Travel health insurance Germany, Germany travel health insurance

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Traveler's residence
Travelers (Age)
Trip cost($)/person

Trip start date
Trip end date

Travel insurance with trip protection coverage - Highlights

Trip cancellation

Reimbursement for loss of pre-paid, non-refundable payments.

Medical evacuation

Transportation to or between hospitals as needed.

Trip delay

Reimbursement of food and lodging expenses due to delay in travel.

Lost baggage

Pays sum for lost or delayed luggage by airline.

Medical expenses

Covers cost of treatment for sickness or injury during your vacation.

Age & Citizenship
Start date
End date

Travel medical insurance with no trip protection - Highlights

Health care expenses

Covers medical costs for sickness or accidents during travel.

Doctor visit

Covers cost of clinic or doctor visit.

Pharmacy drugs

Expenses from doctor prescribed eligible medications.

Medical evacuation

Transportation to or between hospitals as needed.

Repat of remains

Return of moral remains to home country or local burial.

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Germany healthcare for tourists, Travel health insurance for Germany


Schengen visa for Germany

Travel insurance for Germany and the Schengen visa
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US citizens traveling to Germany

Travel insurance for US citizens visiting Germany
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Germany travelers to USA

Travel insurance for Germany visiting USA
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Travel insurance for Germany

What travel insurance do you need for visiting Germany?
Travel Medical Insurance
Travel medical insurance to emergency medical expenses
Trip cancellation
Trip cancellation insurance for trip investment expenses
Older travelers
Older traveler, Medicare international insurance
Cancel for any reason
Trip cancellation insurance for Cancel for any reason
Quarantine coverage
Travel insurance with Quarantine Coverage
Expatriate insurance
Expatriate heath insurance for living outside home country
Annual travel
Annual travel insurance, Yearly travel insurance

Travel health insurance for visiting German

Long term German Visa Insurance

US citizens who want to stay in any of the 27 Schengen countries for more than 90 days in a 180 day period need a Long Stay Visa. One of the requirements for this visa is proof of medical insurance with medical expenses coverage up to €30,000 (or the equivalent in US dollars) which is valid during the whole stay in the Schengen countries.The insurance company should provide a visa letter stating coverage amounts for medical expenses, emergency medical evacuation and repatriation while in Europe (or 'unlimited' if there is no limit of coverage).

Long term Europe Visa Insurance

Along with the Covid pandemic and the Ukraine war are seeing severe labor related disruptions in flights and rail services which is adding to the uncertainty of travel in Europe. US citizens are advised to buy travel insurance for German even if it is not mandatory for short travel, it is mandatory only for travel of more than 90 days to German and need a travel visa.
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German visa information and requirements

  • Travel insurance coverage of €30,000 (the equivalent being about $50,000 USD) with coverage for accidents, sudden illness for the entire length of stay.
  • A repatriation benefit.
  • An emergency medical evacuation benefit.
  • The insurance provider must have an office in Europe.

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German Group travel Insurance

Travelling in groups? Get the best Group travel insurance quotes!

Do you need health insurance to travel to Germany?

Schengen visa travel insurance for visiting Germany

Travel Insurance is mandatory while applying for the Schengen visa which allows you to travel to 27 countries in Europe. The Schengen state consulates have guidelines for the insurance which satisfy visa requirements.

Coverage for emergency cases, hospital stays, evacuation is a minimum requirement that can put your mind at ease when you are in a foreign country with many unknown factors related to medical affairs of that country. We have several plans for people all over the world visiting European countries which satisfy Schengen visa requirements.

Nationalities who require Schengen visa

Schengen visa insurance requirements

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Dietary considerations in Germany

German food while largely similar can take some adjusting for US nationals. The local cuisine has a lot of meat, potatoes with heavy noodles. Travelers should be prepared for dietary changes and the impact it can have on the travellers physique. US citizens should also be watchful about alcohol and tobacco usage given that it is quite common here when compared to the US. Ensure that you stay moderate in your alcohol consumption and in smoking.

Germany Travel insurance for Schengen visa

Factors to Consider

Factors to consider while buying Schengen visa travel insurance
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Schengen Visa Letter

Schengen visa letter for Schengen visa application
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Schengen Visa Countries

Travel insurance information for visiting Schengen countries
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Do you need Schengen visa insurance for Senior Citizens? Click here to know more »

Safety suggestions for travelers to Germany

Germany is one of the safer countries to travel in anywhere in the world. Its crime rates have been dropping in recent years. However, foreigners need to be watchful while they are outside their familiar surroundings. The should be on the lookout for petty criminals and pickpockets, particularly near popular tourist zones like shopping centers, bus terminals, train stations, museums and hotels.

Be careful so as to protect all personal belongings, and ensure that all valuables are kept in a safe location. It is safe to keep a copy of your passport at all times in case of an emergency. During the summer months, there is intense heat and dehydration is common. Make sure that you stay hydrated by drinking lots of fluids at regular intervals.

It is prudent to know the location of the US embassy and police contact information in case of any emergency. There is an U.S. Embassy in Berlin for any emergency.

Travel health insurance for visiting Germany

There is a very strong historic relationship of immigration from Germany and the United States of America, and this has been further strengthened with large amount of trade and commerce between the two countries. Millions of Germans have migrated to the US in different stages of the US history. From the 1770s migration began to the United States from Germany and the rest of Europe largely for better living conditions.

The Germans have contributed hugely to the building of modern day American nation. However irrespective of how far the Germans have spread in the US and however diverse their way of life has been, the remain strongly connected to their cultural heritage. While in the US the German-Americans have their newspapers, stores and churches which keeps them rooted to the German culture.

In an attempt to keep the connections back in their ancestral country, many Germans travel back and forth between Germany and the US to meet family and friends. There is an attempt to imbibe German culture to the next generation while also visit family whom they have left behind while migrating to the US. Travelling overseas to Germany requires detailed planning and it often exposes one to risks.

One should remember that while most advanced countries offer the world’s best healthcare systems, it is also expensive. Visiting a hospital without insurance is scary. It is vital that Americans have good travel medical insurance while traveling to Germany, this is particularly important given the Covid19 pandemic. A travel medical insurance plan will provide coverage for medical expenses incurred in case of any injury or illness.

At American Visitors Insurance one can compare several plans for prices and benefits from the comparison tool and also can get instant policy documents by Email. Their 24/7 customer support assistance by one of the licensed service agents will provide answers to all questions by the customers. Buying travel medical insurance for international travel is easy at American Visitor Insurance. Feel free to give us a call or email us and one of our customer support licensed agents will be able to help you.

Traveling to Germany

Germany has always been a popular destination for American vacationers, expatriates and students. As the largest country in western Europe, with a population of 80 million residents, its cultural centers like Berlin, Munich, Stuttgart, Frankfurt and Hamburg attract millions of tourists annually making Germany the seventh most visited nation globally.

As the most powerful economy in Europe, the German labor force is renowned for its strong work ethic and technological innovation especially in the automotive and manufacturing sectors. This attracts many US businesses and workers who collaborate with Germany industry.

Germany healthcare insurance for tourists - FAQ's

01. Does Germany travel insurance cover Covid19 illness?

There are some USA travel insurance plans for travel to Germany that cover Covid. International travelers can compare best travel insurance plans and buy it online.

These US travel insurance plans are available for visitors from Germany to the US, US citizens and US residents traveling abroad as well as non US travelers traveling outside their home country.

02. Is travel insurance necessary for Germany?, Do I need travel insurance for Germany?

If you need a visa for traveling to Germany (Schengen visa), then - Yes, Germany travel insurance is necessary for applying for the Schengen visa. The Germany visa travel insurance requirement is a minimum coverage of 30,000 Euros.

If you a citizen of a country which does not need a visa for traveling to Germany, then buying travel insurance for Germany is not mandatory for visits of less than 90 days. However given the cost of healthcare in Germany, and that domestic health insurance offers little health insurance outside your home country, it is strongly recommended to buy travel insurance for Germany.

03. How can I get travel medical insurance for Germany?

Travelers to Germany who need the Schengen visa can buy Germany visa travel insurance on our website. Our Schengen visa travel insurance quote facility displays the travel insurance that satisfy Germany visa consulate requirements. Once you complete buying the Germany visa travel insurance online, you can download the required Germany visa letter which you can submit while applying for the Schengen visa

04. How much is travel insurance for Germany visa?

The cost for the Germany visa travel insurance varies depending on the age of the traveler and the duration of coverage required. The older the traveler the higher is the cost. The longer the duration of Germany travel insurance required, the greater will be the cost. Our Germany visa insurance application quote facility lists the travel insurance that satisfy Germany visa consulate requirements.

05. Who needs the Germany visa?

Anyone traveling to Germany from any of the list of 'Schengen visa required countries' needs the Schengen visa (Germany is included in the Schengen visa). For travelers from any of the 'Schengen visa exempted countries', who want to stay in Germany for more than 90 days also need to get the Long stay in Europe visa

06. How to apply for a Germany visa?

One should apply for the Schengen visa in the consulate of the Schengen state that you are traveling to. The traveller should complete the required Schengen visa application, along with other required documents, such as the travel itinerary, proof of adequate financial means and Schengen visa insurance letter. Please refer to the Schengen state consulate that you are visiting for the complete information regarding applying for the Schengen visa.

07. Do Germans need health insurance to come to the US?

This depends on the travelers and their specific situation. The Trump administration has recently made a decision that affects some German travelers especially if they are trying to immigrate to the US and requires them to have health insurance while in the US. At this time, there are no specific requirements on the travel insurance, so travelers from Germany can buy any of the plans we offer for whatever length of time is required. Travelers from Germany should anyway consider getting adequate coverage given the high costs of US medical care.

08. What is the best German visitor insurance in USA?

To help travelers from Germany find the best visitor insurance in USA, we work with all the reputed insurers and give our customers a wide range of options. German visitors can compare the different visitors insurance plans using the compare German visitors medical insurance tool. Here visitors can review the different options based on their price along with the different coverage benefits. Since the best visitor insurance for Germans varies depending on the needs of different travelers, the compare visitor health insurance tool helps visitors from Germany find the best US visitor insurance plan for their specific needs.

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  Germany - General Information


German, English

Around 84 million


Best time to visit
March to May, late October to November.

Western Europe

Vacation spots
Berlin, Munich, Frankfurt, Cologne, Heidelberg, Hanburg, Black forest, Potsdam, Koblenz, Passau.

Popular tourist destinations in Germany

Charlottenburg Palace and Park travel insurance

Charlottenburg Palace

The huge palace With extraordinary features, including a massive 50-meter-high central dome and Rococo décor throughout its expansive rooms, and a large garden.

Koblenz travel insurance


Koblenz, the former residence of numerous well-preserved historic attractions lies in a beautiful location at the junction of the River Mosel and the Rhine.

Marksburg Castle travel insurance


In the heart of the UNESCO World Heritage section of the Rhine Valley, the picturesque old town of Braubach, on the east bank of the river.

International Maritime Museum travel insurance

International Maritime

A great place to discover more about Hamburg's rich maritime history and all things sea-related in a massive red-brick heritage building.

Popular tourist destination cities in Germany

Travel insurance for Germany, Germany healthcare for tourists

Travel Insurance for Germany FAQ

FAQs about travel insurance for Germany travelers.

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Germany Travel Insurance Blog

Blog about travel health insurance Germany travelers.

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Travel Insurance to Germany Forum

Customer Queries for USA travelers to Germany travelers.

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Trip vs Travel health coverage vs Global medical insurance

Confused whether to buy trip, travel or global health insurance? Understand the differences

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Travel insurance for Germany visiting USA

Factors that determine the cost of US travel insurance plans

Age of the traveler

The cost of travel insurance is directly proportional to the age of the traveler. The older the traveler and greater will be the cost of the visitors health insurance.

Type of travel insurance

Comprehensive travel insurance provides exhaustive coverage but is more expensive than fixed benefit insurance which has a specified limit for each treatment.

Medical maximum coverage and deductible options

The price of visitors insurance is directly dependent on the maximum medical coverage and inversely proportional to the deductible of the plan chosen.

Region of coverage

Travel insurance depends on the coverage region. The cost for visitor insurance for the United States is most expensive when compared to Europe or Asia.

Duration of travel insurance

The cost of travel insurance directly depends on the length of travel. The longer the duration of visitor medical insurance required, the higher will be the cost.

Any add on benefits

Additional add-on benefits to the basic travel insurance plan like adventure sports coverage, coverage for pre-existing conditions… will add to the overall cost.

Steps to buy
US visitor travel insurance online

 1: Finding the best health insurance for foreigners

Complete the travel insurance quote request form by providing details of the traveller and insurance requirements.

 2: Compare the different travel insurance options

Compare the price and the benefits of the different travel insurance options to identify what fits your needs best.

 3: Buy the US travel health insurance that you like best

Purchase the plan that fits your needs and budget best by using a credit card and completing the online application.

 4: Review insurance plan documents received by email

Review the international travel health insurance policy for coverage details and relevant contact numbers

us visitors insurance online

Resourceful tourist insurance USA information

Find the best travel insurance

Find out the best insurance for your budget and needs
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How does travel insurance work?

Claims process for expenses due to injury or sickness
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How to buy travel insurance?

Guide to buying the best international travel health insurance
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Travel insurance glossary

Commonly used international travel medical insurance terms
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Travel insurance for specific groups

Tourists, Cruises, Students, J1 visa, OPT status, Immigrants...
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Compare travel insurance plans

Compare the best travel insurance plan for your needs
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Single Trip Travel Insurance

Compare and Buy Best US Single trip travel Insurance for travel within the US and overseas

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Single Trip vs MultiTrip Travel Insurance

Compare Single trip vs multi trip insurance plans offered by US insurers.

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Travel insurance for German citizens

German tourists in the US and need for US travel insurance

Herzlich willkommen ! Over 2 million German tourists visit the US annually. The Germans are the second largest nationality of Europeans after the British and the seventh worldwide as visitors to the US. The average period of stay for German visitors to the US was 11 nights in 2017.

The main purpose of Germans visiting the US is; vacation (59 percent), visiting friends and family (18 percent), work (13 percent), convention, trade shows, conferences (6 percent), and education-related travel (three percent).

usa travel insurance for germans

The top activities while in the United States include shopping (86 percent), sightseeing (81 percent), visiting smaller towns and countryside (45 percent) and seeing historical sites (40 percent).

German tourists are mostly attracted to New York state and to New York City. They also like the wide open spaces in the Pacific North West, California, Florida and the mid-western region of the United States which between them is home to many national parks. Tourists from Germany also visit the cities of New York, Boston, Los Angeles, San Francisco, Philadelphia and Washington D.C. in large numbers.

The most visited US states are New York, Florida, and California. There are over 350 weekly non-stop transatlantic flights from Germany to the US as of the winter of 2018/2019. Six airlines (American Airlines, Condor, Delta Air Lines, Eurowings, Lufthansa and United Airlines) offer non-stop flights from five German airports to 23 U.S. airports.

International medical insurance for Germany students in the United States

There are about 10,000 students from Germany currently studying in the United States. Most of the students from Germany are in Undergraduate programs while about 25% are Graduate student and another 10% in the Optional Practical Training (OPT) status.

Given the expensive healthcare system in the US it is important for students from Germany to buy adequate student medical insurance in the United States. While most Universities offer student medical insurance, the college student insurance is expensive, and students would prefer outside student insurance if the university allows it.


The international student insurance plans that we provide are more affordable than college student insurance plans while having similar benefits. Our OPT student insurance plans are also very popular with German students on the Optional Practical Training (OPT) status.

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Travel insurance Germany, Germany health insurance for foreigner’s information

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Travel insurance Germany resources

International travel insurance resources for US visa holders.

Factors for travel insurance

Factors for travel insurance Germany online

Important factors while deciding on the best travel insurance to US.

Types of visitor insurance online

Types of Germany travel insurance online

Understanding different types of US visa travel insurance options.

claims procedure

Germany travel insurance Claims Procedure

Travel insurance claims process for getting medical care in a hospital.

Overseas travel insurance for US residents

Find the best US visitor insurance coverage - Blogs and Articles

Affordable travel insurance Online

Fixed benefit or scheduled benefit plans are the most affordable international travel insurance plans.

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Best international travel insurance

International travel insurance plans covering pre-existing conditions which many older travelers look for.

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Compare US travel insurance online

Compare quotes online for best travel insurance online, Fixed vs comprehensive travel insurance USA.

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Advantages of buying travel insurance online

Compare and buy the best travel medical insurance plans online.

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Buy cheap travel insurance

There are many cheap international insurance plans also known as visitor insurance plans.

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How does travel insurance work?

Coinsurance & Deductible - How visitor travel insurance works.

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Travel insurance for trip cancellation for Non US residents

US visitors insurance providers

You can find reliable US insurance providers like International Medical Group(IMG), Seven Corners, WorldTrips, Global Underwriters, Travel Insure, GeoBlue, HTH Worldwide and INF insurance.

US visitors insurance providers

Expertise in offering travel insurance
20+ years!

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180 countries!