Planning a trip to France? Get Schengen-compliant travel insurance approved for France visa applications. Buy instant travel insurance online starting at just$1 for a day.
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*Prices vary based on age, trip length, and coverage selected. All plans comply with Schengen visa insurance requirements.
Do I Need Travel Insurance for France?
Yes. Travel insurance for France is mandatory if you are applying for a France visa. Your policy must meet France visa travel insurance requirements, including:
Minimum €30,000 ($50,000) medical coverage
Emergency medical expenses
Hospitalization
Medical evacuation
If you do not need a visa, travel insurance is optional but still highly recommended due to potential high medical costs for foreigners.
Who Needs to Apply for France Schengen Visa?
Before traveling to France, it is necessary to buy Schengen visa travel insurance to meet the France visa requirements.
You need to apply for a France Schengen visa:
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If you are not a citizen of the European Union (EU), European Economic Area (EEA), or Switzerland.
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If you plan to stay in France for up to 90 days within a 180-day period for tourism, business, or visiting family.
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Exceptions: Some non-EU countries have visa waiver agreements with the Schengen Zone, meaning their citizens can enter France without a visa for short stays (usually up to 90 days).
On American Visitor Insurance, you can easily buy the travel insurance online to get the visa letter to submit to the France consulate for your visa application.
Once your France travel insurance is purchased, you will receive the
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Insurance details with the toll-free number
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Virtual ID card - a digital insurance card you can access instantly on your phone—no physical card required.
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Instant France visa insurance letter for your visa application, which serves as proof of coverage
What Are the France Travel Insurance Requirements?
Travelers who need a France visa should buy travel insurance satisfying France visa requirements:
France travel insurance can be purchased online quickly and easily to meet France visa insurance requirements and consulate guidelines.
Provide relevant information such as traveler age, travel dates, and total medical coverage required in the quote form. A list of cheap France travel insurance plans, along with premium costs and medical coverage details, will be displayed instantly.
Compare multiple France visa insurance quotes and choose the cheapest Schengen travel insurance for France that meets the €30,000 minimum medical coverage and repatriation requirements.
The applicant can buy the best France visa insurance by completing the online application and secure credit card payment.
After purchasing Europe travel insurance valid for France, the traveler will receive complete insurance policy details, including a toll-free emergency assistance number, a virtual insurance ID card, and an instant Schengen visa insurance letter for France.
This visa insurance certificate for France visa can be downloaded immediately and submitted to the France Embassy or VFS France as proof of travel medical insurance coverage for France.
❌ What Travel Insurance Mistakes Should You Avoid When Applying for France?
Avoid these common errors that lead to Schengen visa rejections:
Coverage Below €30,000
Schengen rules require minimum €30,000 medical coverage (approx. $50,000) (this includes emergency medical treatment & repatriation).
Travel insurance for Europe policies with lower coverage than this €30,000 are automatically rejected.
Not Covering All Schengen Countries
The travel insurance must be valid in all 29 Schengen states.
Some travelers buy country-specific insurance (e.g., only for Germany), which is not accepted in the Schengen states consulates.
Traveler insurance Not Covering Entire Stay
The Europe travel insurance policy must match the correct entry and exit dates.
If your travel insurance for Europe ends even 1 day earlier than your return ticket, your Schengen visa application can be refused.
Buying Non-Schengen Compliant Plans
Some cheap travel for Europe plans exclude repatriation (return of remains in case of death) or exclude pre-existing emergency treatment.
Schengen visa officers check for these exclusions carefully.
Unrecognized / Non-Approved Insurance Providers
Consulates prefer international insurance companies that are well recognized in the Schengen region.
Unfamiliar or unapproved providers may cause rejection.
Submitting Fake or Cancelled Policies
Some travelers submit “dummy” insurance and cancel it after printing.
Consulates cross-check this data, and if invalid, the visa is denied and can even lead to a travel ban.
Mismatch Between Travel Dates & Insurance Dates
Even a 1–2 day mismatch between flight booking and travel insurance validity can lead to rejection.
It is recommended to add a buffer day before arrival and after departure.
Not Carrying Proof of Travel Insurance
Sometimes applicants forget to attach the Schengen visa compliant Travel insurance certificate with the application.
Only payment receipt is not enough—you need the official Schengen visa travel insurance confirmation letter.
Top Travel Insurance Recommendations for France Schengen Visa in 2026
* Prices shown are indicative for a 7-day trip, $50,000 coverage, $0 deductible, 30-year-old traveler.
How Much Does France Schengen Travel Insurance Cost in 2026?
Europe Schengen travel insurance Cost in 2026
Schengen insurance cost ranges between $8 to $15 per week for a 25-year-old traveler with a $50,000 medical maximum and $0 deductible. All the insurance plans listed below
Meet Schengen visa requirements
Are accepted by Schengen embassies/consulates worldwide
Include a downloadable Schengen insurance visa letter immediately after purchase
The policy maximum options available with this plan are $50K to $2M for people up to the age of 65 For people in the age range of 65 to 79, the options are $50K and $100K and for people above 80 the only option is $10K.
Plan pays Coinsurance 100% after the deductible up to the overall limit.
Atlas International Insurance satisfies Schengen visa requirements and offers comprehensive Europe medical insurance for travelers.
Covers acute onset of pre-existing condition covers up to overall maximum limit, under age 80.(excludes chronic and congenital conditions)
The policy has a medical maximum options available $50k, $100k, $500k and $1M for ages 14 days to 69 years.
The length of coverage is 5 days to 364 days.
Travel Medical Global Choice satisfies Schengen visa insurance requirements.
For the acute onset of pre-existing condition coverage for age range of 14 days to 69 years, $50k coverage is available and for age range of 70 to 79 years, $5k coverage is available .
Travelers can easily compare these best Schengen visa insurance for pre-existing conditions and choose the option that best fits their medical needs and budget.
Atlas International: Affordable Schengen travel insurance with pre-existing conditions providing essential medical coverage, emergency benefits and acute onset pre-existing condition protection for travelers under age 70.
Acute Onset of Pre-Existing Condition Coverage: Covers up to the overall maximum limit for travelers under age 80.
Emergency Medical Evacuation: Up to $25,000 lifetime maximum.
Cost Example: A 25-year-old travelerpays about $8 for a 7-day trip, with $50,000 medical maximum and $0 deductible.
Patriot International Lite: Affordable Schengen travel insurance with pre-existing conditions providing essential medical coverage, emergency benefits and acute onset pre-existing condition protection for travelers under age 70.
Acute Onset of Pre-Existing Condition Coverage:
Age 64 and under without primary health plan: Maximum limit $20,000
Age 64 and under with primary health plan: Up to the period-of-coverage limit
Age 65 through 69: Maximum limit $2,500
Cost Example: A 25-year-old traveler pays about $10 for a 7-day trip, with $50,000 medical maximum and $0 deductible.
Travel Medical Global Choice Insurance: Best Schengen visa medical insurance for seniors with robust medical protection and acute onset pre-existing condition coverage, including cardiac issues, for travelers up to age 79
Acute Onset of Pre-Existing Condition Coverage:
14 days to 64 years old: Up to $50,000
65 to 79 years old: Up to $10,000
80 years and older: Not Available
Cost Example: A 25-year-old traveler pays about $11 for a 7-day trip, with $50,000 medical maximum and $0 deductible.
Safe Travels International: Premium-quality Schengen visa health insurance with pre-existing coverage designed for international travelers offering strong medical protection.
Includes coverage for unexpected recurrence of a pre-existing condition
Up to $2,500 for travelers up to age 69.
Not available for ages 70+.
Enhanced emergency coverage for cardiac or stroke-related events for senior travelers age 70 and above.
Cost Example: A 25-year-old traveler pays about $15 for a 7-day trip, with $50,000 medical maximum and $0 deductible.
How Do I Get a Certificate Showing I Have Travel Insurance When Applying for a Schengen Visa?
To get a certificate showing you have travel insurance when applying for a Schengen Visa, follow these steps:
Choose a Travel Insurance Provider: Select a travel insurance policy on American Visitor Insurance that meets the Schengen visa requirements (coverage of at least €30,000 for medical emergencies, including repatriation).
Buy the Insurance: Buy the policy on American Visitors Insurance online which provides Schengen-compliant travel insurance.
Receive the Certificate: After purchasing, you will receive a travel insurance certificate, which includes details like the policy number, coverage dates, and coverage amounts.
Download or Request the Certificate: You can download the certificate from the insurance provider. Ensure the certificate is issued in English or the official language of the country you’re applying to, and that it clearly meets the France visa travel insurance requirements.
How Can I Buy the Best Travel Insurance for France?
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Complete the France Schengen visa insurance quote request form by providing details of the traveler and insurance requirements.
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Compare the price and the benefits of the different French visa insurance options to identify what fits your needs best.
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Buy the plan that fits your requirements and budget best by using a credit card and completing the online application.
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Review the insurance documents & download visa letter is required.
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Real-Life Scenarios for France Schengen Visa Insurance
local_hospital
Medical Emergency in Copenhagen
Severe food poisoning while exploring street food markets. Insurance covers hospital treatment
and medical expenses without financial stress.
downhill_skiing
Ski Accident in Aarhus
A broken leg during a winter ski trip. Coverage includes surgery, hospitalization,
and medical evacuation if needed.
luggage
Lost Luggage at Copenhagen Airport
Delayed luggage during transit. Insurance reimburses essential clothing and toiletries.
airplane_ticket
Flight Cancellation Due to Weather
Flight canceled due to heavy snow. Trip cancellation coverage reimburses hotel
stays and rebooking fees.
dentistry
Emergency Dental Care in Odense
Sudden toothache requiring urgent treatment. Emergency dental costs are covered.
coronavirus
COVID-19 Quarantine Costs
Mandatory hotel quarantine after a positive test. Insurance helps cover medical
consultations and quarantine expenses.
Schengen Visa Insurance France, France Travel Insurance - FAQs
1. How can I get France visa medical insurance?
Travelers to France applying for the Schengen visa can buy France visa travel insurance on American Visitor Insurance. While it ironic to buy travel insurance for France on American Visitor insurance, we offer several international travel insurance plans that specifically satisfy France visa requirements as mandated by Schengen state consulates. Our compare France visa insurance quote facility lists a range of cheap travel insurance that satisfy the France visa requirements. After buying travel medical insurance for France on our website travelers can immediately download the required visa letter to be used while applying for the France visa.
2. Who must buy travel medical insurance for France visa?
A traveler from any of the Schengen visa required countries visiting France for less than 90 days is required to buy short term travel medical insurance to apply for France visa. It may be individuals, business travelers, family members. For travelers from Schengen visa exempted countries, planning to stay in France for more than 90 days need to buy long term travel medical insurance for Long stay Europe visa.
3. Who offers Schengen health insurance for France?
We work with many popular and top rated US insurance providers. These insurance companies offer best travel medical insurance coverage for Schengen visa. These Schengen visa insurance plans satisfy requirements as mandated by the consulate and offer comprehensive travel medical insurance coverage. The top insurance providers that offer popular Schengen visa insurance for France are International Medical Group, Seven Corners, WorldTrips and Trawick International.
4. What is covered under France visa travel insurance?
Best travel medical insurance for France visa covers the cost incurred from
Hospitalization expenses dues of sickness of injuries
Emergency medical evacuation
Repatriation of remains
Trip cancellation or interruption
Flight delay
Baggage delay or loss
Acute onset of pre-existing conditions
Maternity in first 26 weeks
5. What is the difference between European Union (EU) and the Schengen states?
The Schengen region is a travel zone of several European countries where citizens can travel freely within this region without a visa, while the European Union is an economic and political union of several European countries.
6. If my France visa is denied, can I cancel my travel insurance plan?
Yes, you can cancel your travel insurance plan if your France visa is denied. There should be full reimbursement if you cancel before the travel dates.
However, if you cancel after the start date, the premium may be refunded on a prorated basis with a cancellation fee, but only if no claims have been submitted.
It is important to carefully review the terms and conditions of the policy while buying it, and to contact the insurance provider if you have any questions or concerns. If you need to cancel your policy due to a visa denial, you may need to provide proof of your visa denial to the insurance provider.
France Travel Insurance Reviews
See what travelers are saying about their insurance experience for France. Real reviews from real visitors.
Karen
"I am always appreciating good business conduct and when I am coming back here for the longer time span."
Margaret
"Thank you for your prompt response. Your prompt response will be highly appreciated."
Connie
"Thank you American Visitor Insurance! You went way beyond what I would expect from an insurance company."
How Do I Apply for a France Schengen Visa?
To apply for a Schengen Visa to France, follow these steps:
Choose the correct visa based on your travel purpose (tourism, business, etc.)
Fill out the Schengen visa application form.
Gather required documents, including valid passport, travel insurance, proof of accommodation and financial means, flight reservation.
Book an appointment with the France consulate or visa center.
Submit your application, biometric data, and documents at the consulate.
Pay the visa application fee.
Processing usually takes around 15 days.
Pick up your approved visa from the consulate.
What Is the Best Travel Insurance for Seniors Vacationing in France?
The best travel insurance for seniors vacationing in France depends on age and visa requirements. At American Visitor Insurance, you can compare top-rated Schengen visa plans designed specifically for older travelers.
Best choice for US seniors if you need at least $50,000 coverage (required for a Long-Term Europe visa).
All of these plans include a Schengen visa letter, which you can instantly download and print after purchase.
💡 Tip: Prices above are based on a $50,000 policy maximum with $0 deductible to meet Schengen visa requirements. If you don’t need to meet those requirements, you can lower the cost by choosing a higher deductible.
Why Should I Buy Schengen Visa Insurance on American Visitor Insurance?
We serve as a trusted marketplace for Schengen travel insurance with over 20 years of experience, helping you easily compare top-rated plans that meet Schengen visa requirements.
Side-by-Side Plan Comparison: With American Visitor Insurance, you can easily compare Schengen visa travel medical insurance plans, costs and benefits from top insurers - all in one place.
Visa-Compliant & Comprehensive Protection: All plans meet Schengen visa requirements and include coverage for medical emergencies, hospitalization, accidents, repatriation, and unforeseen health issues abroad.
Affordable & Transparent Pricing: Get the best price directly from the insurer — no hidden fees. Receive an instant quote and purchase your policy online quickly and hassle-free.
Expert Support & Assistance: Our licensed customer support team is available 24/7 to
Guide you through plan selection and online applications
Help with policy renewals or extensions
Assist with cancellations if travel plans change
Support filing insurance claims
Peace of Mind While Traveling: Enjoy your trip to the Schengen Area knowing you are protected with trusted insurance coverage.
What Factors Influence the Cost of Best Travel Insurance to France?
The cost of France health insurance for travelers depends on the following:
Age of the traveler: The older the traveler, the more expensive the cost of travel health insurance to France.
The maximum medical coverage selected: The options range from $50,000, up to $1,000,000, the higher the coverage amount, the higher the premium.
The selected deductible: A 'deductible' or ‘excess’ is the amount of the medical costs the customer pays before the insurance plan provides any coverage. Most plans provide several options ranging from $0 to $2500 (travelers over age 60 years may not have the $0 deductible option). The lower the deductible, the higher the premium.
The co-insurance on the plan: 'Co-insurance' is the percentage on medical expenses borne by the customer AFTER the deductible is paid. The cheapest travel health insurance for France visa will have the highest co-insurance.
The Insurance underwriter: There are different underwriters such as AIG, Lloyds, Nationwide, etc. Premium will vary for different underwriter.
Tip: While the cheapest plan may save money upfront, it’s important to balance affordability with adequate protection—especially for medical emergencies abroad.
Are you traveling as a Group?
Get a discount on the Best Group Travel Insurance for France
Short-term visa for travel and stay in France and the Schengen area.
Up to 90 days within a 180-day period
Single-entry, Double-entry, Multiple-entry
National Visa (Type D)
Long-stay visa for stays in France exceeding 90 days. Issued under national legislation.
Long-term; Examples: student visas, work visas, residence permits
None
Airport Transit Visa (Type A)
Allows transit through the international transit area of France airport without entering the country.
Required for certain citizens connecting through France to a non-Schengen destination
None
Transit Visa (Type B)
Allows transit through France to reach a final destination outside the Schengen area.
Valid for a maximum of 5 days
None
What Are the Documents Required for France Visa?
Completed and signed application form
Valid Passport
Photographs that are taken recently
Documents of travel itinerary
Confirmation of health insurance coverage for France
Closed round trip ticket
Current bank statement
France visa insurance letter
What is the new travel authorization ETIAS requirement for US citizens traveling to France?
US citizens traveling to France should apply for ETIAS (European Travel Information and Authorization System).
ETIAS is not a visa, but a pre-travel clearance, similar to the US ESTA (Electronic System for Travel Authorization).
It allows short stays of up to 90 days within a 180-day period for tourism, business, or transit.
The application is completed online and is usually approved quickly.
⚠️ Important: While ETIAS itself does not mandate travel insurance, it is strongly recommended to buy travel insurance for France on American Visitor Insurance, as most US health insurance plans do not provide coverage outside USA.
Do US Citizens Need a Visa for France?
US citizens are advised to buy travel insurance France visa even if it is not mandatory for short travel, it is mandatory only for travel of more than 90 days to France and need a travel visa.
Travel insurance with trip cancellation coverage will protect the traveler in the event of trip delay, cancellation of flights, loss of baggage as well as any medical emergency or accident that the US citizen can face while in France.
Some US citizens travel insurance plans also have the option of 'Cancel for Any reason' (CFAR) by providing a refund of up to 75% of the trip cost if one cancels the trip for any reason. Having reliable travel insurance will ensure that the travelers can recoup the trip expenses which can be significant in the case of cruises, airline ticketing and hotel reservations should they face adverse circumstances during travel.
Do US Citizens Need a Long Term Visa to Stay in France?
US citizens who want to stay in any of the 29 Schengen countries for more than 90 days in a 180 day period need a Long Stay Visa. One of the requirements for this visa is proof of medical insurance with medical expenses coverage up to €30,000 (~USD $35,000 as of February 2026) which is valid during the whole stay in the Schengen countries.
The insurance company should provide a visa letter stating coverage amounts for medical expenses, emergency medical evacuation and repatriation while in Europe (or 'unlimited' if there is no limit of coverage).
American Visitors Insurance offer the best Europe long stay travel insurance for US citizens designed by top US insurance providers. International travel insurance plans vary based on the different coverage benefits offered. Travelers can compare coverage benefits and buy the plan that best fits their coverage needs. Get Quote »
Do US Green Card Holders Need France Visa?
Yes, US Green Card holders may need a visa to travel to France, if the country of their passport requires a visa for travel to the Schengen countries. Green Card Holders travel insurance for France is required while applying for an France visa. US Green Card Holders can buy travel insurance to satisfy France visa requirements for their visa application on American Visitor Insurance.
Which Is the Best France Travel Insurance for US Seniors With Medicare?
US senior citizens with Medicare need international travel insurance as Medicare offers limited or no coverage outside USA.
Travelling overseas involves risks especially for older travelers and costs of medical evacuation and health care outside the United States is expensive.
Buying Medicare Supplemental International Travel Insurance coverage for older US travelers is strongly recommended.
🌏 GlobeHopper Travel Insurance for Older US Travelers Visiting France
US citizens should realise that Medicare and its supplements provide very little coverage outside US borders.
There is a travel health insurance plan specifically designed for older American travelers.
Indianapolis based International Medical Group (IMG) offers GlobeHopper Senior an affordable overseas travel medical insurance option for US citizens and US permanent residents 65 years and older.
The GlobeHopper Senior plan is available either as
Provides $1 million coverage up to the age of 79 years
Provides $100,000 coverage for travelers 80 years and older
Includes $2,500 cover for sudden unexpected recurrence of a pre-existing condition
Includes $25,000 coverage for emergency medical evacuation
Why Visit France & Why You Need Travel Insurance for France?
France, a captivating country in Western Europe, is celebrated for its diverse culture, rich history, and stunning landscapes. From the romantic allure of Paris, with its iconic Eiffel Tower, Notre-Dame Cathedral, and world-famous museums like the Louvre, to the sun-kissed beaches of the French Riviera, France offers a wealth of experiences.
The countryside is dotted with charming villages, vineyards in regions like Bordeaux and Burgundy, and majestic castles in the Loire Valley. French cuisine, renowned for its elegance and variety, features delectable pastries, exquisite cheeses, and fine wines.
With its blend of art, fashion, gastronomy, and natural beauty, France remains a top destination for travelers worldwide.
French gastronomy, recognized as a UNESCO Intangible Cultural Heritage, is celebrated for its culinary artistry and cultural significance. This prestigious recognition highlights the unique traditions and practices that define French cuisine, including its emphasis on fresh, high-quality ingredients, meticulous preparation techniques, and the importance of communal dining. This recognition by UNESCO underscores the global influence and enduring legacy of French gastronomy in the culinary world.
To obtain a visa for France, you must have travel insurance that covers at least €30,000 in medical expenses, is valid for all Schengen Area countries, and includes emergency medical evacuation and repatriation. France visa health insurance should cover the entire duration of your stay. You can purchase France visa travel insurance satisfying France long stay visa health insurance requirements on American Visitor insurance. Ensure you receive a certificate of insurance that meets these requirements to include in your visa application.
Travel Guide for France: General Information, Destinations & Airports
What Are the Popular Tourist Destinations in France?
Palace of Versailles
The Palace of Versailles is a former royal residence built by King Louis XIV located in Versailles, about 19 kilometers west of Paris, France.
Cannes Beaches
During the summer months, colorful parasols line the sandy beaches of Cannes, and beach lovers soak up the sun in classic French Riviera style.
Antibes Beaches
The beach scene on Antibes is legendary, and sun-worshipping tourists have many choices, from large public beaches to private beaches with seaside restaurants.
What are the Main Airports in France
City
Airport Name
IATA Code
Paris
Charles de Gaulle Airport
CDG
Nice
Nice Côte d'Azur Airport
NCE
Paris
Orly Airport
ORY
Lyon
Lyon-Saint Exupéry Airport
LYS
Marseille
Marseille Provence Airport
MRS
What Are the Popular Tourist Destination Cities in France?
I am a 47 year old Australian citizen with no pre existing health conditions, travelling from Australia to France on 18 January 2026. I am applying for a French 1 year visa which requires travel insurance for the entire duration of stay;
Could you please assist me with the following questions.
What are the various options and costs for travel insurance based on my requirements - could you please forward
Does your insurance cover for the full 364 days?
I will travelling in the Schengen area so I will require travel insurance for this area during the 364 days
Is your insurance approved by French Visa office? If insurance is refused can I get a refund.
I look forward to your reply.
Thanks,
Luisa
personDear Luisa,
Thank you for contacting us for your insurance needs.
To answer your questions specifically.
To see the cost of the plan, you can go to the BUY links that we have provided in the email and get quote
These plans cover for 364 days.
These cover the Schengen countries.
These plans are eligible for travel to France and can be shown in French office.
If you wish to cancel the plan, then you will get full refund if you cancel before the effective date and if cancelled after the plan becomes effective, you will get unused portion of the premium.
For your trip France, you can purchase the Safe Travels Schengen Visa by Trawick International. This plan meets Schengen Visa requirements for Non US Citizens traveling from their home country to Schengen countries but not to USA. This policy can be cancelled before or after the starting date.
Here is the link of the plan in our website: Safe Travels International Insurance from here you can get price quote, read the details and brochure of the plan, and buy the plan.
Please let us know if we can help you in any further.
What Does Travel Insurance for France Visa Usually Not Cover?
Travel health insurance for France visa usually provides coverage for injury, sickness and unplanned medical expenses, emergency medical evacuation, and repatriation of remains in case of death. However, there are certain situations and items that are not covered by France Schengen Visa insurance. These include:
⚕️ Pre-existing medical conditions
Schengen Visa insurance usually excludes or provides limited coverage for any medical conditions that existed prior to the start of the policy. This means that if you have a pre-existing condition, any related treatment may not be covered.
💊 Treatment for chronic illnesses
Most Schengen Visa medical insurance plans do not cover ongoing treatment for chronic illnesses such as diabetes or heart disease. Travelers needing long-term care should look for specialized insurance coverage.
🏥 Non-emergency medical treatment
Schengen travel insurance is designed for emergencies. It typically does not cover routine check-ups, vaccinations, or elective procedures.
🏄♂️ Adventure and extreme sports
Many Schengen Visa health insurance plans exclude coverage for high-risk activities such as bungee jumping, skiing, or scuba diving. If you plan to join such activities, consider additional adventure sports coverage.
🧠 Mental health conditions
Most Schengen Visa insurance policies do not include coverage for mental health conditions like anxiety or depression. Specialized plans may be needed for such care while abroad.
Schengen Travel Insurance With 30,000 Euro Coverage
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Cheap Schengen travel insurance FAQs
Cheapest travel insurance for Schengen visa insurance FAQs.
France Travel Insurance for Schengen Visa 2026
