📌 What Is GlobeHopper Senior Travel Insurance?
GlobeHopper Senior insurance is a short-term travel medical insurance plan specifically designed for U.S. citizens and permanent residents aged 65 and older who are traveling outside the United States. The plan provides coverage for medical emergencies, hospitalizations, emergency evacuations, and other travel-related medical needs that are not covered by Medicare while abroad.
- The IMG Senior GlobeHopper Single-Trip plan helps protect those who need travel medical insurance for a single trip lasting five days up to 12 months.
- The IMG Senior GlobeHopper Multi-Trip plan offers flexible protection to frequent travellers who prefer to purchase an annual plan to cover multiple trips throughout a 12-month period, with each trip covered up to a maximum of 30 days.
IMG GlobeHopper Senior Travel Medical Insurance
- While we have many visitor insurance plans for seniors visiting the US, let us look at this option of international travel insurance ideal for US permanent residents and US citizens traveling outside the US. Traveling outside the US for older travelers is a big deal and it is important to have good international travel insurance to provide peace of mind against any sudden adverse medical situation.
- Older US citizens have been among the earliest to receive the Covid19 vaccination and to be boosted. This has enabled older US citizens the opportunity to travel again with freedom. However, given the Covid19 pandemic the surge in the new Covid sub-variant should not be overlooked.
- It is very important to buy good travel medical insurance which also covers Covid19 while traveling outside the US. Travelers including a travel insurance cover with Covid-19 cover need not worry about getting coverage of mutated variants. Irrespective of the variant covid-19 cover will provide visitors with the cover if contracted the illness.
- Globe Hopper Seniors travel insurance plan is ideal for seniors leaving the US to travel outside. This plan provides affordable market leading coverage which gives protection for medical related matters while traveling outside the US.
What Is the GlobeHopper Senior Single-Trip Plan?
The IMG Globehopper Senior single-trip insurance is a comprehensive travel medical insurance designed for U.S. citizens and permanent residents age 65 and older traveling outside the United States. Globehopper Senior Trip insurance protect travelers who need travel medical insurance coverage from five days up to 12 months while on a single trip. It is a Medicare supplement insurance plan and works well for travelers who need secondary coverage.
Key details of this plan include:- It’s a short-term travel medical insurance plan for U.S. citizens or U.S. permanent residents aged 65 or older.
- Designed especially for seniors who are already on Medicare (Parts A & B) + a Medicare Supplement (Medigap) or Medicare Advantage plan.
- Coverage applies only when traveling outside the U.S. it does not provide coverage for medical care inside the U.S. during the trip.
- Policy duration: You can buy the plan for 5 days to up to 12 months (365 days).
- The single-trip policy is extendable up to 12 months, if you don’t break coverage.
- Deductible options range from $0 to $2,500.
- No coinsurance is required.
- Emergency medical evacuation coverage up to $250,000 lifetime maximum.
- Non-emergency medical evacuation coverage up to $25,000 is available only with the single-trip plan.
- Coverage for sudden and unexpected recurrence of pre-existing conditions up to $2,500 for medical expenses and $25,000 for emergency medical evacuation.
What Is GlobeHopper Senior Multi-Trip Plan?
The GlobeHopper Senior Multi-Trip Plan is an annual travel medical insurance designed for U.S. citizens and permanent residents aged 65 and older who travel frequently outside the United States. This plan covers multiple trips throughout a 12-month period, with each individual trip limited to either 30 or 45 days, depending on the chosen option. It is ideal for seniors eligible for Medicare who are also enrolled in Medicare Parts A & B, along with a Medicare Supplement or Advantage plan.
- Annual Plan: Covers multiple trips over a 12 month period.
- Trip Duration Limit: Each trip under the plan can last up to 30 or 45 days, depending on the version of the plan.
- Eligibility: For U.S. citizens or U.S. permanent residents aged 65+, who are actively enrolled in Medicare Part A & B plus a Medicare Supplement (Medigap) or Medicare Advantage plan.
- Coverage Area: Only covers medical expenses outside the United States.
- It covers up to $1000,000 (Travelers in ages between 65 to 79 years) for ages 80 to 99 years it covers up to $100,000.
- Pre-existing Condition Coverage: Sudden and unexpected recurrence covered up to $5,000
❓ Why Should I Buy IMG GlobeHopper Senior Travel Insurance?
You should buy GlobeHopper Senior Travel Insurance because it offers specialized, comprehensive medical coverage designed for U.S. citizens and permanent residents aged 65 and older who are on Medicare and traveling outside the U.S.
1. Medicare Does NOT Cover You Outside the U.S.
Most seniors rely on Medicare but Medicare provides very limited or zero coverage abroad. GlobeHopper Senior acts as important secondary insurance, covering overseas medical expenses that Medicare won’t pay.
2. Protection From High Medical Costs Abroad
Healthcare in foreign countries can be very expensive especially for seniors. This plan covers:- Emergency medical treatment
- Hospitalization
- Ambulance services
- Doctor visits
- Prescription medications
- It helps avoid large out-of-pocket expenses during an unexpected medical event.
3. Flexible Plans for Any Travel Style
GlobeHopper Senior offers:- Single-Trip Plan: For one-time vacations or long international stays
- Multi-Trip Annual Plan: For seniors who travel abroad multiple times per year
4. Coverage for Sudden Recurrence of Pre-Existing Conditions
Many senior travel plans exclude pre-existing conditions entirely. GlobeHopper Senior provides coverage for the sudden and unexpected recurrence of pre-existing medical conditions—an essential benefit for older travelers.5. No Provider Networks – Get Treatment Anywhere
- Seniors can visit any doctor or hospital worldwide without referrals or in-network restrictions.
- This is especially helpful during emergencies when you need immediate care.
6. Affordable Premiums for Seniors
Because the plan works alongside Medicare, premiums are lower than many other senior travel insurance options, making it cost-effective and comprehensive.
Who Is Eligible to GlobeHopper Senior Travel Insurance?
- For U.S Citizens or U.S. permanent residents traveling outside of the United States.
- Coverage begins once the policyholder has left their home country and is in transit to or has entered one of the eligible destination countries.
- For ages 65 to 99 years.
- Coverage for minimum 5 days to maximum up to 365 days.
- Extendable for up to 365 days.
- Qualified for Medicare and actively enrolled in Medicare Parts A & B and a Medicare Supplement plan; or actively enrolled in a Medicare Advantage Plan.
- Plan can be purchased after arrival at the destination.
🌍IMG GlobeHopper Senior Insurance Customer Reviews
Steve E
"The compassionate care you gave me in the handling of my need, in my hour of need, was exemplary! We never felt like we were merely a case number — we felt the sincerity of your heartfelt response, as I shared my heart with you, both by phone and by e-mail correspondence."
Joan
"Thanks for all the help and continued support you have provided. Although one hopes never to use travel insurance, you were a god-send throughout our ordeal. We couldn’t have done it without your continued assistance. Thanks again for everything."
Kelli M
" I was unlucky enough to fall ill while abroad, and filed two claims with IMG; I was quite pleased at how easy and straight-forward this process was. My claims were processed quickly and without loads of red-tape. The representatives I spoke with were polite and helpful, as well."
❓ IMG GlobeHopper Senior Travel Medical Insurance - FAQ's
Yes. GlobeHopper Senior is one of the best travel medical plans for U.S. seniors 65+ because it offers flexible coverage, low premiums, and works with Medicare.
Yes. Seniors 80+ can enroll, but the maximum medical coverage is usually capped at $100,000.
Unfortunately, plans cannot be renewed after their expiration date. To stay protected, travelers should renew or extend coverage before the plan expires. If your policy has already lapsed, you’ll need to purchase a new plan for your next trip.
U.S. seniors need GlobeHopper Senior Insurance because it fills the critical gap left by Medicare, which generally does not cover medical expenses incurred outside the United States. The IMG GlobeHopper Senior travel insurance plan provides comprehensive, affordable travel medical insurance specifically for U.S. citizens and permanent residents age 65 and older who are actively enrolled in Medicare Parts A & B along with a Medicare Supplement or Medicare Advantage plan.
The GlobeHopper Senior plan is very popular for seniors as it provides coverage up to $1,000,000 for travelers less than 79 years and $100,000 for travelers more than 80 years old. The plan includes $2,500 cover for sudden unexpected recurrence of an existing medical ailment ,$25,000 for emergency medical evacuation and Prescription medications covers up to maximum limit.
Yes.This plan covers Sudden and Unexpected Recurrence of a Pre-Existing Condition up to $2,500 maximum limit for single trip and Up to $5,000 for Multi trip.
You can purchase Globehopper Senior medical insurance on American Visitor Insurance. You can also call them at (877)-340-7910 to get more information on how to apply for Globehopper Senior travel health insurance from licensed insurance agents.
While GlobeHopper Senior provides emergency medical evacuation coverage for life-threatening injuries and illness, the Evacuation Plus Rider provides coverage up to $25,000 for medical evacuations if you experience a sudden, non-life-threatening medical condition that requires hospitalization. IMG will arrange and cover ground and air transportation to the nearest hospital capable of providing treatment.
Need Assistance Choosing The Right Plan?
Need help understanding your policy?
Our Customer Service team is available 24x7, putting your needs first every step of the way.
Is IMG GlobeHopper Senior Travel Medical Insurance good for seniors traveling abroad?
GlobeHopper Senior travel insurance is considered a good option for seniors traveling abroad because it specifically addresses the unique needs of U.S. citizens and permanent residents aged 65 and older who are covered by Medicare but need additional protection when traveling outside the U.S. Key reasons why it is well-regarded include:
- Comprehensive coverage for emergency medical expenses, evacuation, and repatriation which Medicare typically does not cover abroad.
- Coverage for sudden and unexpected recurrence of pre-existing conditions.
- Multiple plan options including single-trip (up to 12 months per trip) and multi-trip (annual coverage for multiple trips, each up to 30 or 45 days).
- Access to preferred provider networks (PPO) that help reduce out-of-pocket costs.
- No co-insurance and flexible deductible options from $0 to $2,500.
- Positive customer reviews highlight easy claims processing, responsive customer service, and prompt payments.
- Provides peace of mind for seniors traveling internationally with medical coverage tailored to their age group and Medicare status.
Overall, GlobeHopper Senior Visitor Insurance is a reliable and affordable travel medical insurance solution designed to fill the coverage gap for seniors traveling outside the United States.
📝 How Do I File a Claim With GlobeHopper Senior Insurance?
To file a claim with GlobeHopper Senior Insurance, follow these steps:
Download Form
Get claim form online
Call Support
1-800-628-4664
Submit Documents
Mail to International Medical Group, PO Box 240429, Apple Valley, MN 55124, USA.
Email Help
customercare@imglobal.com
Why Should I Buy GlobeHopper Senior travel Insurance on American Visitor Insurance?
American Visitor Insurance has developed user friendly quote comparison tools to help travelers compare prices and benefits of different GlobeHopper Senior travel insurance plans.
American Visitor Insurance also has resourceful FAQ's, Forums and Blogs based on customer needs, all of which are designed easily and make an informed decision of buying the best GlobeHopper Senior travel insurance plan for your specific requirements.
American Visitor Insurance's licensed customer support staff with over two decades of travel insurance experience, help customers by providing answers to any queries or concerns while buying GlobeHopper Senior travel insurance.
The customer support staff located in different time zones both in the East Coast and West Coast of the US are available at all times to help you with the online application process as well as to help customers while filing for GlobeHopper Senior insurance claims should you need to use the insurance coverage while on your vacation.
🚫 What Are the Restrictions of GlobeHopper Senior Insurance?
GlobeHopper Insurance is not offering coverage for residents of Belarus, Russia, Iran or Ukraine and travelers visiting Belarus, Russia, Iran or Ukraine.
💬 Summary: GlobeHopper Senior Travel Insurance
GlobeHopper Senior insurance is a comprehensive travel medical insurance plan designed specifically for U.S. citizens and permanent residents aged 65 and older traveling outside the United States. It serves as a supplement to Medicare, which generally does not cover medical expenses abroad. The plan offers two main options: a Single-Trip plan covering one trip up to 12 months, and a Multi-Trip plan for multiple trips within a year with each trip limited to 30 or 45 days.
- Coverage limits ranging from $50,000 up to $1,000,000 depending on age and chosen plan.
- Deductible options from $0 to $2,500, with no co-insurance.
- Coverage for emergency medical care, hospital stays, surgeries, ambulance, prescription drugs, and emergency dental treatment.
- Emergency medical evacuation coverage up to $250,000 lifetime maximum and non-emergency evacuation up to $25,000 (single-trip only).
- Coverage for sudden and unexpected recurrence of pre-existing conditions ($2,500 for single-trip and $5,000 for multi-trip plans).
- Additional protections like trip interruption, political evacuation, return of mortal remains, lost luggage, and emergency reunion.
- 24/7 worldwide emergency medical and travel assistance.
- No maximum age restriction, but coverage limits may vary for travelers over 80.
- Acts as secondary coverage to Medicare — Medicare still applies for what it covers.
- Access to a wide network of international health providers to reduce out-of-pocket costs.
- Not primarily focused on trip cancellation or non-medical travel events.
