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Diplomat Long Term vs Safe Travels Elite - Which travel insurance plan is better?

Compare travel insurance benefits offered by Diplomat Long Term, Safe Travels Elite Insurance plans. These US visitor insurance Safe Travels Elite is fixed benefit visitor insurance and Diplomat Long Term is a comprehensive benefit visitor insurance plans for international travel which offer coverage for acute onset of pre-existing conditions. Compare price and benefits to find the best US travel medical insurance plan for your needs.

IMG vs Trawick International visitor insurance cost calculator

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Diplomat Long Term vs Safe Travels Elite
Diplomat Long Term
Plan Maximum
Deductible
Minimum Enrollment is 3 Months
  Buy Now
Safe Travels Elite
Plan Maximum
Deductible
Covers pre-existing conditions
  Buy Now
Insurance Providers help
Medical Maximum Options help Age 65 – 69: Up to $100,000;
Age 70 – 79: Up to $50,000;
Age 80+: Up to $20,000.
All others: $50,000 $100,000 $250,000 $500,000 $1M 		$25,000, $50,000, $75,000, $100,000, $175,000.
Deductible Options help $0, $50, $100, $250, $500, $1,000, $2,500, $5,000 Safe Travels Elite insurance has $0 deductible
Coinsurance help The plan pays 80% up to $5000 of eligible costs, then 100% to the medical maximum. Additional $250 deductible for each emergency room visit Not Available
Length of Coverage help Minimum of 3 months to 365 days per policy period. 5 days to 364 days
Renewability help up to maximum up to 3 years. Yes
 Medical Benefits
Hospital room and board help Average semi-private room rate, including nursing services
Economy: Up to $1,400/day, 30 day maximum
Basic: Up to $2000/day, 30 day maximum
Silver: Up to $2000/day, 30 day maximum
Gold: Up to $2000/day, 30 day maximum
Platinum: Up to $3000/day, 30 day max
Diamond: $1,500 per day to a maximum of 30 days
Diamond Plus: $1,500 per day to a maximum of 30 days
Intensive care unit help Up to 500,000
Economy: Additional $2.1k/ day, 10 day maximum
Basic: Additional $2.5k/ day, 8 day maximum
Silver: Additional $2.5k/ day, 8 day maximum
Gold: Additional $3k/ day, 8 day maximum
Platinum: Additional $4.5k/ day, 10 day maximum
Diamond: $2.3k per day to a maximum of 8 days
Diamond Plus: $2.3k per day to a maximum of 8 days
Hospital indemnity help $100 per day to a maximum of 10 days Not Available
Urgent Care Clinic help Covered
Economy: Limited to $55 per visit, one visit per dayand 30 visits per Policy Period
Basic: Limited to $75 per visit, one visit per day and 30 visits per Policy Period
Silver: Limited to $75 per visit, one visit per day and 30 visits per Policy Period
Gold: Limited to $100 per visit, one visit per day and 30 visits per Policy Period
Platinum: Limited to $130 per visit, one visit per day and 30 visits per Policy Period
Diamond: Limited to $75 per visit, one visit per day and 30 visits per Policy Period
Diamond Plus: Limited to $75 per visit, one visit per day and 30 visits per Policy Period
 Emergency Services
Emergency local ambulance help Covered
Economy: $500 per Inciden
Basic: $650 per Incident
Silver: $650 per Incident
Gold: $650 per Incident
Platinum: $750 per Incident
Diamond: $650 per Incident
Diamond Plus: $650 per Incident
Hospital emergency room help Covered
Economy: $350 per Incident
Basic: $500 per Incident
Silver: $500 per Incident
Gold: $600 per Incident
Platinum: $800 per Incident
Diamond: $500 per Incident
Diamond Plus: $500 per Incident
 Dental
Emergency dental treatment help
Accident: Usual & Customary Expense
Palliative: $100
Economy: $600 per Inciden
Basic: $750 per Incident
Silver: $750 per Incident
Gold: $750 per Incident
Platinum: $750 per Incident
Diamond: $750 per Incident
Diamond Plus: $750 per Incident
 Pre-Existing Condition
Acute Onset of Pre-Existing Conditions help
Covers Sudded recurrence of a pre-existing Conditions up to $20,000; ($2,500 for age 65 and older)
Covers Acute Onset of Pre-Existing Conditions:
Economy: Up to Policy Maximum Coverage related to Cardiac Conditions orStroke are limited to $25,000
Basic: Up to Policy Maximum Coverage related to Cardiac Conditions orStroke are limited to $25,000
Silver: Up to Policy Maximum Coverage related to Cardiac Conditions orStroke are limited to $25,000
Gold: Up to Policy Maximum Coverage related to Cardiac Conditions orStroke are limited to $25,000
Platinum: Up to Policy Maximum Coverage related to Cardiac Conditions orStroke are limited to $25,000
Diamond: For ages 70-79, up to $25,000. For ages 80 and above, up to $15k /Coverage related to Cardiac Conditions or Stroke are limited to $15,000
Diamond Plus: For ages 70-79, up to $25,000. For ages 80 and above, up to $15k /Coverage related to Cardiac Conditions or Stroke are limited to $15,00
 Life
AD&D help Up to $25,000 Economy: $5000 Principal Sum
Basic: $5,000 Principal Sum
Silver: $7,500 Principal Sum
Gold: $7,500 Principal Sum
Platinum: $10,000 Principal Sum
Diamond: $5,000 Principal Sum
Diamond Plus: $5,000 Principal Sum
Common carrier AD&D help Not Available Economy: $25,000 Principal Sum
Basic: $25,000 Principal Sum
Silver: $35,000 Principal Sum
Gold: $35,000 Principal Sum
Platinum: $35,000 Principal Sum
Diamond: Not Available
Diamond Plus: Not Available
 Evacuation
Emergency medical evacuation help Covered up to $500,000
Economy: $100,000 per Policy Period
Basic: $100,000 per Policy Period
Silver: $100,000 per Policy Period
Gold: Unlimited
Platinum: Unlimited
Diamond: $50,000 per Policy Period and $25k/Lifetime Maximum for Acute Onset over age of 80
Diamond Plus: $50,000 per Policy Period and $25k/Lifetime Maximum for Acute Onset over age of 80
Emergency reunion help Covered up to $50,000 Not Available
Return of mortal remains or cremation/burial help Covered up to $50,000
Economy: $7,500 per Policy Period
Basic: $7,500 per Policy Period
Silver: $10,000 per Policy Period
Gold: $20,000 per Policy Period
Platinum: $25,000 per Policy Period
Diamond: $7,500 per Policy Period
Diamond Plus: $7,500 per Policy Period
Return of minor children help Up to $50K
Economy: $2,100 per day to a maximum of 10 days
Basic: $2,500 per day to a maximum of 8 days
Silver: $2,500 per day to a maximum of 8 days
Gold: $2,500 per day to a maximum of 8 days
Platinum: $4,500 per day to a maximum of 8 days
Diamond: $2,300 per day to a maximum of 8 days
Diamond Plus: $2,300 per day to a maximum of 8 days
Political evacuation and repatriation help Not Available
Economy: $500 per Policy Period
Basic: $500 per Policy Period
Silver: $500 per Policy Period
Gold: $500 per Policy Period
Platinum: $500 per Policy Period
Diamond: $500 per Policy Period
Diamond Plus: $500 per Policy Period
Natural disaster evacuation help $50,000 maximum limit
Economy: $5,000 per Policy Period
Basic: $5,000 per Policy Period
Silver: $7,500 per Policy Period
Gold: $7,500 per Policy Period
Platinum: $10,000 per Policy Period
Diamond: $5,000 per Policy Period
Diamond Plus: $5,000 per Policy Period
Trip interruption help Up to $5,000 Not Available
Unique Advantages
  • It is a comprehensive plan.
  • Provides an excellent sports rider for adventurous sports such as snowboarding, mountain climbing, and motor scooter.
  • $20K coverage for 80+ travelers - best coverage.
  • It is a fixed benefit plan.
  • Acute onset of pre existing condition is covered up to 89 years.
  • Good provider network.
  • This elite plan has a $0 deductible.
 Travel Insurance
Underwriter C&F Cayman SPC Zurich Insurance Europe AG Belgian branch
Rating help "A" (Excellent) "A" (Excellent
Brochure and Details

Diplomat Long Term vs Safe Travels Elite Insurance Reviews

Travelling to the US without American visitor medical insurance can be very risky. Travelling involves uncertain situations and emergencies like sudden sickness or injuries due to accidents, trip delay, loss of passport and much more… by which you can get stranded with huge medical bills and financial losses. Many of you are aware of the high health care cost for visitors to US and the expenses arising from hospitalization can be traumatic. There are top rated insurance providers who offer a wide range of visitors insurance that is available online and it is important to choose the best travel health insurance for USA.

Diplomat Long Term vs Safe Travels Elite Insurance

Here the visitor can compare US visitor insurance cost of different travel insurance plans, in particular US travel health insurance plans like Diplomat Long Term insurance and Safe travels elite insurance as they offer excellent coverage both for small ailments as well as more Diplomat Long Term is offered by Global Underwriters which is designed for anyone travelling outside their home country for a long period of time. It can be bought for a minimum of 3 months and up to 12 months. This plan can be renewed up to a maximum of 36 consecutive months. Safe Travels Elite Insurance is administered by Trawick International has an AM Best Rating of “A+”. This plan is available for green card holders.

  • FEATURES
  • Cost*
  • Coverage in USA?
  • Parents/Seniors are eligible?
  • Eligible for OPT students?
  • Covers Acute onset of Pre-existing?
  • Eligible for Green card holders
  • Renewable and Cancellable
  • Deductible Choice
  • A.M. Best Rating
  • Covid coverage
  • Underwriter
  • Provider
  • Buy now
  • Diplomat Long Term
  • $629
  • Yes
  • Yes
  • Yes
  • Yes
  • No
  • Yes
  • $0 to $5,000
  • "A" Excellent
  • Yes
  • C&F Cayman SPC
  • Global Underwriters
  • Buy Now
  • Safe Travels Elite
  • $44
  • Yes
  • Yes
  • No
  • Covers up to 89 years
  • Yes
  • Yes
  • $0
  • “A (Excellent)”
  • Yes
  • Zurich Insurance
  • Trawick International
  • Buy Now

*Diplomat Long Term cost for 45 years traveler; $500,000 maximum coverage; $250 deductible.

*Safe Travels Elite Cost for 45 years traveler; $50,000 maximum coverage; $250 deductible.

Diplomat Long Term vs Safe Travels Elite Insurance: A Quick Comparison

Diplomat Long Term Insurance

  • Offers maximum coverage up to 1 million.
  • Deductible options ranges from $0 to $5,000.
  • Covers Sudded recurrence of a pre-existing conditions up to $20,000; ($2,500 for age 65 and older)
  • Renewable up to 3 years.
  • $25 cancellation fee before the effective date. After the effective date premium is considered fully earned and non-refundable.
  • Eligible for both US and Non US citizens traveling outside their home country.
  • Optional rider cover for hazardous activity, Athletic coverage and home country coverage.
assignmentPLAN DETAILS picture_as_pdfBROCHURE descriptionREVIEWS
  • local_hospital

    Emergency Medical Reunion
    Up to $50,000

  • dentistry

    Dental Treatment
    Accident: Usual & Customary Expense, Palliative: $100

  • ambulance

    Emergency Medical Evacuation and Repatriation
    Up to $250,000

  • airplanemode_inactive

    Trip Interruption
    Up to $5,000

  • shopping_cartBuy Now

Safe Travels Elite

  • Offers maximum coverage up to $175,000.
  • Safe Travels Elite insurance has $0 deductible.
  • Acute onset of pre-existing condition is covered up to policy maximum up to the age of 69.
  • The Safe Travels Elite plan can be renewable up to 364 days.
  • $25 cancellation fee after the effective date.
  • This plan is a comprehensive plan that provides worldwide coverage including or excluding the US.
  • Covered Medically necessary repatriation 100% up to $15,000 per Policy Period
assignmentPLAN DETAILS picture_as_pdfBROCHURE descriptionREVIEWS
  • local_hospital

    Provider Network
    First Health network

  • flight_takeoff

    Political Evacuation
    $500 per Policy Period

  • dentistry

    Dental Treatment
    $600 - $750 per Incident

  • ambulance

    Emergency Medical Evacuation
    $100,000 (Economy, Basic & Silver)
    Unlimited (Gold & Platinum)

  • ambulance

    Ambulance Services
    $500 - $750 per Incident

  • shopping_cartBuy Now

How much does Diplomat Long Term vs Safe travels elite cost per month?

Both Diplomat Long Term vs Safe travels elite provide excellent coverage for travelers visiting the US on a short-term basis. However, it's important to compare the two plans closely to determine which one best meets your specific needs.

You can compare cost for both Diplomat Long Term vs Safe travels elite plans.

Diplomat Long Term
Travelers Age Maximum $500K Maximum $1M Maximum $100K
40 - 49 $629 $699 N/A
50 - 59 $880 $1004 N/A
60 - 64 $1022 $1216 N/A
65 - 69 N/A N/A $1110
70 - 79 N/A N/A $2202

Safe Travels Elite
Travelers Age Maximum $50K Maximum $100K
40 - 49 $44 $57
50 - 59 $61 $81
60 - 69 $76 $100

Diplomat Long Term vs Safe Travels Elite Insurance - FAQs

  • Diplomat Long Term Insurance - FAQ's

    Is Global Underwriters a reliable insurance company?

    Global Underwriters insurance is a leader in underwriting and administration of international health care systems for travelers. With over 50 years of involvement and expertise in the travel insurance industry Global Underwriters offer travel medical insurance for individuals traveling on business, vacationing or migrating to a foreign country.

    Global Underwriters insurance has specially curated travel insurance plans to offer world-class service for International Accident & Sickness Medical coverage.

    Is Global Underwriters insurance a legit company?

    Global underwriters insurance reviews indicate that it has left its presence in the travel insurance industry for several years. The international medical insurances are designed to cater to the medical risks for US and non US Citizens who travel overseas for various reasons.

    Global Underwriters reviews indicate that along with their comprehensive international accident & sickness medical insurance plans, they also offer special risk insurance products like Defense Base Act, Kidnap & Ransom and business travel accident coverage.

    Does Diplomat Insurance cover covid illness?

    Global Underwriters Covid19 travel insurance by Diplomat travel insurance for covid coverage will cover eligible medical expenses resulting from COVID-19/SARS-CoV-2. Eligible medical expenses are medically necessary expenses that are not subject to another plan exclusion.

    What is the cost of Global Underwriters travel insurance?

    The Global Underwriters travel insurance cost will depend on the age of the traveler, the type of coverage and the length of the journey. Typically, travel health insurance policies can start even as low as $1 per day but is much higher for older travelers.

    What is the eligibilty to buy Global Underwriters insurance?

    To be eligible for Global Underwriters insurance coverage, you must not be a citizen of the host country you are traveling to.

    Why should I buy travel insurance from Global Underwriters?

    Global Underwriters insurance has many years of expertise and offers exceptional service to its customers worldwide. Global Underwriters has a plan for all international travelers. The Claims processing, underwriting division are committed to provide good insurance solutions for travellers.

    How do I purchase Global Underwriters Insurance?

    You can purchase Global Underwriters Insurance on American Visitor Insurance at buy Diplomat Insurance. You can also call them at (877)-340-7910 to get more information on how to apply for Global underwriters travel health insurance from licensed insurance agents.

    What is the difference between the Global Underwriters insurance plans?

    The different types of travel insurance plans offered by Global Underwriters have different coverage options and benefits. For example, the Diplomat Long Term plan provides coverage for non-U.S. citizens traveling to the United States, while the Diplomat International plan provides coverage for U.S. citizens traveling outside of the United States. The Diplomat Long term is useful for longer stays beyond 90 days.

  • Safe Travels Elite Insurance - FAQ's

    What are the different Trawick international insurance plans?

    Trawick International provides numerous insurance options for all types of travelers, including tourists, students studying abroad, business people and corporates, families and groups of travelers . Some of the different Trawick International Insurance plans are:

    What is the coverage area of Trawick international travel insurance?

    Trawick international insurance is short term travel medical insurance designed for anyone, as long as they are outside their home country.

    How much does Trawick international travel insurance cost?

    The cost of the Trawick international insurance will vary depending on the age of the traveler, the type of coverage and the duration of travel. Typically, travel health insurance policies cost can start even as low as $1 per day, but will be much higher for older travelers and those seeking coverage for pre-existing conditions.

    How do I purchase Trawick international travel medical Insurance?

    You can purchase Trawick international insurance on American Visitor Insurance at buy Safe Travels Elite. you can also call them at (877)-340-7910 to get more information on how to apply for Trawick international travel health insurance from licensed insurance agents.

    What are the requirements for purchasing Trawick international insurance?

    The main requirements for applying for Trawick international insurance is the travelers passport details and the travel dates. You can apply for Trawick international insurance online on American Visitor Insurance or call (877)-340-7910 to get help while applying.

    How do I cancel a Safe Travels Elite Insurance from Trawick International?

    For Trawick International Travel insurance Policy Cancellation : If your travel insurance USA plan is cancelled you have to submit a written request to info@trawickinternational.com for cancellation and refund of your travel medical insurance premium cost.

    Cancellation before effective date:

    • A full refund would be considered

    Cancellation of the travel health insurance after effective date the following conditions apply if the Insured Person wishes to cancel the insurance and a written partial refund request has been made:

    • If any claims have been filed with the Company, the Premium is fully earned and is non-refundable.
    • If no claims have been filed with the Company, then
      • a cancellation fee of US $25 will be charged;
      • only full month premiums will be considered as refundable;
    • If after a refund is made, it is determined that a claim was presented to the company on an Insured Person’s behalf, the Insured Person will be fully responsible for that claim in its entirety.
    What is the advantage of buying Safe Travels Elite?

    Safe Travels Elite Insurance is an affordable Covid19 travel insurance. Safe Travels Elite Insurance Covid19 travel insurance by Trawick International for coronavirus will cover eligible medical expenses resulting from COVID-19/SARS-CoV-2.

    Who is eligible to enrol in the Safe Travels Elite travel insurance plan by Trawick international?

    The Safe Travels Elite travel insurance plan by Trawick international is available for foreign residents visiting USA and worldwide and for travelers up to the age of 69 years

    Is there a Cancel for any reason insurance cover with Trawick International travel insurance?

    Cancel for any reason can be included at an additional cost with the Safe Travels First Class Trip Protection and Safe Travels Voyager travel insurance plans by Trawick International.

    Is Trawick International insurance a legit company?

    Trawick International insurance reviews indicate that for 24 years now, Trawick insurance has been offering high-quality and affordable travel insurance products to meet all categories of clients who travel outside of their home country. Trawick International reviews show that it has designed their products for those traveling to the USA, individuals traveling abroad, US Citizens traveling within the USA and non-US citizens traveling overseas but not visiting the USA.

    Can I purchase travel insurance from Trawick International?

    Trawick insurance is a leading travel insurance provider of USA and international travel insurance. Trawick insurance has been a reputed legitimate company for several years. Trawick International insurance is currently offering travel medical insurance worldwide.

    What cover does Trawick International offer in Covid travel insurance? Does Trawick covid insurance have Quarantine coverage for US travelers?

    Trawick International covid insurance is offered to cover coronavirus illness just like any other illness in their Safe Travels First Class Trip Protection and Safe Travels Voyager travel insurance plans. Trawick covid insurance coverage for quarantine related or accommodations due to a covered Trip Delay and an optional upgrade can also be included at an additional cost. The quarantine order should be based on the positive Covid-19 test report. Trawick international covid insurance quarantine coverage is not available in the home country.

    Why should I buy travel insurance from Trawick International?

    Trawick insurance offers worldwide coverage on medical insurance, travel insurance, trip insurance for trip cancellation or trip interruption, international student insurance, group travel insurance and several products aimed mainly for travelers to the USA, individuals traveling abroad, US Citizens for domestic travelers within the USA and non US citizens traveling overseas outside of their home country except USA.

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Review travel medical insurance plans - Blogs and articles

Diplomat Long Term Plan

Diplomat Long Term Insurance offers long term medical insurance coverage to travelers who need long term holiday planner coverage for any age travelling outside or inside the US. Also has adventure sports coverage.

Read more »

Safe Travel Elite Plan

Safe Travels Elite offers Scheduled Benefits accident and sickness medical coverage, is a fixed benefit , cheap US visitor medical insurance plan. The plan is available to foreign travelers coming to the US.

Read more »

Which are the best travel insurance companies in USA?

You can find reliable US insurance providers like International Medical Group(IMG), Seven Corners, WorldTrips, Global Underwriters, Travel Insure, GeoBlue, HTH Worldwide and INF insurance.

Which are the best visitors insurance companies in USA?

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Expertise in offering travel insurance
20+ years!
US health insurance
Customers from
All U.S. states!
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Customers from over
180 countries!