The HTH Travel Insurance Multi Trip Platinum Insurance plan is a premium annual travel medical insurance plan that provides high-level coverage for unlimited trips within a year, with each trip covered for up to 70 days.
Key Features:The HTH Multi Trip Platinum insurance cost starts at just $203 per year, but the final premium varies based on factors such as age, trip duration, coverage limits, and selected benefits.
The prices shown in the table below are based on 365 days of coverage, with a $100 deductible and a maximum benefit of $1,000,000 for travelers up to age 69. For travelers aged 70 to 99, the maximum coverage is limited to $200,000.
The HTH Travel Insurance Multi Trip Platinum Insurance is ideal for frequent travelers who want dependable, year-round medical protection abroad. It offers the strength and global network of Blue Cross Blue Shield, covering multiple international trips within a 364-day period, each lasting up to 70 days. With generous medical coverage, emergency evacuation benefits, and support for pre-existing conditions, it provides travelers with complete peace of mind wherever they go.
| Surgery, anesthesia, in-hospital doctor visits, diagnostic X-ray and lab | 100% |
| Office visits: including X-rays and lab work billed by the attending physician | 100% |
| Surgery, X-rays, in-hospital doctor visits | 100% |
| Inpatient medical emergency | 100% |
| Ambulatory surgical center | 100% |
| Ambulance services (non-Medical evacuation) | 100% up to $1,000 |
| Outside the U.S. outpatient prescription drugs | 100% of reasonable charges up to $5,000 |
| Physical and occupational therapy | 6 visits per Period of Insurance, $100 Maximum payment per visit |
| Dental Care Required Due to an injury | 100% of Reasonable Charges with a maximum benefit of $300 per Trip Period |
| Dental Care for Relief of Pain | 100% of Reasonable Charges with a maximum benefit of $300 per Trip Period |
| Emergency medical evacuations | Up to $500,000 |
| Accidental Death and Dismemberment AD&D | Maximum benefit principal sum up to $25,000 |
| Emergency family travel arrangements | GeoBlue plans provide a maximum benefit per trip period up to $2,500 |
| Hazardous activities | Maximum benefit up to $25,000 for claims resulting from downhill (alpine) skiing and scuba diving at a depth of 20 meters or less. |
| Lost baggage and personal effects coverage | Maximum benefit of $500 per trip period and limited to $100 maximum benefit per bag or personal effect |
| Repatriation of remains | Maximum benefit up to $25,000 |
| Pre-existing Condition | Coverage for pre-existing conditions is available only if the policyholder has a primary health plan. |
BlueCross BlueShield plans come with key features designed to provide peace of mind while traveling:
Our support team is ready to assist you.
es. HTH Multi Trip Platinum includes coverage for pre-existing conditions, provided you are enrolled in a primary health insurance plan. This makes it one of the few annual multi-trip plans that does not exclude pre-existing conditions outright.
HTH Multi Trip Platinum is one of the best annual travel insurance options for seniors over 80. It offers coverage up to age 95, includes pre-existing condition benefits, provides emergency medical evacuation up to $500,000, and gives access to the BlueCross BlueShield global network in over 190 countries.
Yes, for frequent travelers who want higher protection. The Platinum plan offers double the medical coverage ($1,000,000 vs $500,000), a lower deductible ($100 vs $200), higher prescription drug benefits ($5,000 vs $2,500), plus additional benefits like AD&D coverage, lost baggage protection, and hazardous activity coverage - none of which are included in the Gold plan.
HTH Multi Trip Platinum is one of the most affordable annual travel insurance plans offering $1,000,000 in medical coverage, starting at just $203/year for younger travelers. For seniors and older travelers, coverage limits and pricing vary by age group.
For seniors aged 70–84, HTH Multi Trip Platinum starts at $377/year. For travelers aged 85–95, it starts at $646/year. Both age groups receive medical coverage up to $200,000 along with emergency evacuation coverage up to $500,000.
Some plans do. HTH Multi Trip Platinum covers outpatient prescription drugs outside the US up to $5,000 per policy period one of the highest prescription drug benefits available in an annual travel insurance plan.
HTH Multi Trip Platinum is one of the best annual travel insurance options for seniors, available up to age 95. It includes pre-existing condition coverage, emergency evacuation up to $500,000, and access to the BlueCross BlueShield global network all under one affordable annual plan.
Yes. Annual travel insurance is ideal for business travelers who make frequent international trips. HTH Multi Trip Platinum covers unlimited trips per year with each trip up to 70 days perfect for professionals who travel abroad regularly for work.
To file a claim with HTH Travel Insurance Multi Trip Platinum Insurance, follow these steps:
Download Form
Get claim form online
Fax
+1 610 482 9623
Submit Documents
Mail to Blue Cross Blue Shield Global Solutions, P.O. Box 1748, Southeastern, PA 19399-1748, USA
Email Help
claims@bcbsglobalsolutions.com
American Visitor Insurance has developed user friendly quote comparison tools to help travelers compare prices and benefits of different Multi Trip Platinum travel insurance plans. American Visitor Insurance also has resourceful FAQ's, Forums and Blogs based on customer needs, all of which are designed easily and make an informed decision of buying the best Multi Trip Platinum travel insurance plan for your specific requirements. American Visitor Insurance's licensed customer support staff with over two decades of travel insurance experience, help customers by providing answers to any queries or concerns while buying Multi Trip Platinum travel insurance. The customer support staff located in different time zones both in the East Coast and West Coast of the US are available at all times to help you with the online application process as well as to help customers while filing for Multi Trip Platinum insurance claims should you need to use the insurance coverage while on your vacation.