INF Premier Plus X Insurance for Visitors to USA
INF Premier Plus X is a fixed-benefit visitors insurance plan for non-U.S. residents aged 14 days to 69 years, traveling to the USA, Canada & Mexico for 90-364 days. It is INF's top-tier fixed-benefit plan offering full pre-existing condition coverage, preventive care, wellness benefits, and access to the UnitedHealthcare PPO network.
What is INF Premier Plus X Insurance?
INF Premier Plus X is a premium fixed-benefit travel medical insurance plan for non-US residents. Unlike most visitor plans that only cover the acute onset of pre-existing conditions, this plan covers full pre-existing conditions from day one> including doctor visits, hospital stays, prescription drugs, and specialist care making it ideal for seniors and travelers with chronic health conditions visiting the USA, Canada, or Mexico.
Key Features:- Coverage for Full pre-existing conditions for travelers under the age of 69
- Minimum purchase from 90 days to 364 days
- Great savings with United Healthcare PPO network
- Access to ID card and documents online after purchase
- 24/7 customer service and support available
Who Is INF Premier Plus X Insurance Best Suited For?
Covers chronic conditions like diabetes, hypertension, and heart disease — not just acute onset emergencies.
Includes annual checkups, blood tests, and CDC-recommended vaccinations — rare in any fixed-benefit visitor plan.
Perfect for visa holders, Green Card applicants, and international visitors needing immediate, comprehensive protection.
Ideal for 3-12 month stays needing hospitalization, urgent care, telehealth, and specialist visits without coverage gaps.
How Much Maximum Coverage Does INF Premier Plus X Insurance Provide for USA Visitors??
The policy maximum amount of coverage is the total dollar amount of benefits available under the INF Premier Plus X plan. Once the maximum is reached, no additional benefits will be paid.
- check_circleAges 0-69 years: Available coverage options are $300,000.
What Is a Deductible in INF Premier Plus X Travel Insurance?
The deductible is the amount the insured must pay before INF Premier Plus X insurance starts to cover expenses.
- check_circleAge 0 - 69: $75, $100, $250, $500, $1,000, $2,500, or 5,000
Who Is Eligible for INF Premier Plus X Visitor Insurance?
- check_circleThis plan is available for Non-US Citizens & anyone visiting USA ,Canada, Mexico and traveling worldwide outside their home country.
- check_circleMinimum Enrolment should be 90 days to buy INF Premier Plus Plan.
- check_circleAvailable for Green Card holders residing outside the USA
- check_circleFor ages 14 days to 69 years.
Does INF Premier Plus Cover Pre-Existing Conditions?
Yes. INF Premier Plus X Insurance offers comprehensive coverage for pre-existing conditions from day one providing protection for ongoing, chronic, and stable medical conditions.
Unlike most visitor insurance plans that only cover the acute onset of pre-existing conditions, INF Premier Plus X covers future medical emergencies related to existing health issues including doctor visits, hospital stays, prescription drugs, and eligible treatments but does not cover routine check-ups or ongoing maintenance care.
This makes INF Premier Plus X an excellent option for seniors or travelers with long-term medical histories who want strong, emergency-based protection while visiting the U.S.
How Much Does INF Premier Plus X Insurance Cost in 2026?
The cost of Premier Plus X insurance ranges between $902 to $1164 for a 3-month period. The cost depends on traveler's age, selected policy maximum, and deductible amount.
INF Premier Plus X premiums increase with age and plan limit, but decrease with higher deductibles. Travelers up to age 69 can choose a maximum limit of $300,000.
Example pricing for 3-month (90-day) prices with a $250 deductible, provided by American Visitor InsuranceWhy Choose INF Premier Plus X Insurance?
INF Premier Plus Insurance is ideal for international travelers who want strong and reliable medical protection while visiting the USA, Canada, or Mexico. Here’s why it stands out:
- check_circleFull Pre-Existing Condition Coverage (up to age 69): INF Premier Plus X is one of the only fixed-benefit plans offering full coverage for pre-existing conditions, making it an affordable option for travelers with diabetes, hypertension, thyroid, or heart conditions.
- check_circlePreventive & Routine Care: Includes annual checkups, blood tests, and CDC-recommended vaccinations—rare benefits in fixed-benefit travel insurance plans.
- check_circleEmergency Medical Protection: Offers high coverage for emergency medical evacuation, repatriation of remains, ambulance services, and accidental death & dismemberment for maximum peace of mind.
- check_circleWellness & Outpatient Benefits: Covers preventive wellness visits, doctor consultations, and diagnostic services, helping travelers maintain their health abroad.
- check_circleDirect Billing via UnitedHealthcare PPO Network: Enjoy cashless treatment with access to one of the largest PPO networks in the U.S
- check_circleNo Medical Check-Up Required: Easily purchase online without medical exams—perfect for parents and family members traveling from India or other countries.
- check_circleIdeal for Non-U.S. Residents (up to age 69): Available for non-U.S. residents visiting the USA, Canada, or Mexico, with coverage tailored for travelers under 70.
What Are the Benefits of INF Premier Plus X Travel Health Insurance?
| Urgent Care Visits | Covered with $25 copay |
| Hospital room and board | Charges up to o $3k a day, to 30 days |
| ICU Room & Board Charges | Up to an additional $1150 per day to a maximum of 8 days |
| Doctor Surgical Expenses | Up to $8000 |
| Anesthetics | Up to $2500 |
| Assistant Surgeon Expenses | Up to $2500k |
| Doctor Non-Surgical Treatment/Examination Expenses | Up to $175 per visit 1 visit per day, up to a maximum of 30 visits |
| Pre-admission tests within 14 days before Hospital Admission | Up to $1600 |
| Admission | Up to $1600 |
| Surgical Room and Supply Expenses | Up to $1800 |
| X-rays, laboratory procedures | Up to $1150 |
| CAT Scan, PET Scan or MRI | Up to an additional $1400 |
| Prescription Drug Expenses | Up to $300 |
| Private Duty Nurse | Up to $550 |
| Physical and Occupational Therapy | Up to $100 per visit, 1 visit per day up to 12 visits maximum |
| Emergency dental treatment | Up to $550 |
| Emergency local ambulance | Up to $1k |
| Hospital emergency room | Up to $2.5k |
| Rehabilitative braces or appliances | Up to $1.5k |
| Accidental death & dismemberment | $25k principal sum, Not subject to deductible |
| Option 1 | $50,000 Maximum Benefit; subject to a $1,000 Deductible |
| Option 2 | $100,000 Maximum Benefit; subject to a $5,000 Deductible |
| Emergency medical evacuation | Up to $45000 |
| Return of mortal remains or cremation/burial | Up to $30000 |
| Trip Interruption Benefit | $1000 |
What is the INF Premier Plus X PPO Network?
A Preferred Provider Organization (PPO) is a network of highly qualified doctors, well-recognized hospitals, medical providers/facilities who are contracted by INF to offer services to insureds. This will help reduce the insured’s out-of-pocket costs.
INF maintains when inside the U.S., the UnitedHealthCare options network which is a longstanding reputable tier one network that gives you more access to more doctors and services.
To find a network doctor, hospital, lab, or healthcare provider in your area, start by searching for those who are part of our network. These healthcare providers have agreed to charge lower prices, which can help reduce your overall healthcare costs. By selecting a provider within our network, you ensure that you’re taking advantage of the cost savings associated with your health plan. Be sure to confirm that the provider is covered under your specific plan to maximize your benefits and minimize out-of-pocket expenses.
INF Premier Plus X Visitor Insurance - FAQs
- The only Full Pre-Existing Insurance: The Premier Plus plan is the only short-term plan for Visitors which covers all pre-existing conditions.This means doctors appointments, blood tests & labs, specialist care, urgent care visits, & hospital stays are all covered for preexisting conditions.
- The only Pre-Existing Insurance for Ages up to 70: The Premier Plus provides the only pre-existing short-term medical insurance for ages up to 69 years old.
- Premier Plus plan provides policy maximum $300k covers pre-existing condition maximum of $50k/$100k with deductible $1k/$5k for age 0 to 69 years.
Can I Cancel the INF Premium Plus X Plan?
- check_circleChanges in dates can be made with no additional charge or penalty. This includes preponing or postponing coverage before the effective date of the plan. This is always our policy and will not changes
- check_circlePolicies can be cancelled before the start date of the policy with a minimal $25 cancellation fee. If the insured has not started their trip due to unforeseen circumstances, they may be eligible to cancel the policy.
- check_circleFor example, if a week has passed and they want cancel the policy- that is not possible. There's no cancellation of policy after start date
- check_circleHowever, due to coronavirus- If it is day 1 of the policy only, we can still consider it for cancellation during this coronavirus period if the visitor has not yet begin their trip (on a case by case basis).
What are the Limitations of INF Premier Plus X Insurance?
Here are some of the limitations to consider for this plan:
- check_circleNot available to U.S. citizens
- check_circleCoverage is limited to the U.S., Canada, and Mexico (no global travel coverage except for telehealth)
- check_circleMinimum purchase period of 90 days, so short trips under 90 days are not eligible for this plan.
- check_circleNo refunds after the policy effective date
How Do I File a Claim With INF Premier Plus X Insurance?
To file a claim with Premier Plus X, follow these steps:
Why Buy INF Premier Plus X Through American Visitor Insurance?
- check_circleAmerican Visitor Insurance offers a simple and reliable way to choose the right medical insurance for tourists with confidence and purchase your plan online in minutes.
- check_circleEasy Plan Comparison and Purchase: Compare and buy INF Premier Plus X Insurance plans, review coverage and deductible options, understand pre-existing condition limits, and securely purchase the right plan online in just minutes through American Visitor Insurance.
- check_circleSpecialists in Pre-Existing Condition Coverage: INF Premier Plus X is one of the few visitor insurance plans that covers ongoing pre-existing conditions - not just acute onset emergencies. Our team understands INF Premier Plus X inside out - sub-limits, waiting periods, and PPO network access so you choose the right plan with confidence.
- check_circleHelpful Resources for Better Decisions: We offer detailed FAQs, blog, and guides based on real customer questions. These resources are designed to help you clearly understand your options and choose the best plan for your specific travel needs.
- check_circleExperienced Customer Support: Our licensed support team has over 20 years of experience in the US visitors insurance industry. We assist customers in understanding INF Premier Plus X's coinsurance structure, choosing the right deductible, and navigating the claims process with Robin Assist when needed.
- check_circleLicensed & Trusted Platform: American Visitor Insurance is a licensed US-based insurance platform (NJ License #1181604).
Summary of INF Premier Plus X Insurance
INF Premier Plus X is a premium fixed-benefit travel medical plan for non-U.S. residents, offering full pre-existing condition coverage, preventive care, and worldwide protection:
Disclaimer
American Visitor Insurance works continually and to the best of our ability to ensure that the visitors insurance information is accurate and up-to-date. However despite our efforts this information does change regularly and we cannot guarantee 100% accuracy. Please review the specific travel insurance plan brochure for latest plan benefits.
