Visitors Care insurance vs Safe Travels Elite Insurance, IMG insurance vs Trawick International insurance

IMG vs Trawick International visitor insurance cost calculator

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Compare Travel Plans Visitors Care vs Safe Travels Elite	Visitors Care Plan Maximum Deductible Buy Now	Safe Travels Elite Plan Maximum Deductible Buy Now
Insurance Providers help
Medical Maximum Options help	$25,000, $50,000, $100,000	$25,000, $50,000, $75,000, $100,000, $175,000.
Deductible Options help	$0, $50, $100	Safe Travels Elite insurance has $0 deductible
Length of coverage help	5 days to 2 years	5 days to 364 days
Renewability help	Yes : Up to 24 months	5 days to 365 days
Medical Benefits
Hospital room and board help	Lite: Up to $825 max per day 30 day max per period of coverage Plus: Inpatient - Up to $1,400 max per day 30 day max per period of coverage Platinum: Inpatient - Up to $2000 max per day 30 day max per period of coverage	Economy: Up to $1,400/day, 30 day maximum Basic: Up to $2000/day, 30 day maximum Silver: Up to $2000/day, 30 day maximum Gold: Up to $2000/day, 30 day maximum Platinum: Up to $3000/day, 30 day max Diamond: $1,500 per day to a maximum of 30 days Diamond Plus: $1,500 per day to a maximum of 30 days
Intensive care unit help	Lite: Inpatient - Up to an additional $400 max per day, 8 day max per period of coverage Plus: Inpatient - Up to an additional $660 max per day, 8 day max per period of coverage Platinum: Inpatient - Inpatient - Up to an additional $850 max per day, 8 day max per period of coverage	Economy: Additional $2,100/ day, 10 day maximum Basic: Additional $2,500/ day, 8 day maximum Silver: Additional $2,500/ day, 8 day maximum Gold: Additional $3000/ day, 8 day maximum Platinum: Additional $4,500/ day, 10 day maximum Diamond: $2,300 per day to a maximum of 8 days Diamond Plus: $2,300 per day to a maximum of 8 days
Surgery help	Lite: In-Patient & Outpatient - Up to $2000 max per surgical session Plus: In-Patient & Outpatient - Up to $3,300 max per surgical session Platinum: In-Patient & Outpatient - Up to $5,500 max per surgical session	Economy: Up to $3,500 Basic: Up to $5000 Silver: Up to $5000 Gold: Up to $6000 Platinum: Up to $7,500
Physician visits help	Lite: $40 max per visit, 30 max visits per period of coverage Plus: $60 max per visit, 30 max visits per period of coverage Platinum: Up to $85 max per visit, 30 max visits per period of coverage	Not Available
Prescription Drugs and Medications help	Lite: Up to $250 per period of coveragee Plus: Up to $250 per period of coverage Platinum: Up to $250 per period of coverage	Economy: $250 per Incident Basic: $350 per Incident Silver: $350 per Incident Gold: $350 per Incident Platinum: $350 per Incident
Emergency Services
Emergency local ambulance help	Lite: Up to $250 max per period of coverage Plus: Up to $450 max per period of coverage Platinum: Up to $475 max per period of coverage	Economy: $500 per Inciden Basic: $650 per Incident Silver: $650 per Incident Gold: $650 per Incident Platinum: $750 per Incident Diamond: $650 per Incident Diamond Plus: $650 per Incident
Hospital emergency room help	Lite: Up to $825 max per day 30 days maximum coverage Plus:Up to $1,400 max per day 30 days maximum coverage Platinum: Up to $2000 max per day 30 days maximum coverage	Economy: $350 per Incident Basic: $500 per Incident Silver: $500 per Incident Gold: $600 per Incident Platinum: $800 per Incident Diamond: $500 per Incident Diamond Plus: $500 per Incident
Dental
Emergency dental treatment help	Up to $550 max per period of coverage or unexpected pain to sound natural teeth	Economy: $600 per Inciden Basic: $750 per Incident Silver: $750 per Incident Gold: $750 per Incident Platinum: $750 per Incident Diamond: $750 per Incident Diamond Plus: $750 per Incident
Acute Onset of Pre-Existing Condition
Acute Onset of Pre-Existing Conditions help	Lite: $25,000 max per coverage period (subject to sub-limits) Plus: $50,000 max per coverage period (subject to sub-limits) Platinum: $100,000 max per coverage period (subject to sub-limits) Emergency Medical Evacuation (arises or results directly or indirectly from ta covered acute onset of a pre-existing condition): $25,000 max per period of coverage	Economy: Up to Policy Maximum Coverage related to Cardiac Conditions orStroke are limited to $25,000 Basic: Up to Policy Maximum Coverage related to Cardiac Conditions orStroke are limited to $25,000 Silver: Up to Policy Maximum Coverage related to Cardiac Conditions orStroke are limited to $25,000 Gold: Up to Policy Maximum Coverage related to Cardiac Conditions orStroke are limited to $25,000 Platinum: Up to Policy Maximum Coverage related to Cardiac Conditions orStroke are limited to $25,000 Diamond: For ages 70-79, up to $25,000. For ages 80 and above, up to $15,000 /Coverage related to Cardiac Conditions or Stroke are limited to $15,000 Diamond Plus: For ages 70-79, up to $25,000. For ages 80 and above, up to $15,000 /Coverage related to Cardiac Conditions or Stroke are limited to $15,000
Life
Common carrier AD&D help	Not Available	Economy: $5,000 Principal Sum Basic: $5,000 Principal Sum Silver: $7,500 Principal Sum Gold: $7,500 Principal Sum Platinum: $10,000 Principal Sum Diamond: $5,000 Principal Sum Diamond Plus: $5,000 Principal Sum
Evacuation
Emergency medical evacuation help	Lite: Up to $25,000 max Plus: Up to $50,000 max Platinum: Up to $50,000 max	Economy: $100,000 per Policy Period Basic: $100,000 per Policy Period Silver: $100,000 per Policy Period Gold: Unlimited Platinum: Unlimited Diamond: $50,000 per Policy Period and $25,000/Lifetime Maximum for Acute Onset over age of 80 Diamond Plus: $50,000 per Policy Period and $25,000/Lifetime Maximum for Acute Onset over age of 80
Return of mortal remains or cremation/burial help	Lite: $25,000 max with $5,000 max for Cremation/Burial Plus: $25,000 max with $5,000 max for Cremation/Burial Platinum: $25,000 max with $5,000 max for Cremation/Burial	Economy: $7,500 per Policy Period Basic: $7,500 per Policy Period Silver: $10,000 per Policy Period Gold: $20,000 per Policy Period Platinum: $25,000 per Policy Period Diamond: $7,500 per Policy Period Diamond Plus: $7,500 per Policy Period
Return of minor children help	Not Available	Economy: $2,100 per day to a maximum of 10 days Basic: $2,500 per day to a maximum of 8 days Silver: $2,500 per day to a maximum of 8 days Gold: $2,500 per day to a maximum of 8 days Platinum: $4,500 per day to a maximum of 8 days Diamond: $2,300 per day to a maximum of 8 days Diamond Plus: $2,300 per day to a maximum of 8 days
Political evacuation and repatriation help	Not Available	Economy: $500 per Policy Period Basic: $500 per Policy Period Silver: $500 per Policy Period Gold: $500 per Policy Period Platinum: $500 per Policy Period Diamond: $500 per Policy Period Diamond Plus: $500 per Policy Period
Natural disaster evacuation help	$25,000 maximum limit. Not subject to deductible (Must be approved in advance by the company)	Economy: $5000 per Policy Period Basic: $5000 per Policy Period Silver: $7,500 per Policy Period Gold: $7,500 per Policy Period Platinum: $10,000 per Policy Period Diamond: $5000 per Policy Period Diamond Plus: $5000 per Policy Period
Unique Advantages	Cheaper Plan. Pre-existing rider: Covered for Stroke or Myocardial Infraction (Heart Attack), up to $5000 per period of coverage for ages 0-69 and up to $2,500 per period of coverage for 70+ travelers. Only plan that offers extended care facility (Lite is $150/day, Plus is $200/day and Platinum is $250/day up to 15 days per policy period)	It is a fixed benefit plan. Acute onset of pre existing condition is covered up to 89 years. Good provider network. This elite plan has a $0 deductible. This plan is available for green card holders.
Travel Insurance
Underwriter	Sirius International	Zurich Insurance Europe AG Belgian branch
Rating help	"A" (Excellent)	"A" (excellent)
Brochure and Details	» Visitors Care Insurance Brochure » Visitors Care Insurance Details » Visitors Care Insurance Reviews	» Safe Travels Elite Brochure » Safe Travels Elite Details » Safe Travel Elite Insurance Reviews

Compare Visitors Care and Safe Travel Elite Insurance

Travelling to the US without American visitor medical insurance can be very risky. Travelling involves uncertain situations and emergencies like sudden sickness or injuries due to accidents, trip delay, loss of passport and much more… by which you can get stranded with huge medical bills and financial losses. Many of you are aware of the high health care cost for visitors to US and the expenses arising from hospitalization can be traumatic. There are top rated insurance providers who offer a wide range of visitors insurance that is available online and it is important to choose the best travel health insurance for USA.

Here the visitor can compare US visitor insurance cost of different travel insurance plans, in particular US travel health insurance plans like Visitors Care insurance and Safe Travels Elite insurance as they offer fixed benefit coverage both for small ailments as well as more serious injuries and sickness. There are many affordable visitor health insurance plans available from top rated insurance providers. Visitors Care is offered by International Medical Group (IMG) which has been offering international health insurance since 27 years. It also has AM Best Rating: A++ (Superior) rating. Safe Travels Elite Insurance is administered by Trawick International services with AM Best Rating: A++ (Superior) rating. It has been offering health insurance products to customers in 130 countries.

FEATURES
Cost*
Coverage in USA?
Parents/Seniors are eligible?
Covers Acute onset of Pre-existing?
Renewable and Cancellable?
Deductible Choice
Eligible for Green card holders?
A.M. Best Rating
Covid coverage
Underwriter
Provider
Buy now

Visitors Care
$33
Yes
Yes
Yes, covers up to 70 years
Yes
$0 to $100
No
"A" Excellent
Yes
SiriusPoint Insurance
IMG
Buy Now

Safe Travels Elite
$44
Yes
Yes
Yes, covers up to 89 years
Yes
$0
Yes
"A" Excellent
Yes
Zurich Insurance
Trawick International
Buy Now

*Cost for 45 years traveler; $500,000 maximum coverage; $250 deductible.

Visitors Care vs Safe Travels Elite Insurance: A Quick Comparison

Visitors Care Insurance

Offers maximum coverage up to $100,000.
Deductible options ranges from $0 to $100.
Acute onset of pre-existing condition covered up to policy maximum
Coverage available from 5 days to 364 days, renewable up to 2 years
$50 cancellation fee after the effective date and the refund will be prorated based on the remaining coverage period. Full refund of premium before the effective date.
Temporary fixed coverage health insurance for non-U.S. residents visiting the USA

PLAN DETAILS BROCHURE REVIEWS

local_hospital
Urgent Care Clinic
$60 max per visit/10 visits max
dentistry
Dental Treatment
Up to $550 max per period of coverage
ambulance
Emergency Medical Evacuation and Repatriation
Up to $50,000
stethoscope
Physician visits
$60 max per visit, 30 max visits
Buy Now

Safe Travels Elite

Offers maximum coverage up to $175,000.
Safe Travels Elite insurance has $0 deductible.
Acute onset of pre-existing condition is covered up to policy maximum up to the age of 69.
The Safe Travels Elite plan can be renewable up to 364 days.
$25 cancellation fee after the effective date.
This plan is a comprehensive plan that provides worldwide coverage including or excluding the US.
Covered Medically necessary repatriation 100% up to $15,000 per Policy Period

PLAN DETAILS BROCHURE REVIEWS

local_hospital
Provider Network
flight_takeoff
Political Evacuation
$500 per Policy Period
dentistry
Dental Treatment
$600 - $750 per Incident
ambulance
Emergency Medical Evacuation
$100,000 (Economy, Basic & Silver)
Unlimited (Gold & Platinum)
ambulance
Ambulance Services
$500 - $750 per Incident
Buy Now

How much does Visitors Care vs Safe Travels Elite cost per month?

Both Visitors Care vs Safe Travels Elite provide excellent coverage for travelers visiting the US on a short-term basis. However, it's important to compare the two plans closely to determine which one best meets your specific needs.

You can compare cost for both Visitors Care vs Safe Travels Elite plans.

Visitors Care Insurance

Travelers age	Maximum $50K	Maximum $100K
18 - 29	$28	$38
30 - 39	$32	$42
40 - 49	$33	$45
50 - 59	$46	$64
60 - 69	$57	$78
70 - 79	$97	$142

Safe Travels Elite

Travelers Age	Maximum $50K	Maximum $100K
19 - 29	$36	$51
30 - 39	$42	$56
40 - 49	$44	$57
50 - 59	$61	$81
60 - 69	$76	$100

Visitors Care cost per month with a deductible of $100.

Safe Travels Elite travel insurance cost per one month with deductible of $0.

Source: American Visitor Insurance

Visitors care vs Safe Travels Elite Insurance - FAQs

Visitors Care Insurance - FAQ's
How does Visitors Care insurance work?

Visitors Care medical insurance for travel to usa offers coverage for medical expenses. Visitors Care Insurance has specific benefit limits for different covered medical expenses. These benefit limits are not the same as the plan’s maximum coverage. The visitor when seeking treatment at a hospital, needs to pay the chosen deductible first, then the plan will start paying specific limits for the every medical expenses.
For detailed working example of how it works, you can IMG Visitors Care insurance reviews working example

How can a visitor use Visitors Care insurance in case of emergency in USA?

Travelers can review this article on how to use Visitors Care insurance in case of emergency in USA.

How much does Visitors Care insurance cost?

The Visitors Care cost per month is ranges between $30 to $143. This is dependent on the factors namely age of the traveler, length of insurance coverage, plan limit and the deductible. The higher the plan limit, the higher will be the premium, while the higher the deductible the lower will be the premium. Travelers can choose maximum limits of $25,000, $50,000 & $100,000 up to 79 years. $10,000 is available for people ages over 80.

Does visitors care insurance cover pre-existing conditions?

Visitors Care health insurance provides coverage for acute onset of pre-existing conditions for people below 70 years of age. This means that if you have a sudden and unexpected recurrence of a pre-existing condition that is life-threatening or requires immediate medical attention, you may be covered up to the maximum limit of your plan. However, this coverage does not apply to chronic or congenital conditions, or conditions that gradually become worse over time.

Can the Visitors Care insurance be extended or renewed?

Visitors care america vistor insurance can be renewable for a total of up to 2 years unless there is a break in coverage. A policy period cannot be more than 12 months. $5 renewing will be charged in addition to the premium costs.

Does IMG Visitors care insurance covers trip cancellation?

No, Visitors Care American visitor insurance does not cover trip cancellation insurance. It offers fixed benefits for various medical expenses, such as hospitalization, surgery, physician visits, and prescriptions. It also includes coverage for emergency medical evacuation, repatriation of remains, accidental death, dental injury, and incidental trip. However, it does not cover any expenses related to trip cancellation, trip interruption, loss of passport, or baggage loss.

If you are looking for a travel insurance plan that covers trip cancellation, you may have to consider other options from IMG such as Travel SE, Travel LX or Travel Lite. These plans offer comprehensive coverage for trip cancellation, trip interruption, emergency medical care, and optional coverage for cancel for any reason.

Do I need to use a network provider to get treatment under Visitors Care health insurance?

No, you do not need to use a network provider to get treatment under Visitors Care health insurance. However, you may save money and reduce your out-of-pocket expenses if you use a provider in the First Health Network, which is one of the largest networks of hospitals and doctors in the U.S.
Find Provider Network »
How can I buy IMG visitors care online?
1. Complete your online application. If applying as a family, you may include yourself, your spouse, and your dependents on one application.
2. Receive a fulfillment kit that includes an identification card, declaration of insurance, and a Certificate of Insurance outlining the details of the plan. Welcome to the IMG family!
Can I cancel Visitors Care insurance?

Yes, Visitors Care insurance can be canceled, but the eligibility for a refund depends on the terms of the policy and the time of cancellation.
- Before effective date: Full refund of premium is available.
- After effective date: A $50 cancellation fee will be charged and the refund will be prorated based on the remaining coverage period.
What are the exclusions of Visitors Care insurance?

Some of the exclusions of Visitors Care insurance are:
- War, military action, terrorism, and related consequences.
- Pre-existing conditions, defined as a medical or health condition (whether physical or mental, regardless of the cause of the condition) that existed before the policy effective date.
- Preventative care, such as routine physical examinations and immunizations.
- Vision care, such as eye examinations, eyeglasses, contact lenses, or eye surgery.
- Dental care, except for dental injury or emergency dental treatment due to an accident.
- Maternity care, abortion, birth control, or infertility treatment.
- Mental health disorders, substance abuse, or suicide attempts.
- Sports and recreational activities that are hazardous or extreme.
Safe Travels Elite Insurance - FAQ's
What benefits are included with the Safe Travels Elite plan?

Safe Travels Elite plan offers both in-patient and out-patient benefits. It also provides coverage for Acute on set of pre-existing conditions, cardiac conditions and evacuation benefit.

How much does Safe Travels Elite insurance cost per month?

Safe Travels Elite cost per month ranges between $23 to $134. This is dependent on the age of the traveler, the plan maximum and the deductible.

Understandably, the cost of Safe Travels Elite insurance is higher for older travellers as they are more likely to need healthcare while traveling. The maximum limit options are $25,000, $50,000, $75,000, $100,000 and $175,000 up to age of 69 years with $0.

How much is Safe Travels Elite travel insurance coverage?

The policy maximum amount of coverage is the cumulative total amount of Dollar amount benefit that is available by Safe Travels Elite insurance. Once reached, no other benefits will be available. Safe Travels Elite insurance has policy maximum options of $25,000, $50,000, $75,000, $100,000, $175,000.

Can the Safe Travels Elite insurance be extended or renewed?

The Safe Travels Elite plan can be renewable up to 364 days.

Can Green Card Holders can buy Safe Travels Elite?

Yes. This plan offers coverage for green card holders visiting USA.

What are the requirements for purchasing Safe Travel elite travel insurance?

The main requirements for applying for Safe Travel elite travel insurance is the travelers passport details and the travel dates. You can apply online on American Visitor Insurance or call (877)-340-7910 to get help while applying.
How do I cancel a Safe Travels Elite Insurance from Trawick International?
For Trawick International Travel insurance Policy Cancellation : If your travel insurance USA plan is cancelled you have to submit a written request to info@trawickinternational.com for cancellation and refund of your travel medical insurance premium cost.

Cancellation before effective date:

A full refund would be considered

Cancellation of the travel health insurance after effective date the following conditions apply if the Insured Person wishes to cancel the insurance and a written partial refund request has been made:

If any claims have been filed with the Company, the Premium is fully earned and is non-refundable.

If no claims have been filed with the Company, then

a cancellation fee of US $25 will be charged;

only full month premiums will be considered as refundable;

If after a refund is made, it is determined that a claim was presented to the company on an Insured Person’s behalf, the Insured Person will be fully responsible for that claim in its entirety.
What is the advantage of buying Safe Travels Elite?

Safe Travels Elite Insurance is an affordable Covid19 travel insurance. Safe Travels Elite Insurance Covid19 travel insurance by Trawick International for coronavirus will cover eligible medical expenses resulting from COVID-19/SARS-CoV-2.
Who is eligible for Safe Travel Elite insurance plan?
For non U.S. residents and non U.S. citizens, traveling to the USA or USA and then other countries.

For ages 14 days to 89 years.

This plan is not available to any individual who has been residing within the United States for more than 365 days prior to their Effective Date.
Is there a Cancel for any reason insurance cover with Trawick International travel insurance?

Cancel for any reason can be included at an additional cost with the Safe Travels First Class Trip Protection and Safe Travels Voyager travel insurance plans by Trawick International.

Is Trawick International insurance a legit company?

Trawick International insurance reviews indicate that for 24 years now, Trawick insurance has been offering high-quality and affordable travel insurance products to meet all categories of clients who travel outside of their home country. Trawick International reviews show that it has designed their products for those traveling to the USA, individuals traveling abroad, US Citizens traveling within the USA and non-US citizens traveling overseas but not visiting the USA.

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Review travel medical insurance plans - Blogs and articles

Visitors Care plans

Visitors Care Insurance is an affordable fixed benefit American visitors medical insurance plan for international travelers visiting United States of America. When you have parents, in laws, other family members or friends visiting the USA, It is a great insurance plan for their stay in America.

Safe Travel Elite Plan

Safe Travels Elite offers Scheduled Benefits accident and sickness medical coverage, is a fixed benefit , cheap US visitor medical insurance plan. The plan is available to foreign travelers coming to the US.

Visitors Care vs Safe Travels Elite insurance - Compare and buy

IMG vs Trawick International visitor insurance cost calculator

Compare Visitors Care and Safe Travel Elite Insurance

Visitors Care vs Safe Travels Elite Insurance: A Quick Comparison

Visitors Care Insurance

Safe Travels Elite

How much does Visitors Care vs Safe Travels Elite cost per month?

Visitors Care Insurance

Safe Travels Elite

Visitors care vs Safe Travels Elite Insurance - FAQs

Visitors Care Insurance - FAQ's

Safe Travels Elite Insurance - FAQ's

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