Policy maximum
$50k, $100k, $500k, $1M
Deductible
$0, $100, $250, $500, $1k $2.5k
Comprehensive plan
Cheapest options in the market definitely more affordable.
Acute onset of a pre-existing condition
Covers up to the age of 70 years.
Renewability
Plan is renewable for a maximum of 364 years.
PPO Network
Ideal for Cheapest visitor insuranceUSA travelers with border entry protection
The Visitors Preferred plan is a short-term Comprehensive benefit medical insurance product designed for individuals and families traveling from their home country to the United States (including border entry protection).
When you have parents, in laws, other family members or friends visiting the USA, It is a cheapest comprehensive insurance plan for their stay in America. Visitors Preferred insurance offers coverage for acute onset of pre-existing conditions up to 70 years.
After buying the plan, Traveler can get all the Visitors Preferred id card and all the plan document by using Visitors Preferred insurance login. At American Visitor Insurance, USA Travelers can contact the Visitors Preferred insurance customer service to get help on the plan details, quotes and other queries. Our licensed agents will be glad to help you!
Reviews, Ratings and Experiences
Excludes coverage for residents of Belarus, Russia, and Ukraine and travelers visiting Belarus, Russia, or Ukraine.
The cost of Visitors Preferred Insurance starts from $1 to $7 per day, The cost can vary based on several factors, such as the traveler’s age, the duration of the trip, and the coverage options selected
For Example here we are showing Visitors Preferred cost per day with deductible $250.
| Age of traveler | Medical Maximum | |||||
|---|---|---|---|---|---|---|
| $50,000 | $100,000 | $500,000 | $1,000,000 | |||
| 14d - 17 years | $1.38 | $$1.77 | $2.46 | $2.73 | ||
| 18 - 29 years | $1.38 | $$1.77 | $2.50 | $2.73 | ||
| 30 - 39 years | $1.77 | $$2.44 | $3.11 | $3.29 | ||
| 40 - 49 years | $2.49 | $$3.13 | $4.24 | $4.66 | ||
| 50 - 59 years | $4.11 | $5.16 | $7.34 | $7.7 | ||
| 60 - 64 years | $4.77 | $6.25 | $9.28 | $9.7 | ||
| 65 - 69 years | $5.47 | $7.01 | ||||
| 70 - 79 years | $8.15 | $13.02 | ||||
For 80+ travelers it is limited to $10,000 with $24.08 price for day.
A higher deductible has a lower premium, while a lower deductible has a higher premium. This is based on the deductible factors shown here.
| Deductible | $0 | $100 | $250 | $500 | $1,000 | $2,500 |
|---|---|---|---|---|---|---|
| Factor | $1.25 | $1.10 | $1.00 | $0.90 | $0.80 | $0.70 |
Consider an example where your
Insurance coverage $50,000
Deductible $100 per certificate period
Medical expenses Claims$24,100
| Expense | Amount billed | Amount Insurance Pays | Amount Insured Owes |
|---|---|---|---|
| Deductible | $100 | $0 | $100 |
| Days in hospital | $2,000/day for 3 days | $6,000 | $0 |
| Surgery | $16,000 | $16,000 | $0 |
| Prescription Drugs | $600 | $600 | $0 |
| X Ray | $1,400 | $1,400 | $0 |
| Total: | $24,100 | $24,000 | $100 |
Yes. Visitors Preferred insurance covers border entry protection up to $500 maximum limit.
To buy the Visitors Preferred insurance, you will need the travel dates and passport details of the traveler.This will include the name of the traveler, the date of birth, the passport number and the travel dates.
You can get the quotes and make an instant purchase of Visitors Preferred travel insurance online with a credit card on American Visitor Insurance.This can be done without the need of any paperwork or medical exam.
Yes, the Visitors Preferred insurance can be bought after arrival in the United States. It must be bought within 30 days for travelers above 65 years. The Visitors Preferred can be purchased by travelers below the age of 65 years up to 6 months after arriving in the US.
Yes, the Visitors Preferred insurance covers acute on set of pre-existing condtions Up to the maximum limit.(Insured person must be under 70 years of age).$25,000 maximum limit for emergency medical evacuation
Visitors Preferred Insurance is available for US citizens residing outside USA and visiting USA for short term.Visitors Preferred insurance for US citizens require them to have resided outside US continuously for the past 6 months and must have a current health plan in force.
Travelers can review this article on how to use Visitors Preferred visitor medical insurance in case of emergency in USA.
Yes. Visitors Preferred insurance have $50 cancellation fee after the effective date.
Yes. Adventure sports coverage is available as optional rider up to the age of 65 years.If you are a thrill-seeking traveler who enjoys life's more adventurous activities, you may want to consider adding supplemental coverage to your plan. The Adventure Sports Rider provides coverage for injuries sustained during certain extreme sports that would otherwise be excluded from your insurance policy.
This plan covers any Illness or Injury sustained while taking part in activities designated as Adventure Sports, which are limited to the following: abseiling, BMX, bobsledding, bungee jumping, canyoning, caving, hot air ballooning, jungle zip lining, parachuting, paragliding, parascending, rappelling, skydiving, spelunking and windsurfing.
IMG maintains when inside the U.S., the unitedhealthcare plan which is a longstanding reputable tier one network that gives you more access to more doctors and services.
IMG maintains when inside the U.S., the www.firsthealthinternational.com which is a longstanding reputable tier one network that gives you more access to more doctors and services.
local_hospital Visitors Preferred PPO network »To file a claim with Visitors Preferred Insurance, follow these steps:
