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Travel Insurance for Bulgaria, Bulgarian visa travel insurance

Procedure to get the Instant Bulgarian visa letter for application as required by the European consulates

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Bulgarian visa insurance quote

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What is the best travel insurance Bulgarian visa insurance?

The best Bulgarian visa travel insurance plans will vary from traveler to traveler depending on their unique needs. While some travelers will look for the cheapest Bulgarian visa insurance cost specifically to satisfy the visa requirements, others will look for the most comprehensive Bulgaria travel insurance coverage.

Patriot International Lite: Patriot International Lite insurance for Bulgarian visa is very popular among travelers visiting European countries and applying for Schengen Visa.

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How can I get Bulgarian visa medical insurance?

Travelers to Bulgaria applying for the Schengen visa can buy Bulgarian visa travel insurance on American Visitor Insurance. While it ironic to buy travel insurance for Bulgaria on American Visitor insurance, we offer several international travel insurance plans that specifically satisfy Bulgarian visa requirements as mandated by Schengen state consulates. Our compare Bulgarian visa insurance quote facility lists a range of cheap travel insurance that satisfy the Bulgarian visa requirements. After buying travel medical insurance for Bulgaria on our website travelers can immediately download the required visa letter to be used while applying for the Bulgarian visa.

How much does travel insurance to Bulgaria cost?

The cost for the health insurance for Bulgarian Visa depends mainly on the age of the traveler and the duration of coverage required. The older the traveler the higher will be the cost. The longer the duration of coverage required, the greater will be the cost of medical insurance for Bulgarian visa. The Bulgarian visa insurance application quote facility on our website lists the travel insurance that satisfy Schengen visa consulate requirements. You can find the cheapest health insurance for Bulgarian visa on American Visitor Insurance.

Bulgaria via health insurance

Bulgaria, officially known as the Republic of Bulgaria, is a country located in Southeastern Europe. Bulgaria is a beautiful country with its own charm and aura by their pleasing landscapes by the coast of Black Sea. It’s capital Sofia is a charming city and Bulgaria attracts visitors with its beautiful cities and resort towns, mountains and rivers on one side and fa-solidcinating beaches on the other, religious heritage, cuisine and architecture with a mix of both Eastern and Western culture. Bulgaria offers great nightlife and entertainment to its visitors.

Thousands of Americans visit Bulgaria and several thousand of American Expats are living in Bulgaria. Bulgaria US citizens travelling to Bulgaria should take care to buy good travel insurance to ensure that any disruption or flight delay, baggage loss of health of the traveler during the vacation is insured.

US citizens travelling to Bulgaria should take care to buy good travel insurance to ensure that any disruption or flight delay, baggage loss of health of the traveler during the vacation is insured.

Bulgaria travel insurance requirements

International travelers who needs a Bulgaria visa will have to buy travel insurance satisfying Bulgaria visa insurance requirements:

  • Travel insurance coverage of €30,000 (about $50,000 USD)
  • Policy must have a $0 deductible with 100% Coverage
  • A repatriation benefit.
  • An emergency medical evacuation benefit.
  • The insurance provider must have an office in Europe.
Bulgarian travel insurance
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Schengen visa insurance letter

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Bulgarian visa travel documents

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Nationalities who need Bulgarian visa

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How much does Bulgaria Schengen travel insurance cost?

Europe Schengen travel insurance Cost in 2025

All the insurance plans listed below meet the Schengen visa requirements and are recognized by Schengen/EU embassies and consulates globally. Additionally, each provider allows you to download your Schengen visa letter on buying the policy. Travel medical insurance plans for Schengen countris can start at just $1 per day.

Insurance Plans Provider Network Cost* How to download Visa letter
Atlas International WorldTrips United Healthcare Provider Network $8 WorldTrips insurance ID cards via Client Zone
Patriot International Lite IMG United Healthcare Provider Network $10 IMG insurance ID cards from My IMG
Atlas Premium International WorldTrips United Healthcare Provider Network $11 WorldTrips insurance ID cards via Client Zone
Safe Travels International Cost Saver Trawick International United Healthcare Provider Network $11 Trawick International insurance ID cards via Client Zone.
Travel Medical Global Choice Seven Corners United Healthcare Provider Network $11 Seven Corners insurance ID cards via Client Zone
Safe Travels International Trawick International United Healthcare Provider Network $15 Trawick international insurance ID cards via Client Zone.

* The average cost of travel insurance for Schengen visa per week for 25 years old traveler.

Travel health insurance Bulgaria

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Visiting Bulgaria

Travel medical insurance for US citizens visiting Bulgaria

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Long term visa

Travel medical insurance for long term Europe visa

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Visiting USA

Travel insurance for Bulgarian residents visiting USA

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Group Travel

Bulgarian visa for group travel insurance quote

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What does Schengen visa travel insurance cover?

  • Satisfies Visa requirements: Schengen visa insurance satisfies consulate requirements.
  • Doctor visit: Schengen travel insurance covers Doctor visits in case of sudden injury or sickness.
  • Medical evacuation: Emergency medical evacuation expenses to nearest available facility if needed
  • Health care expenses: Covers emergency medical expenses for accidental injury or illness.
  • Repat of remains: Offers coverage for repatriation of remains expenses to home country in case of death.
  • Pre-existing conditions: Travel insurance offers coverage for acute onset of pre-existing conditions.

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Why should I buy Schengen visa insurance on American visitor insurance?

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Satisfy Schengen visa requirements to apply for visa

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Compare several plans to find what fits your needs best

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Travel medical insurance protection for health emergency

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Travel to Europe in peace with good insurance coverage

Factors for cost of best travel insurance to Bulgaria

The cost of Bulgarian health insurance for travelers depends on the following:

Age of the traveler

The older the traveler, the more expensive the cost of travel health insurance for Bulgaria.

The maximum medical coverage selected

The options range from $50,000, up to $1,000,000, the higher the coverage amount, the higher the premium.

The selected deductible

A 'deductible' or ‘excess’ is the amount of the medical costs the customer pays before the insurance plan provides any coverage. Most plans provide several options ranging from $0 to $2500 (travelers over age 60 years may not have the $0 deductible option). The lower the deductible, the higher the premium.

The co-insurance on the plan

'Co-insurance' is the percentage on medical expenses borne by the customer AFTER the deductible is paid. The cheapest travel health insurance for Bulgarian visa will have the highest co-insurance.

The Insurance underwriter

There are different underwriters such as AIG, Lloyds, Nationwide, etc. Premium will vary for different underwriter.

Steps to buy
Bulgarian travel insurance online

search 1: Finding all available Bulgarian visa insurance plans

Complete the Bulgarian visa insurance quote request form by providing details of the traveler and insurance requirements.

balance 2: Compare different visa insurance options

Compare the price and the benefits of the different Bulgarian visa insurance options to identify what fits your needs best.

attach_money 3: Buy the Bulgarian visa insurance and review documents

Buy the plan that fits your requirements and budget best by using a credit card and completing the online application.

description 4: Review Bulgarian insurance & download visa letter

Review the insurance documents & download visa letter is required.

Travel health insurance for Bulgaria
Age
Spouse's Age
Start Date
End Date
  • Policy Maximum#1 
  • Deductible#2 
  • Schengen visa letter
    Sent immediately after purchase
  • Does not offers coverage for pregnancy
  • Acute onset of pre-existing condition coverage is available within the age of 70
  • Policy Maximum#1 
  • Deductible#2 
  • Schengen visa letter
    Available from client zone
  • Covers complications of pregnancy in the first 26 weeks of gestation
  • Acute onset of pre-existing condition coverage is available within the age of 79
  • Policy Maximum#1 
  • Deductible#2 
  • Europe visa letter
    Sent immediately after purchase
  • Covers Emergency Medical Treatment of Pregnancy
  • Covers unexpected recurrence of pre-existing conditions up to the age of 89 years
  • Policy Maximum#1 
  • Deductible#2 
  • Europe visa letter
    Sent immediately after purchase

#1  Policy Maximum is the maximum eligible medical expenses that the plan will cover.

#2  Deductible is the amount of expenses that must be paid out of pocket before an insurer will pay any expenses.

#3  Europe travel insurance for US residents Click here to read more »

Which is the cheap Europe travel medical insurance?

Bulgaria Visa Types

1. Type A Visa - Airport Transit:

This visa allows foreign nationals to transit through the international transit area of a Bulgarian airport without entering the country. This is for international travelers who are transiting to a final destination outside Bulgaria.

2. Type C Visa - Short-Term Stay:
  • This entitles foreign nationals to enter Bulgaria for tourism, business, or other short-term purposes.
  • Permits are valid for 90 days within a 180-day period.
  • This is issued as either a single-entry, double-entry or a multiple-entry visa.
3. Type D Visa - Long-Term Stay:
  • This entitles foreign nationals to enter Bulgaria for extended stays such as for education, work or to stay.
  • This is issued for a period of Six or Twelve months.
  • It serves as a requirement for getting a Bulgarian residence permit.

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Travel health insurance Bulgaria from USA

US citizens are advised to buy travel insurance for Bulgaria even if it is not mandatory for short travel, it is mandatory only for travel of more than 90 days to Bulgaria and need a travel visa.

Travel insurance with trip cancellation coverage will protect the traveler in the event of trip delay, cancellation of flights, loss of baggage as well as any medical emergency or accident that the US citizen can face while in Bulgaria. Given the pandemic, some European consulates are in fact insisting on Covid quarantine travel insurance while issuing travel visas.

Some US citizens travel insurance plans also have the option of 'Cancel for Any reason' (CFAR) by providing a refund of up to 75% of the trip cost if one cancels the trip for any reason. Having reliable travel insurance will ensure that the travelers can recoup the trip expenses which can be significant in the case of cruises, airline ticketing and hotel reservations should they face adverse circumstances during travel.

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Long term Europe Visa Insurance for US citizens

US citizens who want to stay in any of the 29 Schengen countries for more than 90 days in a 180 day period need a Long Stay Visa. One of the requirements for this visa is proof of medical insurance with medical expenses coverage up to €30,000 (or the equivalent in US dollars) which is valid during the whole stay in the Schengen countries.

The insurance company should provide a visa letter stating coverage amounts for medical expenses, emergency medical evacuation and repatriation while in Europe (or 'unlimited' if there is no limit of coverage).

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Best travel insurance Bulgaria for older US travelers with Medicare coverage

US senior citizens who have Medicare coverage should buy international travel health insurance while traveling outside the United States. Good travel health insurance is required since Medicare offers very limited coverage outside the US.

International travel always involves risks. This is especially true for older travelers and given that the costs of medical evacuation and health care outside the United States is expensive, buying good Medicare Supplemental international Travel insurance coverage is prudent.
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Travel health insurance Bulgaria - FAQ's

1. What is Bulgaria Schengen visa travel insurance?

Bulgaria visa travel insurance is a mandatory insurance for individuals applying for a Schengen visa to visit Bulgaria. As Bulgaria is part of the Schengen Area, travelers need to show proof of this insurance to meet visa requirements. This Bulgaria travel insurance must cover a minimum amount for medical expenses, repatriation, and emergency medical care during the stay in Bulgaria. It's essential that the coverage matches the visa regulations and provides necessary financial protection in case of unexpected events.

2. Who needs Schengen visa insurance to visit Bulgaria?

Anyone who requires a Schengen visa to visit Bulgaria needs to have Schengen visa insurance. This insurance is mandatory for visa applicants and ensures adequate coverage for medical expenses and unforeseen events during their stay in Bulgaria. Whether traveling for tourism, business, or other reasons, citizens of non-exempt countries must provide proof of this insurance when applying for a Schengen visa, as per specific Bulgarian consulate or embassy requirements.

3. What is Schengen eligible travel insurance?

Schengen eligible travel insurance meets the specific requirements of the Schengen Agreement for travelers visiting Schengen Area countries in Europe. It must provide sufficient coverage for medical expenses, repatriation, and emergency medical evacuation during the entire stay in the Schengen Area. This insurance is a prerequisite for getting the Schengen visa and should be valid for all countries within the area. It's important to ensure that the coverage amounts and terms align with the visa requirements of the specific Schengen country you plan to visit.

4. How do I cancel my Bulgarian visa insurance?

If you want to cancel your Bulgarian health insurance, the procedure varies depending on the your insurance plan. However, travel insurance can be easily cancelled before the start of the insurance policy. The refund for cancelling the insurance after the start of the policy will be usually on a pro-rate basis. However it is important to follow these steps:
  • Review the terms and conditions of the insurance contract to see if there are any cancellation fees, notice periods, or other requirements.
  • Contact your insurance provider and inform them of your intention to cancel your insurance. You will need to provide some documents, such as your insurance number, account number, passport, or proof of departure.
  • Confirm that your cancellation request has been processed and that you have received a confirmation letter or email from your insurance provider.

5. Is travel insurance mandatory for a Bulgaria visa? Do I need travel insurance to go to Bulgaria?

If you need a visa for traveling to Bulgaria (Schengen visa), then - Yes, Bulgaria travel insurance is necessary for applying for the Schengen visa. The Bulgarian visa travel insurance requirement is a minimum coverage of 30,000 Euros.

If you a citizen of a country which does not need a visa for traveling to Bulgaria , then buying travel insurance for Bulgaria is not mandatory for visits of less than 90 days. However given the cost of healthcare in Bulgaria , and that domestic health insurance offers little health insurance outside your home country, it is strongly recommended to buy travel insurance for Bulgaria.

6. How can I get travel medical insurance for Bulgaria?

Travelers to Bulgaria who need the Schengen visa can buy Bulgarian visa travel insurance on our website. Our Schengen visa travel insurance quote facility displays the travel insurance that satisfy Bulgarian visa consulate requirements. Once you complete buying the Bulgarian visa travel insurance online, you can download the required Bulgarian visa letter which you can submit while applying for the Schengen visa.

7. What is the procedure to get a visa letter for Bulgaria?

Bulgarian visa medical insurance can be purchased online quickly and easily.
The traveler has to provide relevant information (age, travel dates, total amount of coverage desired) in a simple travel insurance for Bulgarian visa form and click the 'get quote' button.

A list of affordable travel insurance plans with the premium (cost), medical coverage details, and the name of the underwriter will be displayed. The applicant can then buy the best Bulgarian visa insurance plan they like by clicking on the corresponding 'BUY' button. Complete the simple application online and pay using a credit card.

On purchasing the Europe travel insurance for Bulgaria , a traveler will be provided with the insurance details that include a toll free number, a virtual ID card, and a Bulgarian visa letter that may be presented to the consulate as proof of coverage.

8. Who must buy travel medical insurance for Bulgarian visa?

A traveler from any of the Schengen visa required countries visiting Bulgaria for less than 90 days is required to buy short term travel medical insurance to apply for Bulgarian visa. It may be individuals, business travelers, family members. For travelers from Schengen visa exempted countries, planning to stay in Bulgaria for more than 90 days need to buy long term travel medical insurance for Long stay Europe visa.

9. Which insurance provider is best for a Schengen visa to Bulgaria?

We work with many popular and top rated US insurance providers. These insurance companies offer best travel medical insurance coverage for Schengen visa. These Schengen visa insurance plans satisfy requirements as mandated by the consulate and offer comprehensive travel medical insurance coverage. The top insurance providers that offer popular Schengen visa insurance for Bulgaria are International Medical Group, Seven Corners, WorldTrips and Trawick International.

10. What is covered under Bulgarian visa travel insurance?

Best travel medical insurance for Bulgarian visa covers the cost incurred from
  • Hospitalization expenses dues of sickness of injuries
  • Emergency medical evacuation
  • Repatriation of remains
  • Trip cancellation or interruption
  • Flight delay
  • Baggage delay or loss
  • Acute onset of pre-existing conditions
  • Maternity in first 26 weeks

11. How do I get cheap Schengen visa travel medical insurance Bulgaria?

This is surely dependent of the travelers’ requirements. The travel will have to do a research online based on his or her requirements. It is advisable to compare Bulgarian visa insurance products before buying the cheap travel medical insurance for Bulgarian visa.

12. Which are the EU countries that are not part of the Schengen region?

The following European countries are not part of the Schengen zone : Albania, Andorra, Armenia, Azerbaijan, Belarus, Bosnia & Herzegovina, Cyprus, Georgia, Ireland, Kosovo, North Macedonia, Moldova, Monaco, Montenegro, Russia, San Marino, Serbia, Turkey, Ukraine, The United Kingdom and the Vatican.

13. What is the difference between European Union (EU) and the Schengen states?

The Schengen region is a travel zone of several European countries where citizens can travel freely within this region without a visa, while the European Union is an economic and political union of several European countries.

14. If my Bulgarian visa is denied, can I cancel my travel insurance plan?

Yes, you can cancel your travel insurance plan if your Bulgarian visa is denied. There should be full reimbursement if you cancel before the travel dates.

However, if you cancel after the start date, the premium may be refunded on a prorated basis with a cancellation fee, but only if no claims have been submitted.

It is important to carefully review the terms and conditions of the policy while buying it, and to contact the insurance provider if you have any questions or concerns. If you need to cancel your policy due to a visa denial, you may need to provide proof of your visa denial to the insurance provider.

15. Can I cancel my Bulgarian travel insurance?

Yes, you can cancel your Bulgarian travel insurance, but the terms and conditions and refund policy will vary depending on the insurance provider and the specific policy you purchased. If you ask for cancellation after the insurance start date, you may only receive a partial refund depending on how long you have had the policy and if you've already made any claims.

If you need to cancel your Schengen travel insurance, you should contact your insurance provider directly to inquire about the cancellation process and refund policy.

11. Can I get Bulgaria visa without travel insurance?

No, you cannot get a Bulgaria visa without travel insurance. According to the visa requirements, travel medical insurance is mandatory for all Schengen countries, including Bulgaria. In fact, your insurance policy must provide travel health insurance covering a minimum of €30,000 for emergency hospitalization and repatriation expenses, valid throughout the Schengen area.

12. What does travel medical insurance Bulgaria cover?

Travel health insurance Bulgaria typically covers a range of medical and travel-related expenses to ensure that travelers are protected against unforeseen circumstances during their trip.

  • Medical Emergency Coverage: Minimum coverage of €30,000 for medical emergencies and hospitalizations. Covers doctor visits, hospital stays, and other necessary medical treatment
  • Medical Evacuation and Repatriation: Minimum coverage of €300,000 for medical evacuation and repatriation. Covers the cost of transportation to the nearest suitable medical facility or back to your home country
  • Pre-existing Conditions: A traveler can obtain a waiver for a pre-existing condition to ensure coverage for related medical expenses overseas. Without this waiver and appropriate coverage, some travel medical plans may not cover expenses related to pre-existing conditions.
  • Trip Cancellation and Interruption: Covers non-refundable trip costs if you need to cancel or interrupt your trip due to covered reasons.
  • Cancel For Any Reason (CFAR): An optional add-on benefit that can be included with a comprehensive travel insurance plan. If you cancel your trip using CFAR, you can typically regain 50-75% of your insured, prepaid and non-refundable trip costs.
  • Adventure Sports Coverage: Optional add-on coverage for injuries sustained during adventure activities like skiing, hiking, etc.

Travel insurance for BulgariaBulgaria - General Information

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Capital
Sofia
language
Language
Bulgarian
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Currency
Bulgarian Lev
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Location
Europe
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Population
Around 3 million
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Best time to visit
April to May
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Vacation spots
Tirana, Durres, Lake Ohrid, Sarande, Lake Skadar, Buthrotum, Shkoder, Berat, Gjirokaster, Ksamil, Vlore, Kruje.

Popular tourist destinations in Bulgaria

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Krushuna Waterfalls

The tallest of the falls is 20 meters high, where the turquoise water then splits into smaller falls and cascades over hunks of limestone and forming gentle pools.

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Vitosha Mountain

The classic dome shape of Vitosha Mountain sits close to the urban sprawl of the city of Sophia and is where people go to take a break from the city and enjoy nature.

Bulgaria travel insurance

Sunny Beach

Sunny Beach is famous for long stretches of soft, sandy beaches that slope into the Black Sea and also for its numerous tourists who visit the resort town to enjoy its nightlife.

Travel insurance Bulgaria

Burgas

Burgas is one of the favoured gateways to the southern stretches of the Black Sea Coast. A far cry from the ancient and historic centres that pepper the country elsewhere.

Tourist information about Bulgaria

account_circle How do I get visa for Bulgaria?

  • Travelers to Bulgaria require the Schengen visa which tourists of different nationalities can apply in their home country by submitting the application to the local Bulgaria Embassy.
  • It usually takes 15 days to be issued the schengen visa for visiting Bulgaria.
  • The plans available here are applicable for
    • Schengen Visa A (Airport Transit Visa)
    • Visa B (Transit Visa)
    • Visa C (Travel Visa)
    • Visa D (Long Stay Visa)

description What are the documents required for Bulgaria Visa?

event What is the best time to visit Bulgaria?

The best time to visit Bulgaria is from middle of the December through March.

location_on What are the famous vacation spots in Bulgaria?

Some of the top vacation spots in Bulgaria are Vienna, Salzburg, Innsbruck, Kitzbuhel, Graz, Linz, Baden, Saint Anton, Bregenz, Velden, Wels, Kaprun, Villach...

restaurant What are the popular Cuisines in Bulgaria?

Schweinsbraten (Roast Pork), Beiried (Roastbeef), Bratwurst (Fried Sausage), Burenwurst (Boer Sausage), Cordon Bleu, Fleischbrot (Meat Bread), Fleischlaibchen, Gebackene Champignons (Baked Mushrooms),Grillhendl (Grilled Chicken), Grillteller Gulasch (Goulash), Jause (Cold Snack), Kasekrainer (Cheese Sausage), Palatschinken (Pancake), Punschkrapfen (Punch Doughnut), Schweinefilet (Pork Fillet), Seelachs Filet (Coal Fish Fillet), Wiener Schnitzel (Viennese Schnitzel), Eierspeise Berner Wurstel (Berner Sausages).

language Which are the popular Languages spoken in Bulgaria?

Some of the language spoken majority in Bulgaria are German, Alemannic and Austro-Bavarian. Other Minority languages are Turkish, Serbian, Burgenland Croatian, Hungarian, Bosnian and Slovene.

International airports in Bulgaria

City Airport Name IATA Code
Sofia Sofia Airport SOF
Burgas Burgas Airport BOJ
Varna Varna Airport VAR
Plovdiv Plovdiv Airport PDV

Schengen Travel insurance with 30,000 Euro coverage

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What does travel health insurance Bulgaria visa usually not cover?

Travel health insurance for Bulgaria visa usually provides coverage for injury, sickness and unplanned medical expenses, emergency medical evacuation, and repatriation of remains in case of death. However, there are certain situations and items that are not covered by Bulgarian Schengen Visa insurance. These include:

1. Pre-existing medical conditions: Schengen Visa insurance usually excludes or provides limited coverage for any medical conditions that existed prior to the start of the policy. This means that if you have a pre-existing medical condition, any medical treatment related to that condition may not be covered.

2. Treatment for chronic illnesses: Most Schengen Visa medical insurance plans do not cover ongoing treatment for chronic illnesses, such as diabetes or heart disease. These conditions are generally excluded from coverage, so if you require ongoing treatment for a chronic illness, you may need to look for a specialized insurance policy.

3. Non-emergency medical treatment: Schengen travel insurance is designed to cover medical emergencies and unexpected illnesses. It typically does not cover preventive care such as routine medical check-ups, vaccinations, or elective treatments.

4. Extreme sports and adventure activities: Many Schengen Visa health insurance policies exclude coverage for extreme sports and adventure activities, such as bungee jumping, skydiving, or scuba diving. If you plan to participate in these activities during your trip, you may need to buy additional coverage.

5. Mental health conditions: Schengen visa insurance generally do not cover mental health conditions, such as depression or anxiety. If you require treatment for a mental health condition during your trip, you may need to seek out specialized coverage.

Travel insurance for travelers from Bulgaria

List of travel insurance companies for Schengen visa Europe from USA

You can find reliable Schengen visa insurance providers like International Medical Group(IMG), Seven Corners, WorldTrips, Trawick International insurance.

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