INF Premier Plus plan Reviews Insurance

INF Premier Plus

INF Premier Plus Travel Insurance is a fixed travel medical insurance plan that covers for Non-US Citizens & anyone visiting USA, Canada, Mexico and traveling worldwide outside their home country.This plan provides coverage full pre-existing conditions up to 99 years of age.This plan also offers coverage for preventive & maintenance care as well as other benefits such as emergency medical evacuation, repatriation of remains, accidental death and dismemberment, and telemedicine. This plan offers coverage for minimum of 90 days up to 364 days. Plan will pays 90% of eligible medical expenses up to the policy maximum inside PPO network and the plan will pay 70% of eligible medical expenses outside of the PPO network after the deductible met for United Healthcare PPO network.

Key benefits of INF Premier Plus plan Insurance

Fixed Benefit plan

COVID-19 covered

Full Pre-existing conditions

PPO network

Urgent Care & Doctor Visit

Dental & Vision discount coverage

INF Premier Plus Plan insurance - Key Highlights

This plan is available for Non-US Citizens & anyone visiting USA ,Canada,Mexico and traveling worldwide outside their home country.
Covers preventive & maintenance care
Available for visitors already in the US with a 5 day waiting period for any new sickness and 15 days for Covid-19. It is also required for customers in this situation to send an I94 and health attestation form signed and dated.
Coverage for TDAP, Flu, etc Vaccines
Coverage for full body physicals
Fixed-benefit program
Acute onset is considered new sickness
$25 in-network urgent care copay
INF-Robin assist can make your appointments 24/7
Covers accident & sickness
Direct billing via United PPO
Specialist visits direct billing via INF-Robin Assist
Telehealth worldwide via Doctor Please
This plan is not available to US residents and is only available to non-US residents
VIP Airport assistance
3 free priority pass lounge visits
SmartDelay
Stable pre-Existing conditions are covered as new sickness
Cashless guarantied via INF-Robin assist

A working example of using Premier Plus plan travel insurance *

Consider an Premier Plus plan A example where your:

Insurance coverage is $100k
Deductible is $500 per injury or sickness
Your claims for medical expenses is $14,500

Below is a simple calculation showing how much the plan/insurance company pays you:

Subtract the deductible from claims amount - $14,500 minus $500 equals $14,000.Insured bears $500.
The insurance provider pays fixed amounts based on the schedule of benefits (as shown in the table) and you have to pay the remaining balance.

Expense	Amount billed	Amount Insurance Pays	Amount Insured Owes
Deductible	$500	$0	$500
Hospital Room & Board including Laboratory Tests, X-rays, Prescription Medical and other miscellaneous	$2,000/day for 3 days	Up to $1,750/day, 3 day maximum	$750
Surgical Treatment	$6,000	$5,000	$1,000
Prescription Drugs	$600	$150	$450
Diagnostic X-rays & Lab Services	$1,400	$650	$750
Total:	$14,500	$11,050	$3,450

* Disclaimer: We have done everything to the best of our ability to make the insurance information up-to-date and accurate. However this information does change periodically and we cannot guarantee 100% accuracy.

INF Premier Plus insurance cost - FAQ's

Premier Plus Plan Insurance Covid19 travel insurance by INF for coronavirus will cover eligible medical expenses resulting from COVID-19/SARS-CoV-2.

INF Covid19 travel insurance by Premier Plus Plan travel insurance for coronavirus coverage will cover eligible medical expenses resulting from COVID-19/SARS-CoV-2. Eligible medical expenses are medically necessary expenses that are not subject to another plan exclusion.

The INF Premier Plus Insurance Plan is a fixed benefit plan insurance programs for visitors to the United States, Canada and Mexico, which provides benefits for covid19 and Pre-existing conditions. The INF Premier Plus Insurance Plan is not available to US residents and is only available to non-US residents.

Any non-US citizen can apply for the INF Premier Plus Insurance Plan. This includes green card holders, H-1B visa holders, permanent residents, students on F1 / F1 visas, those on OTP, and those whose immigration status is not confirmed. This plan works for all age groups, from age 0 to age 99

The INF Premier Plus Insurance Plan provides coverage for pre-existing conditions as defined in the plan, as per policy limitations, exclusions and maximums, with no benefit waiting period. The plan also provides coverage for sickness and accident medical expenses, an accidental death and dismemberment benefit, emergency medical evacuation and repatriation of remains benefits while you are on your trip

The INF Premier Plus Insurance Plan offers two options for policy maximums and deductibles:

Option A: $60K policy maximum with a $75 or $250 deductible for age 0-69, and $25K policy maximum with a $250 or $500 deductible for age 70-99.
Option B: $150K policy maximum with a $75 or $250 deductible for age 0-69, and $50K policy maximum with a $250 or $500 deductible for age 70-99

The INF Premier Plus Insurance Plan covers COVID-19 related expenses such as testing, treatment, quarantine, etc., up to the policy maximum and deductible chosen. The plan offers two options for policy maximums and deductibles:

Option A: $60K policy maximum with a $75 or $250 deductible for age 0-69, and $25K policy maximum with a $250 or $500 deductible for age 70-99.
Option B: $150K policy maximum with a $75 or $250 deductible for age 0-69, and $50K policy maximum with a $250 or $500 deductible for age 70-99

What are some insurance terms important in Premier Plus Insurance reviews?

Review Premier Plus insurance to know these important aspects of international visitor insurance for USA:

Plan Maximum coverage of Premier Plus plan travel insurance:
This the maximum coverage that the plan would offer for the medical expenses. Premier Plus insurance offers maximum coverage up to $1M age 0-69. The coverage may vary for older travelers with reduced plan maximum. Age 80 or older - $100k.
What is a deductible in Premier Plus plan visitors insurance?
This is the initial amount the traveler needs to pay before the insurance actually start paying. Remember higher deductible have less premium than a plan with lower deductible. Premier Plus insurance offer a set of deductible options for the travelers to choose from. Premier Plus insurance has a range of deductible options from $75 to $5k.
What is a provider network of Premier Plus plan Medical Insurance?
It is a network of health care providers. Insurance companies form these in order to control the costs of health care. An insurance plan would pay 100% of the eligible expenses if the insured is admitted to hospital or health care center within the provider network.
Renewability of Premier Plus plan Travel health insurance
Sometime the travel plans may change and a US visitor may be required to extend their period of stay.Premier Plus insurance can be renewed up to 364 days.
Eligibility to buy Premier Plus insurance Online
It provides coverage for Non-US Citizens & anyone visiting USA ,Canada,Mexico and traveling worldwide outside their home country..
Premier Plus plan Full Pre-existing conditions Visitors Insurance for international travelers
For age 0 to 69 years: Premier Plus plan provides policy maximum $300k covers pre-existing condition maximum of $50k/$100k with deductible $1k/$5k .