United States Virgin Islands health insurance
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Travel insurance with trip protection coverage - Highlights
Trip cancellation
Reimbursement for loss of pre-paid, non-refundable payments.
Medical evacuation
Transportation to or between hospitals as needed.
Trip delay
Reimbursement of food and lodging expenses due to delay in travel.
Lost baggage
Pays sum for lost or delayed luggage by airline.
Medical expenses
Covers cost of treatment for sickness or injury during your vacation.
Evaluate and find the best travel insurance for Covid-19 coverage
Travelers to US virgin islands are required to submit a negative covid19 test result taken 3 days prior to travel. Travelling during this uncertain time of covid19 is very risky and therefore it is important to buy The U.S. Virgin Islands travel insurance. The following US traveler insurance options work well for foreign visitors to The U.S. Virgin Islands.Travel Medical Insurance Plans
- Safe Travels Outbound insurance by Trawick International is available for US citizens traveling to U.S. Virgin Islands with Covid insurance coverage.
- Safe Travels International insurance by Trawick International works well for Non-US citizens visiting U.S. Virgin Islands with covid19 coverage.
- Diplomat Long term insurance by Global Underwriters. The Diplomat Long Term travel insurance offers coverage for covid-19 as a new sickness and is available for both US and Non US citizens. It must be bought for a minimum of 3 months and insures up to 1 Million Dollars.
- Liaison Travel Plus insurance offered by Seven Corners has covid health insurance for visitors to U.S. Virgin Islands. The Sevencorners coronavirus visitor insurance treatment benefit is available for COVID-19 (the disease); SARS-Cov-2 (the virus); and any mutation or variation of SARS-CoV-2.
- Atlas International insurance by WorldTrips provides Covid19 health insurance coverage for U.S. Virgin Islands.
- Intermedical Insurance(coverage outside USA) from Travel Insurance Services offers coverage for Covid19 as any other sickness
- Patriot International Insurance and Patriot Platinum Insurancefrom International Medical Group (IMG) offers coverage for Covid19 as any other Illness or Injury
Travel Insurance Plans
- Safe Travels Voyager offers quarantine travel insurance coverage for accommodations due to a covered Trip Delay $2,000/$150 per person per day (6 hours or more) is included in the basic coverage.
- Safe Travels Explorer Insurance offers Coverage for covid quarantine accommodations due to a covered Trip Delay $2,000/$150 per person per day (12 hours or more).
- Travel SE Insurance Travel SE plan is a primary travel insurance that covers Covid quarantine hotels due to a covered Trip Delay $2,000/$125 per person per day is included in the basic coverage.
- Travel LX Insurance Travel LX plan offers primary travel insurance coverage for Covid quarantine hotels due to a covered Trip Delay $2,500/$250 per person per day is included in the basic coverage.
- Trip Protector Insurance Offers travel insurance with quarantine coverage for accommodations due to a covered Trip Delay up to a maximum - $2,000 ($200 /day )(6 hours).
Importance of travel insurance
The Covid pandemic, the war in Ukraine, inclement weather and acute labor shortages in airlines and airports have disrupted international travel beyond ones control. This has reinforced the importance of having the best travel insurance which can help defray the cost of travel disruptions as well as any unexpected health related expenses of the traveler during travel.
A US citizen covid travel medical insurance policy can protect the traveler from financial difficulty in the event of a medical emergency or accident. Some travel medical insurance plans also provide coverage for quarantine expenses should one test positive for Covid19 while traveling. In fact Covid quarantine travel insurance is being mandated by some countries while issuing travel visas. Travel insurance with a focus on trip expenses provide financial security for trip related expenses like trip cancellation, trip delay, baggage loss and medical evacuation.
Some travel insurance plans provide the option to 'Cancel for Any reason' (CFAR) by providing a refund of up to 75% of the trip cost if one cancels the trip for any reason. Should the traveler cancel the trip because of a medical emergency, without travel insurance, they will be left stranded and responsible for all the costs associated with the trip. Having reliable travel insurance will ensure that the travelers can recoup some of the trip expenses should they face adverse circumstances during travel.
Travel insurance including trip cancellation coverage
US citizens should consider buying travel insurance especially if traveling outside their home state. The travel insurance plans are designed for US vacationers with coverage for insuring the health of the traveler as well the trip expenses cost. Some examples of coverage benefits are trip cancellation, trip delay, Covid quarantine expenses, medical evacuation, injury of family member, travel companion or pet, theft of passport, traffic accident, inclement weather resulting in delay or cancellation of common carrier.
Travelers can also include the Cancel for Any reason (CFAR) which gives travelers the option of cancelling their travel and recouping most of their non-refundable trip expenses. Travel insurance provides coverage in the following ways:- Non refundable cost of the trip.
- Unexpected medical expenses of the traveler.
- Loss or damage to the insured’s possessions.
International Medical Group Trip insurance IMG
The travel insurance offered by IMG is a three-tiered series of plans: Travel Lite, Travel SE and Travel LX. These plans offer coverage for unexpected medical expenses dues to accident or sickness as well as insure your trip expense investment in case of a trip cancellation or delay.
Travel LX insurance has 'Cancel for any reason' benefit included and provides coverage up to $100,000. The Travel SE and Travel LX plans offer Trip Delay benefit up a maximum of $2,000 per person and $2,500 per person respectively which satisfy many countries Covid travel insurance quarantine requirements.
Compare IMG Trip insuranceSafe Travels Trip protection insurance Trawick International
Safe Travels Trip protection insurance plans for trip cancellation expenses from Trawick International offer coverage for non refundable trip expenses incurred when a trip is cancelled. The Safe Travels Voyager insurance and Safe travels Explorer insurance is quite popular as it offers Covid19 quarantine accommodation coverage.
The Safe Travels First Class Trip Protection, and Safe Travels Voyager insurance have an optional benefit that is the 'Cancel for any Reason' which is available as a rider at an additional cost.
Compare Safe Travels Trip Protection insuranceTrip Protector Preferred insurance HTH Worldwide
- Available for US citizens and residents traveling outside the United States
- Includes $2000 in travel delay benefits for Covid quarantine/lodging.
- Trip cancellation up to $50,000/Trip interruption up to 200% of trip cost
- Offers $500,000 medical for sickness and injury/$1,000,000 medical transportation
Seven Corners Trip Protection Insurance Plans Seven Corners
The Trip Protection Series by Seven Corners is a three-tiered series of plans with good, better, best plan with Trip Protection Basic and Trip Protection Choice. There is an additional cost for the number of days which exceed 30 days, but you can have a trip last up to 180 days.
There is also the optional coverage for loss of ski days and equipment and lost golf rounds and rental. Note that insuring a trip for $0 to $500 gives the same, lowest rate available.
Compare Trip Protection insurance plans
Pandemic travel insurance for US travelers
Travel regulations in the US have been in a state of flux throughout the Covid19 pandemic with international travel continuing despite the Delta, Omicron and other sub variants. Fully vaccinated international travelers are allowed to the US and are no longer need to show proof of vaccine.
Thanks to increased vaccination and a reduction in Covid related fatalities these travel restrictions have been relaxed. However given these uncertain circumstances, it is important to buy good travel insurance with Covid coverage.
This becomes vital should the traveler be forced to Quarantine as a result of a positive Covid test. Travelers can find the cheapest Covid travel insurance available using the tools in our website.
Resources for US air travelers
Information about US mobile passport control and TSA pre check for US passport holders
Click here to read moreTravel insurance for visiting USVI, US Virgin Islands health insurance
Does US Virgin Islands health insurance travel cover covid19 illness?
There are some USA Covid travel insurance plans available for travel to United States Virgin Islands that cover covid19 as a new illness. International travelers can compare best Covid travel insurance plans and buy it online. These US covid travel insurance plans are available for visitors from United States Virgin Islands to the US, US citizens and US residents traveling abroad as well as non US travelers traveling outside their home country.Select the type of travel health insurance for visiting USVI...
Travel insurance for Quarantine coverage
- Travel insurance for US Citizens and US Residents traveling outside USA
- Provides minimum coverage of $3,000 for potential or extended quarantine lodging expenses due to Covid19.
- Provides guaranteed travel insurance for Covid19 for medical expenses of at least USD $50,000.
- Covid-19 is covered as any other sickness
- Safe Travels Voyager plan's trip delay benefit can be upgraded.
- The base benefit is $3000 (which is $250 per day). Traveler’s can choose $4000 ($300 per day) or $7000 ($500 per day).
- Travel insurance for US Citizens and US Residents traveling outside USA
- Provides minimum coverage of $2,000 for potential or extended quarantine lodging expenses due to Covid19.
- Provides guaranteed travel insurance for Covid19 for medical expenses of at least USD $50,000.
- Covid-19 is covered as any other sickness.
- Covid Quarantine Benefit: Coverage for accommodations due to a covered Trip Delay $2,000/$150 per person per day (6 hours or more) is included in the basic coverage.
- Optional Quarantine Benefit Upgrade at additional price Trip Delay Max Upgrade - including Accommodations (6 Hours or more) $4000 ($300/day) or $7000 ($500 per day)
- Travel insurance for Non US Citizens and Non US Residents traveling outside their home country
- Provides minimum coverage of $2,000 for potential or extended quarantine lodging expenses due to Covid19.
- Provides guaranteed travel insurance for Covid19 for medical expenses of at least USD $50,000.
- Covid-19 is covered as any other sickness
- Travel insurance for US Citizens and US Residents
- Provides minimum coverage of $1,000 for potential or extended quarantine lodging expenses due to Covid19.
- Covid19 medical expenses are covered and treated the same as any other sickness
- Offers coverage of $50,000 for emergency medical expenses
- Offers comprehensive trip cancellation coverage
- Travel medical insurance coverage outside USA
- Atlas insurance offers $50 per day for each day that travelers are quarantined abroad for a maximum of 10 days.
- Coverage must be bought for a minimum of 30 days. Proof of quarantine mandated by physician needed.
- Quarantine must be due to you testing positive for COVID-19/SARS-CoV2.
- Travel insurance for US Citizens and US Residents traveling outside US
- Trip cancellation up to $50,000
- Trip interruption up to 200% of trip cost
- $500,000 medical for sickness and injury/$1,000,000 medical transportation
- Include $2000 in travel delay benefits for quarantine/lodging.
Best travel insurance
Compare and buy the best travel insurance plans. The best international travel insurance plans specially designed to match the needs of international travelers.Best international travel insurance for US citizens
- Travel medical insurance for US Citizens and US Residents traveling outside USA
- Available up to 180 days
- Offers emergency sickness coverage up to $500,000
- Covid-19 covered as any other sickness
- Coverage for travelers traveling outside their home country whose destination excludes the U.S. and its territories.
- Deductible options from $0 to $2,500
- Policy Maximum from $50,000 to $2,000,000
- Renewable upto 24 continuous months
- Covers COVID-19/SARS-CoV-2 as any other Illness or Injury.
- Patriot Platinum Insurance is best suited for travelers expecting first-class medical coverage; vacationing families; individuals up to $8 million.
- Deductible options from $0 to $25,000
- Policy Maximum from $1,000,000 to $8,000,000
- Renewable upto 24 continuous months
- Covers COVID-19/SARS-CoV-2 as any other Illness or Injury.
- USA travel medical insurance coverage outside USA for US citizens
- Available up to 365 days
- Offers maximum coverage up to $2,000,000
- Offers insurance coverage for Covid expenses
- US travel health insurance for US citizens outside USA
- Available up to 3 years (Elite plan)
- Offers maximum coverage up to $1,000,000
- Travel Medical Plus insurance offers coverage for expenses related to COVID-19
- Short term fixed benefit cheap travel insurance USA for US citizens outside USA
- Plan maximum options available up to $130,000 for medical expenses
- Offers coverage outside the US
- Includes coverage for Covid19 as any other illness under the medical expense maximum.
- Testing for Covid-19 will only be covered if deemed medically necessary by a physician.
- The antibody test and prescreening test are not covered, as they are not medically necessary. For individuals age 65+, maximum plan coverage is $100,000.
- Offers coverage for travelling outside your home country
- It includes coverage for Covid-19 is covered as any other illness under the medical expense maximum.
- Testing for Covid-19 will only be covered if deemed medically necessary by a physician. The antibody test and prescreening test are not covered, as they are not medically necessary. Maximum age for plan eligibility is 64.
Best Expat insurance, Best Expatriate insurance
Compare and buy the best Expatriate insurance plans. Expat insurance is long term comprehensive global medical insurance for expats living outside their home country.Expat insurance plans
- Ideal for US expatriates and for those global citizens living and working outside their home country.
- Xplorer Premier Insurance provides unlimited annual and lifetime medical maximum.
- It covers pre-existing conditions with creditable coverage
Best trip cancellation insurance, Best trip protection insurance
Trip cancellation plans are designed to insure both the health of the traveler as well as the cost of non-refundable trip expenses should the trip get cancelled or is interrupted.Best trip cancellation insurance
- Trip Cancellation: Up to 100% of insured trip cost
- US Residents on domestic and worldwide trips
- Travel SE Covid Quarantine Benefit: Travel SE plan offers Coverage for accommodations due to a covered Trip Delay $2,000/$125 per person per day is included in the basic coverage.
- Trip Cancellation: Up to 100% of insured trip cost
- US Residents on domestic and worldwide trips
- Travel LX Covid Quarantine Benefit: Travel LX plan offers Coverage for accommodations due to a covered Trip Delay $2,500/$250 per person per day is included in the basic coverage.
- Trip Cancellation: Up to 100% of insured trip cost
- Inexpensive coverage for trip cancellation & interruption
- Travel Lite Covid Quarantine Benefit: Travel Lite plan offers Coverage for accommodations due to a covered Trip Delay $500/$125 per person per day is included in the basic coverage.
- Trip Cancellation: Up to 100% of Trip Cost Insured
- Up to 100% of Trip Cost Insured
- Trip Cancellation: Up to 100% of Trip Cost Insured
- It covers Trip Cancellation coverage from $150 to $10,000.
- Trip Cancellation: Up to 100% of Trip Cost Insured
- It covers Trip Cancellation coverage from $150 to $10,000.
- Trip Cancellation: Trip Cost: Up to a Maximum of $30,000.
- Maximum Trip Length 90 Days
- Trip Cancellation: Up to 100% of Trip Cost Insured
- It covers Trip Cancellation coverage from $150 to $10,000.
- Offered by Trawick International and is highly rated.
- You can add a "Cancel for Any Reason" waiver onto the plan.
- It can cover trips up to 90 days long.
- Cancellation of policy must be purchased within 10 days of the initial trip deposit date.
- Trip Cancellation: Basic - $15,000 Max
- Trip Cancellation: Plus - $100,000 Max
- Trip Cancellation: Elite - $100,000 Max
- Trip Cancellation: 100% of trip cost up to $30,000
- Provides coverage for U.S. residents travelling outside their home country
- Trip Cancellation: 100% of trip cost up to $100,000
- Provides coverage for U.S. residents travelling outside their home country
Cancel for any reason trip cancellation insurance
While some plans require that the trip is cancelled for an approved reason other plans are available with 'cancel for any reason' benefit. Unless you have purchased 'cancel for any reason' policy, there are many valid reasons to change the dates of trip or cancel it completely that will not be covered.Cancel for any reason plans
- Cancel For Any Reason: 75% of non-refundable trip cost
- Trip Cancellation: 100% of trip cost up to $30,000
- Cancel For Any Reason: 75% of non-refundable trip cost
- Trip Cancellation: Tour cost to a maximum of $100,000
- Cancel for Any Reason: Up to 75% of trip cost insured
- Trip Cancellation: Up to 100% of Trip Cost
- Cancel for Any Reason: 75% of non-refundable trip cost
- Trip Cancellation: Up to a Maximum of $50,000. ($30,000 for travellers above 80 years)
- Cancellation for Any Reason: 75% of the Insured Trip Cost within 21 days of trip deposit - some restrictions apply. Not available in NY or WA.
- Trip Cancellation: Up to 100% of Trip Cost Insured
USA Senior Citizen travel insurance, USA seniors travel health insurance
Older travelers traveling outside their home country have a tough time finding good travel medical insurance to satisfy all their requirements. Here is a quick comparison of best travel health insurance for older travelers.Travel health insurance for older US travelers
- The GlobeHopper Senior plan is available either as the GlobeHopper Single-Trip plan for single trips with coverage from 5 days to 365 days
- The GlobeHopper Multi-trip plan which covers a period of 12 months with a maximum of 30 days for each overseas trip
- It is an affordable international travel health insurance for US citizens.
- It offers coverage for medical and evacuation expenses for short trips.
- It is available up to 12 months
- It is an renewable long term international travel health insurance for US citizens.
- It offers coverage for medical and evacuation expenses.
- It is available up to 12 months.
Best Annual travel insurance, Best yearly travel insurance
Annual travel insurance cover multiple trips within an annual insurance plan. Annual insurance plans are ideal for businessmen and corporate travelers as there is no need to buy travel insurance every time they travel and are cheaper than buying several single trip travel insurance plans.Annual Travel Plans
- Patriot Multi Trip is designed by IMG to cover travelers taking multiple trips in a year.
- Covers non US Citizens travelling multiple times annually outside their home country
- Offers coverage for covid19 illness.
- Trekker Essential Insurance offers maximum coverage of $50,000 for sickness and accidents.
- Offers coverage for covid19 illness.
- Available for both US and Non US citizens up to 75 years
- Maximum trip length is 30 or 45 days per trip
- Offers coverage for covid19 illness.
- Available for US residents only up to age 81 years
- Maximum trip length is 30 days per trip
- Offers coverage for covid19 illness.
- Voyager Annual (offered by USI Travel Insure) covers US citizens in and out of the US at least 100 miles away from home.
- It does not cover trip cancellation but can be used for 90 days at a time within a year and is great for frequent travelers.
Review and compare the best Annual insurance.
Find the best Annual Multitrip plans
Covid Quarantine insurance for US citizens
According to changes from June 2022, US Citizens who have traveled overseas are no longer required to get tested for COVID19 before traveling back to the US. This was earlier mandatory by the US government, and this requirement is currently under abeyance based on the trajectory of the pandemic. This COVID19 test was required both for unvaccinated and for vaccinated travelers. However, despite the Covid test not being compulsory, it is prudent for US citizens to buy travel insurance with Covid quarantine expenses included given the pandemic and different Covid sub-variants.
US travelers can either buy US Covid quarantine coverage trip insurance (includes coverage for cost of the trip), or Covid quarantine travel health insurance (insures only the health of the traveler and is cheaper than trip insurance).
Popular tourist destinations in United States Virgin Islands
Trunk Bay Beach
Trunk Bay's long and arching curve of creamy sand and turquoise water is the most photographed beach on St. John.
Charlotte Amalie
Charlotte Amalie is one of the most popular cruise ports in the Caribbean. Located mid-island on the south shore of St. Thomas.
The Magens Bay
The sea is calm along the horseshoe-shaped bay and excellent for snorkeling, swimming, kayaking, and other water sports.
Virgin Islands National Park
Virgin Islands National park attracts more than one million visitors each year, making it the single largest tourist attraction.
United States Virgin Islands - General information
Location: Caribbean Sea, Atlantic Ocean
Capital: Charlotte Amalie
Language: English, Spanish, French
Currency: United States dollar (USD)
Population: Around 1 lakh
Best time to visit: April to June
Vacation spots: Saint Thomas, Saint John, Virgin Islands, Saint Croix, Charlotte Amalie, Cruz Bay, Virgin Islands National Park, Christiansted.
Travel health insurance US Virgin Islands information
Travel insurance United States Virgin Islands resources
International travel insurance resources for United States Virgin Islands visa holders.
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Factors for travel insurance United States Virgin Islands
Important factors while deciding on the best travel insurance to United States Virgin Islands.
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Types of United States Virgin Islands travel insurance online
Understanding different types of United States Virgin Islands visa travel insurance options.
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United States Virgin Islands travel insurance claims procedure
Travel insurance claims process for getting medical care in a hospital.
Explore »International travel Insurance for US Virgin Islands residents
Travel health insurance for foreigners in USA
USA visa health insurance, Visitor visa health insurance USA
US Immigrant health insurance mandatory for prospective US Virgin Islands immigrants
The Trump administration had introduced rules making it mandatory for prospective new US immigrants to show proof of adequate US health insurance while applying for the immigrant visa. The aim of this mandatory US health insurance for immigrants is to reduce the burden on the US hospitals, the overall US health care system and finally on US tax payers by uninsured new immigrants.
At American Visitor insurance we offer immigrant health insurance plans which work well for prospective new US immigrants. After buying this immigrant medical insurance, customers will immediately receive the health insurance policy document by email. Customers can use this immigrant insurance document as proof of US health insurance while applying for the Immigrant visa. Given this rule as well as the very high cost of healthcare in the US, it is strongly recommended to buy medical insurance for new US immigrants.
New US immigrant insurance blogs and articles
US Immigrant insurance plans
Compare popular US immigrant insurance plans suitable for immigrants regardless whether permanently in the US or traveling out or waiting for Green Cards... Click here to read more
Difference between visitors and immigrant Insurance
Find out the difference between US visitors insurance and new immigrant insurance. Compare and buy the best immigrant insurance for USA!... Click here to read more
US Health insurance mandatory for new US immigrants
The US government has made it compulsory for new immigrants coming to the US to have proper US immigrant health insurance coverage ... Click here to read more
International travel medical insurance
Schengen visa insurance for US Virgin Islands residents traveling to Europe
Since US domestic insurance has little coverage in Europe, it is important to buy adequate travel insurance while visiting Europe. We have Europe travel health insurance specific to your needs.Schengen visa document
Insurance to satisfy Schengen visa requirements for short term (less than 90 days) and long term stay (more than 90 days) in Europe.
Get quotes »Travel health insurance
Travel medical insurance that will cover medical expenses and hospital bills of the visitor in Europe.
Get quotes »Trip protection insurance
Travel health insurance that covers trip cancellation and other vacation related medical expenses.
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