• Coverage for travelling outside their home country when destination includes US and its territories
  • Plan maximum options available up to $1 million
  • Provides optional coverage for adventure sports up to $50,000
  • US citizens, expats and business travelers living outside US and want to visit USA can buy Patriot travel insurance.

Answer Answer these questions to get free quotes

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Select your destination
What is your citizenship?
Enter your insurance start date
and insurance end date
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Customer care

A working example of using Patriot America travel insurance (Offered by International Medical Group)

Consider an example where your:
  • Insurance coverage is $50,000
  • Deductible is $250 per certificate period
  • Coinsurance for claims incurred inside US and in the PPO: The plan pays 100%
  • Your claims for medical expenses is $24,250
Below is a simple calculation showing how much the plan/insurance company pays you:
  1. Subtract the deductible from claims amount - $24,250 minus $250 equals $24,000. Insured bears $250
  2. Apply 100% coinsurance.
  3. Plan/insurance company pays 100%: $24,250 and insured bears $250
Expense Amount billed Amount Insurance Pays Amount Insured Owes
Deductible $250 $0 $250
Days in hospital $2,000/day for 3 days $6,000 $0
Surgery $16,000 $16,000 $0
Prescription Drugs $600 $600 $0
X Ray $1,400 $1,400 $0
Total: $24,250 $24,000 $250

Unique Benefits

  • For those under 65 years of age and visiting the US initial period of coverage must begin within 6 months of arrival and for those above 65 it must begin within 30 days of arrival.
  • Plan can be purchased for a minimum of 5 days and can be renewed (unless there is a break in coverage) for a total of up to 2 years.
  • Each insured person must only satisfy one deductible and co insurance within each 12 months coverage period.
  • Claims must be presented to IMG for payment within the period of coverage, benefit period or during the 3 months immediately following the period of coverage.
  • There is no Co insurance for the treatment received outside the USA and Canada.
  • As per the precertification, the insured or their attending physician must call the number listed on the IMG Identification Card prior to the admittance to a hospital or performance of a surgery. Billing will be done directly if precertification is obtained.
  • Plan offers variety of OPTIONAL RIDERS:
    • Adventure Sports Rider up to $50,000
    • Enhanced AD&D Rider up to $400,000
    • Evacuation Plus Rider
    • Chaperone/Faculty Leader Replacement Rider (avaliable on group plans)
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