HTH Trip Protector Preferred Insurance
Trip insurance for luxury travelers taking lavish vacations to both domestic and international destinations
Trip insurance for luxury travelers taking lavish vacations to both domestic and international destinations
HTH Worldwide TripProtector Preferred is insurance plan designed luxury travelers taking lavish vacations to both domestic and international destinations. This plan offers trip cost up to $50,000. HTH Worldwide TripProtector Preferred Insurance also offers coverage for cancel for any reason, pre-exiting waiver, luggage delay along with emergency travel assistance services.
Pre-existing condition Waiver may provide coverage for some pre-existing medical conditions during the trip, if enrollment date timelines are met, and insured is not disabled from travel at the time premium is paid. To qualify for the Pre-Existing Condition Waiver, you must:
| Trip Cancellation help | 100% up to a $50,000 max |
| Trip Interruption help | 200% Trip Cost |
| Travel Delay ($200 Daily Limit) help | 6 hrs, $2,000 max |
| Emergency Evacuation - Includes transportation to join the Insured | $1,000,000 |
| Repatriation of Mortal Remains | $25,000 |
| Pre-Existing Conditions | Can be covered if insurance is purchased within 21 days of initial trip deposit |
| Cancel For Any Reason (optional) — Not available in NY, WA | 75% Trip Cost reimbursement |
| Accidental Death & Dismemberment | $50,000 |
| Accidental Death & Dismemberment - Common Carrier (Air only) help | $100,000 |
| Dental Expense | $1,000 |
This plan is ideal for travelers seeking the highest level of protection, those taking expensive trips, and individuals who prioritize comprehensive coverage and potentially features like "Cancel For Any Reason."
The Trip Protector Preferred plan offers higher coverage limits, more comprehensive benefits, and the option to add Cancel For Any Reason (CFAR), making it ideal for travelers seeking premium protection.
There is no specific maximum age limit stated, but benefits may vary by age. It’s best to review the plan certificate or consult an agent for full age-related details.
Yes, if you cancel the policy within the free-look period (usually 10–15 days from purchase), and you haven’t left for your trip or filed a claim, you may receive a full refund.
Claim instructions and forms are available on the American Visitor Insurance website. You’ll need your policy number, documentation of expenses or losses, and any receipts or medical records related to the claim.
Cancel for any reason is a benefit under the TripProtector Preferred plan. If you cancel your trip for any reason not otherwise covered on this plan, you will be reimbursed up to 75% of the pre-paid, forfeited, nonrefundable payments or deposits you paid for your trip; provided: a) Your premium payment is received within twenty-one (21) days of the Initial Deposit Date; and b) You insure all pre-paid Trip costs that are subject to cancellation penalties or restrictions, and also insure within fifteen (15) days the cost of any subsequent arrangements (or any other arrangements not made through Your travel agent) added prior to Your Trip; and c) You cancel Your entire Trip two (2) days or more before Your Scheduled Departure Date.
You can find the complete policy wording, including specific coverage limits and exclusions, in the policy documents provided by HTH Worldwide or American Visitor Insurance.
Contact our customer service team, we are here to help you!
To file a claim with Trip Protector Preferred insurance, follow these steps: