Travel Insurance for German Visitors to the USA
Germany to USA Travel Health Insurance — Starting at just $1/day, covering medical emergencies and more.
Why Do Germans Visit the USA and Why Buy US travel insurance?
- The United States is one of the most popular long-haul destinations for German travelers, attracting over 1.7 million visitors from Germany each year (U.S. National Travel & Tourism Office). Germany consistently ranks among the top 10 countries sending tourists to the United States each year.
- Most Germans visit the U.S. for vacation, business trips, conventions, or to visit family and friends. The top destinations for German tourists include New York City, California, Florida, Las Vegas, and Washington D.C. Many German visitors enjoy America’s national parks, road trips, shopping outlets, and theme parks.
- Given the very high cost of US healthcare, long flight durations and high trip expenses, German travelers should buy the best comprehensive travel insurance for the US to have peace of mind during their visit.
- Traveling on a holiday to the US is adventurous and fun but one must keep in mind the medical emergencies that might arise while traveling outside of the home country.
- The healthcare system in the US is excellent but expensive.
- Travel insurance will cover German travelers with any unforeseen medical emergencies that may occur during a holiday in the US
For any assistance you can call us at (877)-340-7910 or email us and we will be glad to help further.
What Is Visitor Medical Insurance for the USA?
Visitor medical insurance is a short-term health insurance that provides medical coverage for illness and injury during travel or stay in the USA. It is a mandated type of coverage for foreign nationals who come to the USA temporarily, for any reason, business or personal.
❓ Why You Need Visitor Insurance?
- Protection against accidental injury or sickness during your stay
- Financial coverage in case of unexpected medical emergencies
- Peace of mind while traveling in the USA
✅ Benefits of Visitor Insurance
- Covers medical treatment for illnesses and injuries
- Helps with hospital bills, doctor visits, and emergency care
- Can include coverage for pre-existing conditions depending on the plan
Find the most suitable best visitor medical insurance online by comparing options on American Visitor Insurance, considering both cost and coverage benefits.
Why Is Holiday Insurance Important for Visitors to the USA?
💰 Expensive US Healthcare
- The United States has perhaps the best healthcare facilities in the world, but it is also perhaps the most expensive globally.
- The cost of an average daily hospital stay is over $2,500 in the US.
- Even outpatient doctor visits are prohibitively expensive.
- It is financially very traumatic when a visitor travelling for a short visit to the US has to pay a huge bill in case of an unforeseen injury or illness.
- US travel insurance, along with insuring medical expenses of travelers, will also reduce the medical expenses.
- US travel insurance providers have Preferred Provider Organization (PPO) networks.
- PPO networks have working relationships with hospitals.
- This result in lower healthcare bills for travelers.
👨👩👧 Protection for the Entire Family
- US travel medical insurance can be purchased individually or as a family plan.
- Any illness or injury faced by insured family members during the trip will be covered.
🛡️ A Support System in a New Country
- If there is a need for medical assistance in the US, a new visitor may find it hard to approach a hospital and a doctor.
- Having US travel health insurance will act as a support system.
- Insurance providers have tie-ups with various Preferred Provider Organizations (PPOs).
- PPOs have networks with many hospitals and doctors in the US.
🏥 Ease of Navigating US Healthcare Facilities
- Hospitals in the PPO network of US travel insurance bill the insurance company directly.
- Travelers do not need to worry about paperwork or paying the bill upfront.
- In case of an emergency, visitors can refer to the list of PPO network hospitals.
- Travelers can get help from the nearest medical care center within the network.
US travel insurance helps visitors enjoy their trip and explore new destinations without worrying about health-related expenses.
Which Is the Cheapest Travel Insurance for USA from Germany?
Other Affordable travel insurance from Germany to USA are Venbrook Essential from Venbrook International and Visitors Care from IMG.
* The price shown is for a 30-day trip with a $25,000 maximum coverage and a $0 deductible for a 40-year-old traveler.
Visa and Entry Requirements for Germans Visiting the USA
- German citizens can travel to the United States without a visa for up to 90 days under the Visa Waiver Program (VWP).
- To enter under this program, travelers must apply for ESTA (Electronic System for Travel Authorization) online before departure.
- ESTA is typically valid for two years or until the traveler’s passport expires, whichever comes first.
- Travelers planning to stay longer than 90 days, or for purposes such as work or study, must apply for an appropriate U.S. visa (such as B1/B2, F1, or H1B).
- All visitors must carry a valid biometric passport and have a return or onward ticket.
- German residents with dual nationality or non-German passports should check specific entry requirements with the U.S. Embassy in Berlin or Consulates in Frankfurt or Munich.
Travel Tips and Safety Advice for Germans Visiting the USA
- The United States is generally a safe destination, but travelers should remain alert in crowded tourist areas and major cities.
- Keep valuables and travel documents in a secure place; use hotel safes when possible.
- In an emergency, dial 911 for police, fire, or medical assistance anywhere in the U.S.
- It is important to buy the best US travel insurance for German citizens
- Carry a photocopy of your passport and travel insurance documents separately from your originals.
- Be aware of local driving rules — most U.S. states require driving on the right side and stopping fully at red lights and stop signs.
- Tipping is customary: 15–20% at restaurants, and a few dollars for hotel staff or taxi drivers.
- Be prepared for varying climates — summers can be hot in southern states, and winters cold in the north.
- If you need assistance, contact the German Embassy in Washington D.C. or one of the German Consulates in New York, Chicago, Houston, Los Angeles, or San Francisco.
Factors That Affect the Cost of German Travel Insurance for USA
The cost of visitor insurance for Germans in the USA increase with the age of the traveler. For example, someone in their 30s may pay $20/month for a fixed benefit plan or $60/month for comprehensive. While someone in their sixties typically pays about double, and prices rise even higher for older travelers.
Plans with higher coverage limits (e.g., $100,000 vs. $500,000) or lower deductibles generally cost more.
Plans with higher deductibles are generally cheaper but require you to pay more out of pocket in case of a claim.
Fixed benefit visitor insurance plans are cheaper but only pay set amounts for services but Comprehensive visitor insurance plans are more expensive provides broader coverage of medical expenses and emergencies.
Visitor insurance for Germans in the USA covering full pre-existing conditions or acute onset of existing medical conditions generally cost more.
Longer trips usually increase the total cost of the policy
Emergency medical evacuation, adventure sports coverage, or higher personal liability can lead to increased premium.
How Much Does Travel Insurance to USA From Germany Cost?
The cost of best travel insurance for USA from Germany can start as low as $20 per month and go up to $300+ per month.
The best US visitor health insurance from Germany depends on:
- 👤 Age of the traveler (cost increases with age)
- 💵 Medical maximum coverage & deductible
- 📋 Type of plan (Fixed benefit vs Comprehensive coverage)
- ❤️ Visitors insurance coverage for pre-existing conditions
It is a good idea to compare different plans and get quotes from multiple providers to find the best visitors insurance coverage for your budget.
How Much Does the Most Affordable Visitors Insurance for USA Cost?
The most affordable visitor health insurance USA starts from $20 per month with options up to $191 per month. The average cost of fixed benefit visitor travel insurance for the USA is calculated based on one-month quotes.
| Plan Name | Plan max range | Deductible | Age 40 | Age 60 | Age 70 |
|---|---|---|---|---|---|
| Safe Travels Advantage | $25,000 - $150,000 | $0 | $20 - $58 | $39 - $102 | $60 - $166 |
| Visitors Care | $25,000 - $100,000 | $100 | $25 - $47 | $40 - $75 | $66 - $152 |
| Safe Travels Elite | $25,000 - $175,000 | $0 | $26 - $76 | $50 - $134 | $109 - $155 |
| Venbrook Essential | $25,000 - $150,000 | $0 | $26 - $81 | $49 - $124 | $68 - $147 |
| Visit USA Budget | $50,000 - $150,000 | $250 | $32 - $56 | $49 - $86 | $84 |
| VisitorSecure | $50,000 - $130,000 | $100 | $34 - $62 | $55 - $76 | $96 - $139 |
| Travel Medical USA Visitor Basic | $50,000 - $150,000 | $100 | $42 - $52 | $79 - $94 | $173 - $191 |
How Much Does the Comprehensive and Best Visitors Insurance Cost Per Month?
The best travel insurance cost for USA ranges from $58 to $353 per month. The average cost of comprehensive travel insurance for the USA is based on one-month quotes with a $250 deductible.
| Plan name | Plan maximum | Age 40 | Age 60 | Age 70 |
|---|---|---|---|---|
| Atlas Essential | $50,000 - $1,000,000 | $58 - $109 | $131 - $266 | $263 - $328 |
| Safe Travels USA Cost Saver | $50,000 - $1,000,000 | $71 - $117 | $139 - $250 | $237 - $299 |
| Venbrook Premier | $50,000 - $1,000,000 | $77 - $135 | $176 - $346 | $352 - $437 |
| Patriot America Lite | $50,000 - $1,000,000 | $72 - $130 | $153 - $289 | $252 - $337 |
| Atlas America | $50,000 - $2,000,000 | $78 - $154 | $177 - $378 | $355 - $444 |
| Patriot America Plus | $50,000 - $1,000,000 | $77 - $139 | $164 - $311 | $287 - $434 |
| Travel Medical Basic | $50,000 - $1,000,000 | $80 - $138 | $167 - $314 | $252 - $337 |
| Safe Travels USA Comprehensive | $50,000 - $1,000,000 | $90 - $168 | $172 - $351 | $294 - $470 |
| SafeVista Protect | $100,000 - $1,000,000 | $93 - $127 | $215 - $248 | $320 |
| Diplomat America | $50,000 - $1,000,000 | $125 -$214 | $229 - $301 | $353 |
How Much Does 6-Month Medical Insurance for Visitors to USA Cost?
For a 60-year-old traveler, the cost of USA visitor insurance for 6 months typically ranges around $122 to $1,050, based different coverage options, medical needs, and traveler’s budget on American Visitor Insurance.
The best 6 month USA travel insurance is the one which is affordable, reliable and allows the traveler stress free.
What Does Travel Insurance for Visitors to USA Coverage Include?
Some of the important travel health insurance for USA benefits are listed below:
- 🩺 Doctors Visit: This allows travelers to visit Doctors for sudden unanticipated medical ailments.
- Does not cover:
Continuing treatment for pre-existing ailments and preventive care - Co-pay and deductible will vary depending on the chosen US travel insurance plan.
- Travelers have the option of No Co-pay and $0 Deductible.
- Does not cover:
- 💊 Pharmacy Drugs: Doctor prescribed eligible pharmacy drugs are also covered.
- 💓 Visitors Medical Insurance for Pre-Existing Conditions: It is difficult to find health insurance for tourists in USA that covers pre-existing conditions. Only some tourist health insurance cover pre-existing conditions - INF is one such provider.
- Some INF visitor insurance for pre-existing conditions plans insure in-patient, out-patient, urgent care, specialist and doctor visits related to pre-existing conditions.
- A pre-existing condition is a medical ailment that existed before the start of the US holiday insurance for visitors coverage. Conditions considered as pre-existing diseases include Asthma, heart related issues, high blood pressure, kidney disease, cancer, diabetes etc.
- ⚕️ Surgery: Emergency surgery treatment will be covered. The maximum available amount for surgery is typically $50,000, but this varies from plan to plan.
- 🚑 Medical Evacuation: Provides coverage for medical evacuation up to $1,000,000 if the traveler has to be evacuated to get access to proper medical treatment in the event of a medical emergency.
- ⚰️ Repatriation of Remains: The repatriation of remains benefit covers expenses to return the traveler’s remains to their home country in the event of death.
- Coverage depends on the chosen tourist health insurance plan.
- Repatriation coverage can be up to $50,000.
- 🦷 Emergency Dental Coverage: Emergency dental coverage up to $300 is available for acute onset of pain to natural teeth.
In US hospitals, patients with travel insurance to USA within the PPO network, incur significantly lower costs for treatments compared to uninsured patients.
Simply having visitors health insurance in USA or USA Travel Insurance for visitors or health insurance for visitors in USA can greatly reduce medical expenses.
The best health insurance for tourists in USA varies based on the best USA travel insurance for visitors plan chosen, however travelers can get coverage up to $8,000,000.
How to Choose the Best Visitor insurance for Germans in the USA?
Travel insurance is highly recommended for German visitors to the U.S. Medical costs can be very expensive in the U.S., and having suitable visitor insurance for US from Germany will provide protection in the event of an unplanned medical emergency.
Key factors to consider while choosing the USA travel insurance for German tourists are:- Trip Duration: Different coverage options are available for short-term and long-term visitors to the USA.
- Traveler’s Age: Visitor insurance for Germans in the USA policies that cover senior travelers tend to be more costly and may have different coverage for pre-existing conditions.
- Coverage for Pre-Existing Conditions:
- Particularly significant for senior travelers or those with ongoing medical condition.
- Look for the USA travel insurance plans for German travelers that cover acute onset of pre-existing conditions (sudden, unexpected flare-ups)
- Check the look back period and coverage limits.
- Budget: Choose between a comprehensive visitors insurance plan for full protection or a budget plan with higher out-of-pocket risk.
Additional Tips
- Compare Medical Benefits: Look for the visitor medical insurance plans that offer coverage for hospitalization, doctor's visits, emergency medical treatment, and urgent care. Consider the plan that includes emergency medical evacuation.
- Be Aware of Exclusions: Understand what is excluded from the coverage. This includes any chronic condition progression, congenital condition or disorder, or elective treatment.
- Read the Policy Details Always read the complete policy details and compare multiple plans before selecting the plan that is best for you.
What Is Not Covered by Travel Insurance for Germans Visiting the USA?
While travel medical insurance for visitors to the United States is easy to buy on American Visitor Insurance and it offers strong protection against unexpected medical emergencies, it is important to understand that certain situations and treatments are not covered. Reviewing exclusions helps avoid claim denials later.
- Routine or preventive checkups — such as annual physicals, vaccinations, and routine dental or eye exams.
- Pre-existing medical conditions — unless specifically covered under “acute onset of pre-existing conditions” clauses.
- Elective or cosmetic procedures — including plastic surgery or treatments not medically necessary.
- Pregnancy and childbirth-related expenses (unless stated as covered by the selected plan).
- Mental health, substance abuse, and rehabilitation treatments are usually excluded.
- Injuries from risky or adventure sports such as skiing, scuba diving, bungee jumping, or motor racing, unless a sports rider is purchased.
- Travel against medical advice or traveling for the purpose of obtaining medical treatment.
- Losses related to illegal or reckless behavior (such as driving under the influence or participating in unlawful acts).
- Claims from war, terrorism, or civil unrest are generally not covered, except in limited cases as defined by specific plans.
- Routine prescriptions or refills for long-term medications.
- Non-emergency vision or dental treatments unless directly related to an accident or injury.
Always read the policy certificate and plan brochure before purchase to confirm specific exclusions and limitations. Each US travel medical insurance plan may have its own rules on what constitutes a covered medical emergency.
What Is the Best Travel Health Insurance for Foreigners in USA?
-
What Are the Best Travel Insurance for Visitors to USA?
The top recommended comprehensive travel insurance plans for visitors to USA are:
Patriot America Plus IMG
- Patriot America Plus is a comprehensive short-term travel insurance for individuals and families visiting the USA, a great option, especially for those under 70.
- Direct Billing: First healthcare
or United HealthCare 
- Urgent Care : $30 per incident; no copayment if deductible is $0
- Acute onset of pre-existing condition: Up to policy maximum for ages up to 70 years
- Emergency medical evacuation: Up to $1,000,000
- Patriot America Plus cost for 40 year old traveler ranges from $52 to $169 for a month.
Policy maximum?
$50,000, $100,000, $250,000, $500,000, $1,000,000Deductible options?
$0 to $2,500Period of coverage?
5 days to 12 months
Atlas America Insurance WorldTrips
- Top-rated comprehensive travel insurance plan, best for individuals up to age 79 who are non-U.S. citizens visiting the USA.
- Direct Billing: Unitedhealthcare
- Urgent Care: 15 per incident; no copayment if deductible is $0.
- Maternity: Covers complications of pregnancy in the first 26 weeks
- Acute onset of pre-existing conditions: Up to maximum limit, for ages up to 80 years
- Emergency medical evacuation: Up to $1,000,000
- Atlas America Insurance cost for 40 year old traveler ranges from $46 to $216 for a month.
Policy maximum?
$50,000, $100,000, $250,000, $500,000, $1,000,000, $2,000,000Deductible options?
$0 to $5,000Period of coverage?
Up to 364 days
Safe Travels USA Comprehensive Trawick International
- Safe Travel USA Comprehensive is an affordable travel insurance for seniors with pre-existing conditions who are non US residents/citizens visiting USA.
- Direct Billing: First HealthCare
- Urgent Care: $30 per incident; no copayment if deductible is $0
- Maternity: Emergency medical treatment for pregnancy, up to $1,000
- Acute onset of pre-existing conditions: Up to 89 years
- Safe Travels USA Comprehensive cost for 40 year old traveler ranges from $55 to $204 for a month.
Policy maximum?
$50,000, $100,000, $250,000, $500,000, $1,000,000Deductible options?
$0 to $5,000Period of coverage?
5 days to 364 days
Visitors Protect IMG
- Visitors Protect is a top comprehensive travel insurance plan with pre-existing conditions for travelers to the U.S., Canada, and Mexico.
- Direct Billing: First healthcare or Unitedhealthcare
- Urgent Care: 15 per incident; no copayment if deductible is $0
- Pre-existing conditions: Up to 99 years
- Minimum purchase is 90 days
- Visitors Protect Insurance cost for 40 year old traveler ranges from $300 to $750 for 3 months.
Policy maximum?
$50,000, $100,000 and $250,000Deductible options?
$250 to $5,000Period of coverage?
Minimum purchase 90 days
Venbrook Premier Venbrook International
- Venbrook Premier is ideal for non-U.S. residents visiting the United States who are seeking comprehensive travel medical insurance with higher coverage limits.
- Urgent Care : $30 copay if the $0 deductible is chosen
- Acute onset of pre-existing conditions: Up to maximum limit, for ages up to 70 years
- Emergency medical evacuation: Up to $1,000,000
- Venbrook Premier Insurance cost for 40 year old traveler ranges from $40 to $140 for a month.
Policy maximum?
$50,000, $100,000, $250,000, $500,000, $1,000,000Deductible options?
$0 to $5,000Period of coverage?
5 days to 12 months
Diplomat America Global Underwriters
- Diplomat America is a comprehensive travel medical insurance plan for non-U.S. residents traveling to the USA.
- Direct Billing No PPO, visit any doctor or hospital
- Acute onset of pre-existing conditions: Covers up to maximum limit, for ages up to 70 years.
- Emergency medical evacuation: Up to $250,000
- Diplomat America insurance cost for 40 year old traveler ranges from $73 to $270 for a month
Policy maximum?
$50,000, $100,000, $250,000, $500,000, $1,000,000Deductible options?
$0, $100, $250, $500, $1,000 $2,500Period of coverage?
15 days to 12 months
Visit USA Standard Travel Insurance Services
- Visit USA-HealthCare Standard is a comprehensive short-term visitor medical insurance for USA visitors
- Direct Billing: Unitedhealthcare or First HealthCare
- Acute onset of pre-existing condition: Covers up to $25,000, with a limit of $2,500 for those aged 65 and above
- Emergency medical evacuation: Covers up to $250,000.
- Visit USA Standard Insurance cost for 40 year old travelers ranges from $69 to $153 for a month.
Policy maximum?
$75,000, $200,000Deductible options?
$0Period of coverage?
5 days to 364 days
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Best Travel Health Insurance for USA With Pre-Existing Conditions Coverage
Most of the visitor insurance plans do not offer coverage for pre-existing medical conditions. However, some top rated insurance plans offer travel insurance covering acute onset of pre-existing conditions, which refers to sudden and unexpected flare-ups. If you are a traveler with a pre existing condition, you can compare visitor insurance with pre-existing coverage offering wide range of deductibles and policy maximum and buy the best medical insurance for pre existing conditions in USA.
Patriot America Plus IMG
- Acute onset of pre-existing condition: Covered up to the selected policy maximum for individuals aged 70 and under.
- Emergency medical evacuation: Covers $25,000 maximum limit
- Direct Billing: First healthcare network or United HealthCare
- Patriot America Plus cost for 65 year old traveler ranges from $121 to $463 for a month.
Policy maximum?
$50,000 to $1,000,000Deductible options?
$0 to $2,500Period of coverage?
5 days to 12 months
Safe Travels USA Comprehensive Trawick International
- Acute onset of pre-existing conditions: Up to 89 years
- For those under 70, medical treatment is covered up to the policy maximum. For individuals aged 70 to 79, the acute onset benefit is limited to a maximum of $35,000. For those aged 80 and above, the benefit is reduced to a maximum of $20,000.
- Direct Billing: First HealthCare
- Safe Travels USA Comprehensive cost for 65 year old traveler ranges from $125 to $316 for a month.
Policy maximum?
$50,000 and $100,000Deductible options?
$0 to $5,000Period of coverage?
5 days to 364 days
Atlas America Insurance WorldTrips
- Acute onset of pre-existing conditions: The plan covers up to the selected policy maximum for the acute onset of pre-existing conditions for ages under 80 years.
- Emergency medical evacuation: $25,000 maximum limit
- Direct Billing: Unitedhealthcare
- Atlas America Insurance cost for 65 year old traveler ranges from $124 to $372 for a month.
Policy maximum?
$50,000 and $100,000Deductible options?
$0 to $5,000Period of coverage?
Up to 364 days
Venbrook Premier Venbrook International
- Acute onset of pre-existing conditions: For ages up to and including 69, coverage is available up to the medical policy maximum purchased per policy period
- Emergency medical evacuation: $25,000 maximum limit
- Venbrook Premier may cover sudden diabetic events as acute onset under certain conditions. If no pre-existing conditions exist, it's treated as a cardiovascular event.
- Venbrook Premier Insurance cost for 65 year old traveler ranges from $136 to $419 for a month.
Policy maximum?
$50,000 and $100,000Deductible options?
$0 to $5,000Period of coverage?
5 days to 12 months
SafeVista Comprehensive INF
- Acute on set of pre-existing conditions: Covered up to maximum benefit except Cardiac Coverage for Angina, Heart Attacks, and Stroke. Maximum $25,000 for individuals under the age of 69, and $15,000 for individuals aged 70 and above (inclusive of PPO fees) with deductible $500
- Coverage from 10 days to 364 days.
- Direct Billing: Unitedhealthcare
- Safe Vista Comprehensive Insurance cost for 65 year old traveler ranges from $150 to $262 for one month.
Policy maximum?
$100,000 and $1,000,000Deductible options?
$0 to $5,000.Period of coverage?
10 days to 364 days
Visitors Protect IMG
- Offers comprehensive coverage for pre-existing conditions up to age 99, though premiums may be higher for older travelers.
- Provides coverage for pre-existing conditions with a maximum benefit of up to $25,000 for individuals aged 0 to 69. For those aged 70 to 99, the maximum benefit is $15,000 and is subject to a $1,500 deductible.
- Direct Billing: First healthcare network or Unitedhealthcare
- Visitors Protect Insurance cost for 65 year old traveler ranges from $637 to $1,593 for 3 months.
Policy maximum?
$50,000 and $250,000Deductible options?
$250 to $5,000Period of coverage?
Minimum purchase 90 days
INF Elite X INF
- Full Pre-existing condition coverage:
- Ages 0–69 years: Choose a pre-existing condition coverage limit of $25,000, $30,000, $40,000, or $50,000 with a deductible of $1,500, $2,000, $2,500, $5,000, or $10,000.
- Ages 70–99 years: Choose a pre-existing condition coverage limit of $20,000 with a deductible of $1,500, $2,000, $2,500, $5,000, or $10,000.
- Direct Billing: Unitedhealthcare
- INF Elite Insurance cost for 65 year old traveler ranges from $947 to $1,415 for 3 months.
Policy maximum?
$150,000 and $300,000Deductible options?
$500 to $5,000.Period of coverage?
Minimum purchase 90 days
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Seniors Travel Insurance for Above 60 Years
Older travelers or parents aged above 60 years visiting foreign nations have a tough time in finding good medical insurance to satisfy all their requirements. Here is a quick comparison of popular visitor medical insurance plans that provide coverage for 60+ travelers.Visitors Care IMG
- Cheap visitor health insurance for parents visiting USA.
- Acute onset of pre-existing conditions: Covers up to maximum limit, for ages up to 70 years.
- Pre-Existing condition medical evacuation,: Covers up to $25,000 max per period of coverage.
- Direct Billing: First healthcare or United HealthCare
- Visitors Care insurance cost for 60 year old traveler ranges from $38 to $89 for a month.
Policy maximum?
$25,000, $50,000, $100,000Deductible options?
$0, $50, $100Period of coverage?
5 days to 2 years
Venbrook Essential Venbrook
- Acute onset of pre-existing conditions: Covers up to maximum limit, for ages up to 70 years.
- Cardiovascular event sub limit: Covers up to $25,000.
- Emergency medical evacuation: Covers up to $100,000.
- Venbrook Essential insurance cost for 60 year old traveler starts from $47 to $120 for a month.
Policy maximum?
$25,000, $50,000, $100,000, $150,000Deductible options?
$0Period of coverage?
5 days to 12 months
Venbrook Premier Venbrook
- Acute onset of pre-existing conditions: Covers up to maximum limit, for ages up to 70 years.
- Cardiovascular event sub limit: Covers up to $25,000.
- Emergency medical evacuation: Covers up to $100,000.
- Venbrook Premier insurance cost for 60 year old traveler starts from $85 to $330 for a month.
Policy maximum?
$25,000, $50,000, $100,000, $250,000Deductible options?
$0, $100, $250, $500, $1,000, $2,500 and $5,000Period of coverage?
5 days to 12 months
Visitors Preferred IMG
- Acute onset of pre-existing conditions: Covers up to maximum limit, for ages up to 70 years.
- Pre-Existing condition medical evacuation: Covers up to $25,000 max per period of coverage.
- Direct Billing: First healthcare or United HealthCare
- Emergency medical evacuation: Covers up to $1000,000.
- Visitors Preferred insurance cost for 60 year old traveler ranges from $100 to $363 for a month.
Policy maximum?
$50,000, $100,000Deductible options?
$0, $100, $250, $500, $1,000 $2,500Period of coverage?
5 days to 12 months
Diplomat America Global Underwriters
- Acute onset of pre-existing conditions: Covers up to maximum limit, for ages up to 70 years.
- Pre-Existing condition medical evacuation: Covers up to $25,000 max per period of coverage.
- Freedom to choose hospitals or doctors
- Emergency medical evacuation: Covers up to $250,000.
- Diplomat America insurance cost for 60 year old traveler ranges from $133 to $379 for a month
Policy maximum?
$50,000, $100,000Deductible options?
$0, $100, $250, $500, $1,000 $2,500Period of coverage?
15 days to 12 months
Safe Travels USA Trawick International
- Unexpected recurrence of pre-existing conditions: Covers up $1,000 for ages up to 70 years.
- Cardiac conditions or stroke: Covers up to $25,000 up to age 69 years.
- Direct Billing: First HealthCare
- Emergency medical evacuation: Covers 100% up to $1,000,000.
- Safe Travels USA Insurance cost for 60 year old travelers ranges from $80 to $357 for a month
Policy maximum?
$50,000, $100,000Deductible options?
$0, $100, $250, $500, $1,000, $2,500, $5,000Period of coverage?
5 days to 364 days
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Older Traveler Medical Insurance for Above 70 Years
Senior travelers find it difficult to get good travel insurance. These plans range from being affordable to providing the most coverage, the price vary correspondingly depending on the coverage offered.Safe Travels Advantage Trawick International
- Acute onset of pre-existing conditions: Covers up to the policy maximum (up to age 79).
- Cardiac conditions or stroke: Covers up to $15,000.
- Direct Billing through First HealthCare
- Emergency medical evacuation: Covered up to unlimited.
- Repatriation of remains: Covers up to $25000 per policy period.
- Safe Travels Advantage cost for 70 years old traveler ranges from $61 to $166 for a month
Policy maximum?
$25,000, $50,000, $100,000, $150,000Deductible options?
$0Period of coverage?
5 days to 364 days
Safe Travels Elite Diamond Trawick International
- Acute onset of pre-existing conditions: Covers up to $35,000 (up to age 79).
- Cardiac conditions or stroke: Covers up to $15,000.
- Direct Billing through First HealthCare
- Emergency medical evacuation: Covers up to $50,000.
- Repatriation of remains: Covers up to $7,500 per policy period.
- Safe Travels Elite cost for 70 years old traveler ranges from $100 to $150 for a month.
Policy maximum?
$50,000, $100,000Deductible options?
$100, $200Period of coverage?
5 days to 364 days
Atlas America WorldTrips
- Ideal plan for parents with pre-existing conditions coverage up to 79 years.
- Acute on set of pre-existing conditions: Covers up to policy maximum.
- Pre-Existing condition medical evacuation: Covers up to $25,000 max per period of coverage.
- Direct Billing: Unitedhealthcare
- Emergency medical evacuation: Covers up to $1,000,000.
- Border entry protection: Covers up to $500 if traveling on a valid B-2 visa and denied entrance at the U.S. border.
- Atlas America Insurance cost for 70 year old travelers ranges from $201 to $619 for a month.
Policy maximum?
$50,000, $100,000, $150,000Deductible options?
$0, $100, $250, $500Period of coverage?
364 days
Travel Medical Choice Seven Corners
- Acute on set of pre-existing conditions: Covers up to policy maximum, cardiac conditions are included under pre-existing conditions.
- Pre-Existing condition medical evacuation: Covers up to $25,000 max per period of coverage.
- Direct Billing: Unitedhealthcare
- Emergency medical evacuation: Covers up to $1,000,000.
- Repatriation of remains: Covers up to $50,000.
- Travel Medical Choice Insurance cost for 70 year old travelers ranges from $286 to $808 for a month.
Policy maximum?
$50,000, $100,000Deductible options?
$0, $100, $250, $500, $1,000Period of coverage?
5 days to 364 days
Safe Travels USA Comprehensive Trawick International
- Most popular plan with Acute on set of pre-existing conditions coverage up to $35,000 (up to age 79).
- Direct Billing: First healthcare
- Cardiac conditions or stroke: Covers up to $15,000.
- Emergency medical evacuation: Covers 100% up to $1,000,000.
- Repatriation of remains: Covers up to $50,000.
- Safe Travels USA Comprehensive Insurance cost for 70 year old travelers ranges from $179 to $645 for a month.
Policy maximum?
$50,000, $100,000, $250,000, $500,000, $1,000,000Deductible options?
$0, $100, $250, $500, $1,000, $2,500, $5,000Period of coverage?
5 days to 364 days
Visit USA Standard Travel Insurance Services
- Budget friendly travel insurance with Acute on set of pre-existing conditions coverage up to $2,500.
- Direct Billing: Unitedhealthcare or First HealthCare
- Emergency medical evacuation: Covers up to $250,000.
- Repatriation of remains: Covers up to $50,000.
- Visit USA Standard Insurance cost for 70 year old travelers ranges from $165 for a month.
Policy maximum?
$75,000Deductible options?
$0Period of coverage?
5 days to 364 days
-
Senior Citizen Travel Insurance for Above 80 Years
Visitor insurance for 80 years old USA are available for senior travelers above 80 years of age with suitable benefits. Compare some of these health insurance over 80 years old traveling in US offered by reputed US insurance companies. Travelers can get quotes and buy travel insurance for seniors over 80 years.Safe Travels Advantage Trawick International
- Acute onset of pre-existing conditions: Covers up to $15,000 (up to age 89).
- Cardiac conditions or stroke: Covers up to $15,000.
- Direct Billing through First HealthCare
- Emergency medical evacuation: Covers up to unlimited.
- Repatriation of remains: Covers up to $25,000 per policy period.
- Safe Travels Advantage cost for 80 years old traveler ranges from $159 to $574 for a month.
Policy maximum?
$25,000, $50,000, $100,000, $150,000Deductible options?
$0Period of coverage?
5 days to 364 days
Visit USA Superior Travel Insurance Services
- Affordable travel insurance for seniors with Acute on set of pre-existing conditions coverage up to $2,500.
- Direct Billing: Unitedhealthcare or First HealthCare
- Emergency medical evacuation: Covers up to $500,000.
- Repatriation of remains: Covers equal to the elected overall maximum limit.
- Visit USA Superior Insurance cost for 80 year old travelers ranges from $556 for a month.
Policy maximum?
$20,000Deductible options?
$0, $250, $500, $1,000Period of coverage?
5 days to 364 days
Safe Travels USA Comprehensive Trawick International
- Acute on set of pre-existing conditions: Coverage up to $20,000 (up to age 89).
- Direct Billing: First HealthCare
- Cardiac conditions or stroke: Covered up to $15,000.
- Emergency medical evacuation: Covers 100% up to $1,000,000.
- Repatriation of remains: Covers up to $50,000.
- Safe Travels USA Comprehensive Insurance cost for 80 year old travelers ranges from $566 for a month.
Policy maximum?
$20,000Deductible options?
$0, $100, $250, $500, $1,000, $2,500, $5,000Period of coverage?
5 days to 364 days
SafeVista Comprehensive INF
- Best plan for seniors with acute on set of pre-existing conditions up to 99 years.
- Acute on set of pre-existing conditions: Covers up to maximum limit
- Direct Billing: Unitedhealthcare
- Emergency medical evacuation: Covers up to $25,000 maximum.
- SafeVista Comprehensive insurance cost for 90 years old traveler $789 for one month.
Policy maximum?
$100,000Deductible options?
$100, $250, $500, $1,000, $2,500, $5000Period of coverage?
10 days to 364 days
Visitors Protect IMG
- Ideal plan for seniors with pre-existing conditions.
- Pre-existing conditions: Covers up to $20,000 is subject to $1,500 deductible.
- Direct Billing: First healthcare or Unitedhealthcare
- Emergency medical evacuatio: Covers up to $25,000 maximum.
- Minimum purchase is 90 days.
- Visitors Protect insurance cost for 80 years old traveler $1987 for 3 months.
Policy maximum?
$50,000Deductible options?
$250, $500, $1,000, $2,500 or $5,000Period of coverage?
90 days up to 12 months
INF Elite Plus X INF
- Perfect plan for seniors with Preventive and maintenance care benefit.
- Pre-existing conditions: Covers up to $20,000 is subject to $1,500 deductible.
- Direct Billing: Unitedhealthcare
- Emergency medical evacuation: Covers up to $25,000 maximum.
- Minimum purchase is 90 days.
- INF Elite Plus insurance cost for 80 years old traveler $3499 for 3 months.
Policy maximum?
$75,000Deductible options?
$250, $500, $1,000, $2,500, $5000Period of coverage?
90 days to 364 days
-
Senior Citizen Travel Insurance for Above 90 Years
Visitor insurance for 90 years old USA are available for senior travelers above 90 years of age with suitable benefits. Compare some of these health insurance over 90 years old traveling in US offered by reputed US insurance companies. Travelers can get quotes and buy travel insurance for seniors over 90 years.SafeVista Comprehensive INF
- Best plan for seniors with acute on set of pre-existing conditions up to 99 years.
- Acute on set of pre-existing conditions: Covers up to maximum limit
- Direct Billing: Unitedhealthcare
- Emergency medical evacuation: Covers up to $25,000 maximum.
- SafeVista Comprehensive insurance cost for 90 years old traveler $789 for one month.
Policy maximum?
$100,000Deductible options?
$100, $250, $500, $1,000, $2,500, $5000Period of coverage?
10 days to 364 days
INF Premier X INF
- Affordable plan for seniors with full pre-existing conditions up to 99 years.
- Pre-existing conditions: Covers up to $15,000/$20,000 maximum with $1,000/$5,000 deductible.
- Direct Billing: Unitedhealthcare
- Emergency medical evacuation: Covers up to $20,000 maximum.
- Minimum purchase is 90 days.
- INF Premier X insurance cost for 90 years old traveler $1091 for 3 months.
Policy maximum?
$100,000Deductible options?
$250, $500, $1,000, $2,500, $5000Period of coverage?
90 days to 364 days
INF Elite X INF
- Ideal plans for seniors with pre-existing conditions coverage up to 99 years.
- Pre-existing conditions: Covers up to $20,000 is subject to $1,500 deductible.
- Direct Billing: Unitedhealthcare
- Emergency medical evacuation: Covers up to $25,000 maximum.
- Minimum purchase is 90 days.
- INF Elite X insurance cost for 90 years old traveler $2,887 for 3 months.
Policy maximum?
$75,000Deductible options?
$250, $500, $1,000, $2,500, $5000Period of coverage?
90 days to 364 days
Visitors Protect IMG
- Ideal plan for seniors with pre-existing conditions up to 99 years.
- Pre-existing conditions: Covers up to $20,000 is subject to $1,500 deductible.
- Direct Billing: First HealthCare or Unitedhealthcare
- Emergency medical evacuation: Covers up to $25,000 maximum.
- Minimum purchase is 90 days.
- Visitors Protect insurance cost for 90 years old traveler $1987 for 3 months.
Policy maximum?
$50,000Deductible options?
$250, $500, $1,000, $2,500 $5,000Period of coverage?
90 days to 364 days
Visit USA Superior Travel Insurance Services
- Budget friendly travel insurance for seniors with Acute on set of pre-existing conditions coverage up to $2,500.
- Direct Billing: Unitedhealthcare or First HealthCare
- Emergency medical evacuation: Covers up to $500,000.
- Repatriation of remains: Covers equal to the elected overall maximum limit.
- Visit USA Superior Insurance cost for 90 year old travelers ranges from $556 for a month.
Policy maximum?
$20,000Deductible options?
$0, $50, $1,000, $2,500, $5000Period of coverage?
5 days to 364 days
Traveling to the USA? Stay protected against any border entry issues!
Border entry issues at the US border can be unpredictable. Our Border entry protection visitor insurance covers unexpected delays, denial of entry, and related travel disruptions. Protect your US travel investment with specialized border entry insurance available on American Visitor Insurance.Which Pre-Existing Conditions Are Covered by US Travel Insurance?
Covers emergency care, treatment interruptions, or unexpected medical expenses related to cancer while abroad.
View Plans »
How Does Coverage for Pre-Existing Conditions Work?
- Definition of a pre-existing condition – what medical conditions are considered pre-existing.
- Look-back period – the time frame prior to travel during which a condition is considered pre-existing.
- Type of coverage – whether the plan covers only acute onset (sudden flare-ups) or full coverage (ongoing treatment).
- Coverage limits – the maximum amount the policy will pay for pre-existing conditions.
Acute onset vs. Chronic Conditions
| Type | Definition | Examples |
|---|---|---|
| Acute Onset of a Pre-Existing Condition | A sudden and unexpected onset of a pre-existing condition that occurs after coverage starts and requires immediate medical attention. | Heart attack, sudden asthma attack, acute appendicitis |
| Chronic Pre-Existing Condition | A long-term or ongoing condition that existed prior to coverage and is generally managed over time | Diabetes, hypertension, chronic kidney disease |
Some visitor insurance plans cover acute onset of certain pre-existing conditions but do not cover chronic management.
General Information About USA
- location_city Capital: Washington, D.C.
- location_on Location: North America
- attach_money Currency: US Dollar
- language Language: English
- groups Population: Around 340 million
- event Best time to visit: During Spring or Autumn
- map Vacation spots: New York, San Francisco, Los Angeles, Las Vegas, New Orleans, Chicago, Orlando, Washington D.C.
What Are the Popular Travel Destinations in the USA?
US Territories
What Are the Famous Destinations in USA?
1. Famous Museums as travel destinations in USA
2. Popular National Park destinations in USA
3. Top Nature destinations in USA
4. Top Snowbird tourism destinations in USA
5. Popular Golfing vacation destinations in USA
6. Best Amusement Parks in the USA
7. List of Casinos in USA
8. Best Shopping Malls in USA
9. Top Ski resorts in USA
Popular US States visited by tourists and travelers
Popular US cities visited by tourists and travelers
Health Insurance for German Students in the USA
German students in the United States should ensure that they are properly covered with international student health insurance.
While most U.S. universities offer student health plans, these are often quite expensive. At American Visitor Insurance, we provide affordable student health insurance for German students that offers coverage comparable to university plans, but at much lower premiums.
German students can also buy OPT health insurance by comparing different OPT insurance options online. Our plans are designed to meet the needs of students on an F-1 visa as well as those on Optional Practical Training (OPT).
German students studying in the U.S. can get coverage starting at just $30 and goes up to $115 per month, making it a budget-friendly and reliable alternative to university health plans.
Why Buy Visitor Health Insurance for USA from American Visitor Insurance?
We serve as a trusted marketplace for USA travel insurance with over 20 years of experience, helping you easily compare top-rated U.S. plans that are widely accepted by hospitals while protecting against the high costs of U.S. healthcare.
- Side-by-Side Plan Comparison: AmericanVisitorInsurance.Com is one the best travel insurance comparison websites in the USA where you can easily compare multiple travel medical insurance plans, review prices, coverage benefits, and policy details. At American Visitor Insurance you can compare travel health insurance from top-rated US insurers like IMG, Trawick International, WorldTrips, Travelex, BlueCross Blue Shield, Seven Corners and Global Underwriters — all in one place.
- Customized Coverage for Every Visitor: Coverage for tourists, students, parents visiting abroad, and business travelers — choose from comprehensive or fixed-benefit plans.
- Comprehensive Medical Protection: Includes benefits emergency medical care, hospitalization, medical evacuation, repatriation of remains and acute onset of pre- existing conditions (particularly helpful for seniors)
- Affordable & Transparent Pricing: Get the best price directly from the insurer — no extra fees. You can get an instant quote and purchase coverage online quickly and hassle-free.
- Direct Access to US-Based Plans: Access to PPO network, avoid upfront payments and faster claims processing
- Expert Support: Our licensed customer support team at American Visitor Insurance is available 24/7 to answer any questions during the purchase process. They can assist while completing online applications, extend coverage when it is needed, canceling a plan if travel plans change, and file insurance claims necessary.
- Peace of Mind While Traveling: With expert guidance at every step, we ensure a smooth, hassle-free experience with coverage tailored for seniors, students, and all travelers to keep you protected in the U.S.
Travel Insurance USA, Travel insurance in USA for foreigners - FAQ's
01. Do Germans need travel insurance for the USA?
While it's not a legal requirement, having US travel insurance is highly recommended for Germany travelers visiting the United States. Medical care in the USA can be very expensive, and US travel health insurance provides a safety net in case of medical emergencies.
02. Are there specific policies for travelers from Germany?
There are US insurance providers whose products are available on American Visitor Insurance with policies tailored to Germans and other international travellers visiting the USA. These travel health insurance policies can be compare and bought online easily on American Visitor Insurance and they are designed specifically for international travellers.
03. How much does travel insurance for the USA cost for Germany travelers?
The cost of travel insurance can vary widely based on factors such as the duration of the trip, coverage limits, age of the traveler, and any additional options or riders chosen. It's advisable to compare the quotes from multiple providers on American Visitor Insurance and make an informed decision.
04. Can a visitor get health insurance in USA?
Yes. Visitors, tourists, students, and others can all buy travel health insurance in the US. We recommend the travel insurance for visitors from Germany be purchased from the day they leave their home country until they return, however, most companies allow you to purchase it even after the traveler has already started their journey.
05. I am already in the US, Can I still get to buy travel insurance for the US?
Yes, travelers can still purchase a travel insurance cover if the traveler has already reached the destination country. Travelers should know that the travel insurance comes into effect only after the inception of the policy. Hence the coverage for unforeseen illness and accidents will be given after the start of the policy.
06. Do I need a visa to travel to the USA from Germany?
German citizens participating in the Visa Waiver Program (VWP) can travel to the USA for tourism or business purposes for up to 90 days without obtaining a visa. However, they need to apply for an ESTA (Electronic System for Travel Authorization) before their trip.
07. What is the ESTA, and how can I apply for it?
ESTA is an online system that determines the eligibility of visitors to travel to the USA under the VWP. It's recommended to apply for ESTA at least 72 hours before your travel date
08. Currency considerations when traveling from Germany to the USA?
The currency used in the USA is the United States Dollar (USD). Exchange some Euros to USD before your trip or use ATMs and credit/debit cards, widely accepted throughout the USA.
09. What should I know about transportation or getting around in the USA?
The USA has various transportation options including domestic flights, trains, buses, and rental cars. Public transportation availability varies by city or region. Plan transportation based on your itinerary and the areas you'll be visiting.
10. What documents should I have when traveling to the USA from Germany?
Ensure you have a valid passport, ESTA authorization (if applicable), return ticket, proof of sufficient funds to cover your stay, and any additional documents required for your purpose of visit (like business invitations or tourist itineraries).
11. Can I travel to the USA without travel insurance?
Yes, travellers from Germany can travel to the US on a tourist visa without travel insurance, however this can be financially suicidal if one is admitted to an US hospital without good travel insurance. US healthcare costs are extremely high and good travel insurance will put your mind at ease during your international travel.
12. What are the types of travel insurance for visitors from Germany?
There are broadly two two types of US travel medical insurance for visitors from Germany;
- Fixed benefit travel insurance : where there is a defined limit for each coverage benefit irrespective of the total policy coverage
- Comprehensive travel insurance: where there is no limit for the medical coverage up to the policy maximum
The US travel Insurance plans mainly cover the health of the traveller from Germany. These include unexpected sickness and injury, emergency medical evacuation, repatriation and acute onset of pre-existing condition. These travel insurance plans do not provide coverage for preventive care (taking vaccinations) or for regular pre-determined treatment of an existing ailment.
13. Can travelers from Germany still get travel insurance for the USA?
I am already in the US, Can I still get to buy travel insurance for the US?
Yes, German travelers can buy US travel insurance before starting their trip. Some plans are also available after arrival in the USA, but eligibility may vary depending on how long the traveler has already been in the country. Travelers should note that coverage begins only after the policy start date, and benefits apply for unforeseen illnesses or accidents after inception. For more details, see our guide on buying travel insurance after arrival in the USA.
What Are the Different USA Visa Health Insurance?
Embassy of Germany in United States
Germany Embassy in Washington, DC location_on
Address4645 Reservoir Road NW, DC 20007, Washington, USA
Phone
+1-202-298-4224
Fax
+1-202-298-4261
Email
info@washington.diplo.de
Germany Consulate in Atlanta, NE location_on
AddressMarquis Two Tower, Suite 901, 285 Peachtree Center Avenue, N.E., 30303-1221, Georgia, Atlanta, United States
Phone
+1-404-659-4760
Fax
+1-404-659-1280
Email
info@atlanta.diplo.de
Travel Health Insurance for Germans in USA
Best medical insurance for new Green Card immigrants from Germany.
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Are you traveling as a Group?
Group travel insurance for USA for five or more travelers on the same itinerary, and enjoy a 5% to 10% discount on the premium.
Get Group Insurance Quote »German travel insurance for USA Information
Travel Insurance from Germany to USA Resources
International travel insurance resources for German travelers visiting the USA.
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Factors for Germany to USA Travel Insurance Online Important factors when choosing travel insurance from Germany to the USA.
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Types of Germany to USA Travel Insurance
Different types of travel insurance coverage options for German travelers to USA.
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Germany to USA Travel Insurance Claims Procedure
Step-by-step process for filing USA travel insurance claims during medical emergencies.
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