Policy maximum
$50k, $100k
Deductible
$100, $200
Fixed benefit plan
Cheapest options in the market definitely more affordable.
Acute onset of a pre-existing condition
Covers up to the age of 69 to 89 years.
Renewability
Plan is renewable for a maximum of 2 years.
PPO Network
Ideal for Visitors ages 70 to 89 years Accident and sickness medical coverage
After buying the plan, Traveler can get all the plan document and plan id card by using Safe Travels Diamond login. At American Visitor Insurance, US Travelers can contact the Safe Travels Diamond customer service to get help on the plan details, quotes and other queries. Our licensed agents will be glad to help you!
Reviews, Ratings and Experiences
Let us take an example: The medical bill is $25,000; Deductible is $100 and choosen Policy Maximum is $50,000.
Insurance coverage $50,000
Deductible $100 per certificate period
Medical expenses Claims$25,000
The Safe Travel Elite Diamond plan covers clearly defined amounts for different medical situations up to a medical maximum coverage ($50,000). The insured must pay the deductible ($100). After that, the insurance plan pays fixed amount as defined in the policy for specific treatment. In this hypothetical example described in the table, the insured has to pay $16,650. This is the difference between the fixed amount the insurance pays and the actual billed amount.
| Expense | Amount billed | Amount Insurance Pays | Amount Insured Owes |
|---|---|---|---|
| Deductible | $100 | $0 | $100 |
| Hospital Room Rent | $9,000 ($3,000 * 3 for 3 days) | $4,500 ($1,500 * 3 for 3 days) | $4,500 |
| Surgery | $15,000 | $3,500 | $11,500 |
| X Ray | $1,000 | $450 | $550 |
| Total | $25,100 | $8,450 | $16,650 |
There is a range of travel insurance with various choices depending on the kind of coverage required for the trip. A standard travel insurance cover will include:
Visitors from the UK to the USA should ensure that they purchase a travel insurance cover that covers all medical and travel emergencies that one may face in the US. Visitors can either choose a single trip policy or annual trip policy if there are multiple trips in a year. It is recommended that UK travelers should have at least $1 million of medical cover when travelling to the USA, the medical maximum available for travellers does decrease with age. Ensure that you get maximum coverage for the trip in case anything happens and need assistance in the US.
An US travel insurance plan that offers complete coverage for all travel and medical emergencies is the best travel insurance for UK travelers to the United States. The high cost of US healthcare makes it vital for international travelers to have good travel health insurance while traveling outside the UK.
Buying US travel insurance makes it easier while settling claims as they work better with the healthcare systems in the United States as opposed to buying a travel insurance plan underwritten by a company outside the US. The best travel insurance medical coverage varies based on the travel insurance plan chosen, however travelers do have options of getting coverage up to $1M.
The cost of a US travel insurance plan differs widely with the type of coverage purchased by the visitor. While a short trip may cost just a few Dollars when compared to a long term or annual trips.Below are some factors that determine the cost of travel insurance plans Visitors health Insurance Resources.
Travel insurance to the US can be more expensive than any other country. Mainly because the cost of healthcare in the USA is very expensive and the travel insurance USA costs are straight away related to the healthcare costs. Travel insurance for older travelers can also be expensive due to the age, pre-existing conditions and higher coverage to the US. It adds up to a huge bill if the visitor needs emergency transport back to the UK.
These are short term travel medical insurance designed for anyone, as long as they are outside their home country.
The main requirements for buying these visitor insurance plans is the travelers passport details and the travel dates. You can apply for Trawick international insurance online on American Visitor Insurance or call (877)-340-7910 to get help while applying.
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