Procedure to get the Instant Finland visa letter for application as required by the European consulates
Before traveling to Finland, it is necessary to buy Schengen visa travel insurance to meet the Finland visa requirements. On American Visitor Insurance, you can easily buy the travel insurance online to get the visa letter to submit to the Finland consulate for your visa application. Once your travel insurance is purchased, you will receive the insurance details with the toll-free number, a virtual ID card, and the Schengen insurance letter for your visa application, which serves as proof of coverage.
Travel insurance for Finland is mandatory if you need a Schengen visa and must meet specific coverage criteria. If you do not need a visa then travel insurance is optional yet it is still highly recommended due to potential high medical costs for foreigners.
Individuals who are not citizens of the European Union (EU), European Economic Area (EEA), or Switzerland and who plan to stay in Finland for up to 90 days within a 180-day period for tourism, business, or family visits need to apply for Finland Schengen Visa. This visa allows travel to Finland and other Schengen Area countries. Exceptions may apply depending on the nationality of the traveler, as some countries have visa exemption agreements with the Schengen Zone.
To apply for a Schengen Visa to Finland, follow these steps:
According to article 15 of regulation (EC) No 810/2009, of the European Parliament, the travel insurance requirements for the Finland visa are:
Schengen visa insurance letter
Finland visa travel documents
Nationalities who need Finland visa
Schengen insurance cost ranges from $8 to $15 for a week. All the insurance plans listed below meet the Schengen visa requirements and are recognized by Schengen/EU embassies and consulates globally. Additionally, each provider allows you to download your Schengen visa letter on buying the policy. Travel medical insurance plans for Schengen countries can start at just $1 per day.
The average cost of travel insurance for Schengen visa per week for 25 years old traveler with medical maximum of $50,000 and $0 deductible.
| Insurance Plans | Provider Network | Cost | How to download Visa letter |
|---|---|---|---|
| Atlas International | No PPO | $8 | WorldTrips insurance ID cards via Client Zone |
| Patriot International Lite | IPA Network | $10 | IMG insurance ID cards from My IMG |
| Atlas Premium International | No PPO | $11 | WorldTrips insurance ID cards via Client Zone |
| Travel Medical Global Choice | Wellabroad.com | $11 | Seven Corners insurance ID cards via Client Zone |
| Safe Travels International |  |
$15 | Trawick international insurance ID cards via Client Zone. |
Source: American Visitor Insurance ®
Review Schengen Visa insurance plan benefits.
The cheapest travel insurance for Finland cost starts from just $10 for a week. Schengen visa insurance cost depends on factors, such as the provider, the length of stay, the applicant's age, and the level of coverage required. It is advisable to compare the benefits of cheapest Schengen travel insurance before buying a plan that meets Schengen consulate requirements.
The best Finland visa travel insurance plans will vary from traveler to traveler depending on their unique needs. While some travelers will look for the cheapest Finland visa insurance cost specifically to satisfy the visa requirements, others will look for the most comprehensive Finland travel insurance coverage.
Insurance for older travelers for visiting the Schengen countries
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If you are a non-U.S. citizen or a U.S. Green card holder traveling to Finland, you may need an Finland visa that satisfies Finland travel insurance requirements which are the Schengen visa requirements, depending on your nationality. Do check the specific requirements based on your citizenship. Travelers from the USA visiting Finland will in any event need to apply for a Schengen visa if their visit is for tourism, business, or family reasons and they plan to stay for up to 90 days. When applying for a visa to Finland (or any other Schengen Area country), travel insurance is a mandatory requirement. The purpose of this travel insurance for the Finland visa is to cover unexpected expenses related to medical emergencies, accidents, or trip disruptions during your time in Finland.
The policy must cover emergency medical expenses of at least €30,000 (around US $34,035). It must include coverage for emergency medical evacuation which is transporting you to the nearest hospital or even back to your home country if needed. The insurance must cover the entire period of your stay in the Schengen Zone, from the date you enter Finland until you leave. American Visitor Insurance offers international travel insurance that meets the Finland travel insurance requirements, providing the necessary proof of travel health insurance required when applying for an Finland visa. You can call us at (877)-340-7910 if you need any help to buy travel insurance for Finland which satisfies visa requirements.
US Green Card holders will need an Finland visa to travel there if the country of their passport requires a visa for travel to the Schengen countries. Green Card Holders travel insurance for Finland is required while applying for an Finland visa. US Green Card Holders can buy travel insurance to satisfy Finland visa requirements for their visa application on American Visitor Insurance.
Satisfy Schengen visa requirements to apply for visa
Compare several plans to find what fits your needs best
Travel medical insurance protection for health emergency
Travel to Europe in peace with good insurance coverage
The cost of Finland health insurance for travelers depends on the following:
Complete the Finland visa insurance quote request form by providing details of the traveler and insurance requirements.
Compare the price and the benefits of the different Finland visa insurance options to identify what fits your needs best.
Buy the plan that fits your requirements and budget best by using a credit card and completing the online application.
Review the insurance documents & download visa letter is required.
#1 Policy Maximum is the maximum eligible medical expenses that the plan will cover.
#2 Deductible is the amount of expenses that must be paid out of pocket before an insurer will pay any expenses.
#3 Europe travel insurance for US residents Click here to read more »Contact our customer service team, we are here to help you!
US citizens are advised to buy travel health insurance in Finland even if it is not mandatory for short travel, it is mandatory only for travel of more than 90 days to Finland and need a travel visa.
Travel insurance with trip cancellation coverage will protect the traveler in the event of trip delay, cancellation of flights, loss of baggage as well as any medical emergency or accident that the US citizen can face while in Finland. Given the pandemic, some European consulates are in fact insisting on Covid quarantine travel insurance while issuing travel visas.
Some US citizens travel insurance plans also have the option of 'Cancel for Any reason' (CFAR) by providing a refund of up to 75% of the trip cost if one cancels the trip for any reason. Having reliable travel insurance will ensure that the travelers can recoup the trip expenses which can be significant in the case of cruises, airline ticketing and hotel reservations should they face adverse circumstances during travel.
Know more »US citizens planning to stay in any of the 29 Schengen countries for more than 90 days within a 180 day period are required to apply for a Long stay (type D) visa. One of the requirements for this visa is proof of valid medical insurance with a minimum coverage of €30,000 (around US $34,035 as of May 2025), which is valid during the whole stay in the Schengen countries.
The insurance provider should provide a visa letter stating coverage amounts for medical expenses, emergency medical evacuation, and repatriation while in Europe (or 'unlimited' if there is no limit of coverage).
American Visitors Insurance offer the best Europe long stay travel insurance for US citizens designed by top US insurance providers. International travel insurance plans vary based on the different coverage benefits offered. Travelers can compare coverage benefits and buy the plan that best fits their coverage needs.
Get Quote »US senior citizens who have Medicare coverage should buy international travel health insurance while traveling outside the United States. Good travel health insurance is required since Medicare offers very limited coverage outside the US.
International travel always involves risks. This is especially true for older travelers and given that the costs of medical evacuation and health care outside the United States is expensive, buying good Medicare Supplemental international Travel insurance coverage is prudent.
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If you need a visa for traveling to Finland (Schengen visa), then - Yes, Finland travel insurance is necessary for applying for the Schengen visa. The Finland visa travel insurance requirement is a minimum coverage of 30,000 Euros.
If you a citizen of a country which does not need a visa for traveling to Finland , then buying travel insurance for Finland is not mandatory for visits of less than 90 days. However given the cost of healthcare in Finland , and that domestic health insurance offers little health insurance outside your home country, it is strongly recommended to buy travel insurance for Finland .
Finland visa medical insurance can be purchased online quickly and easily.
The traveler has to provide relevant information (age, travel dates, total amount of coverage desired) in a simple travel insurance for Finland visa form and click the 'get quote' button.
A list of affordable travel insurance plans with the premium (cost), medical coverage details, and the name of the underwriter will be displayed. The applicant can then buy the best Finland visa insurance plan they like by clicking on the corresponding 'BUY' button. Complete the simple application online and pay using a credit card.
On purchasing the Europe travel insurance for Finland , a traveler will be provided with the insurance details that include a toll free number, a virtual ID card, and a Finland visa letter that may be presented to the consulate as proof of coverage.
A traveler from any of the Schengen visa required countries visiting Finland for less than 90 days is required to buy short term travel medical insurance to apply for Finland visa. It may be individuals, business travelers, family members. For travelers from Schengen visa exempted countries, planning to stay in Finland for more than 90 days need to buy long term travel medical insurance for Long stay Europe visa.
We work with many popular and top rated US insurance providers. These insurance companies offer best travel medical insurance coverage for Schengen visa. These Schengen visa insurance plans satisfy requirements as mandated by the consulate and offer comprehensive travel medical insurance coverage. The top insurance providers that offer popular Schengen visa insurance for Finland are International Medical Group, Seven Corners, WorldTrips and Trawick International.
This is surely dependent of the travelers’ requirements. The travel will have to do a research online based on his or her requirements. It is advisable to compare Finland visa insurance products before buying the cheap travel medical insurance for Finland visa.
The following European countries are not part of the Schengen zone : Albania, Andorra, Armenia, Azerbaijan, Belarus, Bosnia & Herzegovina, Cyprus, Georgia, Ireland, Kosovo, North Macedonia, Moldova, Monaco, Montenegro, Russia, San Marino, Serbia, Turkey, Ukraine, The United Kingdom and the Vatican.
The Schengen region is a travel zone of several European countries where citizens can travel freely within this region without a visa, while the European Union is an economic and political union of several European countries.
Yes, you can cancel your travel insurance plan if your Finland visa is denied. There should be full reimbursement if you cancel before the travel dates.
However, if you cancel after the start date, the premium may be refunded on a prorated basis with a cancellation fee, but only if no claims have been submitted.
It is important to carefully review the terms and conditions of the policy while buying it, and to contact the insurance provider if you have any questions or concerns. If you need to cancel your policy due to a visa denial, you may need to provide proof of your visa denial to the insurance provider.
Yes, you can cancel your Finland travel insurance, but the terms and conditions and refund policy will vary depending on the insurance provider and the specific policy you purchased. If you ask for cancellation after the insurance start date, you may only receive a partial refund depending on how long you have had the policy and if you've already made any claims.
If you need to cancel your Schengen travel insurance, you should contact your insurance provider directly to inquire about the cancellation process and refund policy.
Finland, which is famous for the Northern Lights is the land of the midnight Sun! Its capital Helsinki is a charming city with a happening nightlife, with a fashionable design district, impressive contemporary architecture and many museums. Beyond Helsinki, the charm of Finland lies in its pristine wilderness, its thousand beautiful lakes and rivers and lush thick forests. Finland is also known for its cottage homes and many saunas which is a way of life for the Finnish. While taking a break from hectic work schedules in urban center’s and exploring pristine natural landscapes is exciting, US and International visitors to Finland must buy good travel insurance.
International tourists must realise that domestic health insurance plans including the US Medicare usually are limited to national borders and have no coverage outside their home country. It is therefore very important to be insured with proper travel medical insurance, especially since you are going to a country with extreme weather conditions and also considering the cost of healthcare in Europe. International travel medical insurance that we offer on American Visitor Insurance are specially designed by US insurance companies for the unique needs of international travelers.
Buying travel Insurance for Finland on Americanvistorinsurance.com might seem contradictory, but even though we offer travel medical insurance for visiting the United States, we also provide international travel insurance plans that insures travelers in Finland. These Finland Travel Insurance plans also satisfy Schengen visa requirements if required.
Finland - General Information
Helsinki is home to many churches, the three most important of which include the Lutheran Cathedral, the Church in the Rock and the Uspenski Cathedral.
Savonlinna is a charming historic destination. Located in the middle of Lake Saimma on a series of islands, the area’s biggest attraction is unquestionably Olavinlinna.
Kemi is a city in Finnish Lapland that is known best for its pulp mills. Travelers, however, know Kemi best as the location of the iconic snow castle.
Turku is still a major destination in Finland, and it is home to countless historic attractions and cultural landmarks. Some of the top things to see in Turku include the 13th century Turku Castle.
| City | Airport Name | IATA Code |
|---|---|---|
| Helsinki | Helsinki-Vantaa Airport | HEL |
| Tampere | Tampere-Pirkkala Airport | TMP |
| Turku | Turku Airport | TKU |
| Oulu | Oulu Airport | OUL |
| Rovaniemi | Rovaniemi Airport | RVN |
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Click here to read more »Travel health insurance for Finland visa usually provides coverage for injury, sickness and unplanned medical expenses, emergency medical evacuation, and repatriation of remains in case of death. However, there are certain situations and items that are not covered by Finland Schengen Visa insurance. These include:
1. Pre-existing medical conditions: Schengen Visa insurance usually excludes or provides limited coverage for any medical conditions that existed prior to the start of the policy. This means that if you have a pre-existing medical condition, any medical treatment related to that condition may not be covered.
2. Treatment for chronic illnesses: Most Schengen Visa medical insurance plans do not cover ongoing treatment for chronic illnesses, such as diabetes or heart disease. These conditions are generally excluded from coverage, so if you require ongoing treatment for a chronic illness, you may need to look for a specialized insurance policy.
3. Non-emergency medical treatment: Schengen travel insurance is designed to cover medical emergencies and unexpected illnesses. It typically does not cover preventive care such as routine medical check-ups, vaccinations, or elective treatments.
4. Extreme sports and adventure activities: Many Schengen Visa health insurance policies exclude coverage for extreme sports and adventure activities, such as bungee jumping, skydiving, or scuba diving. If you plan to participate in these activities during your trip, you may need to buy additional coverage.
5. Mental health conditions: Schengen visa insurance generally do not cover mental health conditions, such as depression or anxiety. If you require treatment for a mental health condition during your trip, you may need to seek out specialized coverage.
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