arrow

Travel Insurance for Estonia, Estonian visa travel insurance

Procedure to get the Instant Estonian visa letter for application as required by the European consulates

Description 1) Enter Details & GET QUOTE
Balance 2) Compare plans & BUY NOW

Estonian visa insurance quote

Age & Citizenship help
Dependents help
Residence help
Start date help
End date help
What is the best travel insurance Estonian visa insurance?

The best Estonian visa travel insurance plans will vary from traveler to traveler depending on their unique needs. While some travelers will look for the cheapest Estonian visa insurance cost specifically to satisfy the visa requirements, others will look for the most comprehensive Estonia travel insurance coverage.

Patriot International Lite: Patriot International Lite insurance for Estonian visa is very popular among travelers visiting European countries and applying for Schengen Visa.

View more plans »
How can I get Estonian visa medical insurance?

Travelers to Estonia applying for the Schengen visa can buy Estonian visa travel insurance on American Visitor Insurance. While it ironic to buy travel medical insurance Estonia on American Visitor insurance, we offer several international travel insurance plans that specifically satisfy Estonian visa requirements as mandated by Schengen state consulates. Our compare Estonian visa insurance quote facility lists a range of cheap travel insurance that satisfy the Estonian visa requirements. After buying travel medical insurance for Estonia on our website travelers can immediately download the required visa letter to be used while applying for the Estonian visa.

How much does health insurance cost in Estonia for travelers?

The cost for the health insurance for Estonian Visa depends mainly on the age of the traveler and the duration of coverage required. The older the traveler the higher will be the cost. The longer the duration of coverage required, the greater will be the cost of medical insurance for Estonian visa. The Estonian visa insurance application quote facility on our website lists the travel insurance that satisfy Schengen visa consulate requirements. You can find the cheapest health insurance for Estonian visa on American Visitor Insurance.

Travel health insurance for Estonia visa

Estonia, along the Baltic Sea in Northern Europe is an unexplored tourist gem. The country has over 1500 islands with an extensive coastline, having a diverse terrain including rocky beaches, forests and lakes. The capital Tallinn is a captivating city, has the UNESCO tag and is known for its well preserved medieval old town. Tallinn creates a fairy tale atmosphere full of castles, forts, medieval houses and serpentine paths and alleyways which will take tourists on an unforgettable adventure. One can also see traces of the Soviet era which it was a part of till 1991.

While leaving behind the mundane and exploring new destinations is always exciting, US and International tourists should remember to buy good travel medical insurance.The US Medicare and other domestic health insurance plans provide little coverage while traveling overseas. Travel insurance provides a very useful shield in the event of a medical or a logistical emergency.International travel insurance plans that we offer on American Visitor Insurance are designed by US insurance providers specifically for the custom needs of international travelers.

Buying travel insurance Estonia or any other European nation on Americanvistorinsurance.com may appear contradictory, however while we offer travel insurance for visiting the United States, we also provide international travel insurance plans that insures travelers in Europe. These travel insurance plans also satisfy Schengen visa requirements if required.

Estonia travel insurance requirements

International travelers who needs a Estonian visa will have to buy travel insurance satisfying Estonian visa requirements:

  • Travel insurance coverage of €30,000 (about $50,000 USD)
  • Policy must have a $0 deductible with 100% Coverage
  • A repatriation benefit.
  • An emergency medical evacuation benefit.
  • The insurance provider must have an office in Europe.
Medical insurance for Estonia
assignment

Schengen visa insurance letter

Click here to know more »

description

Estonian visa travel documents

Click here to know more »

flight

Nationalities who need Estonian visa

Click here to know more »

How much does Estonia Schengen travel insurance cost?

Europe Schengen travel insurance Cost in 2025

All the insurance plans listed below meet the Schengen visa requirements and are recognized by Schengen/EU embassies and consulates globally. Additionally, each provider allows you to download your Schengen visa letter on buying the policy. Travel medical insurance plans for Schengen countris can start at just $1 per day.

Insurance Plans Provider Network Cost* How to download Visa letter
Atlas International WorldTrips United Healthcare Provider Network $8 WorldTrips insurance ID cards via Client Zone
Patriot International Lite IMG United Healthcare Provider Network $10 IMG insurance ID cards from My IMG
Atlas Premium International WorldTrips United Healthcare Provider Network $11 WorldTrips insurance ID cards via Client Zone
Safe Travels International Cost Saver Trawick International United Healthcare Provider Network $11 Trawick International insurance ID cards via Client Zone.
Travel Medical Global Choice Seven Corners United Healthcare Provider Network $11 Seven Corners insurance ID cards via Client Zone
Safe Travels International Trawick International United Healthcare Provider Network $15 Trawick international insurance ID cards via Client Zone.

* The average cost of travel insurance for Schengen visa per week for 25 years old traveler.

Travel health insurance Estonia, Travel insurance for visiting Estonia

Estonia flag

Visiting Estonia

Travel medical insurance for US citizens visiting Estonia

Click here »
flag-color

Long term visa

Travel medical insurance for long term Europe visa

Click here »

Visiting USA

Medical insurance for Estonian residents visiting USA

Click here »

Group Travel

Estonian visa for group travel insurance quote

Click here »

Europe Travel Insurance for Senior citizens

Insurance for older travelers for visiting the Schengen countries

What does Schengen visa travel insurance cover?

  • Satisfies Visa requirements: Schengen visa insurance satisfies consulate requirements.
  • Doctor visit: Schengen travel insurance covers Doctor visits in case of sudden injury or sickness.
  • Medical evacuation: Emergency medical evacuation expenses to nearest available facility if needed
  • Health care expenses: Covers emergency medical expenses for accidental injury or illness.
  • Repat of remains: Offers coverage for repatriation of remains expenses to home country in case of death.
  • Pre-existing conditions: Travel insurance offers coverage for acute onset of pre-existing conditions.

Testimonials - From Our Customers

"I am always appreciating good business conduct and when I am coming back here for the longer time span."

star star star star

Karen

"Thank you for your prompt response. Your prompt response will be highly appreciated."

star star star star

Margaret

"Thank you American Visitor Insurance! You went way beyond what I would expect from an insurance company."

star star star star star

Connie

Why should I buy Schengen visa insurance on American visitor insurance?

description

Satisfy Schengen visa requirements to apply for visa

balance

Compare several plans to find what fits your needs best

flight

Travel medical insurance protection for health emergency

home

Travel to Europe in peace with good insurance coverage

Factors for cost of best travel insurance to Estonia

The cost of Estonian health insurance for travelers depends on the following:

Age of the traveler

The older the traveler, the more expensive the cost of travel health insurance for Estonia.

The maximum medical coverage selected

The options range from $50,000, up to $1,000,000, the higher the coverage amount, the higher the premium.

The selected deductible

A 'deductible' or ‘excess’ is the amount of the medical costs the customer pays before the insurance plan provides any coverage. Most plans provide several options ranging from $0 to $2500 (travelers over age 60 years may not have the $0 deductible option). The lower the deductible, the higher the premium.

The co-insurance on the plan

'Co-insurance' is the percentage on medical expenses borne by the customer AFTER the deductible is paid. The cheapest travel health insurance for Estonian visa will have the highest co-insurance.

The Insurance underwriter

There are different underwriters such as AIG, Lloyds, Nationwide, etc. Premium will vary for different underwriter.

Steps to buy
Estonian travel insurance online

search 1: Finding all available Estonian visa insurance plans

Complete the Estonian visa insurance quote request form by providing details of the traveler and insurance requirements.

balance 2: Compare different visa insurance options

Compare the price and the benefits of the different Estonian visa insurance options to identify what fits your needs best.

attach_money 3: Buy the Estonian visa insurance and review documents

Buy the plan that fits your requirements and budget best by using a credit card and completing the online application.

description 4: Review Estonian insurance & download visa letter

Review the insurance documents & download visa letter is required.

Estonia travel insurance
Age
Spouse's Age
Start Date
End Date
  • Policy Maximum#1 
  • Deductible#2 
  • Schengen visa letter
    Sent immediately after purchase
  • Does not offers coverage for pregnancy
  • Acute onset of pre-existing condition coverage is available within the age of 70
  • Policy Maximum#1 
  • Deductible#2 
  • Schengen visa letter
    Available from client zone
  • Covers complications of pregnancy in the first 26 weeks of gestation
  • Acute onset of pre-existing condition coverage is available within the age of 79
  • Policy Maximum#1 
  • Deductible#2 
  • Europe visa letter
    Sent immediately after purchase
  • Covers Emergency Medical Treatment of Pregnancy
  • Covers unexpected recurrence of pre-existing conditions up to the age of 89 years
  • Policy Maximum#1 
  • Deductible#2 
  • Europe visa letter
    Sent immediately after purchase

#1  Policy Maximum is the maximum eligible medical expenses that the plan will cover.

#2  Deductible is the amount of expenses that must be paid out of pocket before an insurer will pay any expenses.

#3  Europe travel insurance for US residents Click here to read more »

Which is the cheap Europe travel medical insurance?

Estonia Visa Types

Short-Stay Visas (Schengen Visa)

1. Type A Visa (Airport Transit Visa)
  • This allows travelers to transit through the international zone of Estonian airports without entering the country.
  • Required for travelers from non-Schengen countries who have connecting flights in Estonia.
2. Type A Visa (Airport Transit Visa)
  • For stays of up to 90 days within a 180-day period.
  • This is issued as a single-entry, double-entry, or multiple-entry visa.

Long-Stay Visas (National Visa)

1. Type D Visa (Long-Stay Visa)
  • For stays longer than 90 days in Estonia.
  • Issued for purposes such as study, work, or family reunification.
  • This allows the holder to stay in Estonia for the duration specified on the visa.
2. Temporary Residence Permit
  • Required for stays longer than 90 days in Estonia.
  • Issued to individuals who have a long-stay visa or are exempt from the visa requirement.
  • This allows the holder to stay and work in Estonia for a specified period.
3. Permanent Residence Permit
  • Issued to individuals who have legally resided in Estonia for at least 5 years.
  • Grants the holder the right to live and work in Estonia permanently.

NEED HELP for Schengen insurance?

Contact our customer service team, we are here to help you!

US citizen travel insurance for Estonia

US citizens are advised to buy travel insurance for Estonia even if it is not mandatory for short travel, it is mandatory only for travel of more than 90 days to Estonia and need a travel visa.

Travel insurance with trip cancellation coverage will protect the traveler in the event of trip delay, cancellation of flights, loss of baggage as well as any medical emergency or accident that the US citizen can face while in Estonia. Given the pandemic, some European consulates are in fact insisting on Covid quarantine travel insurance while issuing travel visas.

Some US citizens travel insurance plans also have the option of 'Cancel for Any reason' (CFAR) by providing a refund of up to 75% of the trip cost if one cancels the trip for any reason. Having reliable travel insurance will ensure that the travelers can recoup the trip expenses which can be significant in the case of cruises, airline ticketing and hotel reservations should they face adverse circumstances during travel.

Know more »

Long term Europe Visa Insurance for US citizens

US citizens who want to stay in any of the 29 Schengen countries for more than 90 days in a 180 day period need a Long Stay Visa. One of the requirements for this visa is proof of medical insurance with medical expenses coverage up to €30,000 (or the equivalent in US dollars) which is valid during the whole stay in the Schengen countries.

The insurance company should provide a visa letter stating coverage amounts for medical expenses, emergency medical evacuation and repatriation while in Europe (or 'unlimited' if there is no limit of coverage).

Get Quote »

Estonia travel insurance for older US travelers with Medicare coverage

US senior citizens who have Medicare coverage should buy international travel health insurance while traveling outside the United States. Good travel health insurance is required since Medicare offers very limited coverage outside the US.

International travel always involves risks. This is especially true for older travelers and given that the costs of medical evacuation and health care outside the United States is expensive, buying good Medicare Supplemental international Travel insurance coverage is prudent.
Get Quote »

Travel insurance Estonia, Estonia travel insurance - FAQ's

1. Is travel insurance necessary for Estonia? Do I need travel insurance for Estonia?

If you need a visa for traveling to Estonia (Schengen visa), then - Yes, Estonia travel insurance is necessary for applying for the Schengen visa. The Estonian visa travel insurance requirement is a minimum coverage of 30,000 Euros.

If you a citizen of a country which does not need a visa for traveling to Estonia , then buying travel insurance for Estonia is not mandatory for visits of less than 90 days. However given the cost of healthcare in Estonia , and that domestic health insurance offers little health insurance outside your home country, it is strongly recommended to buy travel insurance for Estonia.

2. What is the procedure to get a visa letter for Estonia?

Estonia visa medical insurance can be purchased online quickly and easily.
The traveler has to provide relevant information (age, travel dates, total amount of coverage desired) in a simple travel insurance for Estonian visa form and click the 'get quote' button.

A list of affordable travel insurance plans with the premium (cost), medical coverage details, and the name of the underwriter will be displayed. The applicant can then buy the best Estonia visa insurance plan they like by clicking on the corresponding 'BUY' button. Complete the simple application online and pay using a credit card.

On purchasing the Europe travel insurance for Estonia , a traveler will be provided with the insurance details that include a toll free number, a virtual ID card, and a Estonian visa letter that may be presented to the consulate as proof of coverage.

3. Who must buy travel medical insurance for Estonia visa?

A traveler from any of the Schengen visa required countries visiting Estonia for less than 90 days is required to buy short term travel medical insurance to apply for Estonian visa. It may be individuals, business travelers, family members. For travelers from Schengen visa exempted countries, planning to stay in Estonia for more than 90 days need to buy long term travel medical insurance for Long stay Europe visa.

4. Which insurance provider is best for a Schengen visa to Estonia?

We work with many popular and top rated US insurance providers. These insurance companies offer best travel medical insurance coverage for Schengen visa. These Schengen visa insurance plans satisfy requirements as mandated by the consulate and offer comprehensive travel medical insurance coverage. The top insurance providers that offer popular Schengen visa insurance for Estonia are International Medical Group, Seven Corners, WorldTrips and Trawick International.
            

5. What is covered under Estonia visa travel insurance?

Best travel medical insurance for Estonia visa covers the cost incurred from
  • Hospitalization expenses dues of sickness of injuries
  • Emergency medical evacuation
  • Repatriation of remains
  • Trip cancellation or interruption
  • Flight delay
  • Baggage delay or loss
  • Acute onset of pre-existing conditions
  • Maternity in first 26 weeks

6. How do I get cheap Schengen visa travel insurance for Estonia?

This is surely dependent of the travelers’ requirements. The travel will have to do a research online based on his or her requirements. It is advisable to compare Estonia visa insurance products before buying the cheap travel medical insurance for Estonia visa.

7. Which are the EU countries that are not part of the Schengen region?

The following European countries are not part of the Schengen zone : Albania, Andorra, Armenia, Azerbaijan, Belarus, Bosnia & Herzegovina, Cyprus, Georgia, Ireland, Kosovo, North Macedonia, Moldova, Monaco, Montenegro, Russia, San Marino, Serbia, Turkey, Ukraine, The United Kingdom and the Vatican.

8. What is the difference between European Union (EU) and the Schengen states?

The Schengen region is a travel zone of several European countries where citizens can travel freely within this region without a visa, while the European Union is an economic and political union of several European countries.

9. If my Estonia visa is denied, can I cancel my travel insurance plan?

Yes, you can cancel your travel insurance plan if your Estonia visa is denied. There should be full reimbursement if you cancel before the travel dates.

However, if you cancel after the start date, the premium may be refunded on a prorated basis with a cancellation fee, but only if no claims have been submitted.

It is important to carefully review the terms and conditions of the policy while buying it, and to contact the insurance provider if you have any questions or concerns. If you need to cancel your policy due to a visa denial, you may need to provide proof of your visa denial to the insurance provider.

10. Can I cancel my Estonia travel insurance?

Yes, you can cancel your Estonia travel insurance, but the terms and conditions and refund policy will vary depending on the insurance provider and the specific policy you purchased. If you ask for cancellation after the insurance start date, you may only receive a partial refund depending on how long you have had the policy and if you've already made any claims.

If you need to cancel your Schengen travel insurance, you should contact your insurance provider directly to inquire about the cancellation process and refund policy.

Travel insurance for EstoniaEstonia - General Information

location_city
Capital
Tallinn
language
Language
Estonian
euro
Currency
Euro
globe
Location
Northeastern Europe
groups
Population
Around 1.4 million
event
Best time to visit
Between June and Sept
location_on
Vacation spots
Ida-Virumaa, Kuressaare, Parnu, Tartu, Old Town, Toompea Hill, Rocca-al-Mare Open Air Museum, Dome Church, Navitrolla Galerii.

Popular tourist destinations in Estonia

Health insurance for travel to Tallinn

Tallinn

The most popular place to visit in Estonia is Tallinn, the capital and the hub of medieval architecture. The heart of the city is called Toompea, a hill that retains a historic atmosphere.

Medical insurance for visiting Lahemaa National Park

Lahemaa National Park

One of the most popular national parks in Estonia is Lahemaa. Since it is just an hour’s drive from the capital, it is the ideal day trip. Viru Raba, or Viru Bog, is a must-see part of the park.

Tourist Insurance for Parnu

Parnu

Where the Parnu River meets the Gulf of Riga, you’ll find the coastal resort city of Parnu. Parnu is known as the summer capital, because it is where so many Estonians choose to take their summer vacations.

Best vacation insurance for travel to Narva Castle

Narva Castle

Inside the castle is the Narva Museum as well as a collection of handicrafts workshops where you can watch and even learn the skills used in medieval times.

Tourist information about Estonia

account_circle How do I get visa for Estonia?

  • Schengen visa is required for you to travel to any of the 26 states in the Schengen territory. You can apply for the Estonia visa from the country of your residence by visiting the Estonia consulate or embassy.
  • The short period visa issued for travelers to Estonia may be issued for a period of 6 months for a period of validity up to 12 months.
  • Insurance Plans available at American Visitor Insurance are applicable for
    • Schengen Visa A (Airport Transit Visa)
    • Visa B (Transit Visa)
    • Visa C (Travel Visa)
    • Visa D (Long Stay Visa).

description What are the documents required for Estonia Visa?

  • A valid passport with validity at least 3 months after the visa expiration
  • Filled and signed application form
  • Recent photographs
  • Documents showing purpose of visit
  • Estonia Travel medical insurance of EUR 30,000 maximum benefits.
  • Estonian visa insurance letter

event What is the best time to visit Estonia?

The best time is between June and September.

location_on What are the famous vacation spots in Estonia?

Ida-Virumaa, Kuressaare, Parnu, Tartu, Old Town, Toompea Hill, Rocca-al-Mare Open Air Museum, Dome Church, Navitrolla Galerii, Narva Joesuu, Kadriorg Park...

restaurant What are the popular Cuisines in Estonia?

Headcheese, Blood dumplings, Blood bread, Blood pancakes, Blood sausage, Smoked lamb shank, Meat and potatoes, Sweet and sour fresh cabbage, Mulgi sauerkraut, Pea spread, Hempseed spread or jurss, Potato salad with red beets...

language Which are the popular Languages spoken in Estonia?

Estonian.

International airports in Estonia

City Airport Name IATA Code
Kärdla (Hiiumaa) Kärdla Airport KDL
Kuressaare (Saaremaa) Kuressaare Airport URE
Pärnu Pärnu Airport EPU
Tartu Tartu Airport TAY
Tallinn Tallinn Airport TLL

Schengen Travel insurance with 30,000 Euro coverage

question_mark

Cheap Schengen travel insurance FAQs

Cheapest travel insurance for Schengen visa FAQs.

Know more »
rss_feed

Best Schengen travel insurance blogs

Best insurance for schengen visa blogs and articles

Know more »
forum

Best schengen travel insurance forum

Travel insurance for Schengen visa, Schengen insurance forum.

Know more »

Schengen Visa insurance blogs and articles

luggage

Traveling to Schengen states

Tourism and travel insurance information for visiting Schengen countries.

Click here to read more »
travel

US citizens traveling to Europe

Vacation and travel insurance information for US citizens visiting Europe.

Click here to read more »
medical_services

Long term Europe visa medical insurance

Insurance Information for Long term Europe Visa.

Click here to read more »
checked_bag

Best travel insurance for Schengen visa

Tools to find the best Schengen visa travel insurance.

Click here to read more »

What does travel insurance for Estonia visa usually not cover?

Travel health insurance for Estonia visa usually provides coverage for injury, sickness and unplanned medical expenses, emergency medical evacuation, and repatriation of remains in case of death. However, there are certain situations and items that are not covered by Estonian Schengen Visa insurance. These include:

1. Pre-existing medical conditions: Schengen Visa insurance usually excludes or provides limited coverage for any medical conditions that existed prior to the start of the policy. This means that if you have a pre-existing medical condition, any medical treatment related to that condition may not be covered.

2. Treatment for chronic illnesses: Most Schengen Visa medical insurance plans do not cover ongoing treatment for chronic illnesses, such as diabetes or heart disease. These conditions are generally excluded from coverage, so if you require ongoing treatment for a chronic illness, you may need to look for a specialized insurance policy.

3. Non-emergency medical treatment: Schengen travel insurance is designed to cover medical emergencies and unexpected illnesses. It typically does not cover preventive care such as routine medical check-ups, vaccinations, or elective treatments.

4. Extreme sports and adventure activities: Many Schengen Visa health insurance policies exclude coverage for extreme sports and adventure activities, such as bungee jumping, skydiving, or scuba diving. If you plan to participate in these activities during your trip, you may need to buy additional coverage.

5. Mental health conditions: Schengen visa insurance generally do not cover mental health conditions, such as depression or anxiety. If you require treatment for a mental health condition during your trip, you may need to seek out specialized coverage.

Travel insurance for travelers from Estonia

List of travel insurance companies for Schengen visa Europe from USA

You can find reliable Schengen visa insurance providers like International Medical Group(IMG), Seven Corners, WorldTrips, Trawick International insurance.

handshake
Expertise in offering travel insurance
20+ years!
US health insurance
Customers from
All U.S. states!
globe
Customers from over
180 countries!