Safe Travels USA Cost Saver vs Safe Travels Elite Insurance, Compare best visitor insurance USA, Trawick International vs Trawick International

Compare Travel Plans Safe Travels USA Cost Saver vs Safe Travels Elite	Safe Travels USA Cost Saver Plan Maximum Deductible Buy Now	Safe Travels Elite Plan Maximum Deductible Buy Now
Coinsurance	80% of the first $5,000 then 100% up to thePolicy Maximum	Not Available
Length of Coverage	5 days to 364 days	5 days to 364 days
Renewability	Yes	Up to 3 years
Medical Benefits
Hospital room and board	The average semi private room rate	Economy: Up to $1.4k/day, 30 day maximum Basic: Up to $2k/day, 30 day maximum Silver: Up to $2k/day, 30 day maximum Gold: Up to $2k/day, 30 day maximum Platinum: Up to $3k/day, 30 day max Diamond: $1.5k per day to a maximum of 30 days Diamond Plus: $1.5k per day to a maximum of 30 days
Intensive care unit	Three times the average semi private room rate	Economy: Additional $2.1k/ day, 10 day maximum Basic: Additional $2.5k/ day, 8 day maximum Silver: Additional $2.5k/ day, 8 day maximum Gold: Additional $3k/ day, 8 day maximum Platinum: Additional $4.5k/ day, 10 day maximum Diamond: $2.3k per day to a maximum of 8 days Diamond Plus: $2.3k per day to a maximum of 8 days
Hospital indemnity	$50 per night up to a maximum of $500 per Policy Period	Not Available
Urgent Care Clinic	$30 per Incident, if the $0 out of Network Deductible is chosen, there is no Co-Pay	Economy: Limited to $55 per visit, one visit per dayand 30 visits per Policy Period Basic: Limited to $75 per visit, one visit per day and 30 visits per Policy Period Silver: Limited to $75 per visit, one visit per day and 30 visits per Policy Period Gold: Limited to $100 per visit, one visit per day and 30 visits per Policy Period Platinum: Limited to $130 per visit, one visit per day and 30 visits per Policy Period Diamond: Limited to $75 per visit, one visit per day and 30 visits per Policy Period Diamond Plus: Limited to $75 per visit, one visit per day and 30 visits per Policy Period
Emergency Services
Emergency local ambulance	Covered	Economy: $500 per Inciden Basic: $650 per Incident Silver: $650 per Incident Gold: $650 per Incident Platinum: $750 per Incident Diamond: $650 per Incident Diamond Plus: $650 per Incident
Hospital emergency room	Outside the U.S: No co-payment Inside the U.S: Up to $200 co-payment for each use of emergency room for an illness unless you are admitted to the hospital. (no co-payment for emergency room treatment of an injury)	Economy: $350 per Incident Basic: $500 per Incident Silver: $500 per Incident Gold: $600 per Incident Platinum: $800 per Incident Diamond: $500 per Incident Diamond Plus: $500 per Incident
Dental
Emergency dental treatment	$250 per Policy Period	Economy: $600 per Inciden Basic: $750 per Incident Silver: $750 per Incident Gold: $750 per Incident Platinum: $750 per Incident Diamond: $750 per Incident Diamond Plus: $750 per Incident
Pre-Existing Condition
Pre-Existing Conditions	Cover unexpected recurrence of a pre-existing medical conditions up to $1000 for age up to 89 years	Economy: Up to Policy Maximum Coverage related to Cardiac Conditions orStroke are limited to $25k Basic: Up to Policy Maximum Coverage related to Cardiac Conditions orStroke are limited to $25k Silver: Up to Policy Maximum Coverage related to Cardiac Conditions orStroke are limited to $25k Gold: Up to Policy Maximum Coverage related to Cardiac Conditions orStroke are limited to $25k Platinum: Up to Policy Maximum Coverage related to Cardiac Conditions orStroke are limited to $25k Diamond: For ages 70-79, up to $25k. For ages 80 and above, up to $15k /Coverage related to Cardiac Conditions or Stroke are limited to $15k Diamond Plus: For ages 70-79, up to $25k. For ages 80 and above, up to $15k /Coverage related to Cardiac Conditions or Stroke are limited to $15,00
Life
AD&D	Up to $25K	Economy: $5k Principal Sum Basic: $5k Principal Sum Silver: $7.5k Principal Sum Gold: $7.5k Principal Sum Platinum: $10k Principal Sum Diamond: $5k Principal Sum Diamond Plus: $5k Principal Sum
Common carrier AD&D	Not Available	Economy: $25k Principal Sum Basic: $25k Principal Sum Silver: $35k Principal Sum Gold: $35k Principal Sum Platinum: $35k Principal Sum Diamond: Not Available Diamond Plus: Not Available
Evacuation
Emergency medical evacuation	100% up to $2M	Economy: $100k per Policy Period Basic: $100k per Policy Period Silver: $100k per Policy Period Gold: Unlimited Platinum: Unlimited Diamond: $50k per Policy Period and $25k/Lifetime Maximum for Acute Onset over age of 80 Diamond Plus: $50k per Policy Period and $25k/Lifetime Maximum for Acute Onset over age of 80
Emergency reunion	Covered up to $15k	Not Available
Return of mortal remains or cremation/burial	100% up to $50,000	Economy: $7.5k per Policy Period Basic: $7.5k per Policy Period Silver: $10k per Policy Period Gold: $20k per Policy Period Platinum: $25k per Policy Period Diamond: $7.5k per Policy Period Diamond Plus: $7.5k per Policy Period
Return of minor children	Up to $5K	Economy: $2.1k per day to a maximum of 10 days Basic: $2.5k per day to a maximum of 8 days Silver: $2.5k per day to a maximum of 8 days Gold: $2.5k per day to a maxium of 8 days Platinum: $4.5k per day to a maximum of 8 days Diamond: $2.3k per day to a maximum of 8 days Diamond Plus: $2.3k per day to a maximum of 8 days
Political evacuation and repatriation	Up to $25K	Economy: $500 per Policy Period Basic: $500 per Policy Period Silver: $500 per Policy Period Gold: $500 per Policy Period Platinum: $500 per Policy Period Diamond: $500 per Policy Period Diamond Plus: $500 per Policy Period
Natural disaster evacuation	$10k per Policy Period, Up to $250 per day to a max of 5 days for Reasonable Expenses	Economy: $5k per Policy Period Basic: $5k per Policy Period Silver: $7.5k per Policy Period Gold: $7.5k per Policy Period Platinum: $10k per Policy Period Diamond: $5k per Policy Period Diamond Plus: $5k per Policy Period
Trip interruption	$5k (Per Policy Period does not cover lost trip cost)	Not Available
Unique Advantages	It is a comprehensive plan. This plan is available for green card holders. Travel insurance plan is available for Non-US citizens up to the age of 89 years traveling to the US and worldwide	It is a fixed benefit plan. Acute onset of pre existing condition is covered up to 89 years. Good provider network. This elite plan has a $0 deductible.
Travel Insurance
Underwriter	Zurich Insurance Europe AG Belgian branch	Zurich Insurance Europe AG Belgian branch
Rating	"A" (Excellent)	"A" (Excellent
Brochure and Details	» Safe Travels USA Cost Saver Brochure » Safe Travels USA Cost Saver Details » Safe Travels USA Cost Saver Reviews	» Safe Travels Elite Brochure » Safe Travels Elite Details » Safe Travels Elite Reviews

Safe Travels USA Cost Saver vs Safe Travels Elite Insurance Reviews

Travelling to the US without American visitor medical insurance can be very risky. Travelling involves uncertain situations and emergencies like sudden sickness or injuries due to accidents, trip delay, loss of passport and much more… by which you can get stranded with huge medical bills and financial losses. Many of you are aware of the high health care cost for visitors to US and the expenses arising from hospitalization can be traumatic. There are top rated insurance providers who offer a wide range of visitors insurance that is available online and it is important to choose the best travel health insurance for USA.

Here the visitor can compare US visitor insurance cost of different travel insurance plans, in particular US travel health insurance plans like Safe Travels USA Cost Saver insurance and Safe travels elite insurance as they offer excellent coverage both for small ailments as well as more serious injuries and sickness. These travel insurance plans for USA are ideal for Older travelers and parents as they have good coverage for acute onset of pre-existing conditions. Safe Travels USA Cost Saver and Safe Travels Elite Insurance is administered by Trawick International services with AM Best Rating: "A" (Excellent).

Factors to consider while comparing Trawick International insurance

Following are some of the travel insurance aspects that an international tourists need to focus on while comparing among Safe Travels USA Cost Saver vs Safe Travels Elite Insurance:

01. Compare medical maximum coverage

This the maximum coverage expense that the plan would offer for the medical expenses. Safe Travels USA Cost Saver offers maximum coverage up to 1 million, while Safe Travels Elite offers coverage up to $175k. The coverage may vary for older travelers with reduced plan maximum.

02. Compare deductible options

This is the initial amount the traveler needs to pay before the insurance actually start paying. Remember higher deductible have less premium than a plan with lower deductible. All of these plans offer a set of deductible options for the travelers to choose from. Safe Travels USA Cost Saver insurance has deductible options from $0 to $5K while Safe Travels Elite insurance has $0 deductible option up to age 69 years and $100 and $200 are available for age up to 89 years.

03. Compare provider network

This is that network of health care providers associated with the insurance plan. Insurance companies work with different provider networks and agree on costing for different medical treatments in order to control the overall costs of health care expenses. An insurance plan would pay 100% of the eligible expenses if the insured is admitted to hospital or health care center within the provider network.

04. Compare coinsurance options

Safe Travels USA Cost Saver Visitor Insurance

In PPO network: The plan pays 100%
Out PPO network: The plan pays 80% of eligible expenses up to $5,000, then 100% up to the Maximum Limit

Safe Travels Elite Visitor Insurance

Coinsurance is not available

05. Contrast the renewability options

Sometime the travel plans may change and a US visitor may be required to extend their period of stay. Safe Travels USA Cost Saver Insurance and Safe Travels Elite insurance can be extended for a minimum of 5 days to 364 days.

06. Compare eligibility options

Both Safe Travels USA Comprehensive and Safe Travels Elite plans are available for non U.S. residents and non U.S. citizens, traveling to the USA or USA and then other countries.These plans are also available for green card holders.

07. Acute onset of Pre-existing conditions coverage:

Safe Travels USA Cost Saver pre-existing condition travel insurance

Covers up to 89 years

Safe Travels Elite pre-existing condition travel insurance

Covers up to 89 years

Pre-existing conditions coverage comparision

Pre-Existing FAQ's	Safe Travels USA Cost Saver	Safe Travels Elite
What is the Pre-Existing Condition definition?	This Unexpected recurrence of a pre-existing condition will cover a sudden flare-up of a past condition requiring immediate medical attention, but only if it wasn't something you or your doctor already anticipated needing treatment for during this specific policy period.	Benefits are payable for an Acute Onset of a Pre-Existing Condition up to the maximum as stated in the Schedule of Benefits provided the condition or event: 1. occurs spontaneously and without advance warning either in the form of Physician recommendations or symptoms, is of short duration, is rapidly progressive, and requires urgent and immediate medical care; 2. occurs a minimum of 48 hours after the Effective Date of the Policy 3. treatment is obtained within 24 hours of the sudden and unexpected outbreak or recurrence.
What types of pre-conditions are covered?	Unexpected recurrence of a pre-existing conditions	Acute Onset of Pre-Existing Condition Sudden and unexpected outbreak or recurrence
Is there any look back period for pre-existing condition coverage? If so what is the look back period for pre-existing conditions?	No look back period	No look back period
Do you need a medical report of the person with the pre-existing condition?	No	No
Will we get a document stating that we have insurance and stating that the pre-existing condition is covered?	This plan does not provide a separate document	This plan does not provide a separate document
What is pre-certification?	There is no pre-certification.	You must call the plan provider to make sure that the procedure / medical coverage that you seek is indeed covered by your plan.
What is the maximum age for eligibility?	Covered up to age 89	Covered uo to age 89

FEATURES
Eligible Plan for USA Coverage
Parents Eligible to be insured
Acute on set of Pre-existing Cover
Renewable and Cancellable
Deductible Choice
A.M. Best Rating
Covid coverage
Underwriter
Provider
Buy now

Safe Travels USA Cost Saver
Yes
Yes
Covers up to 89 years
Yes
$0 to $5k
“A (Excellent)”
Yes
Zurich Insurance
Trawick International
Buy Now

Safe Travels Elite
Yes
Yes
Covers up to 89 years
No
$0
“A (Excellent)”
Yes
Zurich Insurance
Trawick International
Buy Now

Key Highlights

Safe Travels USA Cost Saver Insurance

The policy provides policy maximum options starting from $50k and provides coverage for $100k, $250k, $500k, and $1M
Travel insurance plan is available for Non-US citizens up to the age of 89 years traveling to the US and worldwide
Co-insurance 80% of the first $5k then 100% up to the policy maximum
This plan is available for green card holders.
Accident and Sickness Medical Policy maximum Choices $50k, $100k, $250k, $500k, $1M
Optional riders of AD&D upgrade, ChaperOne Replacement rider, and Evacuation Plus rider are available with this plan.
Wellness visit with coverage of $125 is available on this plan and the visit must occur within 21 days of the coverage becoming effective and a minimum of 30 days of purchase is needed.
Emergency Medical Evacuation/Medically Necessary Repatriation/Repatriation of Remains /Local Burial/Cremation.
UNEXPECTED RECURRENCE OF A PRE-EXISTING CONDITION - Limitations apply
Emergency Medical Evacuation is available for up to 2M.
Coma benefit of $10k is available in the plan.
For the unexpected recurrence of a pre-existing condition, the first $1k of covered expenses is covered.

Safe Travels Elite Insurance

This plan is a comprehensive plan that provides worldwide coverage including or excluding the US.
Safe Travels Elite plan is available for Non US citizens coming to the US and worldwide.
This travel insurance plan is eligible for people from 14 days to 69 years of age to purchase.
This elite plan has a $0 deductible.
Visitors insurance plan is renewable up to 24 months and has a maximum lifetime of 364 days.
Travel health insurance plan covers Well Doctor visit for $75 per visit per policy period. The visit must occur within 21 days from the effective days of coverage and a minimum of 30 days of coverage need to be purchased to be eligible for this benefit.
Acute onset of pre existing condition is covered up to policy maximum up to the age of 69. For the age range of 70-79, $35k is the available coverage and $15k for age range of 80-89 per policy period subject to sub limits as mentioned( For cardiac related coverage, it is limited to $25k up to 69 years and $15k for 70 and above).
Safe Travels Elite plan provides coverage for COVID-19 which makes it the most sought plan during current times

Safe Travels USA Cost Saver vs Safe Travels Elite Insurance - FAQs

Safe Travels USA Cost Saver - FAQ's
What are the different Trawick international insurance plans?
Trawick International provides numerous insurance options for all types of travelers, including tourists, students studying abroad, business people and corporates, families and groups of travelers . Some of the different Trawick International Insurance plans are:

Safe Travels USA Comprehensive

Safe Travels USA Cost Saver

Safe Travels Voyager

Safe Travels Journey

Safe Travels Elite

Safe Travels Outbound

Safe Travel International
What is the coverage area of Trawick international travel insurance?

Trawick international insurance is short term travel medical insurance designed for anyone, as long as they are outside their home country.

How much does Trawick international travel insurance cost?

The cost of the Trawick international insurance will vary depending on the age of the traveler, the type of coverage and the duration of travel. Typically, travel health insurance policies cost can start even as low as $1 per day, but will be much higher for older travelers and those seeking coverage for pre-existing conditions.

How do I purchase Trawick international travel medical Insurance?

You can purchase Trawick international insurance on American Visitor Insurance at buy Safe Travels Elite. you can also call them at (877)-340-7910 to get more information on how to apply for Trawick international travel health insurance from licensed insurance agents.

What are the requirements for purchasing Trawick international insurance?

The main requirements for applying for Trawick international insurance is the travelers passport details and the travel dates. You can apply for Trawick international insurance online on American Visitor Insurance or call (877)-340-7910 to get help while applying.
How do I cancel a Safe Travels USA Cost Saver Insurance from Trawick International?
For Trawick International Travel insurance Policy Cancellation : If your travel insurance USA plan is cancelled you have to submit a written request to info@trawickinternational.com for cancellation and refund of your travel medical insurance premium cost.

Cancellation before effective date:

A full refund would be considered

Cancellation of the travel health insurance after effective date the following conditions apply if the Insured Person wishes to cancel the insurance and a written partial refund request has been made:

If any claims have been filed with the Company, the Premium is fully earned and is non-refundable.

If no claims have been filed with the Company, then

a cancellation fee of US $25 will be charged;

only full month premiums will be considered as refundable;

If after a refund is made, it is determined that a claim was presented to the company on an Insured Person’s behalf, the Insured Person will be fully responsible for that claim in its entirety.
Is Trawick International a good insurance company? Is Trawick International a reliable insurance company

Trawick International insurance is one of the most renowned US travel insurance company that was established in 1998. Trawick international offers a variety of International travel insurance, trip cancellation, Trip interruption and student insurance plans. Trawick insurance has been awarded with the highest honors from Forbes Advisor to be ranked first to be the Best Travel Insurance Companies. Trawick international insurance offers plans to meet diverse requirements with a premium to meet any budget.
The travel insurance covers offered by Trawick International are perfect for employees, corporations, schools, frequent world travelers, international students, study abroad programs, missionary trips and vacationers. Travelers can customize Trawick insurance plans to cover hospital stays, doctor visits, x-rays, prescriptions, ambulance, emergency evacuation, repatriation, flight insurance, trip interruption, trip cancellation, trip delay and lost baggage. They have a good worldwide network of physicians, hospitals and pharmacies that are very well recognized.

Is there a Cancel for any reason insurance cover with Trawick International travel insurance?

Cancel for any reason can be included at an additional cost with the Safe Travels First Class Trip Protection and Safe Travels Voyager travel insurance plans by Trawick International.

Is Trawick International insurance a legit company?

Trawick International insurance reviews indicate that for 24 years now, Trawick insurance has been offering high-quality and affordable travel insurance products to meet all categories of clients who travel outside of their home country. Trawick International reviews show that it has designed their products for those traveling to the USA, individuals traveling abroad, US Citizens traveling within the USA and non-US citizens traveling overseas but not visiting the USA.

Can I purchase travel insurance from Trawick International?

Trawick insurance is a leading travel insurance provider of USA and international travel insurance. Trawick insurance has been a reputed legitimate company for several years. Trawick International insurance is currently offering travel medical insurance worldwide.

Why should I buy travel insurance from Trawick International?

Trawick insurance offers worldwide coverage on medical insurance, travel insurance, trip insurance for trip cancellation or trip interruption, international student insurance, group travel insurance and several products aimed mainly for travelers to the USA, individuals traveling abroad, US Citizens for domestic travelers within the USA and non US citizens traveling overseas outside of their home country except USA.
Safe Travels Elite Insurance - FAQ's
What are the different Trawick international insurance plans?
Trawick International provides numerous insurance options for all types of travelers, including tourists, students studying abroad, business people and corporates, families and groups of travelers . Some of the different Trawick International Insurance plans are:

Safe Travels USA Comprehensive

Safe Travels USA Cost Saver

Safe Travels Voyager

Safe Travels Journey

Safe Travels Elite

Safe Travels Outbound

Safe Travel International
What is the coverage area of Trawick international travel insurance?

Trawick international insurance is short term travel medical insurance designed for anyone, as long as they are outside their home country.

How much does Trawick international travel insurance cost?

The cost of the Trawick international insurance will vary depending on the age of the traveler, the type of coverage and the duration of travel. Typically, travel health insurance policies cost can start even as low as $1 per day, but will be much higher for older travelers and those seeking coverage for pre-existing conditions.

How do I purchase Trawick international travel medical Insurance?

You can purchase Trawick international insurance on American Visitor Insurance at buy Safe Travels Elite. you can also call them at (877)-340-7910 to get more information on how to apply for Trawick international travel health insurance from licensed insurance agents.

What are the requirements for purchasing Trawick international insurance?

The main requirements for applying for Trawick international insurance is the travelers passport details and the travel dates. You can apply for Trawick international insurance online on American Visitor Insurance or call (877)-340-7910 to get help while applying.
How do I cancel a Safe Travels Elite Insurance from Trawick International?
For Trawick International Travel insurance Policy Cancellation : If your travel insurance USA plan is cancelled you have to submit a written request to info@trawickinternational.com for cancellation and refund of your travel medical insurance premium cost.

Cancellation before effective date:

A full refund would be considered

Cancellation of the travel health insurance after effective date the following conditions apply if the Insured Person wishes to cancel the insurance and a written partial refund request has been made:

If any claims have been filed with the Company, the Premium is fully earned and is non-refundable.

If no claims have been filed with the Company, then

a cancellation fee of US $25 will be charged;

only full month premiums will be considered as refundable;

If after a refund is made, it is determined that a claim was presented to the company on an Insured Person’s behalf, the Insured Person will be fully responsible for that claim in its entirety.
What is the advantage of buying Safe Travels Elite?

Safe Travels Elite Insurance is an affordable Covid19 travel insurance. Safe Travels Elite Insurance Covid19 travel insurance by Trawick International for coronavirus will cover eligible medical expenses resulting from COVID-19/SARS-CoV-2.

Who is eligible to enrol in the Safe Travels Elite travel insurance plan by Trawick international?

The Safe Travels Elite travel insurance plan by Trawick international is available for foreign residents visiting USA and worldwide and for travelers up to the age of 69 years

Is there a Cancel for any reason insurance cover with Trawick International travel insurance?

Cancel for any reason can be included at an additional cost with the Safe Travels First Class Trip Protection and Safe Travels Voyager travel insurance plans by Trawick International.

Is Trawick International insurance a legit company?

Trawick International insurance reviews indicate that for 24 years now, Trawick insurance has been offering high-quality and affordable travel insurance products to meet all categories of clients who travel outside of their home country. Trawick International reviews show that it has designed their products for those traveling to the USA, individuals traveling abroad, US Citizens traveling within the USA and non-US citizens traveling overseas but not visiting the USA.

Can I purchase travel insurance from Trawick International?

Trawick insurance is a leading travel insurance provider of USA and international travel insurance. Trawick insurance has been a reputed legitimate company for several years. Trawick International insurance is currently offering travel medical insurance worldwide.

What cover does Trawick International offer in Covid travel insurance? Does Trawick covid insurance have Quarantine coverage for US travelers?

Trawick International covid insurance is offered to cover coronavirus illness just like any other illness in their Safe Travels First Class Trip Protection and Safe Travels Voyager travel insurance plans. Trawick covid insurance coverage for quarantine related or accommodations due to a covered Trip Delay and an optional upgrade can also be included at an additional cost. The quarantine order should be based on the positive Covid-19 test report. Trawick international covid insurance quarantine coverage is not available in the home country.

Why should I buy travel insurance from Trawick International?

Trawick insurance offers worldwide coverage on medical insurance, travel insurance, trip insurance for trip cancellation or trip interruption, international student insurance, group travel insurance and several products aimed mainly for travelers to the USA, individuals traveling abroad, US Citizens for domestic travelers within the USA and non US citizens traveling overseas outside of their home country except USA.

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Safe Travels USA Cost Saver Plan

Safe Travels USA Cost Saver offer excess medical coverage. This includes emergency medical evacuation, repatriation and security evacuation benefits. It is ideal for foreign residents visiting USA and then other countries worldwide

Safe Travel Elite Plan

Safe Travels Elite offers Scheduled Benefits accident and sickness medical coverage, is a fixed benefit , cheap US visitor medical insurance plan. The plan is available to foreign travelers coming to the US.

Safe Travels USA Cost Saver vs Safe Travels Elite Insurance

Trawick International visitor insurance cost comparison

Safe Travels USA Cost Saver vs Safe Travels Elite Insurance Reviews

Factors to consider while comparing Trawick International insurance

01. Compare medical maximum coverage

02. Compare deductible options

03. Compare provider network

04. Compare coinsurance options

05. Contrast the renewability options

06. Compare eligibility options

07. Acute onset of Pre-existing conditions coverage:

Pre-existing conditions coverage comparision

Key Highlights

Safe Travels USA Cost Saver Insurance

Safe Travels Elite Insurance

Safe Travels USA Cost Saver vs Safe Travels Elite Insurance - FAQs

Safe Travels USA Cost Saver - FAQ's

Safe Travels Elite Insurance - FAQ's

NEED HELP?

Review travel medical insurance plans - Blogs and articles

Safe Travels USA Cost Saver Plan

Safe Travel Elite Plan

Which are the best travel insurance companies in USA?

Which are the best visitors insurance companies in USA?

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