• Coverage for travelling outside their home country when destination includes US and its territories
  • Plan maximum options available up to $1 million
  • Provides optional coverage for adventure sports up to $50,000
  • US citizens, expats and business travelers living outside US and want to visit USA can buy Patriot travel insurance.

Answer Answer these questions to get free quotes

Select your age
Select your destination
What is your citizenship?
Enter your insurance start date
and insurance end date
 
Patriot America Insurance links
Advantages
Disadvantages

Customer care
Comprehensive
 

A working example of using Patriot America travel insurance (Offered by International Medical Group)

Consider an example where your:
  • Insurance coverage is $50,000
  • Deductible is $250 per certificate period
  • Coinsurance for claims incurred inside US and in the PPO: The plan pays 100%
  • Your claims for medical expenses is $24,250
Below is a simple calculation showing how much the plan/insurance company pays you:
  1. Subtract the deductible from claims amount - $24,250 minus $250 equals $24,000. Insured bears $250
  2. Apply 100% coinsurance.
  3. Plan/insurance company pays 100%: $24,250 and insured bears $250
Expense Amount billed Amount Insurance Pays Amount Insured Owes
Deductible $250 $0 $250
Days in hospital $2,000/day for 3 days $6,000 $0
Surgery $16,000 $16,000 $0
Prescription Drugs $600 $600 $0
X Ray $1,400 $1,400 $0
Total: $24,250 $24,000 $250
 

Unique Benefits

  • For those under 65 years of age and visiting the US initial period of coverage must begin within 6 months of arrival and for those above 65 it must begin within 30 days of arrival.
  • Plan can be purchased for a minimum of 5 days and can be renewed (unless there is a break in coverage) for a total of up to 2 years.
  • Each insured person must only satisfy one deductible and co insurance within each 12 months coverage period.
  • Claims must be presented to IMG for payment within the period of coverage, benefit period or during the 3 months immediately following the period of coverage.
  • There is no Co insurance for the treatment received outside the USA and Canada.
  • As per the precertification, the insured or their attending physician must call the number listed on the IMG Identification Card prior to the admittance to a hospital or performance of a surgery. Billing will be done directly if precertification is obtained.
  • Plan offers variety of OPTIONAL RIDERS:
    • Adventure Sports Rider up to $50,000
    • Enhanced AD&D Rider up to $400,000
    • Evacuation Plus Rider
    • Chaperone/Faculty Leader Replacement Rider (avaliable on group plans)
AVI customer service

NEED HELP? Contact Us
We are here to help you!

  (877) 340-7910

 
Welcome to American Visitor Insurance  - Online Chat
Name is required
Email is required Email is invalid
Contact is required