Travel insurance from USA to Finland
Finland is a Nordic country located in Northern Europe. Finland shares borders with Sweden to the west, Norway to the north, and Russia to the east. It is known for its picturesque landscapes, including thousands of lakes, forests, and arctic wilderness.
The country also has an extensive coastline along the Baltic Sea. The capital and largest city of Finland is Helsinki, situated on the southern coast of the country. Helsinki is known for its vibrant culture, architectural landmarks, and beautiful waterfront.
Travel insurance is highly recommended for US citizens traveling to Finland as it provides essential coverage and protection in case of unforeseen events or emergencies during the trip. Summer (June to August) for pleasant weather, longer daylight hours, outdoor activities, and the midnight sun phenomenon. December to February for a winter wonderland experience, winter sports, and the chance to see the Northern Lights. March to May for the transition from winter to summer, nature awakening, and potential winter activities in March.
The cost of travel insurance is around 5% of the trip cost and easily provides value worth more than its cost. While travelers to Finland are not required to have travel insurance in order to enter the country, it is highly recommended that travelers obtain adequate Finland travel insurance coverage for any unexpected events that may occur during their trip, such as medical emergencies, accidents, or trip cancellations.
Do I need travel insurance for Finland?
Travel insurance for Finland is mandatory if you need a Schengen visa and must meet specific coverage criteria. If you do not need a visa then travel insurance is optional yet it is still highly recommended due to potential high medical costs for foreigners.
Who needs to apply for Finland Schengen Visa?
Individuals who are not citizens of the European Union (EU), European Economic Area (EEA), or Switzerland and who plan to stay in Finland for up to 90 days within a 180-day period for tourism, business, or family visits need to apply for Finland Schengen Visa. This visa allows travel to Finland and other Schengen Area countries. Exceptions may apply depending on the nationality of the traveler, as some countries have visa exemption agreements with the Schengen Zone.
How do I apply for a Finland Schengen visa?
To apply for a Schengen Visa to Finland, follow these steps:
- Choose the correct visa based on your travel purpose (tourism, business, etc.)
- Fill out the Schengen visa application form.
- Gather required documents, including valid passport, travel insurance, proof of accommodation and financial means, flight reservation.
- Book an appointment with the Finland consulate or visa center.
- Submit your application, biometric data, and documents at the consulate.
- Pay the visa application fee.
- Processing usually takes around 15 days.
- Pick up your approved visa from the consulate.
How do I get the right insurance required while applying for the Finland Schengen visa?
At American Visitor Insurance, it's easy to get the best deal for insurance to meet Finland Schengen visa requirements. Simply use our compare engine to review travel policies and prices. All the plans listed will give you access to a "visa letter" which you can print out minutes after your purchase which shows you have the insurance that is required for your visa. Change in plans? Not sure when your will be traveling? No problem! All plans are very flexible and can either be pushed back, moved forward, or cancelled for a full refund (before they start)! If two people are over 70 years old, you can be quoted together on American Visitor Insurance, but some companies require you to fill out separate applications for each person (but the total cost will NOT change). Note that for travelers over 80, it can be cheaper to get a trip cancellation plan like one offered by IMG and they also provide a visa letter for you! Please call us at 877-340-7910 if you have any questions or concerns!
Do I need American traveler insurance with trip cancellation coverage?
US citizens are advised to consider purchasing trip protection insurance, particularly when traveling beyond their home state. Travel insurance for US citizens visiting Europe tailored for US vacationers offer coverage that includes the traveler's health and trip expense costs. Coverage benefits typically encompass trip cancellation, delay, Covid quarantine travel insurance, medical evacuation, injury of family member, travel companion or pet, theft of passport, traffic accident, inclement weather resulting in delay or cancellation of common carrier.
Travelers can also include the
Cancel for Any reason (CFAR) insurance which gives travelers the option of cancelling their travel and recouping most of their non-refundable trip expenses. This insurance provides coverage in the following ways:
- Non refundable cost of the trip.
- Unexpected medical expenses of the traveler.
- Loss or damage to the insured’s possessions.
Following are the best trip insurance plans:
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The trip insurance offered by IMG is a three-tiered series of plans: iTravelInsured Travel Lite, iTravelInsured Travel SE and iTravelInsuredTravel LX. These plans offer coverage for unexpected medical expenses dues to accident or sickness as well as insure your trip expense investment in case of a trip cancellation or delay.
iTravelInsured Travel LX insurance has 'Cancel for any reason' benefit included and provides coverage up to $100,000. The iTravelInsured Travel SE and iTravelInsured Travel LX plans offer Trip Delay benefit up a maximum of $2,000 per person and $2,500 per person respectively which satisfy many countries Covid travel insurance quarantine requirements.
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- Available for US citizens and residents traveling outside the United States
- Includes $2000 in travel delay benefits for Covid quarantine/lodging.
- Trip cancellation up to $50,000/Trip interruption up to 200% of trip cost
- Offers $500,000 medical for sickness and injury/$1,000,000 medical transportation
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The Trip Protection Series by Seven Corners offers plans with good, better, best plan with Trip Protection Basic and Trip Protection Choice. There is an additional cost for the number of days which exceed 30 days, but you can have a trip last up to 180 days.
Trip Protection Elite from Seven Corners offers cancel for any reason for residents of Missouri, New York, Pennsylvania and Washington travelling in the United States /internationally. you can have a trip last up to 90 days.
There is also the optional coverage for loss of ski days and equipment and lost golf rounds and rental. Note that insuring a trip for $0 to $500 gives the same, lowest rate available.
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Travel Insurance Select Insurance and Trip Care Complete Insurance from Travel Insurance Services, offers choice of three options to meet your needs and budget: Elite, Plus, and Basic. These plans includes coverage for trip cancellation, trip interruption, trip delay, medical expense, emergency evacuation, and baggage loss/delay coverage. Each option includes different features, benefits, and coverage limits.
Travel Insurance Select Plus and Elite plans offers "Optional cancel for any reason benefit" if purchased within 21 days of the date initial payment/deposit is received. (not available to residents of NY) and Trip Care Complete Insurance also offers "Optional cancel for any reason benefit" up to 75% of Trip Cost.
International travel health insurance from USA
What is the best travel insurance with theft gear coverage?
American travel insurance coverage for theft gear often include coverage for lost, stolen, or damaged personal belongings, which can include gear such as cameras, laptops, sports equipment, and other valuables. At American Visitor Insurance best travel insurance coverage for theft gear is offered by popular comprehensive plans from top rated insurance providers.
Which travel insurance provides good medical evacuation coverage?
Travel insurance for US citizens visiting Europe with emergency medical evacuation coverage is crucial, particularly for those visiting areas with limited medical resources or engaging in high-risk activities. It's a vital feature of many travel insurance policies, providing essential aid and financial support in the event of a serious illness or injury that necessitates transportation to a medical facility or repatriation to the United States. The best travel insurance plans for medical evacuation cover the expenses of transferring you to the closest suitable medical facility when local care is insufficient.
What is the American travel insurance for canceled flights?
Flight cancellations can be a significant inconvenience, but having travel insurance can help mitigate the impact. When dealing with a canceled flight, it’s important to know your rights and how to claim compensation or seek reimbursement. Travel insurance can provide coverage for canceled flights, which is particularly useful if you encounter unexpected disruptions during your trip.
Best trip cancellation insurance for Finland from USA
Is it worth buying trip cancellation insurance?
Annual vacation that is once in a lifetime experience could be very expensive. Planning a vacation involves expenses from booking air tickets, cruise reservations, hotel bookings which is done months in advance. As life is not certain, we cannot predict what can happen in the future which can resulting in cancelling an expensive vacation or trip or making other trip arrangements.
Sometimes while on a trip an emergency medical situation may arise which can result in hospitalization and huge medical bills. Other risks involved maybe baggage loss, flight delay, trip interruption, loss of passport which can cripple your life savings. Buying Trip protection insurance for Finland can be a life and money saver which will cover most of the trip investment expenses and expenses arising from emergency travel and medical expenses.
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How much does the best travel insurance cost in 2025?
How much is travel insurance for a month? How much is travel medical insurance?
The American travel insurance cost per month can vary depending on several factors like the age, trip duration, the coverage maximum, and any additional add-ons or options you select. On average, travel insurance costs for a US citizens can range from $50 to $200 for a week-long trip, which is between 5% to 8% of the trip cost. It is recommended to compare US citizens travel insurance quotes from different insurance providers on American Visitor Insurance.
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How much is trip cancellation insurance?Trip insurance cost is based on several factors such as the age, trip length and trip cost. There are cheap trip insurance plans starting at $32 per month.
# Approximate cost of Trip insurance plans is for a 40-year-old traveler, 15 days trip length and $1K trip cost. Source: AMERICAN VISITOR INSURANCE®
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How much is travel insurance?
Travel insurance starts as low as $53 for a month. Travel insurance provides coverage for doctor visits and emergency hospital stays while ensuring access to necessary care and financial protection against high medical costs abroad.
# Approximate American travel insurance cost for a 40-year-old for a duration of 1 month. Source: AMERICAN VISITOR INSURANCE®
How much does travel insurance cost for a week? How much does travel insurance cost for 2 weeks?
Travel insurance costs typically ranges between $5 to $40 for a week and $9 to $80 for two weeks. You can compare quotes using American Visitor Insurance trip insurance cost calculator. The price depends on factors such as coverage type, trip destination, and total trip cost. Basic plans are more affordable, while comprehensive options, including trip cancellation, medical emergencies, and baggage protection, tend to cost more.
How much does travel insurance cost for 6 months?
For a 40-year-old traveler, the cost of travel insurance for a 6 month trip typically ranges around $122 to $1,050, based different coverage options on American Visitor Insurance. The price depends on factors such as coverage levels, the destination, and the type of policy selected.
Do I need Trip Cancellation insurance?
Highlights of trip cancellation insurance coverage benefits
Cancel for Any Reason
Compare travel insurance with cancel for any reason benefit.
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Trip Delay
Best trip cancellation insurance with quarantine coverage.
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Rental Car
Rental car insurance for damage, theft, repair of rented cars.
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Trip Cancellation
Trip cancellation insurance for trip expenses if the trip is cancelled.
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Trip Interruption
Trip interruption insurance for travel expenses when a trip is Interrupted.
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Baggage Loss
Travel insurance coverage due to lost, damaged, delayed or stolen luggage.
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Medical Evacuation
Emergency medical evacuation travel insurance coverage.
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Travel insurance for Finland visa
If you are a non-U.S. citizen or a U.S. Green card holder traveling to Finland, you may need a Finland visa that satisfies Finland travel insurance requirements which are the Schengen visa requirements, depending on your nationality. Do check the specific requirements based on your citizenship. Travelers from the USA visiting Finland will in any event need to apply for a Schengen visa if their visit is for tourism, business, or family reasons and they plan to stay for up to 90 days. When applying for a visa to Finland (or any other Schengen Area country), travel insurance is a mandatory requirement. The purpose of this travel insurance for the Finland visa is to cover unexpected expenses related to medical emergencies, accidents, or trip disruptions during your time in Finland.
The policy must cover emergency medical expenses of at least €30,000 (around US $50,000). It must include coverage for emergency medical evacuation which is transporting you to the nearest hospital or even back to your home country if needed. The insurance must cover the entire period of your stay in the Schengen Zone, from the date you enter Finland until you leave. American Visitor Insurance offers international travel insurance that meets the Finland travel insurance requirements, providing the necessary proof of travel health insurance required when applying for a Finland visa. You can call us at (877)-340-7910 if you need any help to buy travel insurance for Finland which satisfies visa requirements.
ETIAS for American travelers to Finland
Starting in 2025, U.S. travelers to Finland will need to apply for an ETIAS (European Travel Information and Authorization System). ETIAS is an electronic travel authorization system similar to the U.S. ESTA (Electronic System for Travel Authorization). However, ETIAS is not a visa. It is be a pre-travel clearance for short stays up to 90 days in Finland. Along with ETIAS it is important for US travelers to buy travel insurance for Finland from USA on American Visitor Insurance, since Medicare and most US health insurance plans will not provide coverage outside USA in Finland.
What is the best travel insurance for a US senior vacationing in Finland?
The best travel insurance for a US senior vacationing in Finland are available on American Visitor Insurance. A very economical plan for seniors under 70 years is the Altas International plan which costs about $170 per month. You purchase it for the days you need coverage. For seniors under 80, the Patriot International Lite plan is the most economical which costs about $270 per month. If you are over 80 years of age and want at least $50,000 coverage (which would be required for a Long Term Europe visa), you must purchase the Safe Travels Outbound plan which costs about $670 per month. All of these plans will give you a "visa letter" you can download and print out if you need it for a Long Term stay and all are excellent options for visitor insurance while abroad. Note that prices are for a $50,000 maximum with a $0 deductible imitating the visa requirements, but if you do not need to satisfy those requirements, you can put a higher deductible on the policy and reduce the cost of the plan.
Is Finland visa insurance required for US Green Card Holders?
Do US Green card holders need Finland visa?
Green Card holders will need the Finland visa if the country of their passport requires a Schengen visa for travel to Europe. Travel insurance for Finland visa for Green Card Holders is mandatory while applying for Finland visa. Green card holders travel insurance requirements for Finland must satisfy common Schengen visa insurance requirements. US Green Card Holders can buy travel insurance to satisfy Finland visa requirements for their visa application on American Visitor Insurance.
Finland - General Information
location_city
Capital
Helsinki
language
Language
Finnish, Swedish
globe
Location
Northern Europe
groups
Population
Around 5 million
event
Best time to visit
June to middle of August
location_on
Vacation spots
Helsinki, Lapland, Turku, Tampere, Lappeenranta, Hameenlinna, Naantali, Savonlinna, Porvoo.
Which are the popular tourist destinations in Finland?
Helsinki
Helsinki is home to many churches, the three most important of which include the Lutheran Cathedral, the Church in the Rock and the Uspenski Cathedral.
Savonlinna
Savonlinna is a charming historic destination. Located in the middle of Lake Saimma on a series of islands, the area’s biggest attraction is unquestionably Olavinlinna.
Kemi
Kemi is a city in Finnish Lapland that is known best for its pulp mills. Travelers, however, know Kemi best as the location of the iconic snow castle.
Turku
Turku is still a major destination in Finland, and it is home to countless historic attractions and cultural landmarks. Some of the top things to see in Turku include the 13th century Turku Castle.
Steps to follow when traveling to Finland from USA
Valid Passport: Ensure that your passport is valid for at least six months beyond your planned departure date from Finland.
Visa Requirements: US citizens don't need a visa for stays of up to 90 days within a 180-day period for tourism or business purposes.
Travel health insurance: It's advisable to have comprehensive travel and health insurance for Finland that covers medical expenses and emergency evacuation in case of unforeseen circumstances during your trip.
Key Guidelines for travelers in Finland from USA
Here are some key guidelines for travelers in Finland:
- The US Department of State has issued a Level 2 Travel Advisory for Finland, which means that travelers should exercise increased caution due to terrorism.
- A valid passport and visa if required.
- Check visa requirements; U.S. citizens can typically stay up to 90 days without a visa.
- You should also consider getting travel medical insurance before your trip. This can help you cover unexpected medical expenses while you’re abroad.
Visa free travel countries for US citizens
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Travel insurance for US citizens to Finland
Short term travel medical Insurance
- For short term travel vacations ranging from a few weeks to few months (less than a year).
- This covers all catastrophic health care expenses, but does not include coverage for preventive care and has limited cover for pre-existing conditions.
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Long term health Insurance
- Ideal for expats working overseas and for US pensioners living outside the US.
- These plans offers comprehensive coverage for preventive-care, pre-existing conditions, mental health, dental and vision benefits.
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US expatriate insurance
Health insurance for U.S. expats is essential for providing access to quality healthcare while living abroad. Expatriates often need coverage that goes beyond what their domestic U.S. health insurance provides because most U.S.-based health insurance plans do not cover medical expenses incurred outside the United States.
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What is the best travel insurance for U.S. seniors with Medicare coverage?
Does Medicare cover medical costs for US citizens traveling to Finland?
US senior citizens with Medicare need international travel insurance as Medicare offers limited or no coverage outside USA. Traveling overseas involves risks especially for older travelers and costs of medical evacuation and health care outside the United States is expensive. Buying Medicare Supplemental international Travel insurance coverage for older US travelers is strongly recommended.
Indianapolis based International Medical Group (IMG) offers GlobeHopper Senior travel health insurance as affordable overseas travel medical insurance for US senior citizens and US permanent residents 65 years and older.
The GlobeHopper Senior plan is available either as the GlobeHopper Single-Trip plan for coverage from 5 days to 365 days, or as a GlobeHopper Multi-trip plan which covers 12 months with a maximum of 30 days per each overseas trip. The GlobeHopper Senior plan is very popular since it provides coverage of $1 million up to the age of 79 years and $100,000 for travelers more than 80 years old. The plan includes $2,500 cover for sudden unexpected recurrence of a pre-existing condition and $25,000 for emergency medical evacuation.
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Travel insurance to Finland from USA - FAQ's
There are many travel health insurance options available for Finland. Safe Travels Outbound insurance by Trawick International for US citizens traveling to Finland with Finland Covid insurance coverage.
Atlas International offered by WorldTrips which is considered one of the best travel insurance options offers coverage up to $2,000,000.
US travel insurance for Finland typically covers medical expenses, emergency medical evacuation, trip cancellation or interruption, baggage loss or delay, travel delays, and personal liability. However, the coverage will vary depending on the specific insurance plan you choose. It is very useful to make an informed decision by comparing the best US travel insurance for Finland on American Visitor Insurance.
The travel insurance for Finland from USA typically has the following coverage benefits:
- Emergency medical expenses - for any sudden and unforeseen illness or injury that requires medical treatment while you are in Canada. This may include hospitalization, ambulance, prescription drugs, dental care, and repatriation.
- Trip cancellation and interruption - for any non-refundable prepaid travel arrangements that you have to cancel or cut short due to a covered reason, such as sickness, injury, death, natural disaster, or travel advisory.
- Lost or stolen baggage - for any personal belongings that are lost, stolen, or damaged during your trip, up to a certain limit. This may also include baggage delay benefits if your luggage is delayed for more than a specified period of time.
- Other benefits - such as travel assistance, accidental death and dismemberment, flight accident, rental car damage, and personal liability. These benefits will vary depending on the plan and provider you choose.
While travel insurance is not mandatory for visiting Finland as a US citizen, it is highly recommended. Having travel insurance safeguards you against unexpected expenses and provides assistance in case of emergencies or disruptions during your trip.
It is possible to purchase travel insurance after arriving in Finland, but it is advisable to have coverage in place before your trip begins. If you wait until you arrive, you may not be covered for any pre-existing conditions or events that occur before the policy is active. Therefore, it is recommended that you buy travel insurance for Finland before you leave the US, as you may face unexpected risks or emergencies during your travel or stay. You can compare different travel insurance plans online on American Visitor Insurance to find the best option for your needs and budget.
There are many affordable travel insurance for Finland plans. The best travel insurance for Finland plans cost depends on factors such as the length of your trip, coverage limits, your age, pre-existing medical conditions, and the insurance provider you select. It is recommended to find Finland travel insurance reviews and compare travel insurance Finland quotes on American Visitor Insurance to find the most suitable option for your needs.
Some US travel insurance providers offer coverage for pre-existing medical conditions, but this can vary. When buying affordable travel insurance for Afghanistan, it's crucial to compare the best travel insurance for Monaco plans on American Visitor Insurance for policy details to understand the pre-existing conditions coverage. Some insurers may provide US citizens pre-existing conditions travel insurance coverage while others offer limited coverage for acute onset of pre-existing conditions and some other offer this coverage as an add on benefit at an additional cost.
Following are the best travel insurance plans for US citizens with pre-existing conditions:
Medical evacuation travel insurance for traveling to Finland
Travel insurance for Finland who need coverage for expenses arising from international security evacuation, medical evacuation and repatriation can buy Medical evacuation insurance commonly called “Medevac insurance” .
The Atlas Medevac insurance from World Trips covers emergency medical evacuation for US citizens.
Seven Corners Medical Evacuation and Repatriation
What are the factors to consider while buying travel insurance for Finland?
The cost of Europe long term visa insurance depends on the following:
- Age of the traveler: The travel insurance price is directly proportional to the age of the traveler. The older the traveler and higher is the cost of the travel insurance.
- Type of travel insurance: Comprehensive travel insurance which provide exhaustive coverage are more expensive. Traveler can select between single trip or multi trip travel insurance.
- Medical maximum coverage: The price of travel health insurance is directly dependant on the maximum medical coverage and inversely dependant on the deductible of the plan chosen.
- Region of coverage: Travel insurance depends on the coverage region. The cost for travel health insurance in some countries (USA …) is more expensive than others.
- Duration of travel insurance: The longer the duration of visitor medical insurance required, the higher will be the cost.
- Any add on benefits: Additional add-on benefits like adventure sports coverage will increase the cost of coverage.
How do I buy Finland visa travel insurance online?
Complete the travel insurance quote form by providing traveler details and the insurance requirements.
Compare price and the benefits of the different travel insurance options to identify what fits your needs best.
Buy the plan that fits your needs and budget by using a credit card and completing the online application.
Review the travel insurance policy documents received by email for coverage details and relevant contact numbers.
Overseas travel insurance for US residents
How do I buy the best travel insurance for Cruises?
Going on a cruise vacation is truly exciting, however one must take suitable action to ensure that the cruise vacation is not a disappointment. Vacationers are likely to book for the cruise well in advance of the actual travel dates, and it is possible that one is not able to make the cruise as planned.
Best Cruise trip insurance ensures that vacationers can vacation investment should there be a disruption and one cannot make the cruise. Most Cruises offers Cruise protection, but that is not the same as trip insurance for Cruises.
A cruise protection usually gives vouchers for the traveler if they miss the cruise, but getting money back is not the norm, which is what trip insurance for Cruises offer.
Vacationers can shield themselves best by purchasing the
Cancel for any reason insurance benefit. This gives the flexibility of cancellation the cruise vacation for any reason, and the traveler can get reimbursed up to 75% of the non-refundable trip expenses. The cruise insurance protection offered by cruise lines provides very little benefits given their cost, this is particularly important for Seniors cruise vacationers who are most vulnerable and likely to need the benefits offered by the best cruise travel insurance plans.
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Group Travel Insurance
Quite often groups travel overseas together. The groups could be traveling for varied reasons such as employees on training, groups of tourists holidaying, members of a missionary organization, groups of students attending a sporting or academic event. Since the regular domestic health insurance will usually not cover you outside your home country you can buy cheap Group travel health insurance for visiting Finland. The group travel plans are cheaper when compared to individual travel medical insurance. There is usually a discount of about 10% or more in group travel policies when compared to individual visitor health insurance for the same destination.
Trip vs Travel health coverage vs Global medical insurance
Confused whether to buy trip, travel or global health insurance? Understand the differences
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Embassy of Finland in United States
Finland Embassy in Washington, DC
location_on 3301 Massachusetts Avenue NW, Washington, D.C., 20008 USA
call Phone
+1-202-223-4942
mail Email
embassy.washington@mfa.gov.al
hoc.washington@mea.gov.in
Finland Consulate in New York, NY
location_on 866 United Nations Plaza, Suite 250, New York, NY 10017 USA
call Phone
+1-212-255-7381
mail Email
consulate.newyork@mfa.gov.al
Annual travel insurance
These plans are ideal for regular travelers who make many overseas trips annually. The
Annual multi-trip insurance for traveling to Finland plans provide coverage for a whole year, while having a maximum limit for the length of each international trip. Business travelers find the annual trip plans very useful and price effective, as opposed to buying insurance for each of their overseas trips. One of the requirement is that the traveler must have primary health insurance in the home country.
Cheap travel insurance to Finland from USA links
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Travel medical insurance for travel to Finland FAQ
FAQs about cheap insurance for Finland travelers.
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Finland Travel medical Insurance Blog
Blog about travel health insurance Finland travelers.
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