GlobeHopper Senior Insurance Reviews

Best International Travel Medical Insurance for Seniors over 65 years

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GlobeHopper Seniors Travel insurance for US seniors on Medicare

GlobeHopper Senior travel insurance offered by International Medical Group (IMG) is ideal for US citizens and US permanent residents over the age of 65 for travelling outside of the United States. The GlobeHopper is available either as a single trip or as a multi trip plan. GlobeHopper Senior Single-Trip helps protect travelers who need travel medical insurance coverage from five days up to 12 months while on a single trip. Medicare supplement insurance - Travelers who need secondary coverage.

GlobeHopper Senior Multi-Trip offers flexible protection to frequent travelers who prefer to purchase an annual plan to cover multiple trips throughout a 12-month period, with each trip covered up to a maximum of 30 or 45 days, depending on the plan option you choose. Option to renew plan up to 24 continuous months.

GlobeHopper Best international travel insurance for seniors

GlobeHopper Seniors Single Trip travel insurance
GlobeHopper Senior Single Trip Protects travelers who need travel insurance cover from 5 days up to 12 months while on a single trip.
GlobeHopper Seniors Multi Trip travel insurance
GlobeHopper Senior multi trip offers flexible protection to frequent travelers who refer to purchase an annual plan to cover multiple trips throughout a 12 - month period, each trip covered up to 30 or 45 days,depending on the plan option you choose.This plan can renewed up to 24 countinuous months.
Globehopper Evacuation Plus rider
The Traveler can purchase an optional rider at the time of application. The optional riders provide additional coverage for a minimal charge..
  • Evacuation Plus Rider
Coinsurance
GlobeHopper Senior plan - The plan pays 100%
100%

GlobeHopper Insurance - Key Highlights

  • This plan is available for US citizens and US permanent residents and medical expenses outside US are the only eligible expenses.
  • This insurance is available for people above 65 years of age.
  • The multi trip plan covers multiple trips in 12 month period for frequent travelers.
  • People who are qualified for Medicare and are actively enrolled in Medicare parts A and B are eligible for this plan.
  • People who are enrolled in Medigap plan or Medical Advantage plan are eligible for this plan.
  • The single trip plan covers up to 12 months in the single trip.

IMG GlobeHopper Medical Travel Insurance for Seniors plan summary


GlobeHopper Senior travel insurance Eligibility
  • Travelers aged 65 years and above
  • Covers medical expenses outside the U.S. only
  • US citizens or US permanent residents
  • Qualified for Medicare, actively enrolled in Medicare Parts A & B
  • Enrolled in a Medigap Plan or Medicare Advantage Plan
  • The plan is secondary to Medicare, a Medigap and/or a Medicare Advantage Plan (Medicare supplement insurance)

Unique features
  • Maximum Limits from $50k to $1M
  • Insured person satisfy only one deductible within each 12 months coverage period
  • No maximum age limit
  • Provides reimbursement for emergency and non - emergency care expenses.
  • Offers immediate access to care and reimbursement for medical expenses.
  • Ability to choose hospital or doctor or your choice
  • No coinsurance
  • Offers pre-existing conditions coverage

Globehopper Senior insurance renewability
  • The GlobeHopper Senior Single-Trip is eligible to be extended up to 12 months from the initial effective date, provided there is not a break in coverage.
  • Extensions are available in daily and monthly increments and may be completed online or by using a paper application; however, extensions of less than one month are available online.
  • For each extension less than one month that is completed online, you will be charged an additional $5 processing fee.
  • Each insured person must only satisfy one deductible within each 12-month coverage period.

GlobeHopper Senior Single-Trip - PPO network

GlobeHopper Senior Single-Trip - Provider network and how to find hospital or doctor? United Healthcare Provider Network

IMG maintains a wide network of health care providers.

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Plan benefits of GlobeHopper Seniors medical insurance

  • Maximum limit per period of coverage Single Trip: Age 65-79 years - $50k, $100k, $500k or $1M; Age 80+ $100k
    Multi Trip: Age 65-79 years - $1M maximum limit.Age 80+ $100k
    Deductible Single Trip: $0*, $100, $250, $500, $1k, or $2.5k(*$0 Deductible only available with $50k and $100k maximum limit)
    Multi Trip: $250 per injury/illness
    Hospital room and board Average semi-private room rate, including nursing services
    Surgery Up to the maximum limit
    Intensive care unit Up to the overall maximum limit.
    Physician visits Physician visits or services: Up to the maximum limit
    Radiology / X-ray Up to the maximum limit
    Hospital indemnity $250 per overnight inpatient confinement, maximum limit of 10 overnights. Not subject to deductible
    Prescription drugs and medications Up to the plan maximum limit, (Dispensing limit per prescription: 90 days)
  • Emergency local ambulance Up to $5k maximum limit
    Emergency Room Accident Up to the maximum limit
    Emergency Room visit without In-patient Admission Up to Maximum Limit. Subject to additional $250 deductible
    Emergency Room Visit with In-Patient Admission Up to the maximum limit
    Interfacility ambulance transfer Interfacility Transportation: $2.5k maximum limit
    Emergency eye examination $150 maximum limit. $50 deductible per occurrence. Subject to coinsurance. (Loss or damage to prescription corrective lenses due to an accident)
  • Emergency dental treatment Dental injury due to an accident: up to the maximum limit
    Dental - Sudden dental emergency up to $100
  • Emergency medical evacuation $250k maximum limit
    Emergency reunion $50k maximum limit
    Return of mortal remains or cremation/burial $50k maximum limit for return of mortal remains or ashes to country of residence, or $5k maximum limit for cremation or local burial at the place of death.
    Political evacuation and repatriation $50k maximum limit (Must be approved in advance by the company)
  • Trip interruption $5k maximum. Not subject to deductible
    Lost luggage Up to $50 per item; maximum of $250. Not subject to deductible
    Identity theft $500 maximum limit. Not subject to deductible
    Natural disaster $100 per day for five days, $5k maximum limit
    Terrorism Up to $50k maximum limit. Not subject to deductible
  • Sudden and Unexpected Recurrence of a Pre-Existing Condition Single trip: Sudden Recurrence of a Pre-existing Condition: Eligible Medical Expenses: $2.5k maximum limit
    Multi trip: $5k maximum limit.
    Pre-Existing condition medical evacuation Emergency Medical Evacuation: $25k maximum limit
  • Accidental death & dismemberment $25k principal sum. Not subject to deductible
    Common carrier accidental death $100k per adult, maximum of $250k per family
  • Incidental Emergency in the U.S. Up to the maximum limit

Expand your coverage, select your coverage options with add on benefits

01. Patriot International Lite Adventure Sports Rider

Available for those up to the age of 65 years.
If you are a thrill-seeking traveler who enjoys life's more adventurous activities, you may want to consider adding supplemental coverage to your plan. The Adventure Sports Rider provides coverage for injuries sustained during certain extreme sports that would otherwise be excluded from your insurance policy.

  • Age 0-49 years: $50k certificate period
  • Age 50-59 years: $30k certificate period
  • Age 60-64 years: $15k certificate period

Adventure Sports Rider - More Details  

02. Chaperone/Faculty Leader Replacement Rider

Available for Groups only

Groups may purchase the Chaperone/Faculty Leader Replacement Rider in the event that an insured person who is designated as a Chaperone/Faculty Leader by the sponsoring organization has an unexpected death of a relative, a medical emergency, or the substantial destruction of the principal residence in his/her home country, which causes the insured person to have to cancel or interrupt travel, this plan covers reimbursement up to $3k for the expense of a round trip economy airline ticket for a replacement Chaperone/Faculty Leader. (avaliable on group plans)

Chaperone Replacement Rider - More Details  

03. Enhanced Accidental Death & Dismemberment Rider AD&D Rider

The AD&D rider will pay you or your beneficiaries up to $400,000 if your death or dismemberment is the direct result of an accident.
This optional coverage is available for the primary insured person only. This coverage is in addition to the Accidental Death and Dismemberment already included in the plans. Coverage must be purchased for a minimum of three months.

Accidental Death & Dismemberment - More Details  

04. Mobile Device Protection

Available in select countries on individual plans only

Cell phones are essential when traveling internationally to keep you safe, connect with friends and family back home, and to take photos of your travels. Device protection provides coverage for repair or replacement of your cell phone if it is lost, stolen, or accidentally damaged during your trip-so you can continue your trip uninterrupted and stay digitally connected wherever you are in th e world.

Mobile Device Protection - More Details  

Bolt Device Protection - More Details  

05. Trip Cancellation, Interruption and Travel Delay Rider

Available an individual plans far U.S. residents only

Should something unexpected happen before or during your trip, this rider can protect you from financial losses with coverage for trip cancellation and interruption, travel delay benefits, and more. While all Patriot plans include benefits for return travel, the Trip Cancellation, Interruption, & Travel Delay Rider provides coverage for trip cancellation, travel delay, and trip interruption perils. II you are prevented from taking your trip for a covered, unforeseen reason, travel insurance can reimburse up to 100% of your prepaid, non-refundable payments or deposits that would otherwise be forfeited.

GlobeHopper Insurance Restrictions

GlobeHopper Insurance is not offering coverage for residents of Belarus, Russia, or Ukraine and travelers visiting Belarus, Russia, or Ukraine.

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GlobeHopper Senior travel insurance Cost per month

The cost of GlobeHopper Senior insurance is dependent on the following factors the age of the traveler,the plan maximum and the deductible.

The higher the plan limit, the higher will be the premium, while the higher the deductible the lower will be the premium. This plan is available for travellers over 65 years. $50k, $100k , $500K and $1M coverage is available for people age 65 to 79 years. For above 80 years $50k and $100k is available.

For Example here we are showing price for one month with deductible of $500.

Age of traveler Maximum of $50,000 Maximum of $100,000 Maximum of $500,000 Maximum of $10,00,000
65 - 69 years $165 $171 $191 $217
70 - 79 years $217 $227 $254 $292
80 - 99 years $378 $340 N/A N/A

IMG GlobeHopper Insurance - FAQ's

01. What is Globehopper Senior Insurance?

GlobeHopper Senior plan is temporary health insurance for travelers age 65+, this plan is available for US citizens and US permanent residents travelling outside of the United States.The GlobeHopper is available either as a single trip or as a multi trip plan. The single trip plan is renewable up to 12 consecutive months while the multi trip plan provides coverage for multiple trips within 12 months but with each trip covered for 30 days.

02. Who is eligible for Globehopper Senior travel medical Insurance?

The Globehopper Senior is available for US citizens and US permanent residents over the age of 65 for travelling outside of the United States.

03. Does Globehopper Senior Insurance cover pre-existing conditions?

Yes.This plan covers Sudden and Unexpected Recurrence of a Pre-Existing Condition up to $2.5k maximum limit for single trip and Up to $5k for Multi trip.

04. How much does IMG Globehopper Senior cost?

The cost of GlobeHopper Senior insurance is dependent on the following factors the age of the traveler,length of coverage,the plan maximum and the deductible.

The higher the plan limit, the higher will be the premium, while the higher the deductible the lower will be the premium. This plan is available for travellers over 65 years. $50k, $100k , $500K and $1M coverage is available for people age 65 to 79 years. For above 80 years $50k and $100k is available.

05. How do I purchase Globehopper Medical Isnurance for Senior?

You can purchase Globehopper Senior medical insurance on American Visitor Insurance at buy Patriot Platinum Travel Insurance. You can also call them at (877)-340-7910 to get more information on how to apply for Patriot Platinum travel health insurance from licensed insurance agents.

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