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Travel Insurance Croatia

Procedure to get the Instant Croatia visa letter for application as required by the European consulates

1) Enter Details & GET QUOTE
2) Compare plans & BUY NOW
3) Download VISA LETTER

Croatia visa insurance quote

Age & Citizenship
Dependents
Residence
Start date
End date
What is the best travel insurance Croatia visa insurance?

The best Croatia visa travel insurance plans will vary from traveler to traveler depending on their unique needs. While some travelers will look for the cheapest Croatia visa insurance cost specifically to satisfy the visa requirements, others will look for the most comprehensive Croatia travel insurance coverage.

Patriot International Lite: Patriot International Lite insurance for Croatia visa is very popular among travelers visiting European countries and applying for Schengen Visa.

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How can I get Croatia visa medical insurance?

Travelers to Croatia applying for the Schengen visa can buy Croatia visa travel insurance on American Visitor Insurance. While it ironic to buy travel insurance for Croatia on American Visitor insurance, we offer several international travel insurance plans that specifically satisfy Croatia visa requirements as mandated by Schengen state consulates. Our compare Croatia visa insurance quote facility lists a range of cheap travel insurance that satisfy the Croatia visa requirements. After buying travel medical insurance for Croatia on our website travelers can immediately download the required visa letter to be used while applying for the Croatia visa.

How much is travel insurance for Croatia?

The cost for the health insurance for Croatia Visa depends mainly on the age of the traveler and the duration of coverage required. The older the traveler the higher will be the cost. The longer the duration of coverage required, the greater will be the cost of medical insurance for Croatia visa. The Croatia visa insurance application quote facility on our website lists the travel insurance that satisfy Schengen visa consulate requirements. You can find the cheapest health insurance for Croatia visa on American Visitor Insurance.

Travel insurance for Croatia visa

Croatia has become one among popular travel destinations in recent years. In 2023 Croatia became part of the Schengen group of nations making travel to the country even more seamless and easy. It offers wonderful climate, amazing Adriatic coastline, picturesque ports, 10 UNESCO world heritage sites, rich historic architecture, museums and extraordinary cuisines. In the recent times, every year has seen an increase in the number of international tourists visiting Croatia. The historic city of Dubrovnik is a huge tourist attraction made more famous thanks to the popular Game of Thrones tele-serial.

Holiday Insurance Croatia

The Plitivica national park is another very popular attraction while the capital city of Zagreb is a charming destination as well. Croatia has also gained in stature thanks to its incredible performances in the FIFA soccer world cups where it was a finalist in 2018 and advanced to the Semi Finals in 2022.

Travel health insurance for Croatia typically covers medical expenses, emergency medical evacuation, and repatriation in case of illness or injury while traveling in Croatia. It is a requirement for obtaining a Croatia visa. The insurance policy must provide coverage of at least €30,000 and be valid throughout the Schengen Area, including Croatia. This coverage ensures that travelers are financially protected against unexpected medical costs and emergencies during their stay in Croatia.

Croatia travel insurance requirements

International travelers who needs a Croatia visa will have to buy travel insurance satisfying Croatia visa requirements:

  • Travel insurance coverage of €30,000 (about $50,000 USD)
  • Policy must have a $0 deductible with 100% Coverage
  • A repatriation benefit.
  • An emergency medical evacuation benefit.
  • The insurance provider must have an office in Europe.

Schengen visa insurance letter

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Croatia visa travel documents

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Nationalities who need Croatia visa

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How much does Croatia Schengen travel insurance cost?

Europe Schengen travel insurance Cost in 2024

The cost of Schengen visa insurance depends on factors, such as the provider, the length of stay, the applicant's age, and the level of coverage required. The cost of travel insurance for Schengen visa can start from as low as One Dollar a day.

Patriot International Lite

Coverage range

$50K - $1M

Price range
$8 - $13
  • The policy maximum options available are $50k to $1M.
  • The deductible options available are $0 to $2.5k.
  • Coinsurance is available 100% up to the maximum limit.
  • IMG Patriot International Lite insurance for Schengen visa is very popular among travelers visiting European countries and applying for Schengen Visa.
  • Covers acute onset of pre-existing condition covers up to the period of coverage limit or $1M (whichever is lower)
Plan details  Brochures

Safe Travels International Cost Saver

Coverage range

$50K - $1M

Price range
$10 - $13
  • The policy provides the medical maximum options of $50K to $1M for emergency medical and hospitalization.
  • The deductible options on this plan are $0 to $5K.
  • Coverage period of the plan is from 5 days to 364 days and the plan is extendable.
  • Co-insurance percentage is 100% up to the policy maximum after the deductible is met.
  • Available for Non US Citizens and Non US Residents applying for Schengen visa.
  • Covers unexpected recurrence of a pre-existing medical condition.

Safe Travels International

Coverage range

$50K - $1M

Price range
$10 - $15
  • Available for Non US Citizens and Non US Residents applying for Schengen visa.
  • Safe Travels International offers primary comprehensive travel medical insurance coverage in Europe.
  • Covers unexpected recurrence of a pre-existing medical condition up to $20K of covered expenses up to age 65 or the first $10K for age 65 or over
  • The policy provides the medical maximum options of $50K to $1M for emergency medical and hospitalization.
  • The deductible options on this plan are $0 to $5K.

Atlas International

Coverage range

$50K - $2M

Price range
$8 - $14
  • The policy maximum options available with this plan are $50K to $2M for people up to the age of 65 For people in the age range of 65 to 79, the options are $50K and $100K and for people above 80 the only option is $10K.
  • The deductible options on this plan are $0 to $5K.
  • Plan pays Coinsurance 100% after the deductible up to the overall limit.
  • Atlas International Insurance satisfies Schengen visa requirements and offers comprehensive Europe medical insurance for travelers.
  • Covers acute onset of pre-existing condition covers up to overall maximum limit, under age 80.(excludes chronic and congenital conditions)
Plan details Brochures

Travel Medical Choice

Coverage range

$50K - $1M

Price range
$20 - $37
  • The policy maximum is available up to $1M for people up to 79 years and reduces to $10K for people above 80 years.
  • The maximum lifetime of the plan is 365 days and is renewableThere is a co insurance factor applicable to this insurance which pays 100% for outside of the US.
  • Travel Medical Choice satisfies Schengen visa insurance requirements.
  • Acute onset of pre-existing conditions are covered up to $50K up to the age of 64 years and a coverage of $10K is available for people above the age 65 to 79 years.

Travel health insurance in Croatia

Croatia flag

Visiting Croatia

Travel medical insurance for US citizens visiting Croatia

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Long term visa

Travel medical insurance for long term Europe visa

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Visiting USA

Travel insurance for Croatia residents visiting USA

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Group Travel

Croatia visa for group travel insurance quote

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Europe Travel Insurance for Senior citizens

Insurance for older travelers for visiting the Schengen countries

What does Schengen visa travel insurance cover?

Satisfies Visa requirements

Schengen visa insurance satisfies consulate requirements.

Doctor visit

Schengen travel insurance covers Doctor visits in case of sudden injury or sickness.

Medical evacuation

Emergency medical evacuation expenses to nearest available facility if needed.

Health care expenses

Covers emergency medical expenses for accidental injury or illness.

Repat of remains

Offers coverage for repatriation of remains expenses to home country in case of death.

Pre-existing conditions

Travel insurance offers coverage for acute onset of pre-existing conditions.

Testimonials - From Our Customers

I had a no-problem trip but Seven corners was easy to deal with in the securing of the travel insurance and dealing with a few issues prior to departure.

Karen

I have always gotten a quick response with a live person. I placed a claim, we will see it their payment to me is as good as their customer service is.

Margaret

Good policy options and pricing. Like to purchase high coverage for medical without covering full cost of trips - like the options Seven Corners provides.

Connie

Advantages of buying Schengen visa insurance on American visitor insurance

Satisfy Schengen visa requirements to apply for visa

Compare several plans to find what fits your needs best

Travel medical insurance protection for health emergency

Travel to Europe in peace with good insurance coverage

Factors for cost of best travel insurance to Croatia

The cost of Croatia health insurance for travelers depends on the following:

Age of the traveler

The older the traveler, the more expensive the cost of travel health insurance for Croatia.

The maximum medical coverage selected

The options range from $50,000, up to $1,000,000, the higher the coverage amount, the higher the premium.

The selected deductible

A 'deductible' or ‘excess’ is the amount of the medical costs the customer pays before the insurance plan provides any coverage. Most plans provide several options ranging from $0 to $2500 (travelers over age 60 years may not have the $0 deductible option). The lower the deductible, the higher the premium.

The co-insurance on the plan

'Co-insurance' is the percentage on medical expenses borne by the customer AFTER the deductible is paid. The cheapest travel health insurance for Croatia visa will have the highest co-insurance.

The Insurance underwriter

There are different underwriters such as AIG, Lloyds, Nationwide, etc. Premium will vary for different underwriter.

Steps to buy
Croatia holiday insurance online

 1: Finding all available Croatia visa insurance plans

Complete the Croatia visa insurance quote request form by providing details of the traveler and insurance requirements.

 2: Compare different visa insurance options

Compare the price and the benefits of the different Croatia visa insurance options to identify what fits your needs best.

 3: Buy the Croatia visa insurance and review documents

Buy the plan that fits your requirements and budget best by using a credit card and completing the online application.

 4: Review Croatia insurance & download visa letter

Review the insurance documents & download visa letter is required.

Travel health insurance for Croatia
Age
Spouse's Age
Start Date
End Date
  • Policy Maximum#1 
  • Deductible#2 
  • Schengen visa letter
    Sent immediately after purchase
  • Does not offers coverage for pregnancy
  • Acute onset of pre-existing condition coverage is available within the age of 70
  • Policy Maximum#1 
  • Deductible#2 
  • Schengen visa letter
    Available from client zone
  • Covers complications of pregnancy in the first 26 weeks of gestation
  • Acute onset of pre-existing condition coverage is available within the age of 79
  • Policy Maximum#1 
  • Deductible#2 
  • Europe visa letter
    Sent immediately after purchase
  • Covers Emergency Medical Treatment of Pregnancy
  • Covers unexpected recurrence of pre-existing conditions up to the age of 89 years
  • Policy Maximum#1 
  • Deductible#2 
  • Europe visa letter
    Sent immediately after purchase

#1  Policy Maximum is the maximum eligible medical expenses that the plan will cover.

#2  Deductible is the amount of expenses that must be paid out of pocket before an insurer will pay any expenses.

#3  Europe travel insurance for US residents Click here to read more »

Europe travel medical insurance

Croatia Visa Types

1. Short-Term Schengen Visas
  • A Visa (Air-Transit Visa): This is issued for transit through the international transit area of airports in Croatia. It allows the holder to stay in the transit area without leaving the airport
  • C Visa (Short-Stay Visa): This is issued for stays of up to 90 days within a 180-day period. It can be single-entry, double-entry, or multiple-entry
2. Long-Term National Visas (Type D)
  • Single-Entry Visa: This is issued for stays of up to 6 months, with the possibility of extension.
  • Multiple-Entry Visa: Permits repeated re-entries into Croatia for stays of up to 6 months, with the possibility of extension
3. Long-Stay Visas
  • Student Visa: This is issued for studying in Croatia, with a validity period of up to one year, with the possibility of extension.
  • Work Visa: This is issued for employment in Croatia, requiring a valid work permit.
  • Family Visa: This is issued for family members of Croatian citizens or legal residents who wish to join their family members in Croatia.
  • Digital Nomad Visa: This is issued for remote workers who want to reside in Croatia
4. Residence Permits

This is issued for long-term stays in Croatia, typically for stays exceeding 90 days. It is a prerequisite for obtaining a residence permit.

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Croatia long term visa for US citizens

Croatia has welcomed about 22 million tourists making the country 12th in the world for the most visited place and this explains why several Americans travel to Croatia each year for leisure. U.S. passport holders can travel to Croatia for tourism or business for up to 90 days within a 180-day period without a visa. After the removal of the travel ban during the Covid pandemic, Americans are the second highest visitors to Croatia.

Travel insurance with trip cancellation coverage will protect the traveler in the event of trip delay, cancellation of flights, loss of baggage as well as any medical emergency or accident that the US citizen can face while in Croatia. Given the pandemic, some European consulates are in fact insisting on Covid quarantine travel insurance while issuing travel visas.

Some US citizens travel insurance plans also have the option of 'Cancel for Any reason' (CFAR) by providing a refund of up to 75% of the trip cost if one cancels the trip for any reason. Having reliable travel insurance will ensure that the travelers can recoup the trip expenses which can be significant in the case of cruises, airline ticketing and hotel reservations should they face adverse circumstances during travel.

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Long term Europe Visa Insurance for US citizens

US citizens who want to stay in any of the 29 Schengen countries for more than 90 days in a 180 day period need a Long Stay Visa. One of the requirements for this visa is proof of medical insurance with medical expenses coverage up to €30,000 (or the equivalent in US dollars) which is valid during the whole stay in the Schengen countries.

The insurance company should provide a visa letter stating coverage amounts for medical expenses, emergency medical evacuation and repatriation while in Europe (or 'unlimited' if there is no limit of coverage).

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Travel insurance to Croatia for older US travelers with Medicare coverage

US senior citizens who have Medicare coverage should buy international travel health insurance while traveling outside the United States. Good travel health insurance is required since Medicare offers very limited coverage outside the US.

International travel always involves risks. This is especially true for older travelers and given that the costs of medical evacuation and health care outside the United States is expensive, buying good Medicare Supplemental international Travel insurance coverage is prudent.
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Travel medical insurance Croatia, Croatia travel insurance - FAQ's

1. Is health insurance mandatory for travel to Croatia?

If you need a visa for traveling to Croatia (Schengen visa), then - Yes, Croatia travel insurance is necessary for applying for the Schengen visa. The Croatian visa travel insurance requirement is a minimum coverage of 30,000 Euros.

If you a citizen of a country which does not need a visa for traveling to Croatia, then buying travel insurance for Croatia is not mandatory for visits of less than 90 days. However given the cost of healthcare in Croatia, and that domestic health insurance offers little health insurance outside your home country, it is strongly recommended to buy travel insurance for Croatia.

2. How can I get travel medical insurance for Croatia?

Travelers to Croatia who need the Schengen visa can buy Croatian visa travel insurance on our website. Our Schengen visa travel insurance quote facility displays the travel insurance that satisfy Croatian visa consulate requirements. Once you complete buying the Croatian visa travel insurance online, you can download the required Croatian visa letter which you can submit while applying for the Schengen visa.

3. What is the procedure to get a visa letter for Croatia?

Croatian visa medical insurance can be purchased online quickly and easily.
The traveler has to provide relevant information (age, travel dates, total amount of coverage desired) in a simple travel insurance for Croatian visa form and click the 'get quote' button.

A list of affordable travel insurance plans with the premium (cost), medical coverage details, and the name of the underwriter will be displayed. The applicant can then buy the best Croatian visa insurance plan they like by clicking on the corresponding 'BUY' button. Complete the simple application online and pay using a credit card.

On purchasing the Europe travel insurance for Croatia, a traveler will be provided with the insurance details that include a toll free number, a virtual ID card, and a Croatian visa letter that may be presented to the consulate as proof of coverage.

4. Who must buy travel medical insurance for Croatian visa?

A traveler from any of the Schengen visa required countries visiting Croatia for less than 90 days is required to buy short term travel medical insurance to apply for Croatian visa. It may be individuals, business travelers, family members. For travelers from Schengen visa exempted countries, planning to stay in Croatia for more than 90 days need to buy long term travel medical insurance for Long stay Europe visa.

5. Who offers Schengen visa Insurance for Croatia?

We work with many popular and top rated US insurance providers. These insurance companies offer best travel medical insurance coverage for Schengen visa. These Schengen visa insurance plans satisfy requirements as mandated by the consulate and offer comprehensive travel medical insurance coverage. The top insurance providers that offer popular Schengen visa insurance for Croatia are International Medical Group, Seven Corners, WorldTrips and Trawick International.
IMG  SevenCorners  worldtrips  Trawick

6. What is covered under Croatian visa travel insurance?

Best travel medical insurance for Croatian visa covers the cost incurred from
  • Hospitalization expenses dues of sickness of injuries
  • Emergency medical evacuation
  • Repatriation of remains
  • Trip cancellation or interruption
  • Flight delay
  • Baggage delay or loss
  • Acute onset of pre-existing conditions
  • Maternity in first 26 weeks

7. Can Americans travel to Croatia?

Yes, Americans can travel to Croatia for tourism or business purposes without a visa for up to 90 days within a 180-day period. Travelers must ensure their passport is valid for at least three months beyond their intended stay. It's recommended to have Long term Croatia holiday insurance covering medical expenses in Croatia.

8. Can I travel to Schengen countries with Croatia visa?

Yes, holders of a valid Croatian Schengen visa can travel to other Schengen countries. Croatia, while not yet a full member of the Schengen Area for visa purposes, applies a visa policy aligned with Schengen regulations. This means that a Croatia Schengen visa allows entry into other Schengen countries for up to 90 days within a 180-day period. However, it's essential to verify the latest regulations and specific entry requirements for each Schengen country you plan to visit, as entry policies can vary slightly between countries.

Travel insurance for CroatiaCroatia - General Information


Capital
Zagreb

Language
Croatian

Currency
Euro

Location
Europe

Population
Around 3.9 million

Best time to visit
June to September

Vacation spots
Plitvice Lakes National park, Dubrovnik, Krka National park, Split, Zadar, Istria, Hvar, Zagreb, Pula, Trogir, Brac, Korcula, Sibenik, Rovinj.

Popular tourist destinations in Croatia

Health insurance for travel to Croatia

Zagreb

The capital and largest city of Croatia, Zagreb is a vibrant metropolis packed with both historic and modern attractions.

Medical insurance for visiting Croatia

Korcula

Korcula is comprised of lush green forests, vineyards, sandy beaches and charming villages. Korucla Town, is a historic, walled town with Venetian Renaissance architecture.

Tourist Insurance for Croatia

Split

The city’s main attraction is its historic core of beautiful Gothic and Renaissance architecture of which the Diocletian’s Palace is the crown jewel.

Best vacation insurance for travel to Croatia

Hvar

Hvar is a beautiful Croatian island off the Dalmatian Coast, favored for its landscapes of spectacular beaches, lavender fields and lush vineyards.

Tourist information about Croatia

How do I get visa for Croatia?

  • If you are a citizen of the EU, EEA, or a country with a visa waiver agreement with the EU, you may not need a visa for stays up to 90 days.
  • If you are a citizen of a country that requires a visa, you will need to apply for a Schengen visa.
  • The main types of Schengen visas for Croatia are:

    • Type C Visa (Short-Stay Visa): For stays up to 90 days.
    • Type D Visa (National Visa): For stays longer than 90 days.

What travel documents do I need for Croatia?

The documents needed to enter Croatia are as follows:

  • Valid passport for at least three months beyond your stay.
  • Photographs that are taken recently
  • Documents of travel itinerary and Return Ticket (recommended)
  • Croatia EUR 30,000 travel medical insurance
  • Croatian visa insurance letter

What is the best time to visit Croatia?

The best time to visit Croatia is during the late spring (May to June) and early fall (September to October).

What are the famous vacation spots in Croatia?

Some of the top vacation spots in Croatia are Dubrovnik, Split, Plitvice Lakes National Park, Hvar Island, Zadar, Rovinj, Korčula Island, Pula, Makarska Riviera and Krka National Park.

What are the popular Cuisines in Croatia?

Croatia's popular cuisines include Peka, Black Risotto (Crni Rižot), Pašticada, Ćevapi, Istrian Truffles, Brodet (Brodetto), Soparnik, Pasticada, Rožata, Strukli, Gregada, Burek, and Fuži with Truffle Sauce. These dishes reflect the country's diverse culinary heritage, influenced by Mediterranean, Central European, and Balkan traditions, and showcase regional specialties and ingredients.

Which are the popular Languages spoken in Croatia?

The popular languages spoken include Croatian, the official language spoken by the majority, English, widely used especially among younger generations and in tourist areas, German, common in the tourism sector and among older generations, Italian, spoken in the Istria region and along the coast due to historical ties, Serbian, understood and spoken in areas with Serbian populations, Slovene, spoken by a minority near the Slovenian border, and Hungarian, used by the Hungarian minority in specific regions.

International airports in Croatia

City Airport Name IATA Code
Zagreb Zagreb Airport ZAG
Split Split Airport SPU
Dubrovnik Dubrovnik Airport DBV
Pula, Istria Pula Airport PUY
Rijeka Rijeka Airport RJK
Zadar Zadar Airport ZAD

What does travel health insurance Croatia visa usually not cover?

Travel health insurance for Croatia visa usually provides coverage for injury, sickness and unplanned medical expenses, emergency medical evacuation, and repatriation of remains in case of death. However, there are certain situations and items that are not covered by Croatia Schengen Visa insurance. These include:

1. Pre-existing medical conditions: Schengen Visa for Austria insurance usually excludes or provides limited coverage for any medical conditions that existed prior to the start of the policy. This means that if you have a pre-existing medical condition, any medical treatment related to that condition may not be covered.

2. Treatment for chronic illnesses: Most Austrian Visa medical insurance plans do not cover ongoing treatment for chronic illnesses, such as diabetes or heart disease. These conditions are generally excluded from coverage, so if you require ongoing treatment for a chronic illness, you may need to look for a specialized insurance policy.

3. Non-emergency medical treatment: Austria travel insurance is designed to cover medical emergencies and unexpected illnesses. It typically does not cover preventive care such as routine medical check-ups, vaccinations, or elective treatments.

4. Extreme sports and adventure activities: Many Austrian Visa health insurance policies exclude coverage for extreme sports and adventure activities, such as bungee jumping, skydiving, or scuba diving. If you plan to participate in these activities during your trip, you may need to buy additional coverage.

5. Mental health conditions: Austrian visa insurance generally do not cover mental health conditions, such as depression or anxiety. If you require treatment for a mental health condition during your trip, you may need to seek out specialized coverage.

Schengen Travel insurance with 30,000 Euro coverage

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Traveling to Schengen states

Tourism and travel insurance information for visiting Schengen countries.

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US citizens traveling to Europe

Vacation and travel insurance information for US citizens visiting Europe.

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Long term Europe visa medical insurance

Insurance Information for Long term Europe Visa.

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Tools to find the best Schengen visa travel insurance.

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Travel insurance for travelers from Croatia

Popular Schengen Visa insurance providers

You can find reliable Schengen visa insurance providers like International Medical Group(IMG), Seven Corners, WorldTrips, Trawick International insurance.


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