INF Premier Plus X insurance

Top fixed-benefit plan with full pre-existing condition coverage, preventive care and wellness benefits
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Including USA

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📌 What is INF Premier Plus X Travel Insurance?

Ideal for international travelers visiting the U.S., Canada, Starting at just $30/day *

Premier Plus X Travel Insurance is INF’s top-tier fixed-benefit visitors insurance plan available for non-U.S. residents traveling worldwide, including the USA, Canada, and Mexico. It offers full pre-existing condition coverage, preventive care, wellness benefits, and strong emergency evacuation protection.

Key Features:
  • Coverage for Full pre-existing conditions for travelers under the age of 69
  • Minimum purchase from 90 days to 364 days
  • Great savings with United Healthcare PPO network
  • Access to ID card and documents online after purchase
  • 24/7 customer service and support available

*The price shown is for a 90-day trip with a $300,000 maximum coverage and a $250 deductible for a 25-year-old traveler.

INF Premier Plus X Insurance Reviews

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Insurance provider
INF
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Rating
AM Rating: A
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Period of Coverage
90 days to 364 days
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Underwriter
Crum & Forster SPC
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Best for
  • Long stay abroad
  • Pre-Existing medical conditions
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PPO network
Part of United Healthcare network United Healthcare Provider Network
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Maximum limits
Age 0-69 years: $300,000
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Deductible options
Deductible options from
$75, $100, $250, $500, $1,000, $2,500, or 5,000

🧾 How Much Maximum Coverage Does INF Premier Plus X Insurance Provide?

The policy maximum amount of coverage is the total dollar amount of benefits available under the INF Premier Plus X plan. Once the maximum is reached, no additional benefits will be paid.

  • Ages 0–69: Available coverage options are $300,000.

📉 What Is a Deductible in INF Premier Plus X Insurance?

The deductible is the amount the insured must pay before INF Premier Plus X insurance starts to cover expenses.

INF Premier Plus X insurance has deductible options of : Age 0 – 69 : $75, $100, $250, $500, $1,000, $2,500, or 5,000

👤 Who is Eligible for INF Premier Plus X Plan Insurance?

  • This plan is available for Non-US Citizens & anyone visiting USA ,Canada, Mexico and traveling worldwide outside their home country.
  • Minimum Enrolment should be 90 days to buy INF Premier Plus Plan.
  • For ages 14 days to 69 years.

❓ Why Choose INF Premier Plus X Insurance?

INF Premier Plus Insurance is ideal for international travelers who want strong and reliable medical protection while visiting the USA, Canada, or Mexico. Here’s why it stands out:

  • Full Pre-Existing Condition Coverage (up to age 69): INF Premier Plus X is one of the only fixed-benefit plans offering full coverage for pre-existing conditions, making it an affordable option for travelers with diabetes, hypertension, thyroid, or heart conditions.
  • Preventive & Routine Care: Includes annual checkups, blood tests, and CDC-recommended vaccinations—rare benefits in fixed-benefit travel insurance plans.
  • Emergency Medical Protection: Offers high coverage for emergency medical evacuation, repatriation of remains, ambulance services, and accidental death & dismemberment for maximum peace of mind.
  • Wellness & Outpatient Benefits: Covers preventive wellness visits, doctor consultations, and diagnostic services, helping travelers maintain their health abroad.
  • Direct Billing via UnitedHealthcare PPO Network: Enjoy cashless treatment with access to one of the largest PPO networks in the U.S
  • No Medical Check-Up Required: Easily purchase online without medical exams—perfect for parents and family members traveling from India or other countries.
  • Ideal for Non-U.S. Residents (up to age 69): Available for non-U.S. residents visiting the USA, Canada, or Mexico, with coverage tailored for travelers under 70.

❤️ Does INF Premier Plus Cover Pre-Existing Conditions?

Yes, INF Premier Plus Travel Insurance (available through American Visitor Insurance) provides full coverage for pre-existing conditions—including both acute onset and non-acute episodes for travelers up to age 69. This makes it an excellent choice for younger seniors, parents, and visitors with chronic conditions like diabetes, blood pressure, or thyroid issues traveling to the USA, Canada, or Mexico.

The plan requires a minimum purchase of 90 days, and premiums vary based on age, policy maximum, and deductible selected.

  • Option 1: $50,000 Maximum Benefit with a $1,000 Deductible (includes pre-existing condition coverage up to age 69)
  • Option 2: $100,000 Maximum Benefit with a $5,000 Deductible (includes pre-existing condition coverage up to age 69)

💰 How Much Does INF Premier Plus X Insurance Cost?

The cost of Premier Plus X insurance starts from $912 and can go up to $1,177 for a 3-month period, depending on factors such as:

  • Traveler’s age
  • Selected policy maximum
  • Deductible amount

INF Premier Plus X premiums increase with age and plan limit, but decrease with higher deductibles. Travelers up to age 69 can choose a maximum limit of $300,000.

Here we are showing INF Premier Plus X insurance cost per 3 months with a deductible of $250. Minimum enrolment for this plan is 90 days

Example: Below is the monthly cost of INF Premier Plus insurance of coverage with a $250 deductible, provided by American Visitor Insurance.

Age of traveler Medical Maximum $300,000
18 – 29 years $912
30 – 39 years $967
40 – 49 years $1,006
50 – 59 years $1,137
60 – 69 years $1,177

🧕 Who Needs INF Premier Plus Visitor Insurance?

INF Premier Plus Insurance is ideal for international travelers who want strong and reliable medical protection while visiting the USA, Canada, or Mexico. Here’s why it stands out:

  • Elderly parents and senior travelers with full pre-existing conditions visiting the U.S., Canada, or Mexico
  • Green Card holders temporarily visiting or staying in the U.S. without access to domestic health insurance
  • Non-U.S. citizens needing best coverage, including preventive care and ongoing medical maintenance
  • Visitors who prefer cashless claims and access to the United Healthcare PPO network
  • Those looking for urgent care, diagnostics, hospitalization, and telehealth access worldwide

✅ Plan Benefits of INF Premier Plus X Health International Insurance

  • Urgent Care Visits Covered with $25 copay
    Hospital room and board Charges up to o $3k a day, to 30 days
    ICU Room & Board Charges Up to an additional $1150 per day to a maximum of 8 days
    Doctor Surgical Expenses Up to $8k
    Anesthetics Up to $2.5k
    Assistant Surgeon Expenses Up to $2.5k
    Doctor Non-Surgical Treatment/Examination Expenses Up to $175 per visit 1 visit per day, up to a maximum of 30 visits
    Pre-admission tests within 14 days before Hospital Admission Up to $1.6k
    Admission Up to $1.6k
    Surgical Room and Supply Expenses Up to $1.8k
    X-rays, laboratory procedures Up to $1150
    CAT Scan, PET Scan or MRI Up to an additional $1.4k
    Prescription Drug Expenses Up to $300
    Private Duty Nurse Up to $550
    Physical and Occupational Therapy Up to $100 per visit, 1 visit per day up to 12 visits maximum
    Emergency dental treatment Up to $550
  • Emergency local ambulance Up to $1k
    Hospital emergency room Up to $2.5k
    Rehabilitative braces or appliances Up to $1.5k
    Accidental death & dismemberment $25k principal sum, Not subject to deductible
  • Option 1 $50,000 Maximum Benefit; subject to a $1,000 Deductible
    Option 2 $100,000 Maximum Benefit; subject to a $5,000 Deductible
  • Emergency medical evacuation Up to $45k
    Return of mortal remains or cremation/burial Up to $30k
    Trip Interruption Benefit $1k

❓Do You Have Questions?

Our support team is ready to assist you.

🔔 Why Should I Buy INF insurance on American Visitor Insurance?

American Visitor Insurance has developed comparison tools to help travelers compare prices and benefits of different INF plans and to make an informed decision of the best INF travel insurance plan for your specific requirements. American Visitor Insurance's licensed customer support staff help customers by providing answers to any queries while buying INF travel insurance. The customer support staff are available at all times to help you with the online application process and to extend the travel insurance or even cancel the plan if travel plans change. American Visitor Insurance’s staff can also help customers while filing for any insurance claims if needed

❓ INF Premier Plus X Plan Insurance - FAQ's

1. What is the advantage of buying Premier Plus Plan Insurance?

Premier Plus Plan Insurance Covid19 travel insurance by INF for coronavirus will cover eligible medical expenses resulting from COVID-19/SARS-CoV-2.

2. Does Premier Plus Plan Insurance cover covid illness?

INF Covid19 travel insurance by Premier Plus Plan travel insurance for coronavirus coverage will cover eligible medical expenses resulting from COVID-19/SARS-CoV-2. Eligible medical expenses are medically necessary expenses that are not subject to another plan exclusion.

3. What is the INF Premier Plus insurance plan?

The INF Premier Plus insurance plan is a fixed benefit plan insurance programs for visitors to the United States, Canada and Mexico, which provides benefits for covid19 and Pre-existing conditions. The INF Premier Plus insurance plan is not available to US residents and is only available to non-US residents.

4. How do I buy INF Premier Plus Insurance?

You can compare plans, get quotes, and purchase INF Premier Plus Insurance online at American Visitor Insurance. For help, contact our customer service team.

5. What are the benefits of the INF Premier Plus insurance plan?

The INF Premier Plus insurance plan provides coverage for pre-existing conditions as defined in the plan, as per policy limitations, exclusions and maximums, with no benefit waiting period. The plan also provides coverage for sickness and accident medical expenses, an accidental death and dismemberment benefit, emergency medical evacuation and repatriation of remains benefits while you are on your trip

6. What are the limits and deductibles of the INF Premier Plus insurance plan?

The INF Premier Plus insurance plan offers two options for policy maximums and deductibles:

  • Option A: $60K policy maximum with a $75 or $250 deductible for age 0-69, and $25K policy maximum with a $250 or $500 deductible for age 70-99.
  • Option B: $150K policy maximum with a $75 or $250 deductible for age 0-69, and $50K policy maximum with a $250 or $500 deductible for age 70-99
7. How does the INF Premier Plus insurance plan cover COVID-19 related expenses?

The INF Premier Plus insurance plan covers COVID-19 related expenses such as testing, treatment, quarantine, etc., up to the policy maximum and deductible chosen. The plan offers two options for policy maximums and deductibles:

  • Option A: $60K policy maximum with a $75 or $250 deductible for age 0-69, and $25K policy maximum with a $250 or $500 deductible for age 70-99.
  • Option B: $150K policy maximum with a $75 or $250 deductible for age 0-69, and $50K policy maximum with a $250 or $500 deductible for age 70-99
8. How does the INF Premier Plus X Plan cover Accident & Sickness Insurance?

The Premier Plus plan which covers both preventive care, full body physicals & pre-existing conditions for Non-US citizens & anyone visiting USA ,Canada,Mexico and traveling worldwide outside their home country.This plan offers two unique features:Pre-Existing Conditions is always a risky situation if you are not prepared for a medical emergency. The Premier Plus plan offers two unique features:

  • The only Full Pre-Existing Insurance: The Premier Plus plan is the only short-term plan for Visitors which covers all pre-existing conditions.This means doctors appointments, blood tests & labs, specialist care, urgent care visits, & hospital stays are all covered for preexisting conditions.
  • The only Pre-Existing Insurance for Ages up to 70: The Premier Plus provides the only pre-existing short-term medical insurance for ages up to 69 years old.
  • Premier Plus plan provides policy maximum $300k covers pre-existing condition maximum of $50k/$100k with deductible $1k/$5k for age 0 to 69 years.
9. What is the coverage area for INF premier Plus?

The plan provides coverage during your trip to the United States, Canada, and Mexico.

10. Does INF Premier Plus have a waiting period for pre-existing conditions?

No, there is no waiting period for pre-existing conditions under the INF Premier Plan.

11. What is the coverage duration for INF Premier Plus Insurance?

You can purchase coverage for a minimum of 90 days and up to 364 days.

❌ Can I Cancel the INF Premium Plus X Plan?

  • Changes in dates can be made with no additional charge or penalty. This includes preponing or postponing coverage before the effective date of the plan. This is always our policy and will not changes
  • Policies can be cancelled before the start date of the policy with a minimal $25 cancellation fee. If the insured has not started their trip due to unforeseen circumstances, they may be eligible to cancel the policy.
  • For example, if a week has passed and they want cancel the policy- that is not possible. There's no cancellation of policy after start date
  • However, due to coronavirus- If it is day 1 of the policy only, we can still consider it for cancellation during this coronavirus period if the visitor has not yet begin their trip (on a case by case basis).

🚫 What are the Limitations of INF Premier Plus Insurance?

Here are some of the limitations to consider for this plan:

  • Not available to U.S. citizens
  • Coverage is limited to the U.S., Canada, and Mexico (no global travel coverage except for telehealth)
  • Minimum purchase period of 90 days, so short trips under 90 days are not eligible for this plan.
  • No refunds after the policy effective date

🏥 What is the INF Premier Plus Insurance PPO Network?

A Preferred Provider Organization (PPO) is a network of highly qualified doctors, well-recognized hospitals, medical providers/facilities who are contracted by INF to offer services to insureds. This will help reduce the insured’s out-of-pocket costs.

United Healthcare Provider Network

INF maintains when inside the U.S., the UnitedHealthCare options network which is a longstanding reputable tier one network that gives you more access to more doctors and services.

To find a network doctor, hospital, lab, or healthcare provider in your area, start by searching for those who are part of our network. These healthcare providers have agreed to charge lower prices, which can help reduce your overall healthcare costs. By selecting a provider within our network, you ensure that you’re taking advantage of the cost savings associated with your health plan. Be sure to confirm that the provider is covered under your specific plan to maximize your benefits and minimize out-of-pocket expenses.

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📝 How Do I file a Claim With INF Premier Plus Insurance?

To file a claim with Premier Plus, follow these steps:

📄

Download Form
Get claim form online

📞

Call Support
888-207-1694

✉️

Submit Documents
Robin Assist, P.O. Box 211879, Dallas, TX 75211.

📧

Email Help
claims@robinassist.com

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🧾 Summary of INF Premier Plus X Insurance:

INF Premier Plus X is a premium fixed-benefit travel medical plan for non-U.S. residents, offering full pre-existing condition coverage, preventive care, and worldwide protection:

  • INF Premier Plus X insurance cost starting at $847 for 90 days With American Visitor Insurance
  • Full pre-existing condition coverage up to 69 years(fixed benefit amounts apply)
  • Coinsurance the plan pays 100% up to usual and customary charges
  • Preventive & maintenance care includes full body physicals, routine checkups, and vaccines
  • Wellness annual benefit covers up to $200 for eligible preventive services
  • Cashless billing guaranteed via INF-Robin Assist at in-network facilities
  • $25 in-network urgent care copay
  • INF-Robin Assist concierge 24/7 appointment scheduling and care coordination
  • Telehealth access worldwide via Doctor Please
  • Coverage from 90 days to 364 days
  • COVID-19 coverage including related complications
  • Underwritten by Crum & Forster and administered by INF.

INF Insurance Disclaimer

American Visitor Insurance works continually and to the best of our ability to ensure that the visitors insurance information is accurate and up-to-date. However despite our efforts this information does change regularly and we cannot guarantee 100% accuracy. Please review the specific travel insurance plan brochure for latest plan benefits.

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