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Travel Insurance for Romania, Romania visa travel insurance

Procedure to get the Instant Romania visa letter for application as required by the European consulates

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Romania visa insurance quote

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What is the best travel insurance Romania visa insurance?

The best Romania visa travel insurance plans will vary from traveler to traveler depending on their unique needs. While some travelers will look for the cheapest Romania visa insurance cost specifically to satisfy the visa requirements, others will look for the most comprehensive Romania travel insurance coverage.

Patriot International Lite: Patriot International Lite insurance for Romania visa is very popular among travelers visiting European countries and applying for Schengen Visa.

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How can I get Romania visa medical insurance?

Travelers to Romania applying for the Schengen visa can buy Romania visa travel insurance on American Visitor Insurance. While it ironic to buy travel insurance for Romania on American Visitor insurance, we offer several international travel insurance plans that specifically satisfy Romania visa requirements as mandated by Schengen state consulates. Our compare Romania visa insurance quote facility lists a range of cheap travel insurance that satisfy the Romania visa requirements. After buying travel medical insurance for Romania on our website travelers can immediately download the required visa letter to be used while applying for the Romania visa.

How much is Europe travel insurance for Romania visa?

The cost for the health insurance for Romania Visa depends mainly on the age of the traveler and the duration of coverage required. The older the traveler the higher will be the cost. The longer the duration of coverage required, the greater will be the cost of medical insurance for Romania visa. The Romania visa insurance application quote facility on our website lists the travel insurance that satisfy Schengen visa consulate requirements. You can find the cheapest health insurance for Romania visa on American Visitor Insurance.

Travel health insurance for Romania visa

Romania is famous for several natural wonders in the European Union, UNESCO World Heritage Sites, ancient churches, castles, landscapes with snow-capped mountains. The popular Carpathian Mountains and Danube Delta and the black sea beaches attract several tourists. There are thousands of Americans living in Romania, mainly in the capital city Bucharest. Each year there are several US citizens who visit Romania for vacation and to meet friends and family. The best time to visit Romania is from April to October.

Travel insurance to Romania

Vacationing in Romania is thrilling; however US travelers need to know the importance of having good travel insurance. US citizens should be that international travel increases chances of unexpected injuries and illness. Travel insurance is very important while traveling outside the US, especially to Romania now given the war in neighboring Ukraine.

International travel insurance provides coverage for unexpected medical and travel emergencies along with insuring the trip costs and the health of the traveler. Travelers can choose to include travel insurance to protect trip expenses like trip cancellation, trip delay, Cancel for Any reason (CFAR) benefit with refund of up to 75% of the trip cost if the trip cancels for any reason. American visitor insurance offers customers some of the best US travel insurance plans at guaranteed best prices. For more details call our customer service or email and our licensed agents will be glad to assist further.

Romania travel insurance requirements

International travelers who needs a Romania visa for Romania will have to buy travel insurance which satisfies Schengen visa requirements

  • Travel insurance coverage of €30,000 (about $50,000 USD)
  • Policy must have a $0 deductible with 100% Coverage
  • A repatriation benefit.
  • An emergency medical evacuation benefit.
  • The insurance provider must have an office in Europe.
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Schengen visa insurance letter

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Romania visa travel documents

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Nationalities who need Romania visa

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How much does Romania Schengen travel insurance cost?

Europe Schengen travel insurance Cost in 2025

All the insurance plans listed below meet the Schengen visa requirements and are recognized by Schengen/EU embassies and consulates globally. Additionally, each provider allows you to download your Schengen visa letter on buying the policy. Travel medical insurance plans for Schengen countris can start at just $1 per day.

Insurance Plans Provider Network Cost* How to download Visa letter
Atlas International WorldTrips United Healthcare Provider Network $8 WorldTrips insurance ID cards via Client Zone
Patriot International Lite IMG United Healthcare Provider Network $10 IMG insurance ID cards from My IMG
Atlas Premium International WorldTrips United Healthcare Provider Network $11 WorldTrips insurance ID cards via Client Zone
Safe Travels International Cost Saver Trawick International United Healthcare Provider Network $11 Trawick International insurance ID cards via Client Zone.
Travel Medical Global Choice Seven Corners United Healthcare Provider Network $11 Seven Corners insurance ID cards via Client Zone
Safe Travels International Trawick International United Healthcare Provider Network $15 Trawick international insurance ID cards via Client Zone.

* The average cost of travel insurance for Schengen visa per week for 25 years old traveler.

Travel health insurance in Romania

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Visiting Romania

Travel medical insurance for US citizens visiting Romania

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Long term visa

Travel medical insurance for long term Europe visa

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Visiting USA

Travel insurance for Romania residents visiting USA

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Group Travel

Romania visa best group travel medical insurance quotes

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Europe Travel Insurance for Senior citizens

Insurance for older travelers for visiting the Schengen countries

What does Schengen visa travel insurance cover?

  • Satisfies Visa requirements: Schengen visa insurance satisfies consulate requirements.
  • Doctor visit: Schengen travel insurance covers Doctor visits in case of sudden injury or sickness.
  • Medical evacuation: Emergency medical evacuation expenses to nearest available facility if needed
  • Health care expenses: Covers emergency medical expenses for accidental injury or illness.
  • Repat of remains: Offers coverage for repatriation of remains expenses to home country in case of death.
  • Pre-existing conditions: Travel insurance offers coverage for acute onset of pre-existing conditions.

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Why should I buy Schengen visa insurance on American visitor insurance?

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Satisfy Schengen visa requirements to apply for visa

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Compare several plans to find what fits your needs best

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Travel medical insurance protection for health emergency

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Travel to Europe in peace with good insurance coverage

Factors for cost of best travel insurance to Romania

The cost of Romania health insurance for travelers depends on the following:

Age of the traveler

The older the traveler, the more expensive the cost of travel health insurance for Romania.

The maximum medical coverage selected

The options range from $50,000, up to $1,000,000, the higher the coverage amount, the higher the premium.

The selected deductible

A 'deductible' or ‘excess’ is the amount of the medical costs the customer pays before the insurance plan provides any coverage. Most plans provide several options ranging from $0 to $2500 (travelers over age 60 years may not have the $0 deductible option). The lower the deductible, the higher the premium.

The co-insurance on the plan

'Co-insurance' is the percentage on medical expenses borne by the customer AFTER the deductible is paid. The cheapest travel health insurance for Romania visa will have the highest co-insurance.

The Insurance underwriter

There are different underwriters such as AIG, Lloyds, Nationwide, etc. Premium will vary for different underwriter.

Steps to buy
Romania visa travel insurance online

search 1: Finding all available Romania visa insurance plans

Complete the Romania visa insurance quote request form by providing details of the traveler and insurance requirements.

balance 2: Compare different visa insurance options

Compare the price and the benefits of the different Romania visa insurance options to identify what fits your needs best.

attach_money 3: Buy the Romania visa insurance and review documents

Buy the plan that fits your requirements and budget best by using a credit card and completing the online application.

description 4: Review Romania insurance & download visa letter

Review the insurance documents & download visa letter is required.

Travel health insurance for Romania
Age
Spouse's Age
Start Date
End Date
  • Policy Maximum#1 
  • Deductible#2 
  • Schengen visa letter
    Sent immediately after purchase
  • Does not offers coverage for pregnancy
  • Acute onset of pre-existing condition coverage is available within the age of 70
  • Policy Maximum#1 
  • Deductible#2 
  • Schengen visa letter
    Available from client zone
  • Covers complications of pregnancy in the first 26 weeks of gestation
  • Acute onset of pre-existing condition coverage is available within the age of 79
  • Policy Maximum#1 
  • Deductible#2 
  • Europe visa letter
    Sent immediately after purchase
  • Covers Emergency Medical Treatment of Pregnancy
  • Covers unexpected recurrence of pre-existing conditions up to the age of 89 years
  • Policy Maximum#1 
  • Deductible#2 
  • Europe visa letter
    Sent immediately after purchase

#1  Policy Maximum is the maximum eligible medical expenses that the plan will cover.

#2  Deductible is the amount of expenses that must be paid out of pocket before an insurer will pay any expenses.

#3  Europe travel insurance for US residents Click here to read more »

Which is the cheap Europe travel medical insurance?

Romania Visa Types

1. Schengen Visa (Type A):

Non Schengen country citizens who are transiting through or waiting from a connecting flight in the international terminal in a Schengen nation airport is issued an A visa. It is also commonly known as the airport transit visa

2. Schengen Visa (Type B):

The Schengen type B visa is for trips of less than five days and is with the qualifier “transit”.

3. Schengen Visa (Type C):
  • A single-entry visa which entitles the visa holder to a single entry into the Schengen region.
  • A double-entry visa entitles the visa holder to two entries to the Schengen region during the visa’s periods validity.
  • A multiple-entry visa entitles the visa holder to as many entries and exits from the Schengen region as desired.
4. Long Stay visa (Type D):

The following are valid reasons for the Type D Schengen visa : vacations or personal visits, work-related travel, study related travel, to participate in a training program, to complete an internship

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US citizen travel insurance for Romania

Along with the Covid pandemic and the Ukraine war are seeing severe labor related disruptions in flights and rail services which is adding to the uncertainty of travel in Europe. US citizens are advised to buy travel insurance for Romania even if it is not mandatory for short travel, it is mandatory only for travel of more than 90 days to Romania and need a travel visa.

Travel insurance with trip cancellation coverage will protect the traveler in the event of trip delay, cancellation of flights, loss of baggage as well as any medical emergency or accident that the US citizen can face while in Romania. Some travel insurance also provide coverage for quarantine expenses should one test positive for Covid19 while traveling. Given the pandemic, some European consulates are in fact insisting on Covid quarantine travel insurance while issuing travel visas.

Some US citizens travel insurance plans also have the option of 'Cancel for Any reason' (CFAR) by providing a refund of up to 75% of the trip cost if one cancels the trip for any reason. Having reliable travel insurance will ensure that the travelers can recoup the trip expenses which can be significant in the case of cruises, airline ticketing and hotel reservations should they face adverse circumstances during travel.

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Long term Europe Visa Insurance for US citizens

US citizens who want to stay in any of the 25 Schengen countries for more than 90 days in a 180 day period need a Long Stay Visa. One of the requirements for this visa is proof of medical insurance with medical expenses coverage up to €30,000 (or the equivalent in US dollars) which is valid during the whole stay in the Schengen countries.

The insurance company should provide a visa letter stating coverage amounts for medical expenses, emergency medical evacuation and repatriation while in Europe (or 'unlimited' if there is no limit of coverage).

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Romania travel insurance for older US travelers with Medicare coverage

US senior citizens who have Medicare coverage should buy international travel health insurance while traveling outside the United States. Good travel health insurance is required since Medicare offers very limited coverage outside the US.

International travel always involves risks. This is especially true for older travelers and given that the costs of medical evacuation and health care outside the United States is expensive, buying good Medicare Supplemental international Travel insurance coverage is prudent.
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Travel insurance Romania, Romania travel insurance - FAQ's

1. What is Romania Schengen visa travel insurance?

Romania visa travel insurance is a mandatory insurance for individuals applying for a Schengen visa to visit Romania. As Romania is part of the Schengen Area, travelers need to show proof of this insurance to meet visa requirements. This Romania travel insurance must cover a minimum amount for medical expenses, repatriation, and emergency medical care during the stay in Romania. It's essential that the coverage matches the visa regulations and provides necessary financial protection in case of unexpected events.

2. Who needs Schengen visa insurance to visit Romania?

Anyone who requires a Schengen visa to visit Romania needs to have Schengen visa insurance. This insurance is mandatory for visa applicants and ensures adequate coverage for medical expenses and unforeseen events during their stay in Romania. Whether traveling for tourism, business, or other reasons, citizens of non-exempt countries must provide proof of this insurance when applying for a Schengen visa, as per specific Romania consulate or embassy requirements.

3. What is Schengen eligible travel insurance?

Schengen eligible travel insurance meets the specific requirements of the Schengen Agreement for travelers visiting Schengen Area countries in Europe. It must provide sufficient coverage for medical expenses, repatriation, and emergency medical evacuation during the entire stay in the Schengen Area. This insurance is a prerequisite for getting the Schengen visa and should be valid for all countries within the area. It's important to ensure that the coverage amounts and terms align with the visa requirements of the specific Schengen country you plan to visit.

4. How do I cancel my Romania visa insurance?

If you want to cancel your Romania health insurance, the procedure varies depending on the your insurance plan. However, travel insurance can be easily cancelled before the start of the insurance policy. The refund for cancelling the insurance after the start of the policy will be usually on a pro-rate basis. However it is important to follow these steps:
  • Review the terms and conditions of the insurance contract to see if there are any cancellation fees, notice periods, or other requirements.
  • Contact your insurance provider and inform them of your intention to cancel your insurance. You will need to provide some documents, such as your insurance number, account number, passport, or proof of departure.
  • Confirm that your cancellation request has been processed and that you have received a confirmation letter or email from your insurance provider.

5. Does Romania travel insurance cover Covid?

Most Romania travel insurance plans available on American Visitor Insurance now cover Covid as a new illness. International travelers can compare and buy the best Romania travel insurance plans on American Visitor Insurance. These plans also offer Romania visa letter which can also be translated to different languages as requested.

6. Is travel insurance necessary for Romania?

If you need a visa for traveling to Romania (Schengen visa), then - Yes, Romania travel insurance is necessary for applying for the Schengen visa. The Romania visa travel insurance requirement is a minimum coverage of 30,000 Euros.

If you a citizen of a country which does not need a visa for traveling to Romania , then buying travel insurance for Romania is not mandatory for visits of less than 90 days. However given the cost of healthcare in Romania , and that domestic health insurance offers little health insurance outside your home country, it is strongly recommended to buy travel insurance for Romania.

7. How can I get travel medical insurance for Romania?

Travelers to Romania who need the Schengen visa can buy Romania visa travel insurance on our website. Our Schengen visa travel insurance quote facility displays the travel insurance that satisfy Romania visa consulate requirements. Once you complete buying the Romania visa travel insurance online, you can download the required Romania visa letter which you can submit while applying for the Schengen visa.

8. What is the cost of Romania visa travel insurance?

The cost for the Romania visa travel insurance varies depending on the age of the traveler and the duration of coverage required. The older the traveler the higher is the cost. The longer the duration of Romania travel insurance required, the greater will be the cost. Our Romania visa insurance application quote facility lists the travel insurance that satisfy Romania visa consulate requirements.

9. What is the procedure to get a visa letter for Romania?

Romania visa medical insurance can be purchased online quickly and easily.
The traveler has to provide relevant information (age, travel dates, total amount of coverage desired) in a simple travel insurance for Romania visa form and click the 'get quote' button.

A list of affordable travel insurance plans with the premium (cost), medical coverage details, and the name of the underwriter will be displayed. The applicant can then buy the best Romania visa insurance plan they like by clicking on the corresponding 'BUY' button. Complete the simple application online and pay using a credit card.

On purchasing the Europe travel insurance for Romania , a traveler will be provided with the insurance details that include a toll free number, a virtual ID card, and a Romania visa letter that may be presented to the consulate as proof of coverage.

10. Who must buy travel medical insurance for Romania visa?

A traveler from any of the Schengen visa required countries visiting Romania for less than 90 days is required to buy short term travel medical insurance to apply for Romania visa. It may be individuals, business travelers, family members. For travelers from Schengen visa exempted countries, planning to stay in Romania for more than 90 days need to buy long term travel medical insurance for Long stay Europe visa.

11. Which insurance provider is best for a Schengen visa to Romania?

We work with many popular and top rated US insurance providers. These insurance companies offer best travel medical insurance coverage for Schengen visa. These Schengen visa insurance plans satisfy requirements as mandated by the consulate and offer comprehensive travel medical insurance coverage. The top insurance providers that offer popular Schengen visa insurance for Romania are International Medical Group, Seven Corners, WorldTrips and Trawick International.

12. What is covered under Romania visa travel insurance?

Best travel medical insurance for Romania visa covers the cost incurred from
  • Hospitalization expenses dues of sickness of injuries
  • Emergency medical evacuation
  • Repatriation of remains
  • Trip cancellation or interruption
  • Flight delay
  • Baggage delay or loss
  • Acute onset of pre-existing conditions
  • Maternity in first 26 weeks

13. How do I get cheap Schengen visa travel insurance for Romania?

This is surely dependent of the travelers’ requirements. The travel will have to do a research online based on his or her requirements. It is advisable to compare Romania visa insurance products before buying the cheap travel medical insurance for Romania visa.

14. Which are the EU countries that are not part of the Schengen region?

The following European countries are not part of the Schengen zone : Albania, Andorra, Armenia, Azerbaijan, Belarus, Bosnia & Herzegovina, Romania, Cyprus, Georgia, Ireland, Kosovo, North Macedonia, Moldova, Monaco, Montenegro, Romania, Russia, San Marino, Serbia, Turkey, Ukraine, The United Kingdom and the Vatican.

15. What is the difference between European Union (EU) and the Schengen states?

The Schengen region is a travel zone of several European countries where citizens can travel freely within this region without a visa, while the European Union is an economic and political union of several European countries.

16. If my Schengen visa is denied, can I cancel my travel insurance plan?

Yes, you can cancel your travel insurance plan if your Schengen visa is denied. There should be full reimbursement if you cancel before the travel dates.

However, if you cancel after the start date, the premium may be refunded on a prorated basis with a cancellation fee, but only if no claims have been submitted.

It is important to carefully review the terms and conditions of the policy while buying it, and to contact the insurance provider if you have any questions or concerns. If you need to cancel your policy due to a visa denial, you may need to provide proof of your visa denial to the insurance provider.

17. Can I cancel my Schengen travel insurance?

Yes, you can cancel your Schengen travel insurance, but the terms and conditions and refund policy will vary depending on the insurance provider and the specific policy you purchased. If you ask for cancellation after the insurance start date, you may only receive a partial refund depending on how long you have had the policy and if you've already made any claims.

If you need to cancel your Schengen travel insurance, you should contact your insurance provider directly to inquire about the cancellation process and refund policy.

Travel insurance for Romania Romania - General Information

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Capital
Bucharest
language
Language
Romanian
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Currency
Romanian Leu
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Location
Europe
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Population
Around 19 million
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Best time to visit
April to October
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Vacation spots
Cluj-Napoca, Mamaia, Timisoara, Bucharest, Sinaia, Brasov, Hungary, Sighisoara.

Popular tourist destinations in Romania

Health insurance for travel to Romania

Mamaia

Mamaia is Romania’s most popular seaside resort. It has great white sand beaches, just made for sunning or people-watching. Mamaia has a water park, but activities are limited for small children.

Medical insurance for visiting Romania

Danube Delta

The Danube Delta is one of the largest and best-preserved deltas in all of Europe, with 23 ecosystems that are home to a huge number of plants and wildlife.

Tourist Insurance for Romania

The Sphinx and Babele

The Sphinx and Babele are two regularly visited natural rock formations. Created by wind and rain. Babele, which translates to ‘the old woman’, is the name for the mushroom-shaped formations.

Best vacation insurance for travel to Romania

Peles Castle

Decorated with ornate stonework, sculpted wood, and stained-glass windows, the castle is at once charming and intimidating from its spot against the panoramic views of the Carpathian Mountains.

Tourist information about Romania

account_circle How do I get visa for Romania?

  • Travelers to Romania require the Schengen visa which tourists of different nationalities can apply in their home country by submitting the application to the local Romania Embassy.
  • It usually takes 15 days to be issued the schengen visa for visiting Romania.
  • The plans available here are applicable for
    • Schengen Visa A (Airport Transit Visa)
    • Visa B (Transit Visa)
    • Visa C (Travel Visa)
    • Visa D (Long Stay Visa)
  • description What are the documents required for Romania Visa?

    event What is the best time to visit Romania?

    The best time to visit Romania is from middle of the December through March.

    location_on What are the famous vacation spots in Romania?

    Some of the top vacation spots in Romania are Vienna, Salzburg, Innsbruck, Kitzbuhel, Graz, Linz, Baden, Saint Anton, Bregenz, Velden, Wels, Kaprun, Villach...

    restaurant What are the popular Cuisines in Romania?

    Schweinsbraten (Roast Pork), Beiried (Roastbeef), Bratwurst (Fried Sausage), Burenwurst (Boer Sausage), Cordon Bleu, Fleischbrot (Meat Bread), Fleischlaibchen, Gebackene Champignons (Baked Mushrooms),Grillhendl (Grilled Chicken), Grillteller Gulasch (Goulash), Jause (Cold Snack), Kasekrainer (Cheese Sausage), Palatschinken (Pancake), Punschkrapfen (Punch Doughnut), Schweinefilet (Pork Fillet), Seelachs Filet (Coal Fish Fillet), Wiener Schnitzel (Viennese Schnitzel), Eierspeise Berner Wurstel (Berner Sausages).

    language Which are the popular Languages spoken in Romania?

    Some of the language spoken majority in Romania are German, Alemannic and Austro-Bavarian. Other Minority languages are Turkish, Serbian, Burgenland Croatian, Hungarian, Bosnian and Slovene.

    International airports in Romania

    City Airport Name IATA Code
    Bucharest Henri Coandă International Airport OTP
    Cluj-Napoca Cluj Avram Iancu International Airport CLJ
    Timișoara Timișoara Traian Vuia International Airport TSR
    Iași Iași International Airport IAS

    Schengen Travel insurance with 30,000 Euro coverage

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    Best travel insurance for Schengen visa

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    What does Romania Schengen Visa insurance usually not cover?

    Romania Visa insurance usually provides coverage for injury, sickness and unplanned medical expenses, emergency medical evacuation, and repatriation of remains in case of death. However, there are certain situations and items that are not covered by Romania Schengen Visa insurance. These include:

    1. Pre-existing medical conditions: Schengen Visa insurance usually excludes or provides limited coverage for any medical conditions that existed prior to the start of the policy. This means that if you have a pre-existing medical condition, any medical treatment related to that condition may not be covered.

    2. Treatment for chronic illnesses: Most Schengen Visa medical insurance plans do not cover ongoing treatment for chronic illnesses, such as diabetes or heart disease. These conditions are generally excluded from coverage, so if you require ongoing treatment for a chronic illness, you may need to look for a specialized insurance policy.

    3. Non-emergency medical treatment: Schengen travel insurance is designed to cover medical emergencies and unexpected illnesses. It typically does not cover preventive care such as routine medical check-ups, vaccinations, or elective treatments.

    4. Extreme sports and adventure activities: Many Schengen Visa health insurance policies exclude coverage for extreme sports and adventure activities, such as bungee jumping, skydiving, or scuba diving. If you plan to participate in these activities during your trip, you may need to buy additional coverage.

    5. Mental health conditions: Schengen visa insurance generally do not cover mental health conditions, such as depression or anxiety. If you require treatment for a mental health condition during your trip, you may need to seek out specialized coverage.

    Travel insurance for travelers from Romania

    List of travel insurance companies for Schengen visa Europe from USA

    You can find reliable Schengen visa insurance providers like International Medical Group(IMG), Seven Corners, WorldTrips, Trawick International insurance.

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