Atlas Premium Insurance vs Safe Travels Elite Insurance - Compare and buy

Compare travel insurance benefits offered by Atlas Premium insurance, Safe Travels Elite Insurance plans. These US visitor insurance Safe Travels Elite is fixed benefit visitor insurance and Atlas Premium is a comprehensive benefit visitor insurance plan for international travel which offer coverage for acute onset of pre-existing conditions and Covid19 illness. Compare price and benefits to find the best US travel medical insurance plan for your needs.

WorldTrips vs Trawick International visitor insurance cost calculator

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Atlas Premium vs Safe Travels Elite
Atlas Premium
Plan Maximum
Deductible
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Safe Travels Elite
Plan Maximum
Deductible
Insurance Providers help
Plan maximumhelp Age 80 or older: $10,000
Age 65 to 79: $50,000, $100,000
All others: $50,000, $100,000, $250,000, $500,000, $1M or $2M.
Economy: $25,000
Basic: $50,000
Silver: $75,000
Gold: $100,000
Platinum: $175,000
Deductible Options help $0, $100, $250, $500, $1000, $5000 Safe Travels Elite insurance has $0 deductible.
Coinsurance help Plan pays 100% of eligible expenses after the deductible up to the overall maximum limit. Not Available
Length of Coverage help Minimum : 5 days
Maximum : 364 days
5 days to 365 days
Renewability help Yes : Up to 364 days Yes : 5 days to 364 days
 Medical Benefits
Hospital room and board help Average semi-private room rate, including nursing services.
Economy: Up to $1,400/day, 30 day maximum
Basic: Up to $2000/day, 30 day maximum
Silver: Up to $2000/day, 30 day maximum
Gold: Up to $2000/day, 30 day maximum
Platinum: Up to $3000/day, 30 day max
Diamond: $1,500 per day to a maximum of 30 days
Diamond Plus: $1,500 per day to a maximum of 30 days
Intensive care unit help Up to the overall maximum limit
Economy: Additional $2,100/ day, 10 day maximum
Basic: Additional $2.5K/ day, 8 day maximum
Silver: Additional $2,500/ day, 8 day maximum
Gold: Additional $3000/ day, 8 day maximum
Platinum: Additional $4,500/ day, 10 day maximum
Diamond: $2,300 per day to a maximum of 8 days
Diamond Plus: $2,300 per day to a maximum of 8 days
Hospital indemnity help $100 per day of inpatient hospitalization (not subject to deductible or coinsurance). Not Available
Urgent Care Clinic help Claims incurred in the U.S.- Up to $15 co-payment. (co-payment is waived for members with a $0 deductible)
Claims incurred outside the U.S. - No co-payment.
Economy: Limited to $55 per visit, one visit per dayand 30 visits per Policy Period
Basic: Limited to $75 per visit, one visit per day and 30 visits per Policy Period
Silver: Limited to $75 per visit, one visit per day and 30 visits per Policy Period
Gold: Limited to $100 per visit, one visit per day and 30 visits per Policy Period
Platinum: Limited to $130 per visit, one visit per day and 30 visits per Policy Period
Diamond: Limited to $75 per visit, one visit per day and 30 visits per Policy Period
Diamond Plus: Limited to $75 per visit, one visit per day and 30 visits per Policy Period
 Emergency Services
Emergency local ambulance help Usual, reasonable and customary charges when covered illness or injury results in hospitalization as inpatient.
Economy: $500 per Inciden
Basic: $650 per Incident
Silver: $650 per Incident
Gold: $650 per Incident
Platinum: $750 per Incident
Diamond: $650 per Incident
Diamond Plus: $650 per Incident
Hospital emergency room help Outside the U.S: No co-payment.
Inside the U.S: Up to $200 co-payment for each use of emergency room for an illness unless you are admitted to the hospital. (no co-payment for emergency room treatment of an injury)
Economy: $350 per Incident
Basic: $500 per Incident
Silver: $500 per Incident
Gold: $600 per Incident
Platinum: $800 per Incident
Diamond: $500 per Incident
Diamond Plus: $500 per Incident
 Dental
Emergency dental treatment help Up to $300 (not subject to deductible or coinsurance).
Economy: $600 per Inciden
Basic: $750 per Incident
Silver: $750 per Incident
Gold: $750 per Incident
Platinum: $750 per Incident
Diamond: $750 per Incident
Diamond Plus: $750 per Incident
 Acute Onset of Pre-Existing Condition
Acute Onset of Pre-Existing Conditions help Covers up to overall maximum limit, under age 80.Up to $25K lifetime maximum for Emergency Medical Evacuation.(excludes chronic and congenital conditions)
Economy: Up to Policy Maximum Coverage related to Cardiac Conditions orStroke are limited to $25,000
Basic: Up to Policy Maximum Coverage related to Cardiac Conditions orStroke are limited to $25,000
Silver: Up to Policy Maximum Coverage related to Cardiac Conditions orStroke are limited to $25,000
Gold: Up to Policy Maximum Coverage related to Cardiac Conditions orStroke are limited to $25,000
Platinum: Up to Policy Maximum Coverage related to Cardiac Conditions orStroke are limited to $25,000
Diamond: For ages 70-79, up to $25K. For ages 80 and above, up to $15K /Coverage related to Cardiac Conditions or Stroke are limited to $15,000
Diamond Plus: For ages 70-79, up to $25,000. For ages 80 and above, up to $15,000 /Coverage related to Cardiac Conditions or Stroke are limited to $15,000
 Life
AD&D help Members under age 18: Up to $5000 lifetime maximum.
Members age 18-69: Up to $25,000 lifetime maximum.
Members age 70-74: Up to $12,500 lifetime maximum. Members age 75 and older: Up to $6,250 lifetime maximum.
$250,000 maximum benefit any one family or group.
Accidental death & dismemberment buy up: $25,000
Economy: $5,000 Principal Sum
Basic: $5,000 Principal Sum
Silver: $7,500 Principal Sum
Gold: $7,500 Principal Sum
Platinum: $10,000 Principal Sum
Diamond: $5,000 Principal Sum
Diamond Plus: $5,000 Principal Sum
Common carrier AD&D help Up to $50K for ages 18 through 69
Up to $10,000 under age 18
Up to $25K for ages 70 through 74
Up to $12,500 for ages 75 and older
Maximum of $250K for any one family or group.
Economy: $25,000 Principal Sum
Basic: $25,000 Principal Sum
Silver: $35,000 Principal Sum
Gold: $35,000 Principal Sum
Platinum: $35,000 Principal Sum
Diamond: Not Available
Diamond Plus: Not Available
 Evacuation
Emergency medical evacuation help $1M lifetime maximum, except as provided under acute onset of pre-existing condition.
Economy: $100,000 per Policy Period
Basic: $100,000 per Policy Period
Silver: $100,000 per Policy Period
Gold: Unlimited
Platinum: Unlimited
Diamond: $50,000 per Policy Period and $25,000/Lifetime Maximum for Acute Onset over age of 80
Diamond Plus: $50,000 per Policy Period and $25,000/Lifetime Maximum for Acute Onset over age of 80
Emergency reunion help Up to $100,000, maximum of 15 days (not subject to deductible or coinsurance) Not Available
Return of mortal remains or cremation/burial help Equal to the elected overall maximum limit - not subject to deductible or coinsurance or subject to the overall maximum limit.
Economy: $7,500 per Policy Period
Basic: $7,500 per Policy Period
Silver: $10,000 per Policy Period
Gold: $20,000 per Policy Period
Platinum: $25,000 per Policy Period
Diamond: $7,500 per Policy Period
Diamond Plus: $7,500 per Policy Period
Return of minor children help Up to $50,000 (not subject to deductible or coinsurance).
Economy: $2,100 per day to a maximum of 10 days
Basic: $2,500 per day to a maximum of 8 days
Silver: $2,500 per day to a maximum of 8 days
Gold: $2,500 per day to a maximum of 8 days
Platinum: $4,500 per day to a maximum of 8 days
Diamond: $2,300 per day to a maximum of 8 days
Diamond Plus: $2,300 per day to a maximum of 8 days
Political evacuation and repatriation help Up to $100,000 lifetime maximum (not subject to deductible or coinsurance).
Economy: $500 per Policy Period
Basic: $500 per Policy Period
Silver: $500 per Policy Period
Gold: $500 per Policy Period
Platinum: $500 per Policy Period
Diamond: $500 per Policy Period
Diamond Plus: $500 per Policy Period
Natural disaster evacuation help Up to $250 a day for 5 days (not subject to deductible or coinsurance).
Economy: $5,000 per Policy Period
Basic: $5,000 per Policy Period
Silver: $7,500 per Policy Period
Gold: $7,500 per Policy Period
Platinum: $10,000 per Policy Period
Diamond: $5,000 per Policy Period
Diamond Plus: $5,000 per Policy Period
Trip interruption help Up to $10,000 (not subject to deductible or coinsurance). Not Available
Terrorism help Up to $50,000 lifetime maximum for eligible medical expenses only. Not Available
Unique Advantages
  • The Atlas Premium plan is ideal for shorter trips or individuals looking for extensive coverage travelling overseas.
  • It is also best suited for family who need first-class coverage for children and the parents.
  • Atlas Premium travel insurance provides exceptional, quality coverage for travelers interested in the best travel medical insurance with high benefit limits.
  • It is a fixed benefit plan.
  • Acute onset of pre existing condition is covered up to 89 years.
  • Good provider network.
  • This elite plan has a $0 deductible.
 Travel Insurance
Underwriter Lloyds, London Zurich Insurance Europe AG Belgian branch
Rating help A++ (Superior) Standard & Poor's Rating: AA- “A (Excellent)”
Brochure and Details

Atlas Premium vs Safe Travels Elite Insurance Reviews

International tourists visiting USA must be aware of the rising health care cost for visitors to USA. Hospitalization with huge medical bills can be a nightmare without visitors health insurance. Many insurance providers offer different visitors insurance for tourists to the US. It is important to compare the popular visitor insurance before buying adequate travel medical insurance for USA.Here the visitor can compare US visitor insurance cost of Atlas Premium insurance and Safe Travels Elite insurance plans by reviewing their unique Visitors medical insurance benefits.

Atlas Premium vs Safe Travels Elite Insurance

Atlas premium Insurance is offered by WorldTrips with AM Best Rating: A++ (Superior) rating. It has been offering health insurance products to customers in 130 countries.. It also has AM Best Rating: A++ (Superior) rating. Safe Travels Elite is offered by Trawick International and has an AM Best Rating of “A+”.

  • FEATURES
  • Cost*
  • Coverage in USA?
  • Parents/Seniors are eligible?
  • Covers Acute onset of Pre-existing?
  • Eligible for Green card holders?
  • Renewable and Cancellable?
  • Deductible Choice
  • A.M. Best Rating
  • Covid coverage
  • Underwriter
  • Provider
  • Buy now
  • Atlas Premium
  • $98
  • Yes
  • Yes
  • Yes, covers up to 79 years
  • No
  • No
  • $0 to $5000
  • A++ Standard & Poor’s: AA-
  • Yes
  • Lloyd's
  • WorldTrips
  • Buy Now
  • Safe Travels Elite
  • $44
  • Yes
  • Yes
  • Covers up to 79 years
  • Yes
  • Yes
  • $0
  • “A (Excellent)”
  • Yes
  • Zurich Insurance
  • Trawick International
  • Buy Now
*Cost for 45 years traveler; $50,000 maximum coverage.

Atlas Premium vs Safe Travels Elite Insurance: A Quick Comparison

Atlas Premium Insurance

  • Offers maximum coverage up to 2 million.
  • Deductible options ranges from $0 to $5,000.
  • Covers pre-existing condition up to under 80 years.
  • Not Renewable.
  • $25 cancellation fee after the effective date.
  • Eligible for both US and Non US citizens traveling outside their home country.
  • Political Evacuation available up to $150,000.
assignmentPLAN DETAILS picture_as_pdfBROCHURE descriptionREVIEWS
  • local_hospital

    Provider Network
    United Healthcare Provider Network

  • dentistry

    Dental Treatment
    Up to $300

  • ambulance

    Emergency Medical Evacuation
    Up to $1,000,000 lifetime maximum

  • medical_services

    Bedside Visit
    Up to $1500

  • shopping_cartBuy Now

Safe Travels Elite Insurance

  • Offers maximum coverage up to 175,000.
  • Safe Travels Elite insurance has $0 deductible.
  • Acute onset of pre-existing condition is covered up to policy maximum up to the age of 69.
  • The Safe Travels Elite plan can be renewable up to 364 days.
  • Cheapest travel insurance for non us residents traveling to USA.
  • For non U.S. residents and non U.S. citizens, traveling to the USA or USA and then other countries.
  • This plan is available for green card holders
assignmentPLAN DETAILS picture_as_pdfBROCHURE descriptionDESCRIPTION
  • local_hospital

    Political Evacuation
    $500 per Policy Period

  • dentistry

    Dental Treatment
    Up to $600 - $750 per Incident

  • ambulance

    Emergency Medical Evacuation
    Up to $100,000 for Eco, Basic & Silver
    Unlimited for Gold & Platinum

  • stethoscope_check

    Consulting Physician
    Up to $450 - $700 per Incident

  • shopping_cartBuy Now

How much does Atlas Premium and Safe Travels Elite cost per month?

Both Atlas Premium vs Safe Travels Elite provide excellent coverage for travelers visiting the US on a short-term basis. However, it's important to compare the two plans closely to determine which one best meets your specific needs.

You can compare cost for both Atlas Premium and Safe Travels Elite plans.

Atlas Premium insurance

Travelers Age Maximum $50K Maximum $100K
18 - 29 $57 $71
30 - 39 $68 $91
40 - 49 $88 $109
50 - 59 $148 $181
60 - 64 $200 $255
65 - 69 $233 $291
70 - 79 $401 $501

Safe Travels Elite insurance

Travelers Age Maximum $50K Maximum $100K
19 - 29 $33 $46
30 - 39 $38 $51
40 - 49 $39 $52
50 - 59 $54 $73
60 - 69 $69 $91

Atlas Premium vs Safe Travels Elite Travel Insurance - FAQs

  • Atlas Premium Insurance - FAQ's

    Am I Eligible for an Atlas Premium Insurance Plan?
    If you are at least 14 days old and traveling internationally, you are eligible for coverage. You must purchase coverage for at least 5 days, though you do not have to travel all 5 days.If you are under age 65, you may select an overall maximum limit between $50,000 and $2,000,000. Applicants age 65 to 79 may choose an overall maximum limit of $50,000 or $100,000. Atlas Premium Travel insurance offers a $10,000 policy maximum to applicants over age 80.

    Does the Atlas Premium Travel Insurance Plan Provide Any Trip Cancellation Coverage?
    Atlas Premium Travel does not provide any reimbursement if you must cancel your trip prior to departure. However, it does include a Trip Interruption benefit if you must end your trip early due to a covered reason.Note that Atlas Premium Travel medical insurance has a lower premium than most travel insurance plans because it does not include a Trip Cancellation benefit. It also provides more medical benefits with higher coverage limits than most travel insurance plans.

    Does Atlas Premium Insurance cover pre-existing conditions?

    Yes Atlas Premium insurance offers the best coverage for acute onset of pre-existing conditions up to the age of 79 years.


    Does Atlas Premium offer coverage for maternity?
    Well, Atlas Premium visitor medical insurance offers coverage for complications of pregnancy during the first 26 weeks of gestation.

    Who is eligible for Atlas Premium America?
    The Atlas Premium America Insurance is available for Non-US Citizens visiting USA.

    Who is eligible for Atlas Premium International?
    The Atlas Premium International Insurance is ideal for both Non US citizens and US citizens traveling outside their home country,excluding USA.

    Is WorldTrips travel insurance a reliable insurance company? Is WorldTrips insurance a good insurance company?

    WorldTrips, a member of Tokio Marine HCC group of companies since 1998 has been offering several travel insurance and trip cancellation products for international travelers across the globe. Their Atlas travel insurance and Visitors Secure products are popular for product excellence, by giving affordable options for travelers to customize to meet the requirements of unique traveler needs. Individuals traveling for vacation, business men, students and group insurance works well for travelers traveling overseas. This Indianapolis based company is the first company to enable their products and services for visitors via the internet for both US citizens and non–US citizens traveling abroad and to the US.


    What are the benefits of Atlas travel insurance?

    Atlas insurance is short term travel health insurance designed for anyone, as long as they are outside their home country. Atlas Travel Insurance provides coverage for those who are traveling, studying, volunteering, or living outside of their home country. It offers core travel insurance benefits, with coverage from as little as Five days. There are three Atlas travel insurance plans to choose from Atlas Premier, Atlas International and Atlas Essential.

    The benefits offered on the Atlas Travel Medical Insurance plan provide a range of high quality travel insurance benefits to cover you in the event of an unexpected accident or injury when you are abroad. This includes coverage for medical expenses, evacuation, repatriation, emergency reunion and other related benefits.


    What is the coverage area of WorldTrips Atlas travel insurance?

    Atlas insurance is short term travel health insurance designed for anyone, as long as they are outside their home country.


    How much does Atlas Premium travel insurance cost?

    The cost of the Atlas Premium travel insurance will vary depending on the age of the traveler, the type of coverage, the travel destination and the duration of travel. Typically, visitors travel insurance policies cost can start even as low as $1 per day, but will be much higher for older travelers


    How do I purchase Atlas Travel Medical Insurance?

    You can purchase Atlas Travel Medical Insurance on American Visitor Insurance at buy Atlas America Travel Insurance. You can also call them at (877)-340-7910 to get more information on how to apply for Atlas travel health insurance from licensed insurance agents.


    What are the requirements for applying for Atlas Travel Insurance?

    The main requirements for applying for Atlas insurance is the travelers passport details and the travel dates. You can apply for Atlas travel insurance online on American Visitor Insurance or call (877)-340-7910 to get help while applying.


    Is WorldTrips insurance a legit company?

    WorldTrips for over 23 years is a well-recognized company in the US and across the globe for their vast network of hospitals and healthcare support system .The company offers several travel insurance plans for travelers with financial support , access to the best healthcare support and 24/7 emergency travel assistance.


    Can I buy travel insurance from Worldtrips?

    WorldTrips insurance previously known as Tokio Marine HCC – Medical Insurance Services Group has received A+ rating from the from S&P Global Ratings. WorldTrips travel insurance reviews indicate that it currently offers travel medical insurance for over 180 countries and trip protection insurance products for the US residents.


    Why should I buy travel insurance from WorldTrips insurance?

    WorldTrips offers coverage around the world with the fully comprehensive travel medical insurance and trip protection products .WorldTrips was acquired by Tokio Marine in 2015 and functions as a member since the acquisition. WorldTrips insurance offer some of the unique travel medical and trip protection plans for international travelers worldwide.

    For anyone coming to the United States, you will need to have a visa issued in your passport to be allowed in to country unless you are a citizen of a country which is part of the US visa waiver program. The list of countries under Visa waiver program are provided here. The category of visa that you need to apply for is dependent on the reason of your visit to the US. Atlas Premium insurance is very popular with visitors applying for any of these visas to the United States. Some of the Common US visas are :

    1. Visitor visa or Tourist Visa
    2. International Student visa (F1 visa)
    3. J visa (exchange scholar visa)
    4. H1B work visa
    5. Fiancee visa
  • Safe Travels Elite Insurance - FAQ's

    What is the advantage of buying Safe Travels Elite?

    Safe Travels Elite Insurance is an affordable Covid19 travel insurance. Safe Travels Elite Insurance Covid19 travel insurance by Trawick International for coronavirus will cover eligible medical expenses resulting from COVID-19/SARS-CoV-2.


    Who is eligible to enrol in the Safe Travels Elite travel insurance plan by Trawick international?

    The Safe Travels Elite travel insurance plan by Trawick international is available for foreign residents visiting USA and worldwide and for travelers up to the age of 69 years


    Is there a Cancel for any reason insurance cover with Trawick International travel insurance?

    Cancel for any reason can be included at an additional cost with the Safe Travels First Class Trip Protection and Safe Travels Voyager travel insurance plans by Trawick International.


    What are the different Trawick international insurance plans?

    Trawick International provides numerous insurance options for all types of travelers, including tourists, students studying abroad, business people and corporates, families and groups of travelers . Some of the different Trawick International Insurance plans are:


    What is the coverage area of Safe Travels Elite travel insurance?

    Safe Travels Elite insurance is short term travel medical insurance designed for anyone, as long as they are outside their home country.


    How much does Trawick international travel insurance cost?

    The cost of the Trawick international insurance will vary depending on the age of the traveler, the type of coverage and the duration of travel. Typically, travel health insurance policies cost can start even as low as $1 per day, but will be much higher for older travelers and those seeking coverage for pre-existing conditions.


    How do I purchase Trawick international travel medical Insurance?

    You can purchase Trawick international insurance on American Visitor Insurance at buy Safe Travels Elite. you can also call them at (877)-340-7910 to get more information on how to apply for Trawick international travel health insurance from licensed insurance agents.


    What are the requirements for purchasing Trawick international insurance?

    The main requirements for applying for Trawick international insurance is the travelers passport details and the travel dates. You can apply for Trawick international insurance online on American Visitor Insurance or call (877)-340-7910 to get help while applying.


    How do I cancel a Safe Travels Elite Insurance from Trawick International?

    For Trawick International Travel insurance Policy Cancellation : If your travel insurance USA plan is cancelled you have to submit a written request to info@trawickinternational.com for cancellation and refund of your travel medical insurance premium cost.

    Cancellation before effective date:

    • A full refund would be considered

    Cancellation of the travel health insurance after effective date the following conditions apply if the Insured Person wishes to cancel the insurance and a written partial refund request has been made:

    • If any claims have been filed with the Company, the Premium is fully earned and is non-refundable.
    • If no claims have been filed with the Company, then
      • a cancellation fee of US $25 will be charged;
      • only full month premiums will be considered as refundable;
    • If after a refund is made, it is determined that a claim was presented to the company on an Insured Person’s behalf, the Insured Person will be fully responsible for that claim in its entirety.

    Is Trawick International insurance a legit company?

    Trawick International insurance reviews indicate that for 24 years now, Trawick insurance has been offering high-quality and affordable travel insurance products to meet all categories of clients who travel outside of their home country. Trawick International reviews show that it has designed their products for those traveling to the USA, individuals traveling abroad, US Citizens traveling within the USA and non-US citizens traveling overseas but not visiting the USA.


    Can I purchase travel insurance from Trawick International?

    Trawick insurance is a leading travel insurance provider of USA and international travel insurance. Trawick insurance has been a reputed legitimate company for several years. Trawick International insurance is currently offering travel medical insurance worldwide.


    What cover does Trawick International offer in Covid travel insurance? Does Trawick covid insurance have Quarantine coverage for US travelers?

    Trawick International covid insurance is offered to cover coronavirus illness just like any other illness in their Safe Travels First Class Trip Protection and Safe Travels Voyager travel insurance plans. Trawick covid insurance coverage for quarantine related or accommodations due to a covered Trip Delay and an optional upgrade can also be included at an additional cost. The quarantine order should be based on the positive Covid-19 test report. Trawick international covid insurance quarantine coverage is not available in the home country.


    Why should I buy travel insurance from Trawick International?

    Trawick insurance offers worldwide coverage on medical insurance, travel insurance, trip insurance for trip cancellation or trip interruption, international student insurance, group travel insurance and several products aimed mainly for travelers to the USA, individuals traveling abroad, US Citizens for domestic travelers within the USA and non US citizens traveling overseas outside of their home country except USA.

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Review travel medical insurance - Blogs and articles

Atlas Premium Insurance

The Atlas travel insurance products are available for both US Citizens and Non–US citizens. Travelers can get a quote among the various options they offer according to the travel requirements.

Read more »

Safe Travel Elite Insurance

Safe Travels Elite offers Scheduled Benefits accident and sickness medical coverage, is a fixed benefit , cheap US visitor medical insurance plan. The plan is available to foreign travelers coming to the US.

Read more »

Which are the best travel insurance companies in USA?

You can find reliable US insurance providers like International Medical Group(IMG), Seven Corners, WorldTrips, Global Underwriters, Travel Insure, GeoBlue, HTH Worldwide and INF insurance.

Which are the best visitors insurance companies in USA?

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Expertise in offering travel insurance
20+ years!
US health insurance
Customers from
All U.S. states!
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Customers from over
180 countries!