The Multi-Trip Gold plan is an annual travel medical insurance plan from Blue Cross Blue Shield Global Solutions, meant for people who travel outside their home country multiple times over a 12-month period. Each trip under this plan can last up to 70 days.
It's the more basic version compared to the Platinum plan you get core medical and travel emergency benefits, though some high-end features (like the lowest deductibles or full pre-existing condition coverage) are better under Gold.
Key Features:The HTH Multi Trip Gold insurance cost starts at just $145 per year, but the final premium varies based on factors such as age, trip duration, coverage limits, and selected benefits.
The prices shown in the table below are based on 365 days of coverage, with a $200 deductible and a maximum benefit of $500,000 for travelers up to age 69. For travelers aged 70 to 99, the maximum coverage is limited to $200,000.
The HTH Travel InsuranceSingle Trip Gold Insurance is ideal for U.S. residents who want comprehensive, reliable international medical coverage when traveling abroad. It combines the global reach and trust of Blue Cross Blue Shield with the flexibility and benefits travelers need for short- or medium-term trips ( up to 182 days ).
| Surgery, anesthesia, in-hospital doctor visits, diagnostic X-ray and lab | 100% |
| Office visits: including X-rays and lab work billed by the attending physician | 100% |
| Surgery, X-rays, in-hospital doctor visits | 100% |
| Inpatient medical emergency | 100% |
| Ambulatory surgical center | 100% |
| Ambulance services (non-Medical evacuation) | 100% up to $1,000 |
| Outside the U.S. outpatient prescription drugs | 100% of reasonable charges up to $2,500 |
| Physical and occupational therapy | 6 visits per Period of Insurance, $50 Maximum payment per visit |
| Dental Care Required Due to an injury | 100% of Reasonable Charges with a maximum benefit of $200 per Trip Period |
| Dental Care for Relief of Pain | 100% of Reasonable Charges with a maximum benefit of $100 per Trip Period |
| Emergency medical evacuations | Up to $500,000 |
| Pre-existing Condition | Covered both medical services and medical evacuation |
Yes. HTH Multi Trip Gold covers travelers up to age 95, including those over 80. For travelers aged 85–95, annual coverage starts at $465/year with medical coverage up to $200,000 and emergency evacuation up to $500,000.
Each trip is covered up to 70 days, with unlimited trips within a 12-month period.
Yes, children under 26 are covered, and disabled children over 26 may also qualify with physician proof. Children under 6 must enroll with a parent or guardian.
es. HTH Multi Trip Gold is available for travelers up to age 95, including those aged 70 and above. Travelers in the 70–84 age group can get annual coverage starting at $276/year.
HTH Multi Trip Gold is an excellent choice for travelers over 65. It offers comprehensive medical coverage, pre-existing condition benefits, and access to the BlueCross BlueShield global network in over 190 countries all under one affordable annual plan.
Most standard travel insurance plans do not cover pre-existing conditions. However, HTH Multi Trip Gold is one of the few annual multi-trip plans that includes pre-existing condition coverage, provided you are enrolled in a primary health insurance plan.
Yes. The HTH Multi Trip Gold plan is available for travelers up to age 95, making it one of the few annual plans suitable for senior and elderly travelers.
HTH Multi Trip Gold starts at just $145/year for travelers aged 18–49, making it one of the most affordable annual international travel insurance options.
HTH Multi Trip Gold is one of the most affordable annual multi-trip plans available for US residents, starting at just $145/year covering unlimited international trips with medical coverage up to $500,000.
HTH Multi Trip Gold is one of the best annual travel insurance options for seniors, available up to age 95. It covers pre-existing conditions, offers medical coverage up to $200,000 for ages 70–95, and includes emergency medical evacuation up to $500,000.
BlueCross BlueShield plans come with key features designed to provide peace of mind while traveling:
Our support team is ready to assist you.
To file a claim with HTH Travel InsuranceMulti Trip Gold Insurance, follow these steps:
Download Form
Get claim form online
Fax
+1 610 482 9623
Submit Documents
Mail to Blue Cross Blue Shield Global Solutions, P.O. Box 1748, Southeastern, PA 19399-1748, USA
Email Help
claims@bcbsglobalsolutions.com
American Visitor Insurance has developed user friendly quote comparison tools to help travelers compare prices and benefits of different Multi Trip Gold travel insurance plans. American Visitor Insurance also has resourceful FAQ's, Forums and Blogs based on customer needs, all of which are designed easily and make an informed decision of buying the best Multi Trip Gold travel insurance plan for your specific requirements. American Visitor Insurance's licensed customer support staff with over two decades of travel insurance experience, help customers by providing answers to any queries or concerns while buying Multi Trip Gold travel insurance. The customer support staff located in different time zones both in the East Coast and West Coast of the US are available at all times to help you with the online application process as well as to help customers while filing for Multi Trip Gold insurance claims should you need to use the insurance coverage while on your vacation.