Best Travel Insurance Companies for Visitors to the USA
Compare the best travel insurance companies for visitors to the USA with plans starting from around $1 per day. Coverage options range from $50,000 to $2,000,000+ for emergency medical expenses, hospitalization, emergency medical evacuation, trip interruption, and acute onset of pre-existing conditions. American Visitor Insurance helps you compare top-rated U.S. visitor insurance plans, benefits, and prices to find the right coverage for your trip.
Best Travel Insurance Companies for Visitors to the USA
The best travel insurance companies for visitors to the USA in 2026 are IMG, WorldTrips, Trawick International, Travel Insurance Services, Seven Corners, Global Underwriters and INF. These providers offer a range of affordable travel medical insurance plans with strong medical coverage, PPO network access, and options for tourists, business travelers, and international visitors of all ages.
IMG - International Medical Group
Why IMG for Visitors to the USA?
- verifiedPatriot America Plus & Patriot Platinum are popular choices for tourists, business travelers, and visiting parents
- monitor_heartCovers acute onset of pre-existing conditions up to policy maximum (under age 70)
- local_hospitalDirect billing through UnitedHealthcare PPO and First Health PPO networks
- flight_takeoffEmergency medical evacuation for pre-existing conditions up to $25,000
- tuneChoose coverage from $50,000 up to $8,000,000
- calendar_monthCoverage from 5 days-12 months, renewable 24 months, Patriot Platinum renewable up to 36 months
- Purchase your plan (Patriot America Plus recommended) at americanvisitorinsurance.com - policy is issued instantly.
- Check your email for your policy certificate PDF - this serves as your primary proof of coverage.
- Log in to My IMG portal at imglobal.com (credentials in your welcome email) to access your digital insurance ID card.
- Download the insurance ID card PDF from the My Documents section - it shows policy number, coverage dates, and medical limits.
- Keep your certificate handy for visa purposes, healthcare providers, and travel through US customs.
WorldTrips
Why WorldTrips for Visitors to the USA?
- verifiedVisitorSecure is a popular fixed-benefit plan for tourists, parents, and older visitors
- monitor_heartCovers acute onset of pre-existing conditions up to age 70
- workspace_premiumUnderwritten by carriers with one of the highest AM Best financial strength ratings in the industry
- paymentsMultiple plan limits available ($50,000-$130,000) to fit different budgets
- calendar_monthFlexible durations for short trips and extended visits alike
- support_agent24/7 claims and customer support
- Purchase your plan (VisitorSecure recommended) at americanvisitorinsurance.com - your policy is issued instantly.
- Check your email for your policy certificate PDF - this is your proof of coverage.
- Log in to the WorldTrips member portal at worldtrips.com to view or re-download your documents.
- Download your insurance ID card, which shows your policy number, coverage dates, and medical limits.
- Keep your certificate handy for visa purposes and to show US healthcare providers.
Travel Insurance Services
Why Travel Insurance Services for Visitors to the USA?
- verifiedIndependent agency giving access to multiple carriers' visitor and travel medical plans in one place
- tuneEasy side-by-side plan comparison to match coverage to budget
- monitor_heartOptions for acute onset of pre-existing condition coverage across partner carriers
- calendar_monthFlexible plan durations for short trips and extended visits
- support_agentLicensed agent support for plan selection and claims questions
- family_restroomFamily and multi-traveler plans available
- Purchase your plan at americanvisitorinsurance.com - your policy is issued instantly.
- Your policy certificate PDF is emailed by the underwriting carrier as your official proof of coverage.
- Use the link in your confirmation email to log in to the relevant carrier's member portal for re-downloads.
- Download your digital ID card showing your policy number, coverage dates, and medical maximum.
- Keep your certificate handy for visa applications and to show US healthcare providers.
Seven Corners
Why Seven Corners for Visitors to the USA?
- verifiedWide range of visitor and travel medical plans for tourists and business travelers
- monitor_heartOptions for acute onset of pre-existing condition coverage
- tuneNine plan tiers plus optional riders let you customize coverage and budget
- local_hospitalAccess to a broad PPO provider network across the US
- flight_takeoffEmergency medical evacuation and repatriation included on core plans
- support_agent24/7 multilingual customer and claims support
- Purchase your plan at americanvisitorinsurance.com - your policy certificate is emailed instantly.
- Your policy certificate PDF shows your coverage period, medical maximum, and pre-existing condition benefits.
- Log in to the Seven Corners client portal at sevencorners.com to re-download documents or your ID card.
- Use your ID card to access participating PPO network providers for direct billing where available.
- Keep your certificate handy for visa applications and healthcare providers while visiting the US.
Global Underwriters
Why Global Underwriters for Visitors to the USA?
- verifiedDiplomat America plan is a popular choice for tourists and visiting family members
- monitor_heartDiplomat Long Term covers sudden recurrence of pre-existing conditions up to $20,000 ($2,500 for age 65+)
- family_restroomParents and dependent children eligible to be insured under the same plan
- calendar_monthCoverage available from 15 days up to 365 days - flexible for short trips or long visits
- sports_soccerOptional adventure sports coverage available
- support_agentOver 50 years of experience providing International Accident & Sickness Medical coverage
- Purchase your plan (Diplomat America recommended) at americanvisitorinsurance.com - your policy is issued instantly.
- Check your email for your policy certificate PDF - this is your official proof of coverage for healthcare providers and immigration purposes.
- The certificate clearly shows your policy number, coverage period, medical maximum, and pre-existing condition benefits (if applicable).
- For claims, download the Diplomat America claims form from your welcome email or the Global Underwriters portal.
- Keep a printed and digital copy handy - this document confirms your coverage while visiting the US.
INF Insurance
Why INF for Visitors to the USA?
- verifiedINF plans are open to tourists, business travelers, and visiting family members
- monitor_heartINF Plans offers full pre-existing medical conditions coverage up to age 99
- elderlyEspecially popular among senior visitors needing pre-existing condition coverage
- local_hospitalAccess to the UnitedHealthcare PPO network for quality care across the US
- calendar_monthCoverage available from 5 days up to 364 days
- medicationNon-insurance Dental, Vision, Hearing & Prescription Discount Card included for INF members
- Purchase your plan (INF Elite X or INF Premier X) at americanvisitorinsurance.com - your policy certificate is emailed instantly.
- Your policy certificate PDF shows your coverage period, medical maximum, deductible, and pre-existing condition benefits - keep this for your records.
- Use your INF ID card to access providers within the UnitedHealthcare PPO network for direct billing where available.
- Download your dental, vision, and prescription discount card details from the welcome email - included free with INF membership.
- Keep your certificate handy as proof of coverage while visiting the US.
Trawick International
Why Trawick for Visitors to the USA?
- verifiedSafe Travels USA Comprehensive covers acute onset of pre-existing conditions up to 89 years
- savingsSafe Travels Elite is an affordable fixed-benefit plan renewable for up to 364 days
- local_hospitalDirect billing through PPO networks within the US
- flight_takeoffEmergency medical evacuation and repatriation of remains included
- family_restroomPlans available for tourists, business travelers, and visiting parents or relatives
- support_agent24/7 travel assistance services available worldwide
- Purchase your plan (Safe Travels USA Comprehensive recommended) at americanvisitorinsurance.com - your confirmation email arrives instantly.
- Your policy certificate (fulfillment kit) is emailed as a PDF attachment - this is your official proof of coverage.
- For re-downloading documents, log into the Trawick Client Zone at clients.trawickinternational.com with your policy number.
- Navigate to My Policies → select your plan → click Download Documents to retrieve the insurance certificate and ID card.
- The certificate clearly displays your medical coverage amount, pre-existing condition benefits, and coverage dates - keep it handy for visa applications and providers.
How Much Does Visitor Health Insurance for the USA Cost in 2026?
Cheapest Visitor Health Insurance for Travelers to the USA
The most affordable visitor health insurance for the USA starts from $20 per month with options up to $191 per month.
The average cost of fixed benefit visitor travel insurance for the USA is calculated based on one-month quotes.
| Plan Name | Max Coverage | Deductible | Age 40 | Age 60 | Age 70 |
|---|---|---|---|---|---|
| Safe Travels Advantage Trawick International |
$25,000 - $150,000 | $0 | $20 - $58 | $39 - $102 | $60 - $166 |
| Visitors Care IMG |
$25,000 - $100,000 | $100 | $25 - $47 | $40 - $75 | $66 - $152 |
| Safe Travels Elite Trawick International |
$25,000 - $175,000 | $0 | $26 - $76 | $50 - $134 | $109 - $155 |
| Visit USA Budget Travel Insurance Services |
$50,000 - $150,000 | $250 | $32 - $56 | $49 - $86 | $84 |
| VisitorSecure WorldTrips |
$50,000 - $130,000 | $100 | $34 - $62 | $55 - $76 | $96 - $139 |
| Travel Medical USA Visitor Basic Seven Corners |
$50,000 - $150,000 | $100 | $42 - $52 | $79 - $94 | $173 - $191 |
Cost of Comprehensive Visitor Insurance for Travelers to the USA
The best travel insurance cost for the USA ranges from $58 to $470 per month.
The average cost of comprehensive travel insurance for the USA is based on one-month quotes with a $250 deductible.
| Plan name | Max Coverage | Age 40 | Age 60 | Age 70 |
|---|---|---|---|---|
| Atlas Essential WorldTrips |
$50,000 - $1,000,000 | $58 - $109 | $131 - $266 | $263 - $328 |
| Safe Travels USA Cost Saver Trawick International |
$50,000 - $1,000,000 | $71 - $117 | $139 - $250 | $237 - $299 |
| Patriot America Lite IMG |
$50,000 - $1,000,000 | $72 - $130 | $153 - $289 | $252 - $337 |
| Atlas America WorldTrips |
$50,000 - $2,000,000 | $78 - $154 | $177 - $378 | $355 - $444 |
| Patriot America Plus IMG |
$50,000 - $1,000,000 | $77 - $139 | $164 - $311 | $287 - $434 |
| Travel Medical Basic Seven Corners |
$50,000 - $1,000,000 | $80 - $138 | $167 - $314 | $252 - $337 |
| Safe Travels USA Comprehensive Trawick International |
$50,000 - $1,000,000 | $90 - $168 | $172 - $351 | $294 - $470 |
| SafeVista Protect INF Insurance |
$100,000 - $1,000,000 | $93 - $127 | $215 - $248 | $320 |
| Diplomat America Global Underwriters |
$50,000 - $1,000,000 | $125 - $214 | $229 - $301 | $353 |
Prices verified for the 2026 travel season · Source: American Visitor Insurance®
Six-Month Medical Insurance Cost for Visitors to the USA
For a 60 year old traveler, the cost of USA visitor insurance for 6 months typically ranges around $122 to $1,050, based on different coverage options, medical needs, and traveler’s budget on American Visitor Insurance.
The best 6 month USA travel insurance is the one which is affordable, reliable and allows the traveler to stay stress free.
From ER visits to urgent care, stay covered for 6 months in the U.S. starting from just $1.50/day!
Key Factors When Choosing the Best Travel Insurance Company for Visitors to the USA
Not all travel insurance companies for visitors to the USA are equal. The right provider depends on your age, health history, length of stay, and how much medical coverage you need. Understanding these six factors helps you compare plans confidently and choose the right option for your trip.
All seven providers on this page - IMG, WorldTrips, Trawick International, Travel Insurance Services, Seven Corners, Global Underwriters and INF - offer plans for visitors traveling to the US, with coverage options from $50,000 to $1,000,000. Here's how to narrow down the best one for your situation.
Eligibility and popular plan picks vary by traveler type. IMG's Patriot America Plus, WorldTrips' VisitorSecure, and Trawick's Safe Travels USA Comprehensive are popular with tourists, business travelers, and visiting parents alike.
If you have a chronic condition, look for plans with acute onset coverage. IMG, WorldTrips, Trawick and Seven Corners cover acute onset of pre-existing conditions, while INF goes further, covering full pre-existing conditions up to age 99 - ideal for older visitors.
Premiums and eligibility vary by age. INF is especially popular for senior visitors needing pre-existing condition coverage, while IMG's and WorldTrips' acute onset benefits apply under age 70.
Most plans range from $50,000 to $1,000,000 in coverage, with durations from 5 days up to 365 days - renewable up to 24 months with IMG and up to 36 months with Patriot Platinum - making them suitable for short trips or extended visits.
Direct billing through major PPO networks reduces out-of-pocket hassle. IMG and INF both offer access to UnitedHealthcare PPO and First Health PPO networks, while Seven Corners offers access to a broad PPO provider network across the US.
Your policy certificate must be ready quickly for proof of coverage. All seven providers issue a downloadable PDF policy certificate instantly after purchase, with ID cards accessible via online portals like My IMG, Trawick Client Zone, and the WorldTrips member portal.
Is Travel Insurance for Visitors to the USA Worth the Cost?
In short: absolutely - US healthcare costs can be devastating without coverage, even for a short visit. Consider the financial reality of a single medical emergency while traveling in the US.
Real Claim Scenario: Appendicitis During a Family Visit in Texas
A 34-year-old visitor traveling to see family in Texas develops sudden severe abdominal pain. He is rushed to the ER, diagnosed with acute appendicitis, and undergoes emergency surgery followed by a 2-day hospital stay.
The math is simple: ~$1/day in premium vs. $35,000 in potential bills. Insurance doesn't just protect your health - it protects your savings and ensures you can access quality care anywhere in the US during your trip.
- Emergency Medical Evacuation: Can cost $25,000–$50,000+ for air ambulance transport. Without insurance, this is paid entirely out-of-pocket.
- Pre-Existing Condition Risk: A flare-up of a known condition without acute onset coverage (offered by IMG, WorldTrips, Trawick, and Seven Corners) could mean tens of thousands in unpaid bills.
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