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Atlas International Insurance Reviews

Atlas International Insurance Cost

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  • request_quote

    Policy maximum
    $10k, $50k, $100k, $250k, $500k, $1M, $2M

  • attach_money

    Deductible
    $0, $100, $250, $500, $1k, $2.5k, $5k

  • signal_cellular_alt

    Comprehensive benefit plan
    Benefits for covered medical expenses go all the way up to the plan maximum.

  • ecg_heart

    Acute onset of a pre-existing condition
    Covers up to the age of 80 years.

  • sync

    Emergency medical evacuation
    $1M lifetime maximum.

  • local_hospital

    PPO Network
    United Healthcare Provider Network

🛡️ Atlas International Travel Insurance Reviews

Ideal for: Schengen visa, Acute onset of pre-existing conditions

Atlas International is a comprehensive travel medical insurance plan designed for international travelers outside the United States. It is especially popular among visitors to Schengen countries, as it meets all Schengen visa insurance requirements.

⭐ Ratings & Underwriter

  • AM Best Rating: A++ (Superior)
  • Standard & Poor’s Rating: AA-
  • Underwriter: TMHCC Insurance SPC Ltd and Houston Casualty Company

Key Features:

  • Waives co-insurance within the PPO network
  • Schengen visa compliant coverage
  • Covers acute onset of pre-existing conditions
  • Flexible coverage options for short or long trips

After buying the plan, travelers can quickly access their plan documents and ID card by using Atlas International login portal. At American Visitor Insurance, US Travelers can contact the customer service to get help on the plan details, quotes and other queries. Our licensed agents will be glad to help you!

✨ Atlas International Benefits – Key Highlights

  • Eligibility: Available for both Non-US citizens and US citizens traveling outside their home country.
  • Full Coverage After Deductible: No co-insurance; the plan pays 100% up to the overall maximum limit.
  • Trip Interruption: Coverage up to $10,000, not subject to deductible.
  • Renewable: Extend coverage up to 364 days, provided renewal is done before expiration.
  • Acute Onset of Pre-Existing Conditions: Covered up to 79 years of age.

🌍WorldTrips Atlas Travel Medical Insurance Review

Cupa

Cupa

"I got a really great deal using World Trips Atlas insurance for my son. They found me the quote within minutes and it was by far the best on the market. Thank you!"

Amelia

Amelia

"Have not been on our trip yet but obtaining the insurance based on the different services provided was outstanding and made the decision easy on which plan to purchase."

Jennifer

Jennifer

"Easy to review plans and was very reasonably priced despite my husband having a preexisting medical condition. Customer service was extremely patient and helpful."

👨‍⚕️ How Atlas International Insurance Plan Works?

Consider an example where your:
  • Insurance Coverage Limit: $50,000 (not hit in this example)
  • Total Medical Claims: $29,100
  • Deductible: $100 per certificate period (paid by insured)
  • Eligible Expenses After Deductible: $29,000 ($29,100 - $100)
  • Coinsurance: Insurance pays In network: 100% of eligible expenses

Below is a simple calculation showing how much the plan/insurance company pays you:

Expense Billed Insurance pays You Pay
Deductible $100 $0 $100
Hospital Stay (for 3 days) $9,000 $9,000 $0
Surgery $18,000 $18,000 $0
Prescription Drugs $600 $600 $0
Diagnostic X-rays & Lab Services $1,400 $1,400 $0
Total: $29,100 $29,000 $100

* Disclaimer: We have done everything to the best of our ability to make the insurance information up-to-date and accurate. However this information does change periodically and we cannot guarantee 100% accuracy.

⚖️ Advantages & Disadvantages of Atlas International Insurance

✅ Atlas International Insurance Advantages

  • check_circle Covers Acute on set of pre-existing conditions up to 79 years.
  • check_circle Optional coverage for adventurous sports.
  • check_circle This plan also covers for terrorism, political evacuation, natural disaster benefit and return of minor children.
  • check_circle Renewable plan up to 364 days.
  • check_circle Access to the UnitedHealthcare PPO network in the U.S.

❌ Atlas International Disadvantages

  • check_circle Not available for residents in New York at the time of purchase.
  • check_circle Pre-certification is required to receive full benefits. Failure to pre-certify reduces benefits by 50%.
  • check_circle Only $10,000 maximum coverage for travelers aged 80+
  • check_circle Free coverage for dependent children under 9 (previously included) has been discontinued.
  • check_circle A penalty of 50% of eligible medical expenses for failure to pre-certify the medical expenses.

💵 How Much Does Atlas International Insurance Cost Per Month?

The monthly premium for Atlas International insurance ranges between $27 to $233, depending on the traveler’s age, plan maximum, and deductible.

Coverage Options

  • Ages 0–64: $50,000, $100,000, $500,000, $1,000,000, $2,000,000.
  • Ages 65–79: $50,000 or $100,000
  • Ages 80+: $10,000 maximum coverage only

Here we are showing Atlas International travel insurance cost per month with a $250 deductible.

Age of traveler Medical Maximum
$50,000 $100,000 $250,000 $500,000 $1,000,000 $2,000,000
18 - 29 years $27 $33 $36 $42 $44 $46
30 – 39 years $32 $40 $46 $52 $56 $58
40 – 49 years $54 $62 $65 $74 $79 $82
50 - 59 years $93 $101 $109 $116 $125 $130
60 -64 years $117 $121 $129 $143 $151 $156
65 – 69 years $138 $152 N/A N/A N/A N/A
70 -79 years $212 $233 N/A N/A N/A N/A

For senior travelers aged 80 to 99, the cost is $233, with a maximum coverage of $10,000 and a deductible of $250.

Atlas International Insurance Optional Additional Benefits

The Traveler can purchase an optional rider at the time of application. The optional riders provide additional coverage for a minimal charge.Atlas America Insurance also provides optional buy-up coverage for the following:

  • Crisis Response
  • Additional Accidental Death and Dismemberment Benefit
  • Personal Liability Rider

📝 Atlas International Insurance Overview

verified Eligibility

  • Available for Non-US citizens and US citizens traveling outside their home country (excluding the USA).
  • Eligible age range: 14 days to 99 years

cached Renewability

  • Coverage is available from 5 days to 12 months.
  • This plan can be renewed online and renewal needs to be done before the plan expires.

attach_money Coinsurance

For coverage inside USA Atlas International insurance pays:

  • Plan pays 100% of eligible expenses after deductible up to the policy maximum.

block Restrictions

  • Not available to residents of New York, Maryland, or Washington (USA).
  • Cannot be purchased from Canada or Australia.

cardiology Pre-existing condition

  • Offers Acute onset of pre-existing coverage up to the age of 70 years.
  • Includes $25,000 maximum limit for emergency medical evacuation.

airplanemode_inactive Cancellation

  • Before effective date: Full premium refund.
  • After effective date: Refund of unused whole months (for monthly payments) or unused days (for lump sum payments).

✨Why should I buy WorldTrips Insurance on American Visitor Insurance?

American Visitor Insurance has developed comparison tools to help travelers compare prices and benefits of different WorldTrips plans easily and make an informed decision of the best WorldTrips travel insurance plan for your specific requirements. American Visitor Insurance's licensed customer support staff help customers by providing answers to any queries or concerns while buying WorldTrips insurance. The customer support staff are available at all times to help you with the online application process as well as to help customers while filing for WorldTrips insurance claims you need to use the insurance coverage while in the USA.

Plan details of Atlas International insurance

❓ Atlas International Insurance FAQs

1. What Are Atlas International and Atlas America?

Atlas Travel policyholders who are U.S. citizens or non-U.S. citizens traveling outside of the U.S. will be covered under Atlas International, which provides coverage outside of the United States.

Atlas Travel policyholders who are non-U.S. citizens (and home country is not the United States) traveling to the United States will be covered under Atlas America. (For the purpose of this American visitor insurance coverage, the United States also includes Puerto Rico and the U.S. Virgin Islands.)

The correct plan will be automatically selected for you when you purchase your Atlas Travel plan, depending on whether your trip includes coverage for the U.S. (You will only be covered for the U.S. if you are a non-U.S. citizen, your home country is not the United States, and all or part of your travel includes the U.S.)

2. Can I buy Atlas International insurance for Schengen visa?

Yes, you can buy Atlas International insurance as it satisfies the Schengen visa requirements as mandated by the European consulates and also offers the Schengen visa letter as required by the Schengen state consulates. Atlas International travel insurance also offers visa letter in French if required.

3. Can US citizens buy Atlas International insurance?

Yes. Atlas International plan is available for both US and Non-US citizens traveling outside the US.This plan is available from 5 days to 364 days.

4. Does Atlas International insurance cover pre-existing conditions?

Atlas International health insurance for travellers is one of the travel insurance for pre existing conditions as it offers coverage for acute onset of pre-existing are covered up to the age of 80 years. It however excludes coverage for chronic and congenital conditions. For visitors aged up to 70 years, it offers coverage up to overall maximum limit. Visitors aged between 70 to 79 years can get coverage up to the overall maximum limit or $100,000, whichever is lower.

🏥 What Is the PPO Network of Atlas International Insurance?

Atlas International - Provider network and how to find hospital or doctor?

United Healthcare Provider Network

WorldTrips maintains a wide network of health care providers.

💡Note: There is no preferred provider organization (PPO) outside the US. To find doctors and hospitals outside the US, then click here

You can find a provider in the USA by using the following link United Healthcare PPO Network

📝 How Do I File a Claim With Atlas International Insurance?

To file a claim with Atlas International Insurance, follow these steps:

📄

Download Form
Get claim form online

📞

Call Support
800-605-2282

✉️

Submit Documents
Mail to WorldTrips PO Box 240358 Apple Valley, MN 55124

📧

Email Help
service@worldtrips.com

📋 Atlas International Insurance Related Coverage

Atlas Group insurance

Insurance for groups of 5 or more travelers outside their home country.

  • Ideal for missionaries, students, families, and organizations
  • Affordable coverage for groups
Details »

Atlas America insurance

US Medical Insurance for Non-US citizens visiting the USA.

  • Covers acute onset of pre-existing conditions
  • Best for OPT and H1 visa holders
Details »

Atlas Premium insurance

Comprehensive travel medical insurance with high coverage limits.

  • Includes coverage for pre-existing conditions
  • For Non-US citizens outside their home country
Details »

Atlas MedEvac Insurance

Medical evacuation & repatriation insurance for students abroad.

  • For ages 14 days to 50 years
  • Renewable up to 365 days
Details »
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Compare WorldTrips Travel Health Insurance Plans - Benefits, Coverage & Prices

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