02. Does Medicare cover older Americans traveling to Japan? Does Medicare cover costs in Japan?
Medicare will not cover US citizens traveling to Japan. Medicare will cover eligible older Americans only within the US borders. All the 50 US states, the District of Columbia, Puerto Rico, the U.S. Virgin Islands, Guam, the Northern Mariana Islands, and American Samoa are considered part of the U.S and accept US Medicare.
However, Medicare will not pay for health care services outside these US territories or traveling in a ship and when the ship is more than 6 hours away from the US port. The Medicare prescription drugs plan also does not offer coverage for the drugs purchased outside the United States.
03. What is the best travel insurance for Japan?
This is a great question and our website strives to answer this question for our customers. Due to the different needs of different travelers there is not one policy that is always best for everyone in their situation. But those traveling without kids can find different options that may suit them better.If you are a traveler with concerns about a pre-existing medical condition that cause an emergency, then you will be looking at different plans than someone without a life-threatening pre-existing condition.
We endeavor to give our clients as much information as possible so they can find the plan that is best for you. Or, if you want some guidance, our licensed agents are here to help you with your choice!
04. How do I file a travel insurance claim for Japan?
The claim can be filed by submitting the scanned copy of the hospital bill and receipts to the insurance company over the email along with the completed claim form. The customer gets the money reimbursed from the insurance company after they receive the bill.
If the hospital provider and insurance company agree for the direct billing, then the doctor's provider can directly send the bill to the insurance company and they can pay the money directly to the doctor. More details …
05. Why do US citizens need travel insurance when visiting Japan?
The regular US health insurance plans and this includes Medicare, will provide little to no health insurance coverage outside US borders. International travel insurance typically costs only around 5%of the total trip cost, and this is highly recommended for US citizens visiting Japan as it provides coverage and financial protection in case of unexpected events such as medical emergencies, trip cancellations or interruptions, lost baggage, or travel delays. Healthcare costs can be high in Japan, and travel insurance ensures that you have access to medical treatment and assistance if needed.
06. What does international travel insurance for Japan typically cover
The coverage provided by travel insurance can vary depending on the policy and insurance provider, but it typically includes
- Medical expenses: Coverage for emergency medical and dental treatment, hospital stays, and medical evacuation.
- Trip cancellation or interruption: Reimbursement for non-refundable expenses if the trip is cancelled or cut short due to covered reasons, such as illness, injury, or unforeseen circumstances.
- Baggage loss or delay: Compensation for lost, stolen, or damaged baggage, as well as reimbursement for essential items if your baggage is delayed.
- Travel delays: Reimbursement for additional expenses incurred due to delayed flights or other travel disruptions.
- Emergency assistance: 24/7 travel assistance services, including access to a helpline for emergencies, coordination of medical services, and help with lost documents.
07. How much is travel insurance to Japan from USA cost?
The cost of travel insurance can vary depending on several factors, including the duration of your trip, your age, the level of coverage you choose, and any additional add-ons or options you select. On average, travel insurance for a US citizen visiting Europe can range from $50 to $200 for a week-long trip, which is between 5% to 8% of the trip cost. It is recommended to obtain quotes from different insurance providers on American Visitor Insurance to compare prices and coverage options.
08. Are pre-existing medical conditions covered by travel insurance to Japan from USA?
Coverage for pre-existing medical conditions can vary depending on the insurance policy. Some travel insurance plans offer coverage for acute onset of a pre-existing conditions, while others may exclude them. It is important to carefully review the policy details and any exclusions or limitations related to pre-existing conditions using the comparison facility available on American Visitor Insurance.
09. Is travel insurance mandatory for travel to Japan from USA?
Travel insurance is not mandatory for US citizens visiting Japan. However, even if not mandatory, travel insurance for Japan is highly recommended so as to have adequate coverage in case of unexpected travel or health related emergencies. Without travel insurance, you may be personally responsible for covering the costs associated with medical emergencies, trip cancellations, or lost belongings, which can be significant.
10. How do I choose the right travel insurance for my trip to Japan?
When choosing travel insurance for your trip to Japan, consider the following factors
- Coverage: Look for a policy that provides comprehensive coverage for medical expenses, trip cancellations, baggage loss, and travel delays.
- Policy limits: Ensure that the policy limits are sufficient to cover potential expenses, such as medical treatment or emergency evacuation.
- Exclusions: Carefully review the policy's exclusions and limitations, particularly regarding pre-existing conditions and high-risk activities.
- Cost: Compare the prices of different insurance providers while considering the coverage and benefits they offer.
- Customer reviews and reputation: Research the insurance provider's reputation, customer reviews, and claim handling process to ensure reliability and customer satisfaction.
When buying travel health insurance for Japan, it is important to compare travel insurance policies from multiple providers to find the best coverage at the best price. This is achieved with ease at American Visitor Insurance, where prices and benefits of the different plans are displayed in an user friendly comparison tool. As a traveler, you should also carefully review the policy's brochure and understand the exclusions that are not covered.
11. Is US travel health insurance accepted in Japan?
U.S. health insurance is generally not accepted in Japan. Japan has a national health insurance system that is only available to foreigners with long-term visas. If you are a visitor to Japan, it is highly recommended to purchase travel insurance that includes medical coverage for the duration of your stay.
12. What are the factors to consider when choosing an expat health insurance in Japan?
- Eligibility: Eligibility for expat health insurance in Japan depends on residency status, visa type, and employment.
- Types of Health Insurance: There are two main types of health insurance in Japan: National Health Insurance (NHI) and Social Health Insurance (SHI). NHI is for those not covered by employment-based insurance, while SHI is for full-time salaried workers.
- Coverage: Ensure the insurance covers pre-natal and post-natal care, childbirth expenses, vaccinations, mental healthcare, dental care, and medical expenses incurred outside Japan.
- Recognition and Acceptance: Make sure your expat health insurance is recognized and accepted by clinics and hospitals in Japan.
- Cost: Consider the cost of the insurance and how it fits into your overall healthcare budget.
- Benefits: Japan's health insurance offers benefits such as access to quality healthcare facilities, preventive care services, and wellness programs.
Best International travel insurance to Japan
Factors to consider while buying japan health insurance for tourists from USA
The cost of Japan visa insurance depends on the following:
Age of the traveler
The travel insurance price is directly proportional to the age of the traveler. The older the traveler and higher is the cost of the travel insurance.
Type of travel insurance
Comprehensive travel insurance which provide exhaustive coverage are more expensive. Traveler can select between single trip or multi trip travel insurance.
Medical maximum coverage
The price of travel health insurance is directly dependant on the maximum medical coverage and inversely dependant on the deductible of the plan chosen.
Region of coverage
Travel insurance depends on the coverage region. The cost for travel health insurance in some countries (USA …) is more expensive than others.
Duration of travel insurance
The longer the duration of visitor medical insurance required, the higher will be the cost.
Any add on benefits
Additional add-on benefits like adventure sports coverage … will increase the cost of coverage.
Steps to buy
Travel insurance for Japan online
search 1: Finding the available international travel health insurance plans
Complete the travel insurance quote form by providing traveler details and the insurance requirements.
balance 2: Compare the different travel insurance options
Compare price and the benefits of the different travel insurance options to identify what fits your needs best.
attach_money 3: Buy the holiday insurance USA you like best and review documents
Buy the plan that fits your needs and budget by using a credit card and completing the online application.
description 4: Review the travel medical insurance plan documents received by email
Review the travel insurance policy documents received by email for coverage details and relevant contact numbers.
Overseas travel insurance for US residents
How do I buy the best travel insurance for Cruises?
Going on a cruise vacation is truly exciting, however one must take suitable action to ensure that the cruise vacation is not a disappointment. Vacationers are likely to book for the cruise well in advance of the actual travel dates, and it is possible that one is not able to make the cruise as planned.
Best Cruise trip insurance ensures that vacationers can vacation investment should there be a disruption and one cannot make the cruise. Most Cruises offers Cruise protection, but that is not the same as trip insurance for Cruises.
A cruise protection usually gives vouchers for the traveler if they miss the cruise, but getting money back is not the norm, which is what trip insurance for Cruises offer.
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Best travel insurance Japan, Travel Health insurance Japan for tourists
Trip vs Travel health coverage vs Global medical insurance
Confused whether to buy trip, travel or global health insurance? Understand the differences
Click here to read more »Group Travel Insurance
Quite often groups travel overseas together. The groups could be traveling for varied reasons such as employees on training, groups of tourists holidaying, members of a missionary organization, groups of students attending a sporting or academic event. Since the regular domestic health insurance will usually not cover you outside your home country you can buy cheap Group travel health insurance for visiting Japan. The group travel plans are cheaper when compared to individual travel medical insurance. There is usually a discount of about 10% or more in group travel policies when compared to individual visitor health insurance for the same destination.
Embassy of Japan in United States
Japan Embassy in Washington, DC
pin_drop 2520 Massachusetts Avenue NW, 20008 DC, Washington, United States
call Phone
+1-202-238-6700
fax Fax
+1-202-328-2187
<mail Email
jicc@ws.mofa.go.jp
Japan Embassy in Alaska
pin_drop 3601 C Street, Suite 1300, 99503, Anchorage, Alaska, United States
call Phone
+1-907-562-8424
fax Fax
+1-907-562-8434
mail Email
pubcul-ak@se.mofa.go.jp
Annual travel insurance
Cheap travel insurance to Japan from USA links
Travel medical Insurance for Japan FAQ
FAQs about cheap insurance for Japan travelers.
Click here to read more »Japan Travel medical Insurance Blog
Blog about travel health insurance Japan travelers.
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Customer Queries for USA travelers to Japan travelers.
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