Procedure to get the Instant German visa letter for application as required by the European consulates
Before traveling to Germany, it is necessary to buy Schengen visa travel insurance to meet the Germany visa requirements. On American Visitor Insurance, you can easily buy the travel insurance online to get the visa letter to submit to the Germany consulate for your visa application. Once your travel insurance is purchased, you will receive the insurance details with the toll-free number, a virtual ID card, and the Schengen insurance letter for your visa application, which serves as proof of coverage.
Insure the health of the traveler due to accidental injuries or illness.
Know more »Insure your vacation expenses along with health of traveler.
Know more »Insurance required while applying for Schengen visa for Germany.
Know more »Travel insurance for Germany is mandatory if you need a Schengen visa and must meet specific coverage criteria. If you do not need a visa then travel insurance is optional yet it is still highly recommended due to potential high medical costs for foreigners.
Individuals who are not citizens of the European Union (EU), European Economic Area (EEA), or Switzerland and who plan to stay in Germany for up to 90 days within a 180-day period for tourism, business, or family visits need to apply for German Schengen Visa. This visa allows travel to Germany and other Schengen Area countries. Exceptions may apply depending on the nationality of the traveler, as some countries have visa exemption agreements with the Schengen Zone.
To apply for a Schengen Visa to Germany, follow these steps:
According to article 15 of regulation (EC) No 810/2009, of the European Parliament, the travel insurance requirements for the Germany visa are:
Schengen visa insurance letter
German visa travel documents
Nationalities who need German visa
Schengen insurance cost ranges from $8 to $15 for a week. All the insurance plans listed below meet the Schengen visa requirements and are recognized by Schengen/EU embassies and consulates globally. Additionally, each provider allows you to download your Schengen visa letter on buying the policy. Travel medical insurance plans for Schengen countries can start at just $1 per day.
The average cost of travel insurance for Schengen visa per week for 25 years old traveler with medical maximum of $50,000 and $0 deductible.
| Insurance Plans | Provider Network | Cost | How to download Visa letter |
|---|---|---|---|
| Atlas International | No PPO | $8 | WorldTrips insurance ID cards via Client Zone |
| Patriot International Lite | IPA Network | $10 | IMG insurance ID cards from My IMG |
| Atlas Premium International | No PPO | $11 | WorldTrips insurance ID cards via Client Zone |
| Travel Medical Global Choice | Wellabroad.com | $11 | Seven Corners insurance ID cards via Client Zone |
| Safe Travels International |  |
$15 | Trawick international insurance ID cards via Client Zone. |
Source: American Visitor Insurance ®
Review Schengen Visa insurance plan benefits.
The cheapest travel insurance for Germany cost starts from just $10 for a week. Schengen visa insurance cost depends on factors, such as the provider, the length of stay, the applicant's age, and the level of coverage required. It is advisable to compare the benefits of cheapest Schengen travel insurance before buying a plan that meets Schengen consulate requirements.
The best Germany visa travel insurance plans will vary from traveler to traveler depending on their unique needs. While some travelers will look for the cheapest Germany visa insurance cost specifically to satisfy the visa requirements, others will look for the most comprehensive Germany travel insurance coverage.
Insurance for older travelers for visiting the Schengen countries
If you are a non-U.S. citizen or a U.S. Green card holder traveling to Germany, you may need an German visa that satisfies Germany travel insurance requirements which are the Schengen visa requirements, depending on your nationality. Do check the specific requirements based on your citizenship. Travelers from the USA visiting Germany will in any event need to apply for a Schengen visa if their visit is for tourism, business, or family reasons and they plan to stay for up to 90 days. When applying for a visa to Germany (or any other Schengen Area country), travel insurance is a mandatory requirement. The purpose of this travel insurance for the Germany visa is to cover unexpected expenses related to medical emergencies, accidents, or trip disruptions during your time in Germany.
The policy must cover emergency medical expenses of at least €30,000 (around US $34,035). It must include coverage for emergency medical evacuation which is transporting you to the nearest hospital or even back to your home country if needed. The insurance must cover the entire period of your stay in the Schengen Zone, from the date you enter Germany until you leave. American Visitor Insurance offers international travel insurance that meets the Germany travel insurance requirements, providing the necessary proof of travel health insurance required when applying for an German visa. You can call us at (877)-340-7910 if you need any help to buy travel insurance for Germany which satisfies visa requirements.
US Green Card holders will need a German visa to travel there if the country of their passport requires a visa for travel to the Schengen countries. Green Card Holders travel insurance for Germany is required while applying for a German visa. US Green Card Holders can buy travel insurance to satisfy German visa requirements for their visa application on American Visitor Insurance.
Satisfy Schengen visa requirements to apply for visa
Compare several plans to find what fits your needs best
Travel medical insurance protection for health emergency
Travel to Europe in peace with good insurance coverage
The cost of German health insurance for travelers depends on the following:
Complete the Germany Schengen visa insurance quote request form by providing details of the traveler and insurance requirements.
Compare the price and the benefits of the different German visa insurance options to identify what fits your needs best.
Buy the plan that fits your requirements and budget best by using a credit card and completing the online application.
Review the insurance documents & download visa letter is required.
#1 Policy Maximum is the maximum eligible medical expenses that the plan will cover.
#2 Deductible is the amount of expenses that must be paid out of pocket before an insurer will pay any expenses.
#3 Europe travel insurance for US residents Click here to read more »For transiting through German airports without entering the country.
2. Schengen Visa (Type C)For individuals seeking medical treatment in Germany.
5. Researcher VisaFor international scholars participating in research activities.
Contact our customer service team, we are here to help you!
US citizens are advised to buy travel insurance for Germany even if it is not mandatory for short travel, it is mandatory only for travel of more than 90 days to Germany and need a travel visa.
Travel insurance with trip cancellation coverage will protect the traveler in the event of trip delay, cancellation of flights, loss of baggage as well as any medical emergency or accident that the US citizen can face while in Germany. Given the pandemic, some European consulates are in fact insisting on Covid quarantine travel insurance while issuing travel visas.
Some US citizens travel insurance plans also have the option of 'Cancel for Any reason' (CFAR) by providing a refund of up to 75% of the trip cost if one cancels the trip for any reason. Having reliable travel insurance will ensure that the travelers can recoup the trip expenses which can be significant in the case of cruises, airline ticketing and hotel reservations should they face adverse circumstances during travel.
Know more »US citizens planning to stay in any of the 29 Schengen countries for more than 90 days within a 180 day period are required to apply for a Long stay (type D) visa. One of the requirements for this visa is proof of valid medical insurance with a minimum coverage of €30,000 (around US $34,035 as of May 2025), which is valid during the whole stay in the Schengen countries.
The insurance provider should provide a visa letter stating coverage amounts for medical expenses, emergency medical evacuation, and repatriation while in Europe (or 'unlimited' if there is no limit of coverage).
American Visitors Insurance offer the best Europe long stay travel insurance for US citizens designed by top US insurance providers. International travel insurance plans vary based on the different coverage benefits offered. Travelers can compare coverage benefits and buy the plan that best fits their coverage needs.
Get Quote »US senior citizens who have Medicare coverage should buy international travel health insurance while traveling outside the United States. Good travel health insurance is required since Medicare offers very limited coverage outside the US.
International travel always involves risks. This is especially true for older travelers and given that the costs of medical evacuation and health care outside the United States is expensive, buying good Medicare Supplemental international Travel insurance coverage is prudent.
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Travelers to Germany applying for the Schengen visa can buy German visa travel insurance on American Visitor Insurance. While it ironic to buy travel insurance Germany on American Visitor insurance, we offer several international travel insurance plans that specifically satisfy German visa requirements as mandated by Schengen state consulates. Our compare German visa insurance quote facility lists a range of cheap travel insurance that satisfy the German visa requirements. After buying travel medical insurance for Germany on our website travelers can immediately download the required visa letter to be used while applying for the German visa.
The cost for the health insurance for German Visa depends mainly on the age of the traveler and the duration of coverage required. The older the traveler the higher will be the cost. The longer the duration of coverage required, the greater will be the cost of medical insurance for German visa. The German visa insurance application quote facility on our website lists the travel insurance that satisfy Schengen visa consulate requirements. You can find the cheapest health insurance for German visa on American Visitor Insurance.
Germany visa medical insurance can be purchased online quickly and easily.
The traveler has to provide relevant information (age, travel dates, total amount of coverage desired) in a simple travel insurance for Germany visa form and click the 'get quote' button.
A list of affordable travel insurance plans with the premium (cost), medical coverage details, and the name of the underwriter will be displayed. The applicant can then buy the best Germany visa insurance plan they like by clicking on the corresponding 'BUY' button. Complete the simple application online and pay using a credit card.
On purchasing the Europe travel insurance for Germany , a traveler will be provided with the insurance details that include a toll free number, a virtual ID card, and a Germany visa letter that may be presented to the consulate as proof of coverage.
We work with many popular and top rated US insurance providers. These insurance companies offer best travel medical insurance coverage for Schengen visa. These Schengen visa insurance plans satisfy requirements as mandated by the consulate and offer comprehensive travel medical insurance coverage. The top insurance providers that offer popular Schengen visa insurance for Germany are International Medical Group, Seven Corners, WorldTrips and Trawick International.
The following European countries are not part of the Schengen zone : Albania, Andorra, Armenia, Azerbaijan, Belarus, Bosnia & Herzegovina, Bulgaria, Cyprus, Georgia, Ireland, Kosovo, North Macedonia, Moldova, Monaco, Montenegro, Romania, Russia, San Marino, Serbia, Turkey, Ukraine, The United Kingdom and the Vatican.
The Schengen region is a travel zone of several European countries where citizens can travel freely within this region without a visa, while the European Union is an economic and political union of several European countries.
Yes, you can cancel your travel insurance plan if your Germany visa is denied. There should be full reimbursement if you cancel before the travel dates.
However, if you cancel after the start date, the premium may be refunded on a prorated basis with a cancellation fee, but only if no claims have been submitted.
It is important to carefully review the terms and conditions of the policy while buying it, and to contact the insurance provider if you have any questions or concerns. If you need to cancel your policy due to a visa denial, you may need to provide proof of your visa denial to the insurance provider.
Yes, you can cancel your travel health insurance for Germany, but the terms and conditions and refund policy will vary depending on the insurance provider and the specific policy you purchased. If you ask for cancellation after the insurance start date, you may only receive a partial refund depending on how long you have had the policy and if you've already made any claims.
If you need to cancel your health insurance for Schengen visa Germany, you should contact your insurance provider directly to inquire about the cancellation process and refund policy.
Yes, you can cancel your Germany travel insurance, but the terms and conditions and refund policy will vary For international travelers, having travel health insurance for Germany is mandatory and required for visa purposes. To avoid financial strain, it is highly recommended to have health insurance for German visa coverage during your stay in Germany.
Germany, a country in the heart of Europe, offers travelers a rich tapestry of history, culture, and natural beauty. Visitors can explore vibrant cities like Berlin, known for its dynamic arts scene and poignant historical sites, or Munich, famous for its beer gardens and stunning architecture. The picturesque countryside features charming villages, fairy-tale castles, and scenic routes like the Romantic Road. Germany's efficient transportation network makes it easy to discover its diverse landscapes, from the Bavarian Alps to the tranquil Rhine Valley.
Renowned for its culinary delights, including sausages, pretzels, and a variety of beers, Germany provides a memorable experience for every type of traveler. The country welcomed over 39 million visitors, drawn by its rich cultural heritage, historic sites, and vibrant cities. Ensuring proper travel insurance to Germany is vital for these travelers to enjoy a worry-free experience while exploring all that Germany has to offer. Best Schengen travel insurance Germany is essential for international travelers to make sure they are covered in case of medical emergencies while abroad.
The German visa health insurance should include a minimum coverage of €30,000 (approximately $34,035 USD) for medical expenses, including emergency medical treatment and hospitalization. It should also cover emergency medical evacuation to the nearest appropriate medical facility and repatriation to the home country if necessary.
Oktoberfest is the most famous beer festival in the world. It is held annually in Munich, Germany, typically from late September to the first weekend in October. Oktoberfest attracts millions of visitors each year, making it one of the largest festivals in the world. On average, Oktoberfest draws about 6 to 7 million visitors each year. In some years, this number can exceed 7 million. Approximately 15-20% of attendees are from outside Germany, representing countries such as the United States, the UK, and various European nations.
The festival attracts a diverse crowd, from young adults to families and seniors, creating a lively mix of cultures and backgrounds. These tourists come to enjoy the lively atmosphere, traditional Bavarian music, delicious food, and, of course, a wide variety of beers, mainly from Munich breweries. Visiting Oktoberfest is a memorable experience filled with culture, community, and, of course, great beer!
When traveling to the Oktoberfest, international travel insurance provides crucial protection for your trip. It is in fact mandatory to buy Oktoberfest travel insurance for those who need German visa. Traveling to Germany can be an exciting experience but a sudden sickness or injury occurs may requires emergency medical treatment which will be and Insurance helps cover these unexpected expenses. Many US travelers book their trip well in advance. Should they need to cancel or change their travel plans due to illness, family emergencies, or other unforeseen circumstances, Oktoberfest travel insurance with trip cancellation coverage can reimburse them for non-refundable expenses like flights and hotel bookings.
Other benefits of travel insurance for Oktoberfest include coverage for costs of replacing loss of items or personal belongings. Travel insurance for Germany Oktoberfest can cover evacuation to a medical facility or back to their home country. Knowing that travelers are protected against unexpected events with the best US travel insurance available on American Visitor Insurance, they can fully enjoy the festivities without worry.
Germany - General Information
Berlin's most famous historic landmark is the Brandenburg Gate, once a symbol of a divided nation and now a symbol of unity and peace.
The city's zoo, was established in 1907 to house a collection of exotic animals owned by a local fishmonger, Carl Hagenbeck.
Also known as the King's Lake.This lovely Bavarian lake is one of the great beauty spots of the region known as Berchtesgadener Land.
The Palace with huge park and many works of art like exquisite Chinese House, an extremely elaborate garden pavilion, and a wonderful Roman Baths complex.
| City | Airport Name | IATA Code |
|---|---|---|
| Frankfurt | Frankfurt Airport | FRA |
| Munich | Munich Airport | MUC |
| Berlin | Berlin Brandenburg Airport | BER |
| Düsseldorf | Düsseldorf Airport | DUS |
| Hamburg | Hamburg Airport | HAM |
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Click here to read more »Travel health insurance for Germany visa usually provides coverage for injury, sickness and unplanned medical expenses, emergency medical evacuation, and repatriation of remains in case of death. However, there are certain situations and items that are not covered by German Schengen Visa insurance. These include:
1. Pre-existing medical conditions: Schengen Visa insurance usually excludes or provides limited coverage for any medical conditions that existed prior to the start of the policy. This means that if you have a pre-existing medical condition, any medical treatment related to that condition may not be covered.
2. Treatment for chronic illnesses: Most Schengen Visa medical insurance plans do not cover ongoing treatment for chronic illnesses, such as diabetes or heart disease. These conditions are generally excluded from coverage, so if you require ongoing treatment for a chronic illness, you may need to look for a specialized insurance policy.
3. Non-emergency medical treatment: Schengen travel insurance is designed to cover medical emergencies and unexpected illnesses. It typically does not cover preventive care such as routine medical check-ups, vaccinations, or elective treatments.
4. Extreme sports and adventure activities: Many Schengen Visa health insurance policies exclude coverage for extreme sports and adventure activities, such as bungee jumping, skydiving, or scuba diving. If you plan to participate in these activities during your trip, you may need to buy additional coverage.
5. Mental health conditions: Schengen visa insurance generally do not cover mental health conditions, such as depression or anxiety. If you require treatment for a mental health condition during your trip, you may need to seek out specialized coverage.
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