Globe Hopper Senior Travel Insurance for US citizens and residents

Quotes for GlobeHopper Senior Travel Insurance

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An overview travel insurance for visiting Canada

While we have many visitor insurance plans for seniors visiting the US, let us look at this option of international travel insurance ideal for US permanent residents and US citizens traveling outside the US. Traveling outside the US for older travelers is a big deal and it is important to have good international travel insurance to provide peace of mind against any sudden adverse medical situation.

Older US citizens have been among the earliest to receive the Covid19 vaccination and to be boosted. This has enabled older US citizens the opportunity to travel again with freedom. However, given the Covid19 pandemic the surge in the new Covid sub-variant should not be overlooked.

It is very important to buy good travel medical insurance which also covers Covid19 while traveling outside the US. Travelers including a travel insurance cover with Covid-19 cover need not worry about getting coverage of mutated variants. Irrespective of the variant covid-19 cover will provide visitors with the cover if contracted the illness.

Globe Hopper Seniors travel insurance plan is ideal for seniors leaving the US to travel outside. This plan provides affordable market leading coverage which gives protection for medical related matters while traveling outside the US.

  • US citizens and US permanent residents of age 65 and older.
  • People Qualified for Medicare, actively enrolled in Medicare parts A and B, enrolled in Medicap Plan or Medicare Advantage Plan are eligible to buy this plan.
  • This plan provides coverage only outside the US.
  • This plan will be the secondary plan to Medicare, Medicap and/or Medicare Advantage plan.
Single Trip and Multi Trip plan options

The Globe Hopper plan is available as a single trip or multi trip plan.

  • The single trip provides coverage for travelers and can be renewed up to 12 months provided there is no break in the coverage. The extension can be done in daily or monthly increments and can be done online or by using paper application.
  • The Globe Hopper senior multi trip plan provides a flexible coverage for frequent travelers who need annual plan and wish to make multiple trips during that 12 month period outside the US, with each trip covered up to a maximum of 30 days.
  • The policy maximum limits for this plan start from $50,000 and goes as high as $1,000,000.
  • Both the single trip and the multi trip plans provide the entire choices of policy maximum from 65 to 79.
  • People of age 80 and 80+ get a policy maximum option of $100,000 only with the both the kinds of trips.
  • The deductible options in a single trip plan is of wider range starting from $0 and goes up to $2500. The single trip provides a $0 deductible option only with the plan that has a policy maximum of $50,000 and $100,000.
  • The multi trip plan has $250 deductible option only.

Other important coverage information

Both the trip plans have no co-insurance. Emergency medical evacuation for acute onset of pre-existing condition is available for $25,000 maximum with both the plans. The plans provide coverage for trip interruption and lost luggage.

There is emergency dental coverage available with these plans. Emergency medical evacuation of $250,000 lifetime maximum ids available with both the plans.

Non emergency medical evacuation coverage for a maximum of $25,000 is available only with the single trip plan. Return of mortal remains is covered up to $50,000 maximum with both of these plans.

What does visitor travel insurance cover?

Health care expenses
Covers hospital expenses for sickness or accidents.

Doctor visit
Insures Doctor visits for sudden injury or sickness.

Pharmacy drugs
Doctor prescribed eligible pharmacy drugs expenses.

Pre-existing conditions
Some plans insure acute onset of pre-existing conditions.

Medical evacuation

Medical evacuation expenses to nearest facility included.

Repat of remains
Repatriation of remains to home country included.

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General - FAQ's

What travel insurance is best for seniors?

Senior Citizens are older travelers aged above 60 and by virtue of their age are vulnerable to medical risks while travelling. It is recommended that senior travelers should purchase comprehensive travel insurance that provides maximum cover for stress free travel.

At what age does travel insurance become expensive?

Travel insurance is more expensive for older travelers as the price increases steadily based on the age of the traveler. One can state that prices are expensive for travelers aged 60 years or older.

Along with age, other factors that determine the cost of travel insurance is the type of coverage (fixed benefits vs Comprehensive), the maximum medical coverage as well benefits such as coverage for acute onset of pre-existing conditions.

GlobeHopper Insurance Restrictions

GlobeHopper Insurance is not offering coverage for residents of Belarus, Russia, or Ukraine and travelers visiting Belarus, Russia, or Ukraine.

International Medical Group(IMG) Insurance related coverage

International Medical Group(IMG) Insurance related coverage

IMG GlobeHopper Insurance - Common Questions

Is IMG travel insurance legit? Is IMG a real insurance company?

International Medical Group (IMG) has been offering travel insurance products since 1990. Based in Indianapolis, IMG has more than 300 employees and offers 25+ travel insurance products for travelers to the US as well as for US citizens traveling overseas.

Their products are ideal people traveling to the United States as tourists on B1 visa, international students on F1 visa, Exchange scholars on J visa, professionals on the H1B visa as well as US travelers who are looking for trip cancellation insurance for travel insurance.

Does IMG travel insurance cover Covid?

Yes, IMG offers travel insurance with coverage for Covid19 as for any other illness. Imglobal has trip cancellation insurance products (insures the cost of the trip as well as health of the traveler) as well as travel health insurance products (insurance only the health of the traveler). IMG also has products for international students, exchange scholars and expatriates.

Does IMG sell Cancel for Any Reason Insurance?

Yes, IMG does offer Cancel for any reason coverage as an add-on product on some of their trip insurance plans.

What does IMG insurance stand for?

International Medical Group (IMG) is an Indiana based company offering travel insurance products since 1990. IMG has over 320 employees and offers over 25 travel insurance products for travelers to the US as well as for US citizens traveling overseas.

Is IMG a good travel insurance company?

International Medical Group (IMG) has been accredited by the Better Business Bureau since 2005 and has an A- rating.

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