Best travel insurance for seniors over 80

International travel has slowly started again after the complete lockdown due to the pandemic. However given the health risks for older travelers in light of the pandemic, it is very important to have visitors insurance for parents and senior travelers over 80 years. Senior Citizens can buy holiday insurance over 80 years by comparing travel insurance for the elderly over 80.

In the seniors travel insurance for over 80s facility, we also allow you to compare travel insurance over 85. Within our display comparing best over 85 travel insurance, we have a "filter" option for Senior citizens travel insurance over 80s with pre-existing conditions. Based on the travel insurance requirements for seniors we display the available travel medical insurance for seniors over 80s plans from top rated US insurance providers.

There are some travel insurance for over 80s available, however, many of them exclude pre-existing conditions. This means that a travel insurance will not cover the costs of treating a pre-existing medical condition. Therefore, the insurance company may deny a claim if the ailment already existed when the travel insurance was purchased. However, there are some travel insurance for 80 years that offer coverage for pre-existing conditions and the policy clearly defines a look-back period and what is covered for pre-existing conditions, as well as specifying a limit to this coverage.

Some of the best travel insurance for over 80s with pre-existing conditions coverage are:

• Safe Travels Advantage is the most affordable visitor insurance option for seniors over 80. It offers coverage for acute onset of pre-existing conditions up to the full policy maximum for individuals up to age 89, including cardiac-related emergencies up to $15,000. This plan is ideal for budget-conscious elderly travelers visiting the U.S.
• INF Premier X from INF offers coverage for full pre-existing conditions up to 99 years old. For pre-existing condition coverage for seniors over 80 have two options. Option 1 offers a $15,000 maximum benefit subject to a $1,000 deductible, while Option 2 provides a $25,000 maximum benefit with a $5,000 deductible.
• Visit USA Standard offers essential travel medical coverage tailored for international visitors, especially seniors over 80 years of age. One of its standout features is coverage for the acute onset of pre-existing conditions this means sudden and unexpected medical emergencies related to pre-existing conditions are covered, as long as there were no prior symptoms or warnings before the policy effective date.
• SafeVista Comprehensive plan form INF is ideal for seniors over 80 years. This plan offers medical coverage up to $100,000. SafeVista insurance covers acute on set of pre-existing conditions up to policy maximum for ages up to 99 years. The plan is also flexible, with a minimum purchase requirement of only 10 days.
• Safe Travels USA Comprehensive from Trawick offers acute on set of pre-existing conditions up to 89 years. For individuals over 80 acute on set benefit is limited to $20,000 , while cardiac-related emergencies are covered up to $15,000. Additionally, the plan includes coverage for medical evacuation related to pre-existing conditions up to a limit of $25,000.
• INF Elite X plan is designed for travelers who need coverage for full pre-existing medical conditions up to age 99 years. For those aged 80 and above, the plan includes coverage for full pre-existing conditions up to a limit of $20,000, with a deductible of $1,500. INF Elite is a comprehensive plan available for people traveling to the US and provide flexible coverage. Minimum purchase of 90 days for this plan.
• Visitors Protect covers temporary medical coverage for pre-existing conditions up to 99 years. For travelers aged 70 years and above covers pre-existing conditions up to $20,000 and a deductible of $1,500, providing comprehensive protection for both older seniors . Designed for visitors traveling to the U.S. with a minimum purchase of 3 months.

Globehopper Senior insurance offered by International Medical Group (IMG) is a travel health insurance is avaiable for US citizens and US permanent residents 65 years and older Qualified for Medicare, actively enrolled in Medicare Parts A & B and enrolled in a Medigap Plan or Medicare Advantage Plan, This plan is secondary to Medicare, a Medigap and/or a Medicare Advantage Plan and provides coverage for medical expenses outside the U.S. only.

The GlobeHopper Senior plan offers two options:

• GlobeHopper Single-Trip plan, providing coverage from 5 days to 365 days
• GlobeHopper Multi-trip plan which covers up to 12 months with a maximum of 30 days per trip.

GlobeHopper senior insurance plan is highly popular due to its extensive coverage, offering up to $1 million for travelers under age of 79 years old and $100,000 those 80 years old. The plan includes $2,500 cover for sudden unexpected recurrence of a pre-existing condition and $25,000 for emergency medical evacuation.

Intermedical Insurance from Travel Insure is an affordable international travel health insurance for US citizens. It offers coverage for medical and evacuation expenses for short trips. It is available up to 12 months.