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Atlas International Insurance Reviews for Covid19

Atlas International insurance cost

Atlas International travel insurance that covers Covid Quarantine

  • Covid Quarantine Benefit: Atlas International insurance offers $50 per day for each day that travelers are quarantined abroad for a maximum of 10 days.
  • Coverage must be bought for a minimum of 30 days. Show proof of quarantine mandated by a physician or governmental authority.
  • Quarantine must be due to you testing positive for COVID-19/SARS-CoV2.
  • Travel medical insurance coverage outside USA.
quarantine coverage

Atlas International travel insurance review

Atlas international Insurance
Insurance provider
WorldTrips
Plan life
364 days
Policy maximum?
$50,000, $100,000, $500,000, $1,000,000
Deductible options?
$0, $100, $250, $500, $1,000, $2,500 or $5,000 per certificate period.
Atlas International insurance rating
AM Best Rating: A++ (Superior)
Standard & Poor’s Rating: AA-
Atlas International insurance coinsurance?
Plan pay 100% of eligible expenses after the deductible up to the overall maximum limit.
Policy maximum?
Age 80+: $10,000.
Age 65 to 79: $50,000, $100,000.
All others: $50,000, $100,000, $250,000, $500,000, $1,000,000 or $2,000,000

Atlas International links

Atlas International travel insurance, Atlas insurance reviews

  • Covers international travel outside your home country mainly outside of the US.
  • Plan maximum options available up to $2 million.
View complete details of benefits

Atlas International insurance - Common Questions

Is Worldtrips travel insurance a reliable insurance company? Is Worldtrips insurance a good insurance company ?

WorldTrips, a member of Tokio Marine HCC group of companies since 1998 has been offering several travel insurance and trip cancellation products for international travelers across the globe. Their Atlas travel insurance and Visitors Secure products are popular for product excellence, by giving affordable options for travelers to customize to meet the requirements of unique traveler needs. Individuals traveling for vacation, business men, students and group insurance works well for travelers traveling overseas.

This Indianapolis based company is the first company to enable their products and services for visitors via the internet for both US citizens and non–US citizens traveling abroad and to the US.

Is there coverage for Covid-19 illness in Worldtrips travel insurance?

Worldtrips covid insurance is provided with the Atlas travel insurance plan to include coverage for Covid19 illness in their insurance coverage. The Atlas travel insurance products are available for both US Citizens and Non–US citizens. Travelers can get a quote among the various options they offer according to the travel requirements.

Is Worldtrips insurance a legit company?

Worldtrips for over 23 years is a well-recognized company in the US and across the globe for their vast network of hospitals and healthcare support system .The company offers several travel insurance plans for travelers with financial support , access to the best healthcare support and 24/7 emergency travel assistance .

Can I buy travel insurance from Worldtrips?

Worldtrips insurance previously known as Tokio Marine HCC – Medical Insurance Services Group has received A+ rating from the from S&P Global Ratings. Worldtrips travel insurance reviews indicate that it currently offers travel medical insurance for over 180 countries and trip protection insurance products for the US residents.

What cover does Worldtrip offer in their WorldTrips Covid travel insurance? Does it have Quarantine coverage for US travelers?

Worldtrips covid insurance includes coverage for covid19 illness just like any other illness in their Atlas travel insurance plans. The coverage for quarantine must be purchased for a minimum of 30 days along with the quarantine order by a physician or a government authority. Atlas insurance offers $50 per day for each day that travelers are quarantined abroad for a maximum of 10 days. The quarantine order should be based on the positive Covid-19 test report. The quarantine coverage is not available in the home country or it is not subject to deductible.

Why should I buy travel insurance from Worldtrips insurance?

World trips offers coverage around the world with the fully comprehensive travel medical insurance and trip protection products .Worldtrips was acquired by Tokio Marine in 2015 and functions as a member since the acquisition. Worldtrips insurance offer some of the unique travel medical and trip protection plans for international travelers worldwide.

Does Atlas travel Insurance Coronavirus cover covid illness?

Covid 19 Atlas travel insurance by WorldTrips for coronavirus coverage will cover eligible medical expenses resulting from COVID-19/SARS-CoV-2. Eligible medical expenses are medically necessary expenses that are not subject to another plan exclusion.

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Important insurance terms to understand Atlas International reviews?

Atlas international travel insurance reviews to know these important aspects of international visitor insurance for USA:
  • Plan Maximum coverage of Atlas International travel insurance:
    This the maximum coverage that the plan would offer for the medical expenses. Atlas travel medical insurance offers maximum coverage up to 2 million. The coverage may vary for older travelers with reduced plan maximum. Age 80 or older - $10,000; Age 65 to 79 - $50,000, $100,000.
  • What is a deductible in International Atlas travel medical insurance ?
    This is the initial amount the traveler needs to pay before the insurance actually start paying. Remember higher deductible have less premium than a plan with lower deductible. Atlas International insurance offer a set of deductible options for the travelers to choose from. Atlas International insurance has a range of deductible option from $0 up to $5,000.
  • What is a provider network of Atlas International Medical Insurance?
    It is a network of health care providers. Insurance companies form these in order to control the costs of health care. An insurance plan would pay 100% of the eligible expenses if the insured is admitted to hospital or health care center within the provider network.
  • What is coinsurance in Atlas International visitor insurance?
    This is a percentage of the bill that the travel has to pay. Atlas International plan pays 100% of eligible expenses after the deductible up to the overall maximum limit.
  • Renewability of Atlas International Travel health insurance
    Sometime the travel plans may change and a US visitor may be required to extend their period of stay. Atlas International Insurance can be renewed for 364 days.
  • Eligibility to buy Atlas International Insurance Online
    Atlas International Insurance is a popular US visitor insurance plan that offers comprehensive medical coverage to Non US citizens visiting US for a short period. Atlas International Insurance is quite popular among h1b/ h4 visa holders and students on opt status as it has not limitation on buying insurance if they are already in the US for quite some time.
  • Atlas International Pre-existing conditions Visitors Insurance for international travelers
    Atlas International insurance offers coverage for acute onset of pre-existing conditions up to the age of 79 years for acute onset of pre-existing conditions..

A working example of using Atlas International travel insurance *

Let us take an example: The medical bill is $25,000; Deductible is $100 and choosen Policy Maximum is $50,000
  • Insurance coverage is $50,000
  • Deductible is $100 per certificate period
  • Coinsurance for claims : After the deductible, underwriters will pay 100% up to the policy limit
  • Total medical expenses is $25,100
The Atlas International Insurance plan covers set amount up to a maximum of $50,000. The insured must pay the deductible ($100). After that, the insurance company pays fixed amount as defined in the policy for specific treatment. In hypothetical case, the insured has to pay the difference between the amount insurance pays and the actual billed amount.
Atlas International Insurance

Atlas International

Expense Amount billed Amount Insurance Pays Amount Insured Owes
Deductible $100 $0 $100
Hospital Room Rent $9,000 $9,000 $0
Surgery $15,000 $15,000 $0
X Ray $1,000 $1,000 $0
Total: $25,100 $25,000 $100
*Disclaimer:- We have done everything to the best of our ability to make the insurance information up-to-date and accurate. However this information does change periodically and we cannot guarantee 100% accuracy.

Atlas International Insurance satisfies Schengen visa insurance requirements

SCHENGEN VISA LETTER
Atlas International Insurance satisfies Schengen visa requirements. To download the visa letter for Schengen visa application, log into the client zone to download your letter. You can download it in English or Spanish. List of nationalities who need Schengen Visa.

Atlas International Insurance Information

Atlas International Insurance Advantages

  • Atlas International Insurance Reviews Covid19 travel insurance by WorldTrips for coronavirus will cover eligible medical expenses resulting from COVID-19/SARS-CoV-2.
  • Plan administrator provides VISA LETTER online in English and Spanish.
  • Travelers traveling outside their home country and outside of US can buy this plan.
  • Life time maximum $50,000 and $100,000 for medical expenses (based on the choosen plan maximum) and $25,000 for emergency medical evacuation for acute onset of a pre-existing condition. The insured age should be below 70 years.
  • Insured between the age 70-79 years can get coverage of $50,000 or $100,000.
  • Refund of full premium if cancellation of policy is requested before the policy start date. If cancellation request is received after the policy start date, then only unused portion of the plan cost will be refunded after deducting the cancellation charges.
  • Travel and medical assistance include pre-trip destination information, medical monitoring, provider referrals, travel document replacement, lost luggage assistance, prescription drug replacement, dispatch of physician.
  • Optional coverage for adventurous sports.
  • Coverage for pregnancy complications during the first 26 weeks of gestation.
  • This plan also covers for terrorism, political evacuation, natural disaster benefit and return of minor children.
  • Acute onset of pain for dental emergency is $100 limit per certificate period.
  • Renewable plan up to 36 months.
  • PPO network: Easy to locate doctors and hospitals.
  • Co-insurance outside of US and Canada - For the certificate period, plan pays 100% of eligible medical expenses.
  • Co-insurance inside of US and Canada - For the certificate period, plan pays 80% for the first $5000 of eligible medical expenses and then 100% up to policy maximum. Coinsurance is waived if expenses are incurred within the PPO network.
  • Optional Rider: Extra $50,000 coverage for AD&D at an additional price

Atlas International Insurance Disadvantages

  • The plan is not available to individuals who are physically located in the state of New York at time of purchase.
  • Pre-certification is required to receive full benefits. Failure to pre-certify with the assistance company will reduce the benefits to 50%.
  • Only $10,000 coverage for 80 plus age old traveler.
  • The previous benefit of free coverage for dependent children under 9 years when parents are coverage has been discontinued.
  • A penalty of 50% of eligible medical expenses for failure to pre-certify the medical expenses.

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Provider network and how to find hospital or doctor?

WorldTrips maintains a wide network of health care providers.
Inside US:
  • If you have purchased the policy before July 2019 then click here
United Healthcare Provider Network
Outside US: There is no preferred provider organization (PPO) outside the US. To find doctors and hospitals outside the US, then click here
Find Provider Network

special-coverageAtlas Travel insurance restrictions

The Atlas Series is not available to individuals who are physically located in the states of New York, Maryland, or Washington; or in the countries of Canada or Australia at time of purchase.

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