Review of Patriot America Plus vs Safe Travels Elite
Travelling to the US without American visitor medical insurance can be very risky. Travelling involves uncertain situations and emergencies like sudden sickness or injuries due to accidents, trip delay, loss of passport and much more… by which you can get stranded with huge medical bills and financial losses. Many of you are aware of the high health care cost for visitors to US and the expenses arising from hospitalization can be traumatic. There are top rated insurance providers who offer a wide range of visitors insurance that is available online and it is important to choose the best travel health insurance for USA.
Here the visitor can compare US visitor insurance cost of different travel insurance plans, in particular US travel health insurance plans like Patriot America Plus insurance and Safe travels elite insurance as they offer excellent coverage both for small ailments as well as more serious injuries and sickness. These travel insurance plans for USA are ideal for Older travelers and parents as they have good coverage for acute onset of pre-existing conditions. Patriot America Plus is offered by International Medical Group (IMG) which has been offering international health insurance since 27 years. It also has AM Best Rating : A++ (Superior) rating. Safe Travels Elite Insurance is administered by WorldTrips services with AM Best Rating: A++ (Superior) rating. It has been offering health insurance products to customers in 130 countries.
- FEATURES
- Cost*
- Coverage in USA?
- Parents/Seniors are eligible?
- Covers Acute onset of Pre-existing?
- Eligible for Green card holders?
- Renewable and Cancellable?
- A.M. Best Rating
- Underwriter
- Insurance company
- Buy now
- Patriot America Plus
- $98
- Yes
- Yes
- Yes, covers up to 70 years
- Yes
- Yes
- "A" Excellent
- Sirius
- IMG
- Buy Now
- Safe Travels Elite
- $43
- Yes
- Yes
- Yes, covers up to 79 years
- Yes
- No
- "A" Excellent
- Zurich Insurance
- Trawick International
- Buy Now
Patriot America Plus vs Safe Travels Elite Insurance: A Quick Comparison
Patriot America Plus Insurance
- Offers maximum coverage up to 1 million.
- Deductible options ranges from $0 up to $250.
- Covers pre-existing condition up to 70 years.
- Renewable for up to 364 days.
- Eligible for Non US residents traveling to USA.
- Offers coverage for adventure sports and other sports activities.
- local_hospital
Provider Network
- dentistry
Dental Treatment
Up to $300 - ambulance
Emergency Medical Evacuation
Up to $1,000,000 lifetime maximum - medical_services
Urgent Care Clinic
$25 copay - shopping_cartBuy Now
Safe Travels Elite Insurance
- Offers maximum coverage up to $175k.
- Plan offers $0 deductible.
- Acute on set of pre-existing conditions covered up to 79 years.
- Available for non U.S. residents and non U.S. citizens, traveling to the USA.
- The plan includes Return to Home coverage.
- local_hospital
Provider Network
- medical_services
Urgent Care Clinic
$75/visit - ambulance
Emergency Medical Evacuation
Up to $100,000 - pets
Pet scan
$650 per Incident - shopping_cartBuy Now
Patriot Travel Insurance vs Safe Travels Elite Insurance - FAQs
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What is acute onset of pre-existing condition?
Acute onset of pre-existing conditions means sudden, unexpected emergency due to a pre-existing condition that can be dangerous to life and the traveler cannot wait to get treatment in the home country but to receive treatment immediately. It should be noted that for acute onset coverage, treatment must be sought within the defined time period for the plan and chronic and congenital conditions may not be covered.
Is IMG travel insurance legit? Is IMG a real insurance company?International Medical Group (IMG) has been offering travel insurance products since 1990. Based in Indianapolis, IMG has more than 300 employees and offers 25+ travel insurance products for travelers to the US as well as for US citizens traveling overseas. Their products are ideal people traveling to the United States as tourists on B1 visa, international students on F1 visa, Exchange scholars on J visa, professionals on the H1B visa as well as US travelers who are looking for trip cancellation insurance for travel insurance.
Can I buy Patriot America Plus insurance after my arrival in the US?Yes, the Patriot America insurance can be bought after arrival in the United States. It must be bought within 30 days for travelers above 65 years. The Patriot America Plus can be purchased by travelers below the age of 65 years up to 6 months after arriving in the US.
Does Patriot America Plus Insurance cover pre-existing conditions?Yes Patriot America Plus insurance offers the best coverage for acute onset of pre-existing conditions up to the age of 70 years.
How can one use Patriot America Plus visitor medical insurance in case of emergency in USA?Travelers can review this article on how to use Patriot America Plus visitor medical insurance in case of emergency in USA.
I have changed my travel plans and wish to extend my trip. Is it possible to renew Patriot America Plus insurance?Yes Patriot America Plus Insurance is available for 364 days and can be renewed up to a maximum of 2 years. Travelers who wish to get extended coverage can renew Patriot America Plus insurance online.
Does IMG sell Cancel for Any Reason Insurance?Yes, IMG does offer Cancel for any reason coverage as an add-on product on some of their trip insurance plans.
What does IMG insurance stand for?International Medical Group (IMG) is an Indiana based company offering travel insurance products since 1990. IMG has over 320 employees and offers over 25 travel insurance products for travelers to the US as well as for US citizens traveling overseas.
Is IMG a good travel insurance company?International Medical Group (IMG) has been accredited by the Better Business Bureau since 2005 and has an A- rating.
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What are the different Trawick international insurance plans?
Trawick International provides numerous insurance options for all types of travelers, including tourists, students studying abroad, business people and corporates, families and groups of travelers . Some of the different Trawick International Insurance plans are:
What is the coverage area of Trawick international travel insurance?Trawick international insurance is short term travel medical insurance designed for anyone, as long as they are outside their home country.
How much does Trawick international travel insurance cost?The cost of the Trawick international insurance will vary depending on the age of the traveler, the type of coverage and the duration of travel. Typically, travel health insurance policies cost can start even as low as $1 per day, but will be much higher for older travelers and those seeking coverage for pre-existing conditions.
How do I purchase Trawick international travel medical Insurance?You can purchase Trawick international insurance on American Visitor Insurance at buy Safe Travels Elite. you can also call them at (877)-340-7910 to get more information on how to apply for Trawick international travel health insurance from licensed insurance agents.
What are the requirements for purchasing Trawick international insurance?The main requirements for applying for Trawick international insurance is the travelers passport details and the travel dates. You can apply for Trawick international insurance online on American Visitor Insurance or call (877)-340-7910 to get help while applying.
How do I cancel a Safe Travels Elite Insurance from Trawick International?For Trawick International Travel insurance Policy Cancellation : If your travel insurance USA plan is cancelled you have to submit a written request to info@trawickinternational.com for cancellation and refund of your travel medical insurance premium cost.
Cancellation before effective date:- A full refund would be considered
Cancellation of the travel health insurance after effective date the following conditions apply if the Insured Person wishes to cancel the insurance and a written partial refund request has been made:
- If any claims have been filed with the Company, the Premium is fully earned and is non-refundable.
- If no claims have been filed with the Company, then
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- a cancellation fee of US $25 will be charged;
- only full month premiums will be considered as refundable;
- If after a refund is made, it is determined that a claim was presented to the company on an Insured Person’s behalf, the Insured Person will be fully responsible for that claim in its entirety.
What is the advantage of buying Safe Travels Elite?Safe Travels Elite Insurance is an affordable Covid19 travel insurance. Safe Travels Elite Insurance Covid19 travel insurance by Trawick International for coronavirus will cover eligible medical expenses resulting from COVID-19/SARS-CoV-2.
Who is eligible to enrol in the Safe Travels Elite travel insurance plan by Trawick international?The Safe Travels Elite travel insurance plan by Trawick international is available for foreign residents visiting USA and worldwide and for travelers up to the age of 69 years
Is there a Cancel for any reason insurance cover with Trawick International travel insurance?Cancel for any reason can be included at an additional cost with the Safe Travels First Class Trip Protection and Safe Travels Voyager travel insurance plans by Trawick International.
Is Trawick International insurance a legit company?Trawick International insurance reviews indicate that for 24 years now, Trawick insurance has been offering high-quality and affordable travel insurance products to meet all categories of clients who travel outside of their home country. Trawick International reviews show that it has designed their products for those traveling to the USA, individuals traveling abroad, US Citizens traveling within the USA and non-US citizens traveling overseas but not visiting the USA.
Can I purchase travel insurance from Trawick International?Trawick insurance is a leading travel insurance provider of USA and international travel insurance. Trawick insurance has been a reputed legitimate company for several years. Trawick International insurance is currently offering travel medical insurance worldwide.
What cover does Trawick International offer in Covid travel insurance? Does Trawick covid insurance have Quarantine coverage for US travelers?Trawick International covid insurance is offered to cover coronavirus illness just like any other illness in their Safe Travels First Class Trip Protection and Safe Travels Voyager travel insurance plans. Trawick covid insurance coverage for quarantine related or accommodations due to a covered Trip Delay and an optional upgrade can also be included at an additional cost. The quarantine order should be based on the positive Covid-19 test report. Trawick international covid insurance quarantine coverage is not available in the home country.
Why should I buy travel insurance from Trawick International?Trawick insurance offers worldwide coverage on medical insurance, travel insurance, trip insurance for trip cancellation or trip interruption, international student insurance, group travel insurance and several products aimed mainly for travelers to the USA, individuals traveling abroad, US Citizens for domestic travelers within the USA and non US citizens traveling overseas outside of their home country except USA.
How much does Patriot America Plus Insurance vs Safe Travels Elite cost per month?
Both Patriot America Plus Insurance vs Safe Travels Elite provide excellent coverage for travelers visiting the US on a short-term basis. However, it's important to compare the two plans closely to determine which one best meets your specific needs.
You can compare cost for both Patriot America Plus Insurance vs Safe Travels Elite plans.
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