Atlas Essential insurance vs Safe Travels Elite insurance, Trawick International vs WorldTrips insurance

WorldTrips vs Trawick International visitor insurance cost calculator

Email results

Age

Spouse

Start Date

End Date

Coverage

Citizenship

GET QUOTE

Compare Travel Plans Atlas Essential vs Safe Travels Elite	Atlas Essential Plan Maximum Deductible Buy Now	Safe Travels Elite Plan Maximum Deductible Buy Now
Insurance Providers help
Medical Maximum Options help	$25,000, $50,000, $100,000	$25,000, $50,000, $75,000, $100,000, $175,000.
Deductible Options help	$0, $50, $100	Safe Travels Elite insurance has $0 deductible
Coinsurance help	In PPO: Plan pays 75% of eligible expenses after the deductible to the overall maximum limit. Out PPO: Usual, reasonable, and customary. You may be responsible for any charges exceeding the payable amount.	Not Covered
Length of Coverage help	364 days	5 days to 365 days
Renewability help	Yes	Yes
Medical Benefits
Hospital room and board help	Average semi-private room rate, including nursing services	Economy: Up to $1,400/day, 30 day maximum Basic: Up to $2000/day, 30 day maximum Silver: Up to $2000/day, 30 day maximum Gold: Up to $2000/day, 30 day maximum Platinum: Up to $3000/day, 30 day max
Intensive care unit help	Up to the overall maximum limit.	Economy: Additional $2,100/ day, 10 day maximum Basic: Additional $2,500/ day, 8 day maximum Silver: Additional $2,500/ day, 8 day maximum Gold: Additional $3000/ day, 8 day maximum Platinum: Additional $4,500/ day, 10 day maximum Diamond: $2,300 per day to a maximum of 8 days Diamond Plus: $2,300 per day to a maximum of 8 days
Urgent Care Clinic help	Claims incurred in the U.S.: For each visit, the member shall be responsible for a $15 co-payment, after which coinsurance will apply (not subject to deductible). Co-payment waived if $0 deductible elected Claims incurred outside the U.S.: No co-payment.	Economy: Limited to $55 per visit, one visit per dayand 30 visits per Policy Period Basic: Limited to $75 per visit, one visit per day and 30 visits per Policy Period Silver: Limited to $75 per visit, one visit per day and 30 visits per Policy Period Gold: Limited to $100 per visit, one visit per day and 30 visits per Policy Period Platinum: Limited to $130 per visit, one visit per day and 30 visits per Policy Period Diamond: Limited to $75 per visit, one visit per day and 30 visits per Policy Period Diamond Plus: Limited to $75 per visit, one visit per day and 30 visits per Policy Period
Emergency Services
Emergency local ambulance help	Usual, reasonable and customary charges when covered illness or injury results in hospitalization as inpatient.	Economy: $500 per Inciden Basic: $650 per Incident Silver: $650 per Incident Gold: $650 per Incident Platinum: $750 per Incident Diamond: $650 per Incident Diamond Plus: $650 per Incident
Hospital emergency room help	Claims incurred in the U.S.: Up to $200 co-payment for each use of emergency room for an illness unless you are admitted to the hospital. (no co-payment for emergency room treatment of an injury) Claims incurred outside the U.S.: No co-payment.	Economy: $350 per Incident Basic: $500 per Incident Silver: $500 per Incident Gold: $600 per Incident Platinum: $800 per Incident Diamond: $500 per Incident Diamond Plus: $500 per Incident
Dental
Emergency dental treatment help	Not Available	Economy: $600 per Inciden Basic: $750 per Incident Silver: $750 per Incident Gold: $750 per Incident Platinum: $750 per Incident Diamond: $750 per Incident Diamond Plus: $750 per Incident
Acute Onset of Pre-Existing Condition
Acute Onset of Pre-Existing Conditions help	Not Available	Economy: Up to Policy Maximum Coverage related to Cardiac Conditions orStroke are limited to $25,000 Basic: Up to Policy Maximum Coverage related to Cardiac Conditions orStroke are limited to $25,000 Silver: Up to Policy Maximum Coverage related to Cardiac Conditions orStroke are limited to $25,000 Gold: Up to Policy Maximum Coverage related to Cardiac Conditions orStroke are limited to $25,000 Platinum: Up to Policy Maximum Coverage related to Cardiac Conditions orStroke are limited to $25,000 Diamond: For ages 70-79, up to $25,000. For ages 80 and above, up to $15,000 /Coverage related to Cardiac Conditions or Stroke are limited to $15,000 Diamond Plus: For ages 70-79, up to $25,000. For ages 80 and above, up to $15,000 /Coverage related to Cardiac Conditions or Stroke are limited to $15,000
Life
AD&D help	Not Available	Economy: $5,000 Principal Sum Basic: $5,000 Principal Sum Silver: $7,500 Principal Sum Gold: $7,500 Principal Sum Platinum: $10,000 Principal Sum Diamond: $5,000 Principal Sum Diamond Plus: $5,000 Principal Sum
Common carrier AD&D help	Not Available	Economy: $25,000 Principal Sum Basic: $25,000 Principal Sum Silver: $35,000 Principal Sum Gold: $35,000 Principal Sum Platinum: $35,000 Principal Sum Diamond: Not Available Diamond Plus: Not Available
Evacuation
Emergency medical evacuation help	$1M lifetime maximum, except as provided under acute onset of pre-existing condition.	The average semi private room rate
Emergency reunion help	Not Available	Economy: $100,000 per Policy Period Basic: $100,000 per Policy Period Silver: $100,000 per Policy Period Gold: Unlimited Platinum: Unlimited Diamond: $50,000 per Policy Period and $25,000/Lifetime Maximum for Acute Onset over age of 80 Diamond Plus: $50,000 per Policy Period and $25,000/Lifetime Maximum for Acute Onset over age of 80
Return of mortal remains or cremation/burial help	Not Available	Economy: $7,500 per Policy Period Basic: $7,500 per Policy Period Silver: $10,000 per Policy Period Gold: $20,000 per Policy Period Platinum: $25,000 per Policy Period Diamond: $7,500 per Policy Period Diamond Plus: $7,500 per Policy Period
Return of minor children help	Not Available	Economy: $2,100 per day to a maximum of 10 days Basic: $2,500 per day to a maximum of 8 days Silver: $2,500 per day to a maximum of 8 days Gold: $2,500 per day to a maximum of 8 days Platinum: $4,500 per day to a maximum of 8 days Diamond: $2,300 per day to a maximum of 8 days Diamond Plus: $2,300 per day to a maximum of 8 days
Political evacuation and repatriation help	Not Available	Economy: $500 per Policy Period Basic: $500 per Policy Period Silver: $500 per Policy Period Gold: $500 per Policy Period Platinum: $500 per Policy Period Diamond: $500 per Policy Period Diamond Plus: $500 per Policy Period
Natural disaster evacuation help	Up to $10,000 maximum	Economy: $5,000 per Policy Period Basic: $5K,000 per Policy Period Silver: $7,500 per Policy Period Gold: $7,500 per Policy Period Platinum: $10,000 per Policy Period Diamond: $5,000 per Policy Period Diamond Plus: $5,000 per Policy Period
Unique Advantages	It is a comprehensive plan. Atlas Essential is for budget-conscious travelers. Provides coverage for the basic necessities as you travel outside of your home country	Provides an excellent sports rider for adventurous sports such as snowboarding, mountain climbing, and motor scooter. It is a comprehensive coverage plan. $20K coverage for 80+ travelers - best coverage.
Travel Insurance
Underwriter	Lloyd's	Zurich Insurance Europe AG Belgian branch
Rating help	A++ (Superior) Standard & Poor's Rating: AA-	"A" (Excellent)
Brochure and Details	» Atlas Essential Insurance Brochure » Atlas Essential Insurance Details » Atlas Essential Insurance Reviews	» Safe Travels Elite Insurance Brochure » Safe Travels Elite Insurance Details » Safe Travels Elite Insurance Reviews

Compare Safe Travels Elite vs Atlas Essential Insurance

The home country’s domestic health insurance has limited or no coverage outside international borders, a huge medical bill can be difficult to clear when you get hospitalized due to emergency sickness or accidental injuries. In some countries the health care treatment facility would want the travelers to pay the bills prior to receiving the treatment. Buying adequate visitors medical insurance can save you from these traumatic financial crisis while you are abroad. There are many insurance providers offering international travel insurance plans and it is necessary to compare among them and select the best plan satisfying your needs.

Atlas Essential insurance is administered by WorldTrips Insurance services with AM Best Rating : A++ (Superior) rating. It has been offering health insurance products to customers in 130 countries. Safe Travels Elite insurance is offered by Trawick International and has an AM Best Rating of “A+”.

FEATURES
Cost*
Coverage in USA?
Parents/Seniors are eligible?
Covers Acute onset of Pre-existing?
Renewable and Cancellable?
Deductible Choice
A.M. Best Rating
Green Card Holders eligible
Covid coverage
Underwriter
Provider
Buy now

Atlas Essential
$58
Yes
Yes
Not Covered
Yes
$0 to $5000
A++ (Superior) Standard
No
Yes
Lloyd's
WorldTrips
Buy Now

Safe Travels Elite
$44
Yes
Yes
Yes, covers up to 89 years
Yes
$0
"A" Excellent
Yes
Yes
Zurich Insurance
Trawick International
Buy Now

Atlas Essential vs Safe Travels Elite Insurance: A Quick Comparison

Atlas Essential Insurance

Offers maximum coverage up to 1 million.
Deductible options ranges from $0 to $5,000.
The plan doesn't cover pre-existing condition.
Renewable for up to 364 days.
$25 cancellation fee after the effective date.
Fewer benefits and lower coverage limits in exchange for a lower premium.
79 years old turing 80 during the coverage period, Atlas Essential plan does not affect coverage as long plan is purchased at age 79.

PLAN DETAILS BROCHURE REVIEWS

local_hospital
Provider Network
ward
Intensive care unit
Up to the overall maximum limit.
ambulance
Emergency Medical Evacuation
Up to $500,000 lifetime maximum
medical_services
Hospital room and board
Average semi-private room rate with nursing services
Buy Now

Safe Travels Elite Insurance

Offers maximum coverage up to $175,000.
Safe Travels Elite insurance has $0 deductible.
Acute onset of pre-existing condition is covered up to policy maximum up to the age of 69.
The Safe Travels Elite plan can be renewable up to 364 days.
$25 cancellation fee after the effective date.
This plan is a comprehensive plan that provides worldwide coverage including or excluding the US.
Covered Medically necessary repatriation 100% up to $15,000 per Policy Period

PLAN DETAILS BROCHURE REVIEWS

local_hospital
Provider Network
flight_takeoff
Political Evacuation
$500 per Policy Period
dentistry
Dental Treatment
$600 - $750 per Incident
ambulance
Emergency Medical Evacuation
$100,000 (Economy, Basic & Silver)
Unlimited (Gold & Platinum)
ambulance
Ambulance Services
$500 - $750 per Incident
Buy Now

How much does Atlas Essential vs Safe travels Elite cost per month?

Both Atlas Essential vs Safe travels Elite provide excellent coverage for travelers visiting the US on a short-term basis. However, it's important to compare the two plans closely to determine which one best meets your specific needs.

You can compare cost for both Atlas Essential and Safe travels Elite plans.

Atlas Essential Insurance

Travelers Age	Maximum $50K	Maximum $100K
18 - 29	$37	$46
30 - 39	$44	$60
40 - 49	$58	$71
50 - 59	$97	$119
60 - 64	$131	$167
65 - 69	$153	$191
70 - 79	$263	$328

Safe Travels Elite Insurance

Travelers Age	Maximum $50K	Maximum $100K
19 - 29	$33	$46
30 - 39	$38	$51
40 - 49	$39	$52
50 - 59	$54	$73
60 - 69	$69	$91

Atlas Essential vs Safe Travels Elite Insurance - FAQs

Atlas Essential Insurance - FAQ's

Does Atlas Essential Insurance cover pre-existing conditions?

No. Atlas Essential insurance does not cover pre-existing conditions.

How much does Atlas Essential America cost per month in USA?

The cost of Atlas Essential America visitor medical insurance is dependent on the following factors: The age of the traveler, the length of insurance coverage, The Plan Limit, the co-insurance and the deductible.
The higher the plan limit, the higher will be the premium, while the higher the deductible the lower will be the premium. Travelers can choose maximum limits of $50k, $100k, $500k, $1M depending on the age of traveler.

Am I Eligible for an Atlas Essential Insurance Plan?

If you are at least 14 days old and traveling internationally, you are eligible for coverage. You must purchase coverage for at least 5 days, though you do not have to travel all 5 days.If you are under age 65, you may select an overall maximum limit between $50,000 and $2,000,000. Applicants age 65 to 79 may choose an overall maximum limit of $50,000 or $100,000. Atlas Essential travel insurance offers a $10,000 policy maximum to applicants over age 80.

Who is eligible for Atlas Essential International travel insurance?

The Atlas Essential International Insurance is ideal for both Non US citizens and US citizens traveling outside their home country,excluding USA.

What are the benefits of Atlas Essential travel insurance?

Atlas insurance is short term travel health insurance designed for anyone, as long as they are outside their home country. Atlas Travel Insurance provides coverage for those who are traveling, studying, volunteering, or living outside of their home country. It offers core travel insurance benefits, with coverage from as little as Five days. There are three Atlas travel insurance plans to choose from Atlas Premier, Atlas International and Atlas Essential.

The benefits offered on the Atlas Travel Medical Insurance plan provide a range of high quality travel insurance benefits to cover you in the event of an unexpected accident or injury when you are abroad. This includes coverage for medical expenses, evacuation, repatriation, emergency reunion and other related benefits.

What is the coverage area of Atlas Essential travel insurance?

Atlas insurance is short term travel health insurance designed for anyone, as long as they are outside their home country.

How much does Atlas Essential travel insurance cost?

The cost of the Atlas Essential travel insurance will vary depending on the age of the traveler, the type of coverage, the travel destination and the duration of travel. Typically, visitors travel insurance policies cost can start even as low as $1 per day, but will be much higher for older travelers.

How do I purchase Atlas Essential travel Medical Insurance?

You can purchase Atlas Essential travel Medical Insurance on American Visitor Insurance at buy Atlas Essential Travel Insurance. You can also call them at (877)-340-7910 to get more information on how to apply for Atlas travel health insurance from licensed insurance agents.

What are the requirements for applying for Atlas Essential travel Insurance?

The main requirements for applying for Atlas Essential insurance is the travelers passport details and the travel dates. You can apply for Atlas travel insurance online on American Visitor Insurance or call (877)-340-7910 to get help while applying.

Does Atlas Essential Insurance cover covid illness?

WorldTrips Covid19 travel insurance by Atlas Essential travel insurance for coronavirus coverage will cover eligible medical expenses resulting from COVID-19/SARS-CoV-2. Eligible medical expenses are medically necessary expenses that are not subject to another plan exclusion.

Is WorldTrips travel insurance a reliable insurance company? Is WorldTrips insurance a good insurance company?

WorldTrips, a member of Tokio Marine HCC group of companies since 1998 has been offering several travel insurance and trip cancellation products for international travelers across the globe. Their Atlas travel insurance and Visitors Secure products are popular for product excellence, by giving affordable options for travelers to customize to meet the requirements of unique traveler needs. Individuals traveling for vacation, business men, students and group insurance works well for travelers traveling overseas.
This Indianapolis based company is the first company to enable their products and services for visitors via the internet for both US citizens and non–US citizens traveling abroad and to the US.
Safe Travels Elite Insurance - FAQ's
What benefits are included with the Safe Travels Elite plan?

Safe Travels Elite plan offers both in-patient and out-patient benefits. It also provides coverage for Acute on set of pre-existing conditions, cardiac conditions and evacuation benefit.

Does the Safe Travels Elite plan cover adventure sports?

Adventure sports are not covered under the Safe Travels Elite plan, and there is no option to add a rider for adventure sports coverage.

Does Safe Travels Elite Insurance cover Cardiac Conditions?

Yes. Safe Travels Elite travel medical insurance covers $20,000 per Policy Period for ages up to 69 years and $15,000 per Policy Period for ages 70-89.

Is there a Cancel for any reason insurance cover with Safe Travels Elite Insurance?

Cancel for any reason can be included at an additional cost with the Safe Travels First Class Trip Protection and Safe Travels Voyager travel insurance plans by Trawick International.

How much does Safe Travels Elite insurance cost?

The cost of the Safe Travels Elite insurance will vary depending on the age of the traveler, the type of coverage and the duration of travel. Typically, travel health insurance policies cost can start even as low as $1 per day, but will be much higher for older travelers and those seeking coverage for pre-existing conditions.

How do I purchase Safe Travels Elite medical Insurance?

You can purchase Safe Travels Elite on American Visitor Insurance at buy Safe Travels Elite. you can also call them at (877)-340-7910 to get more information on how to apply for Trawick international travel health insurance from licensed insurance agents.

Does Safe Travels Elite Insurance cover covid?

The Safe Travels Elite travel insurance covers Covid19 for coronavirus and will cover eligible medical expenses resulting from COVID-19/SARS-CoV-2. The eligible medical expenses are medically necessary expenses that are not subject to another plan exclusion.

Can Green Card Holders can buy Safe Travels Elite?

Yes. This plan offers coverage for green card holders visiting USA.

Who is eligible to enrol in the Safe Travels Elite travel insurance plan by Trawick international?

The Safe Travels Elite travel insurance plan by Trawick international is available for foreign residents visiting USA and worldwide and for travelers up to the age of 89 years.
How do I cancel a Safe Travels Elite Insurance from Trawick International?
For Trawick International Travel insurance Policy Cancellation : If your travel insurance USA plan is cancelled you have to submit a written request to info@trawickinternational.com for cancellation and refund of your travel medical insurance premium cost.

Cancellation before effective date:

A full refund would be considered

Cancellation of the travel health insurance after effective date the following conditions apply if the Insured Person wishes to cancel the insurance and a written partial refund request has been made:

If any claims have been filed with the Company, the Premium is fully earned and is non-refundable.

If no claims have been filed with the Company, then

a cancellation fee of US $25 will be charged;

only full month premiums will be considered as refundable;

If after a refund is made, it is determined that a claim was presented to the company on an Insured Person’s behalf, the Insured Person will be fully responsible for that claim in its entirety.
Is Trawick International a good insurance company? Is Trawick International a reliable insurance company?

Trawick International insurance is one of the most renowned US travel insurance company that was established in 1998. Trawick international offers a variety of International travel insurance, trip cancellation, Trip interruption and student insurance plans. Trawick insurance has been awarded with the highest honors from Forbes Advisor to be ranked first to be the Best Travel Insurance Companies. Trawick international insurance offers plans to meet diverse requirements with a premium to meet any budget.

The travel insurance covers offered by Trawick International are perfect for employees, corporations, schools, frequent world travelers, international students, study abroad programs, missionary trips and vacationers. Travelers can customize Trawick insurance plans to cover hospital stays, doctor visits, x-rays, prescriptions, ambulance, emergency evacuation, repatriation, flight insurance, trip interruption, trip cancellation, trip delay and lost baggage. They have a good worldwide network of physicians, hospitals and pharmacies that are very well recognized.

Why should I buy travel insurance from Trawick International?

Trawick insurance offers worldwide coverage on medical insurance, travel insurance, trip insurance for trip cancellation or trip interruption, international student insurance, group travel insurance and several products aimed mainly for travelers to the USA, individuals traveling abroad, US Citizens for domestic travelers within the USA and non US citizens traveling overseas outside of their home country except USA.

NEED HELP?

Contact our customer service team, we are here to help you!

(877)-340-7910 Click to send an email

Review travel medical insurance plans - Blogs and articles

Atlas Essential plan

The Atlas travel insurance products are available for both US Citizens and Non–US citizens. Travelers can get a quote among the various options they offer according to the travel requirements.

Safe Travels Elite plan

Safe Travels Elite offers Scheduled Benefits accident and sickness medical coverage, is a fixed benefit , cheap US visitor medical insurance plan. The plan is available to foreign travelers coming to the US.

Atlas Essential vs Safe Travels Elite - Which travel insurance plan is better?

WorldTrips vs Trawick International visitor insurance cost calculator

Compare Safe Travels Elite vs Atlas Essential Insurance

Atlas Essential vs Safe Travels Elite Insurance: A Quick Comparison

Atlas Essential Insurance

Safe Travels Elite Insurance

How much does Atlas Essential vs Safe travels Elite cost per month?

Atlas Essential Insurance

Safe Travels Elite Insurance

Atlas Essential vs Safe Travels Elite Insurance - FAQs

Atlas Essential Insurance - FAQ's

Safe Travels Elite Insurance - FAQ's

NEED HELP?

Review travel medical insurance plans - Blogs and articles

Atlas Essential plan

Safe Travels Elite plan

Which are the best visitors insurance companies in USA?

Which are the best visitors insurance companies in USA?

Useful Info

Help center

Free quotes

Plans

Company info

Disclaimer

Contact our customer service team