HTH Worldwide

HTH Worldwide Trip Protector Classic insurance

Trip cancellation up to $25,000 for US residents traveling within the US and abroad

Why choose Trip Protector Classic insurance?

The HTH Worldwide TripProtector Classic plan provides comprehensive travel insurance for US residents, including coverage for trip cancellation, trip interruption, travel delays, and baggage loss or delay. This plan offers trip cost up to $5,000 and pre-existing waiver available if purchased within 14 days of initial deposit.

HTH Worldwide Trip Protector Classic insurance Reviews

request_quote
Trip Cost
Coverage up to $25,000
calendar_month
Trip Duration
180 days
local_hospital
Medical
$250,000
ambulance
Medical Evacaution
Up to $1,000,000 per person
ambulance
Trip Cancellation help
Up to 100% of trip cost
cancel
Trip Interruption help
150% Trip Cost
star
Rating
A (Excellent) by AM Best
edit_square
Underwritter
Nationwide Mutual Insurance Company
checklist
Best for
  • Senior Travelers
  • Leisure travelers and vacationers

What are the key highlights of Trip Protector Classic insurance?

  • Ideal plan for U.S. citizens and U.S. residents.
  • Travelers can choose trip cost up to $25,000.
  • Emergency medical evacuation covered up to $250,000.
  • Accident and Sickness medical expense covered up to $250,000.
  • Access to 24/7 emergency travel assistance services.
  • Coverage for trip delays, missed connections, and baggage loss.

Who is eligible to buy TripProtector Classic insurance?

  • Available for U.S. citizens and U.S. residents.
  • Available for travelers up to 99 years.
  • Maximum trip duration is 180 days.

What is pre-existing condition Waiver?

Pre-existing condition Waiver may provide coverage for some pre-existing medical conditions during the trip, if enrollment date timelines are met, and insured is not disabled from travel at the time premium is paid. To qualify for the Pre-Existing Condition Waiver, you must:

  • Purchase the plan within 14 days of your initial trip deposit.
  • Insure all non-refundable trip costs, including any added before departure.
  • Be medically fit to travel on the policy’s effective date.

What are the benefits of TripProtector Classic insurance?

  • Trip Cancellation: Covers up to 100% of your prepaid, non-refundable trip cost.
  • Trip Interruption: Covers up to 150% of trip cost.
  • Emergency Medical Coverage: Includes accident and sickness benefits during your trip.
  • Travel Delay Coverage: Reimbursement for delays over 8 hours.
  • Baggage Loss or Delay: Compensation for lost, stolen, or delayed baggage.
  • 24/7 Travel Assistance Services: Get help anytime, anywhere.
  • Covid-19 Coverage: Included as part of emergency medical and trip interruption benefits.

What are the plan benefits of HTH Trip Protector Classic insurance?

  • Trip Cancellation help 100% up to a $25,000 max
    Trip Interruption help 150% Trip Cost
    Travel Delay ($200 Daily Limit) help 6 hrs, $1,000 max
    Emergency Evacuation - Includes transportation to join the Insured $1,000,000
    Repatriation of Mortal Remains $25,000
    Pre-Existing Conditions Can be covered if insurance is purchased within 14 days of initial trip deposit
  • Baggage & Personal Effects help $250 per item, $1,000 max
    Baggage Delay (12hrs) help $200
    Missed Connection $200 per day, $500 max
  • Accidental Death & Dismemberment $25,000
    Accidental Death & Dismemberment - Common Carrier (Air only) help $50,000
    Dental Expense $750

HTH Worldwide Trip Protector Classic insurance - FAQ's

1. What is HTH Trip Protector Classic Insurance?

HTH Trip Protector Classic is a comprehensive travel insurance plan for U.S. residents. It covers trip cancellation, trip interruption, emergency medical expenses, baggage issues, and more.

2. Who can purchase TripProtector Classic insurance?

This plan is available to U.S. residents traveling domestically or internationally.

3. Is there an age limit to purchase this plan?

There is no specific maximum age limit stated, but benefits may vary by age. It’s best to review the plan certificate or consult an agent for full age-related details.

4. Can I get a refund if I cancel my trip insurance?

You can be refunded if you cancel during the free look period (usually 10-15 days from purchase) and have not made a claim or left on your trip.

5. How do I file a claim?

Claim instructions and forms are available on the American Visitor Insurance website. You’ll need your policy number, documentation of expenses or losses, and any receipts or medical records related to the claim.

6. Can I extend my coverage if my trip gets extended?

No, extensions are not available. The plan is valid only for the originally selected duration up to 180 days.

7. Is emergency medical evacuation included?

Yes, up to $500,000 in coverage for emergency medical evacuation is included in the plan.

NEED HELP?

Contact our customer service team, we are here to help you!

How do I file a claim with Trip Protector Classic insurance?

To file a claim with Trip Protector Classic insurance, follow these steps:

  1. Download the Claims Form: Access the Trip Protector Classic insurance claims form online.
  2. Contact Customer Support: Call the toll-free number 888-957-5009 or +1.727.412.7377 for guidance or assistance.
  3. Complete and Submit Documents: Fill out the claims form and send it, along with any required supporting documents, to the Claims Department:
    • Mailing Address: HTH Worldwide Insurance Services, On Behalf of Nationwide Mutual Insurance Company, P.O. Box 26222, Tampa, FL 33623.
  4. Email Assistance: For additional help or inquiries, email team1@cbpinsure.com.
Know more about Claims »

HTH Worldwide trip insurance related coverage

Trip Protector Economy

Budget-conscious travelers

  • Covers 100% of trip cancellation and 125% of trip interruption costs.
  • Travelers can choose trip cost up to $5,000.
  • Emergency medical evacuation covered up to $500,000.

Trip Protector Preferred

Luxury TravelersU.S. Residents

  • Covers 100% of trip cancellation and 200% of trip interruption costs.
  • Covers trip cost up to $50,000.
  • Accident and Sickness medical expense covered up to $500,000.