What Are the Best Travel Insurance Plans for U.S. Citizens with Acute Onset of Pre-Existing Conditions?
The best travel insurance for acute on set of pre-existing condition for us citizens is Patriot International Platinum. Other top plans are Travel Medical Choice, BCBS Single Trip Platinum, and HTH TravelGap Voyager from American Visitor Insurance. If you are looking for affordable travel health insurance for US citizens with pre-existing condition coverage, consider Atlas International or Patriot International Lite.
Atlas International is one of the cheapest travel insurance plans for U.S. citizens and residents, offering strong medical coverage and protection for the acute onset of pre-existing conditions. It is ideal for travelers with existing health concerns who need budget-friendly, reliable coverage.
Pre-Existing Coverage Details:- Covers acute onset of pre-existing conditions up to the policy maximum for travelers under age 80.
- This coverage applies if a pre-existing condition suddenly worsens.
- If you need urgent medical evacuation due to an acute onset of a pre-existing condition, the plan covers up to $25,000 for emergency transport.
Cost: Atlas International travel insurance for U.S. citizens with pre-existing conditions cost starts from $93 per month for a 50-year-old traveler, with a policy maximum of $50,000 and a $250 deductible.
Patriot International Lite is an affordable travel insurance plan for U.S. citizens and residents, providing solid medical coverage, emergency benefits, and protection for the acute onset of pre-existing conditions. It is a dependable option for travelers seeking essential coverage at an affordable price.
Pre-Existing Coverage Details:- Covers acute onset of pre-existing conditions up to the policy maximum for travelers under age 70.
- This coverage applies if a pre-existing condition suddenly worsens.
- If you need urgent medical evacuation due to an acute onset of a pre-existing condition, the plan covers up to $25,000 for emergency transport.
Cost: Patriot International Lite acute onset of pre-existing conditions travel insurance U.S. citizens cost starts from $94 per month for a 50-year-old traveler, with a policy maximum of $50,000 and a $250 deductible.
Travel Medical Choice is one of the best travel insurance plans for U.S residents, offering strong medical protection and coverage for the acute onset of pre-existing conditions, including cardiac issues such as heart disease, high blood pressure, and cholesterol. It’s an ideal option for travelers who want reliable medical benefits without paying high premiums.
Pre-Existing Coverage Details:- Acute onset of pre-existing conditions is covered for visitors up to age 79 (80 years and above are not covered).
- For cardiac conditions and/or stroke, coverage is $50,000 for ages 14 days to 69 years and $5,000 for ages 70 to 79 years.
- For other pre-existing conditions, coverage is $75,000 for ages 14 days to 69 years and $7,500 for ages 70 to 79 years.
Cost: Travel Medical Choice best travel insurance for pre-existing conditions for U.S. citizens cost starts from $157 per month for a 50-year-old traveler, with a policy maximum of $50,000 and a $250 deductible.
Patriot Platinum is a first-class travel insurance plan for U.S. citizens and residents, providing comprehensive medical coverage, emergency benefits, and protection for the acute onset of pre-existing conditions. It is an excellent option for travelers seeking premium coverage with robust benefits.
Pre-Existing Coverage Details:- Covers acute onset of pre-existing conditions up to the policy maximum for travelers under age 70.
- This coverage applies if a pre-existing condition suddenly worsens.
- If you need urgent medical evacuation due to an acute onset of a pre-existing condition, the plan covers up to $50,000 for emergency transport.
Cost: Patriot Platinum international travel insurance for U.S. citizens with medical conditions cost starts from $179 per month for a 50-year-old traveler, with a policy maximum of $1,000,000 and a $250 deductible
InterMedical is one of the best travel insurance plans for U.S. citizens traveling abroad, providing coverage for medical emergencies outside your home country (but not in the U.S.). It offers comprehensive international medical benefits and emergency medical evacuation for trips lasting 5 to 364 days, along with protection for the acute onset of pre-existing conditions, making it an excellent choice for U.S. travelers going overseas.
Pre-Existing Coverage Details:- Covers the acute onset of pre-existing conditions up to the plan’s medical maximum (age limits apply).
- The condition must be stable before travel and worsen unexpectedly after the policy becomes active.
- Emergency medical evacuation for acute onset is covered up to $25,000.
Cost: Intermedical U.S. citizen travel health insurance pre-existing conditions starts from $105 per month for a 50-year-old traveler, with a policy maximum of $50,000 and a $250 deductible.
BCBS Single Trip Platinum is a premium best medical insurance plan for U.S. residents traveling abroad. Powered by GeoBlue and backed by the Blue Cross Blue Shield Global network, it offers strong emergency medical coverage, medical evacuation benefits, and limited protection for the pre-existing conditions, making it a reliable choice for international travel.
Pre-Existing Coverage Details:- Provides coverage for pre-existing conditions for eligible medical services.
Cost: BCBS Single Trip Platinum cheap travel insurance for Americans with pre-existing conditions cost starts from $87 per month for a 50-year-old traveler, with a policy maximum of $50,000 and a $250 deductible.