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Travel Insurance for Germany, Germany visa travel insurance

Procedure to get the Instant Germany visa letter for Germany visa application as required by the European consulates
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Germany visa insurance quote

Traveler's Age & Citizenship
Dependents
Residence
Start date
End date

What does Schengen visa travel insurance cover?

passport plane

Satisfies Visa requirements

Schengen visa insurance satisfies consulate requirements.
Doctor visit

Doctor visit

Schengen travel insurance covers Doctor visits in case of sudden injury or sickness.
Hospital bed

Medical evacuation

Emergency medical evacuation expenses to nearest available facility if needed.
Hospital Plus

Health care expenses

Covers emergency medical expenses for accidental injury or illness.
Strecher patient

Repat of remains

Offers coverage for repatriation of remains expenses to home country in case of death.
heart beats

Pre-existing conditions

Travel insurance offers coverage for acute onset of pre-existing conditions.

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Shelie

germany

Germany visa documents

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Nationalities

Nationalities who need Germany visa

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Germany visa travel insurance requirements

International travelers who needs a Germany visa for Germany will have to buy travel insurance which satisfies Schengen visa requirements

Satisfy mandatory Germany insurance requirements

Satisfy mandatory Germany insurance requirements

germany
Schengen visa insurance letter

Germany opens for vaccinated international travelers post Covid19 pandemic

Germany is accepting visitors who have been vaccinated. These travelers can also skip quarantine rules in Germany. However in these uncertain times, it is recommended to buy travel insurance for visiting Germany.

Travel health insurance Germany , Travel insurance for visiting Germany

Germany flag

Visiting Germany

Travel Insurance for US citizens visiting Germany Know more
Visiting USA flag

Visiting USA

Insurance for Germany residents visiting USA Know more
Europe flag

Europe visa

Travel medical insurance long term Europe visa Know more
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Group Travel

Germany visa for group travel insurance quote Know more

How much does Germany Visa health insurance cost?

Age: 40 years; Duration: 1 Month; Deductible: $0
Plan name
Europe Schengen travel insurance Cost
Estimate Plan Cost*
(plan maximum coverage)
  • IMG Patriot International Lite insurance for Schengen visa is very popular among travelers visiting European countries and applying for Schengen Visa.
  • Covers acute onset of pre-existing condition covers up to the period of coverage limit or $1,000,000 (whichever is lower) Covers Covid19 as any other Illness or Injury.
  • Does not cover Quarantine.
Price range: $60 - $80
Coverage: $50,000 - $1,000,000 ?
Buy now
  • Available for US residents and offers long term Europe travel medical insurance coverage.
  • Covers pre-existing conditions after waiting period of 180 days.
  • It covers COVID-19 as any other illness as long as it is a new illness after the policy starts.
  • Travel delay benefit of $2,000 per person ($150 per day) which can be used in case of COVID quarantine at your destination.
Price range: $67 - $84
Coverage: $50,000 - $5,000,000 ?
Buy now
  • Safe Travels Outbound Cost Saver plan offers secondary coverage for US travelers.
  • Covers pre-existing conditions after waiting period of 180 days.
  • This is an ideal plan for US citizens and residents travelling to Europe.
  • It covers COVID-19 will be treated the same as any other sickness for any sickness related losses while you are insured.
  • Travel delay benefit of $200 per person ($50 per day) which can be used in case of COVID quarantine at your destination.
Price range: $57 - $72
Coverage: $50,000 - $5,000,000 ?
Buy now
  • Available for Non US Citizens and Non US Residents applying for Schengen visa.
  • Covers unexpected recurrence of a pre-existing medical condition.
  • Travelers up to the age of 89 years
Price range: $63 - $105
Coverage: $50,000 - $1,000,000 ?
Buy now
  • Available for Non US Citizens and Non US Residents applying for Schengen visa.
  • Safe Travels International offers primary comprehensive travel medical insurance coverage in Europe.
  • Covers unexpected recurrence of a pre-existing medical condition up to $20,000 of covered expenses up to age 65 or the first $10,000 for age 65 or over
  • Offers coverage for Covid-19 as any other sickness.
  • Offers Schengen visa Quarantine coverage for accommodations due to a covered Trip Delay $2,000/$150 per person per day (12 hours).
Price range: $70 - 104
Coverage: $50,000 - $1,000,000 ?
Buy now
  • Atlas International Insurance satisfies Schengen visa requirements and offers comprehensive Europe medical insurance for travelers.
  • Covers acute onset of pre-existing condition covers up to overall maximum limit, under age 80.(excludes chronic and congenital conditions)
  • Covers Covid19 sickness
  • Atlas International insurance offers $50 per day for each day that travelers are quarantined abroad for a maximum of 10 days.
Price range: $65 - $103
Coverage: $50,000 - $2,000,000 ?
Buy now
  • Covers expenses for treatment of acute onset of pre-existing conditions up to $50,000 up to the age of 64 years and a coverage of $10,000 is available for people above the age 65 to 74 years
  • Travel Medical Plus Covid insurance offers coverage for coronavirus sickness
Price range: $102 - $188
Coverage: $50,000 - $5,000,000 ?
Buy now
  • Travel Medical Choice satisfies Schengen visa insurance requirements
  • Acute onset of pre-existing conditions are covered up to $50,000 up to the age of 64 years and a coverage of $10,000 is available for people above the age 65 to 79 years
  • Does not cover Covid19
Price range: $76 - $140
Coverage: $50,000 - $5,000,000 ?
Buy now

* Factors determining cost of Schengen visa insurance

The cost of Schengen visa insurance depends on the following:

The age of the traveler

The older the Schengen visa holder, the more expensive the cost of travel insurance.

The maximum medical coverage selected

The options range from $50,000, up to $1,000,000, the higher the coverage amount, the higher the premium.

The selected deductible

A 'deductible' or 'excess' is the amount of the medical costs the customer pays before the insurance plan provides any coverage. Most plans provide several options ranging from $0 to $2500 (travelers over age 60 years may not have the $0 deductible option). The lower the deductible, the higher the premium.

The co-insurance on the plan

'Co-insurance' is the percentage on medical expenses borne by the customer after the deductible is paid. The cheapest travel health insurance for schengen visa will have the highest co-insurance.

The Insurance underwriter

There are different underwriters such as AIG, Lloyds, Nationwide, etc. Premium will vary for different underwriter.

Steps to buy
Germany visa travel insurance online

 Step 1: Finding all available Germany visa insurance plans

Complete the Germany visa insurance quote request form by providing details of the traveler and insurance requirements.

Compare the price and the benefits of the different Germany visa insurance options to identify what fits your needs best.

Buy the plan that fits your requirements and budget best by using a credit card and completing the online application.

Review the insurance documents & download visa letter is required.

Step by step travel insurance
  • Policy Maximum#1 
  • Deductible#2 
  • Schengen visa letter
    Sent immediately after purchase
  • coronavirus  COVID19 coverage
  • Policy Maximum#1 
  • Deductible#2 
  • Schengen visa letter
    Available from client zone
  • coronavirus  COVID19 coverage
  • Policy Maximum#1 
  • Deductible#2 
  • Europe visa letter
    Sent immediately after purchase
  • coronavirus  COVID19 coverage
  • Policy Maximum#1 
  • Deductible#2 
  • Europe visa letter
    Sent immediately after purchase
coronavirus  COVID19

#1  Policy Maximum is the maximum eligible medical expenses that the plan will cover.

#2  Deductible is the amount of expenses that must be paid out of pocket before an insurer will pay any expenses.

#3  Travel Medical Plus and Travel Medical Choice for Schengen visa are not available for residents of Maryland, Washington, New York, South Dakota, Colorado, Cuba, Islamic Republic of Iran, Syrian Arab Republic, United States Virgin Islands, Gambia, Ghana, Nigeria, Sierra Leone and Democratic People's Republic of Korea (North Korea).
#4  Europe travel insurance for US residents Click here to read more
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An Overview

US citizen travel insurance for Germany

Along with the Covid pandemic and the Ukraine war are seeing severe labor related disruptions in flights and rail services which is adding to the uncertainty of travel in Europe.US citizens are advised to buy travel insurance for Germany even if it is not mandatory for short travel, it is mandatory only for travel of more than 90 days to Germany and need a travel visa.

Travel insurance with trip cancellation coverage will protect the traveler in the event of trip delay, cancellation of flights, loss of baggage as well as any medical emergency or accident that the US citizen can face while in Germany. Some travel insurance also provide coverage for quarantine expenses should one test positive for Covid19 while traveling. Given the pandemic, some European consulates are in fact insisting on Covid quarantine travel insurance while issuing travel visas.

Some US citizens travel insurance plans also have the option of 'Cancel for Any reason' (CFAR) by providing a refund of up to 75% of the trip cost if one cancels the trip for any reason. Having reliable travel insurance will ensure that the travelers can recoup the trip expenses which can be significant in the case of cruises, airline ticketing and hotel reservations should they face adverse circumstances during travel.

Long term Europe Visa Insurance for US citizens

US citizens who want to stay in any of the 25 Schengen countries for more than 90 days in a 180 day period need a Long Stay Visa. One of the requirements for this visa is proof of medical insurance with medical expenses coverage up to €30,000 (or the equivalent in US dollars) which is valid during the whole stay in the Schengen countries.

The insurance company should provide a visa letter stating coverage amounts for medical expenses, emergency medical evacuation and repatriation while in Europe (or 'unlimited' if there is no limit of coverage).

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Germany travel insurance for older US travelers with Medicare coverage

US senior citizens who have Medicare coverage should buy international travel health insurance while traveling outside the United States. Good travel health insurance is required since Medicare offers very limited coverage outside the US.

International travel always involves risks. This is especially true for older travelers and given that the costs of medical evacuation and health care outside the United States is expensive, buying good Medicare Supplemental international Travel insurance coverage is prudent.
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Schengen Visa Insurance or Europe Travel Insurance for Senior citizens

Best Travel insurance for older travelers for visiting the Schengen countries.

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Travel medical insurance Germany , Germany travel insurance - FAQ's

Does Germany travel insurance cover Covid19 illness?

There are some Covid travel insurance plans available for travel to Germany that cover Covid19 as a new illness. International travelers can compare best Covid Germany travel insurance plans and buy it online. These plans also offer Germany visa letter specifying that they Covid19 as any sickness. The visa letter can also be translated to different languages as requested.

Is travel insurance necessary for Germany ?

If you need a visa for traveling to Germany (Schengen visa), then - Yes, Germany travel insurance is necessary for applying for the Schengen visa. The Germany visa travel insurance requirement is a minimum coverage of 30,000 Euros.

If you a citizen of a country which does not need a visa for traveling to Germany , then buying travel insurance for Germany is not mandatory for visits of less than 90 days. However given the cost of healthcare in Germany , and that domestic health insurance offers little health insurance outside your home country, it is strongly recommended to buy travel insurance for Germany .

How can I get travel medical insurance for Germany?

Travelers to Germany who need the Schengen visa can buy Germany visa travel insurance on our website. Our Schengen visa travel insurance quote facility displays the travel insurance that satisfy Germany visa consulate requirements. Once you complete buying the Germany visa travel insurance online, you can download the required Germany visa letter which you can submit while applying for the Schengen visa.

How much is travel insurance for Germany visa ?

The cost for the Germany visa travel insurance varies depending on the age of the traveler and the duration of coverage required. The older the traveler the higher is the cost. The longer the duration of Germany travel insurance required, the greater will be the cost. Our Germany visa insurance application quote facility lists the travel insurance that satisfy Germany visa consulate requirements.

What is the procedure to get a visa letter for Germany?

Germany visa medical insurance can be purchased online quickly and easily.
The traveler has to provide relevant information (age, travel dates, total amount of coverage desired) in a simple travel insurance for Germany visa form and click the 'get quote' button.

A list of affordable travel insurance plans with the premium (cost), medical coverage details, and the name of the underwriter will be displayed. The applicant can then buy the best Germany visa insurance plan they like by clicking on the corresponding 'BUY' button. Complete the simple application online and pay using a credit card.

On purchasing the Europe travel insurance for Germany , a traveler will be provided with the insurance details that include a toll free number, a virtual ID card, and a Germany visa letter that may be presented to the consulate as proof of coverage.

Who must buy travel medical insurance for Germany visa?

A traveler from any of the Schengen visa required countries visiting Germany for less than 90 days is required to buy short term travel medical insurance to apply for Germany visa. It may be individuals, business travelers, family members. For travelers from Schengen visa exempted countries, planning to stay in Germany for more than 90 days need to buy long term travel medical insurance for Long stay Europe visa.

Who offers Schengen visa Insurance for Germany?

We work with many popular and top rated US insurance providers. These insurance companies offer best travel medical insurance coverage for Schengen visa. These Schengen visa insurance plans satisfy requirements as mandated by the consulate and offer comprehensive travel medical insurance coverage. The top insurance providers that offer popular Schengen visa insurance for Germany are International Medical Group, Seven Corners, WorldTrips and Trawick International.
IMG  SevenCorners  worldtrips  Trawick

What is covered under Germany visa travel insurance?

Best travel medical insurance for Germany visa covers the cost incurred from
  • Hospitalization expenses dues of sickness of injuries
  • Emergency medical evacuation
  • Repatriation of remains
  • Trip cancellation or interruption
  • Flight delay
  • Baggage delay or loss
  • Acute onset of pre-existing conditions
  • Maternity in first 26 weeks

How do I get cheap Schengen visa travel insurance for Germany?

This is surely dependent of the travelers’ requirements. The travel will have to do a research online based on his or her requirements. It is advisable to compare Germany visa insurance products before buying the cheap travel medical insurance for Germany visa.

Popular tourist destinations in Germany

Popular tourist destinations in Germany

Buy travel insurance for Germany

Berlin

A federal state and the capital city of Germany. Many tourists are drawn to Berlin’s famous historic structures, which include the Brandenburg Gate and the Reichstag.

Buy visitor insurance for Germany

Munich

Best known as the origin of the world famous Oktoberfest, Munich is one of the best places to visit in Germany with a great culture scene.

Germany travel insurance

Heidelberg

With historic treasures like the medieval Old Bridge, the Heidelberg Castle, the Church of the Holy Spirit and the Knight St. George House.

Travel insurance Germany

Cologne

Situated on the Rhine River in the Germany federal state of North Rhine-Westphalia. The city offers a vibrant array of attractions, buzzing nightlife and a stellar arts and culture scene.

Germany - General information  Germany Flag

Germany - General information

Germany Flag
Vacation spots

Dresden, Berlin, Cologne, Hamburg, Munich, Frankfurt, Bavaria, Stuttgart, Lake Constance, Dusseldorf.

Capital

Berlin

Currency

Euro

Location

Western and Central Europe

  Population

  Around 82 million

Best time to visit

May to October

Language

German, Danish, Bavarian

Vacation spots

Dresden, Berlin, Cologne, Hamburg, Munich, Frankfurt, Bavaria, Stuttgart, Lake Constance, Dusseldorf.

An information

Tourist information about Germany

How do I get visa for Germany?

  • Travelers visiting Germany require visa from the consulate. You can apply for Germany visa at the Germany embassy or consulate in the country of your residence.
  • Usually the visa application will be processed between 2 -10 days after submission. Only in case of document verification's it may take a longer time.
  • Insurance Plans available at American Visitor Insurance are applicable for
    • Schengen Visa A (Airport Transit Visa)
    • Visa B (Transit Visa)
    • Visa C (Travel Visa)
    • Visa D (Long Stay Visa)

What are the documents required for Germany Visa?

  • Completed application with declaration
  • 2 Passport size photos
  • Valid passport
  • 1 copy of the current bank statement
  • Visa fees
  • Travel Insurance policy document
  • Any other documents depending on the visa type
  • Germany Travel medical insurance of EUR 30,000 maximum benefits.
  • German visa insurance letter

What is the best time to visit Germany?

The best time is from May to late October.

What are the famous vacation spots in Germany?

Dresden, Berlin, Cologne, Hamburg, Munich, Frankfurt, Bavaria, Stuttgart, Lake Constance, Dusseldorf...

What are the popular Cuisines in Germany?

Sauerbraten (sour roast), Bratwurst ( fry-sausage), Blutwurst (blood sausage)...

Which are the popular Languages spoken in Germany ?

Germany, Danish, Bavarian, Frankish, Frisian, Kabardian, Limburgish, Luxembourgeois, Polish...

Schengen insurance for Covid pandemic

Most Schengen countries now have lifted the entry ban for International travelers. Irrespective of different consulate visa requirements, given the health risks involved in international travel and in light of the Covid pandemic and the Ukraine war it is important for all travelers to have the best travel insurance for Europe.

As a result of the surge in the Covid sub-variants, it is very important to have good Schengen Visa travel insurance with Covid19 coverage. Travelers can find the ideal Schengen travel insurance with Covid19 coverage by using the Covid19 Schengen travel insurance compare tool.

Trawick International, WorldTrips, International Medical Group and Seven Corners are the top Schengen visa travel insurance companies offering Covid-19 coverage. Trawick International offers Safe Travels International Insurance and Safe Travels Outbound Insurance which cover covid19 as any sickness. The Safe Travels International Insurance are available for Non US citizens and Non US residents while the Safe Travels Outbound Insurance is available for available for US citizens and US residents.

WorldTrips offer Atlas Travel insurance which includes Covid19 expenses. International Medical Group (IMG) offers Patriot International Lite insurance for Covid19 coverage. Seven Corners offers Travel Medical Plus Insurance which includes coverage for Covid19 sickness. These plans also offer Schengen visa letter specifying that they insure Covid19 as any other sickness. The visa letter can also be translated to different languages as requested.

Trawick
Trawick International offers Schengen visa travel insurance with coronavirus coverage. This travel insurance satisfies Schengen visa requirements.
  • International travelers traveling outside their home country not to the USA.
  • Coverage for accommodations due to a covered Trip Delay $2,000/$150 per person per day (12 hours) is included in the basic coverage.
  • Optional Quarantine Benefit Upgrade at additional price Trip Delay Max Upgrade - including Accommodations (12 Hours) $4000 ($300/day) or $7000 ($500 per day).
  • US Citizens and US residents traveling outside the United States
  • This plan is available for a US Citizens and US residents traveling outside the United States
  • Coverage for accommodations due to a covered Trip Delay $2,000/$150 per person per day (6 hours or more) is included in the basic coverage.
seven corners logo
Seven Corners offers Travel Medical Plus Insurance with coverage for Covid19 sickness. It satisfies Schengen visa requirements with $0 deductible
  • Available for both US citizens and non US Citizens traveling to Europe up to 65 years.
WorldTrips
WorldTrips Atlas travel insurance with coronavirus coverage will cover eligible medical expenses resulting from COVID-19/SARS-CoV-2. Satisfy Schengen visa requirements
  • Available for both US and Non US citizens at moderate price with required benefits.
  • Available for both US and Non US citizens at affordable price with premium benefits.
  • Available for both US and Non US citizens at affordable price with fewer benefits
IMG
Patriot International Lite Insurance from International Medical Group (IMG) offers coverage for COVID-19/SARS-CoV-2 as any other Illness or Injury.
  • Coverage for travelers traveling outside their home country whose destination excludes the U.S. and its territories.
  • Travel SE plan offers Coverage for accommodations due to a covered Trip Delay $2,000/$125 per person per day is included in the basic coverage.
  • Travel LX plan offers Coverage for accommodations due to a covered Trip Delay $2,500/$250 per person per day is included in the basic coverage.

List of Schengen countries

Schengen Travel insurance with 30,000 Euro coverage

Cheapest Schengen health insurance for travel FAQs

Cheap travel medical insurance for Schengen Visa FAQs.

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Best Schengen travel insurance blogs

Insurance blogs for best travel insurance for Schengen visa.

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Schengen visa insurance for travel forum

Travel insurance for Schengen visa, Schengen insurance forum.

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Travel insurance for residents of Germany visiting the USA

Health care in the US while very sophisticated is also very expensive. It is therefore prudent to buy proper visitor health insurance while visiting the US. Germany travelling to the USA should buy US travel insurance as US domestic health insurance is not available to visitors and most regular health insurance plans will not cover travellers outside their home nation.

Tourists can review the different factors to consider before buying travel insurance to make an informed decision. They can also compare visitors medical insurance from top rated insurance providers and select the best visitor insurance for USA.

Compare visitors medical insurance

Schengen Visa insurance blogs and articles

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Traveling to Schengen states

Tourism and travel insurance information for visiting Schengen countries

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US citizens traveling to Europe

Vacation and travel insurance information for US citizens visiting Europe

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Long term Europe visa medical insurance

Insurance Information for Long term Europe Visa

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Best travel insurance for Schengen visa

Tools to find the best Schengen visa travel insurance

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years
Offering Schengen travel insurance
20+ years!
states
Customers from
All U.S. states!
countries
Customers from over
180 countries!

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