Countries that need travel insurance, Countries with mandatory Covid travel insurance

Safe Travels Voyager Insurance Buy Now	Safe Travels Explorer Insurance Buy Now
Eligibility
US citizens /residents	US citizens /residents
Quarantine benefit
$150 per person per day (6 hours or more) up to maximum of $2,000 Optional coverage: $4000 ($300/day) or $7000 ($500 per day)	$150 per person per day (12 hours or more) up to maximum of $2,000
Medical Maximum
$250,000	$50,000
Emergency medical Evacuation
$1,000,000	$200,000
Trip delay
Coverage for accommodations due to a covered Trip Delay $2,000/$150 per person per day (6 hours or more) is included in the basic coverage. Optional Quarantine Benefit Upgrade at additional price Trip Delay Max Upgrade - including Accommodations (6 Hours or more) $4000 ($300/day) or $7000 ($500 per day)	Coverage for accommodations due to a covered Trip Delay $2,000/$150 per person per day (12 hours or more).
Trip Cancellation
Up to 100% of Trip Cost Insured	Up to 100% of Trip Cost Insured
Trip Interruption
150% of Trip Cost Insured	100% of Trip Cost Insured
Missed Connection
$1,000	$500
Baggage Coverage
$2,500	$750
Baggage Delay
$600 (8 hours or more)	$200 (24 hours or more)
Dental Coverage
$750	$750
Cancel for Any Reason(optional)
75% of Trip Cost	Not Covered
AD&D - Air Flight Accident
$50,000	$20,000
Common Carrier AD&D
Optional Additional $250,000	Not Covered
Pre-Existing Condition
Included Prior to or With Final Trip Payment	Not Covered
Underwriter
Safe Travels Voyager Insurance Underwriter Underwritten by Nationwide Mutual Insurance Company	Safe Travels Explorer Insurance Underwriter Underwritten by Nationwide Mutual Insurance Company
Brochure and Details
» Safe Travels Voyager Brochure » Safe Travels Voyager Details	» Safe Travels Explorer Brochure » Safe Travels Explorer Details

Safe Travels International Plan Maximum Deductible Buy Now	Safe Travels International Cost Saver Plan Maximum Deductible Buy Now
Quarantine Coverage
Provides minimum coverage of $2,000 for potential or extended quarantine lodging expenses due to Covid19.	Provides minimum coverage of $2,000 for potential or extended quarantine lodging expenses due to Covid19.

Which Countries Require Covid-19 Travel Insurance?

Anguilla

All visitors to Anguilla are required to apply for permission to visit Anguilla. In addition, travelers must complete a pre-registration form, show proof of insurance that covers COVID-19 medical costs and full hospitalization, doctors’ visits, prescriptions and air ambulance, and take a COVID-19 PCR test within 3 to 5 days of travel which presents negative results. All arrivals must remain quarantined at their approved location for at least 10 days, and will be tested on day 10 of their visit. To be released from quarantine, a negative result is required.
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Argentina

Ahora Argentina permite turismo al país hasta durante estos tiempos de COVID. Visitantes tienen que tener seguro médico que cubriría gastos médicos por si se enferma con COVID. Afortunadamente, tenemos varios planes que se pueden usar y se pueden encontrar aquí. En unos minuntos después de comprarla, va a tener acceso a el documento que necesita enseñar para entrar a Argentina (VISA LETTER). Ese documento es simplemente una página que describe la cobertura del plan y dice claramente que cubre la COVID-19 como cualquier otra enfermedad.
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Aruba

Aruba now requires all travelers to purchase Covid-19 insurance directly from the Aruba government prior to entry. The cost of coverage varies based on traveler age and the duration of the trip. Visit the official website to review the requirements and premium charts by age group. The mandatory insurance covers up to $75,000 in healthcare costs, which may include hospital costs, intensive care unit costs, medical transportation costs, doctor consultations, isolation costs, and COVID-19 testing. Each benefit has limits, so be sure to review the specific details of the policy carefully.

While many travelers may have already purchased travel protection for a trip to Aruba, the Aruba government states "one’s own travel insurance can be supplementary to the Aruba Visitors Insurance but cannot replace it. The Aruba Visitor's Insurance is mandatory for entry." Additionally, travelers must purchase the required coverage in advance of the trip. Those who purchased the government-mandated coverage but did not travel to Aruba may request a refund of the premium cost. To get started filling out your application and purchasing the required coverage, visit the online Embarkation and Disembarkation (ED) program website. Although the required insurance through the Aruba government will protect against many COVID-19 related costs, we still recommend travelers purchase a comprehensive plan, which often includes additional benefits like supplemental travel medical, baggage protection, travel delay benefits, and more. This way, unexpected surprises and costs unrelated to COVID-19 may also be covered. Travelers taking a cruise with one or more stops in Aruba, must also make sure they meet the country's requirements.
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Bahamas

As of November 14, 2020, travel health insurance is required for all incoming visitors. The cost for the mandatory insurance is included in the price of the Travel Health Visa that all tourists are required to apply for before entry. Travelers should keep in mind that this required coverage may be limited, so we recommend purchasing additional coverage to cover non-health-related expenses, like travel delays or baggage loss, for example.
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Bolivia

The lovely country of Bolivia high on the Andean mountains is now open for tourists as long as they can show they have health insurance to cover COVID-19. You can choose one of many options by using this link. Any of those options will give you a VISA LETTER which you will be able to use to prove that you have health coverage for COVID that they require. If you have any questions or concerns, email or call us any time!
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Brazil

Previously, Brazil had mandated that travelers must show proof of travel health insurance that covers COVID-19 for the duration of the trip prior to departing and once again upon arrival. However, Brazil has since removed that requirement, so travel insurance is no longer a requirement for foreign visitors. That said, Brazil is currently experiencing a substantial COVID-19 outbreak, so travelers are encouraged to purchase coverage for not only COVID-19 related costs but also any other unexpected mishaps. If you do plan to travel to Brazil, consider the current situation and make sure you have the proper travel protection plan. It should also be noted that individuals who have a previously granted Brazilian visa are allowed entry, but visitors without a valid visa may not enter the country until further notice.
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Cambodia

International visitors are required to purchase a local health insurance plan for COVID-19 treatment. This plan can be purchased from Forte Insurance Company and the cost is $90 for a $50,000 policy, valid for 20 days. For additional coverage, consider an individual travel insurance policy with medical coverage. In addition to the travel insurance, requirements for visitors to Cambodia include a valid visa issued by the Cambodian Embassy or Consulate, a deposit of $2,000 to be paid upon arrival for a mandatory COVID-19 test and potential treatment services, and proof of a negative COVID-19 test from no more than 72 hours prior to arrival.
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Chile

Don't wait another moment to visit family or plan your vacation to Chile. The country will now allow tourists to enter as long as they can show proof of insurance that covers them in case of COVID infection. Fortunately, we have several options to choose from to get a good deal on this new requirement of your travel. You can choose among your options at this link. Any of those plans will issue a VISA LETTER which can be used to show you have the required insurance for your travel. That letter is available to you after you purchase your plan, so buy your plane tickets and get your insurance to match!
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Costa Rica

Costa Rica requires all foreign travelers to complete a digital form called HEALTH PASS prior to departing. As part of this process, travelers must assert that they have purchased a compliant travel insurance plan, which covers "their accommodations in case of quarantine and medical expenses due to COVID-19 illness." For a private travel insurance plan to be accepted, the following conditions must be met:

Validity of the effective policy during the visit in Costa Rica
Guarantee of coverage for medical expenses in cases of pandemic disease COVID-19 in Costa Rica, for at least $50,000 USD.
Minimum coverage of $2,000 USD for extended lodging expenses due to pandemic illness or trip interruption/cancellation due to illness, which covers the extra cost of the passenger due to quarantine.

We recommend that travelers do their research well in advance to ensure all entry criteria have been met. For the full list of requirements, visit the official travel portal. Travelers should keep in mind that only certain countries are currently being allowed to travel to Costa Rica and that COVID-19 testing prior to arrival is mandatory.
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Curacao

US tourists visiting Curacao should complete the online digital immigration card and the digital Passenger Locator Card at https://dicardcuracao.com/portal. These documents should be completed online at least 48 hours before travel and you should carry a printout of this document while in Curacao. International travelers should also provide proof of a negative RT-PCR test result on arrival in Curacao. The COVID test should be taken within 72 hours of travel, and you should carry a print out of the negative test result throughout the stay in Curacao. Travelers should also upload the negative test result online.
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Dominican Republic

The Dominican Republic is currently offering complimentary insurance to visitors which includes coverage for emergencies, telemedicine, lodging for extended stays due to an infection, and flight changes due to an infection. The insurance is completely covered by the Dominican Republic government. However, to ensure options in care, it is recommended for travelers to have their own insurance to protect against the unexpected.
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Ecuador

You can now plan your trip to Ecuador and enjoy the cool highlands of the Andes, the wondrous rainforests, or the exotic Galapagos Islands. The country does require that tourists show they have coverage for COVID-19 for the duration of their stay. You can choose one of many of our economical plans using this link. After your purchase, you will get access to a VISA LETTER which is a one-page document that shows you have insurance that covers COVID like any other illness. If you have any issues with the website, let us help you! Please email or call us as you need.
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French Polynesia

International visitors to French Polynesia are now required to provide proof of travel insurance for entry into the country. While coverage specific to COVID-19 is not required, the plan must cover the costs of medical expenses if the traveler becomes ill with coronavirus during their stay, according to the Polynesian government.
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Jamaica

Jamaica has implemented the "Jamaica Cares" program, which is mandatory travel insurance for all visitors to the country. Launched in mid-November of 2020, this fee costs between $40 - $50 per person. It covers a list of specific concerns, including medical treatment for COVID-19. This fee is in addition to individual trip insurance purchased by the traveler.
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Lebanon

International travelers to Lebanon are required to have travel insurance with coverage for the full cost of medical treatment for COVID-19.
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Mexico

Travel insurance is not currently required for all of Mexico. However, travel insurance with medical coverage is required for visitors to Puerto Vallarta and Riviera Nayarit. This insurance is to protect travelers against any unforeseen medical event, including those derived from COVID-19 contagion.
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Nepal

The government of Nepal has made travel medical insurance mandatory for all visitors to the country. This insurance must include emergency assistance and COVID-19 medical repatriation.
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Philippines

Philippines Inter-Agency Task Force for the Management of Emerging Infectious Diseases (IATF) has announced the following requirements for international tourists from non-visa required countries in February 2022:

Philippines travel insurance with coverage for Covid19 treatment with a minimum of $35,000 USD (approx P1.75 million) for the entire stay in the Philippines.
A negative RT-PCR covid test taken 48 hours before the departure from the country of origin
Valid return ticket to port of origin or next port of destination no longer than 30 days after arrival in the Philippines
A valid passport with validity of at least six months from the time of arrival in the Philippines

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Russia

International visitors to Russia are required to apply for a Visa to enter the country. During this application process, the Consular Division of the Embassy maintains the right to request "medical insurance valid in the country to be visited and fully covering the period of the first trip," according to the Embassy of the Russian Federation.
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Sint Maarten

St. Maarten requires all passengers visiting the island to have travel insurance. Their website also strongly recommends additional travel insurance that specifically covers COVID-19 related expenses. Travelers are also required to furnish a negative COVID-19 PCR test that was taken within 72 hours before arrival.
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Tahiti

All visitors to Tahiti must fill out an online entry form and attest that they have purchased travel insurance that covers COVID-19. If travelers do not purchase a qualifying travel protection policy, they must agree to be held liable for any and all local healthcare costs deemed necessary. Since overseas hospital visits and healthcare costs can be exorbitant, we highly recommend travelers purchase a policy that protects against these "surprise" costs.
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Thailand

Before planning a trip, visitors to Thailand must first confirm their eligibility to enter the country with their local Thai embassy or consulate. The eligibility list continues to change. Those eligible will need to obtain a Certificate of Entry (CoE). One of the requirements for this certificate is to secure a mandatory COVID-19 travel insurance policy that has a coverage level of at least $100,000 USD. More specifically, the insurance must cover 1.) Medical expenses with insurance coverage of at least $100,000 and 2.) life insurance compensation of USD $100,000 to a beneficiary in the event of fatality from a COVID-19 infection. Travelers will want to make sure to have their certificate of insurance on them as one of the supporting documents in an application for a CoE.
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Turks and Caicos

The tropical Turks & Caicos Islands offer a relaxing way to ease back into traveling during the COVID pandemic. There are testing requirements in order to travel there and you must show that you have health insurance that will cover emergency medical evacuation from the islands and other medical expenses should you get COVID while there. Choosing and purchasing a plan could not be easier. We recommend either Safe Travels Outbound insurance (Safe Travels International insurance for non-US residents), Atlas International Insurance for your travel to the islands because they offer high coverage for the med-evac coverage they want. They are economical and good options, any of which we recommend. If you have any problem or question, feel free to call or email our licensed agents.
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Ukraine

Travelers to Ukraine must have medical insurance that covers all COVID-19 related treatment. The government requires that the policy must be "issued by insurance companies registered in Ukraine or foreign companies with a representative office in Ukraine or a contractual relationship with a partner insurance company in Ukraine and be valid for the duration of stay in Ukraine." Travelers looking to purchase compliant Ukrainian health insurance coverage can do so online. Although visitors to Ukraine are required to purchase state-approved coverage, we also encourage travelers to consider purchasing comprehensive plans in order to protect against non-COVID-19 related travel disruptions, such as travel delay, baggage loss, and other benefits. COVID-19 testing requirements vary by country, but most travelers can expect to either arrive with a negative test result or 14-day mandatory self-quarantine.
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United Arab Emirates

The United Arab Emirates requires all travelers age 12 or older to arrive with valid travel insurance, which covers international healthcare for the entire duration of the stay. A negative result from a COVID-19 PCR test taken no more than 96 hours before arriving is also required for entry. Travelers arriving in Dubai should keep in mind that it has its own entry requirements.
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Which Countries Require Covid-19 Travel Insurance?

Anguilla

Argentina

Aruba

Bahamas

Bolivia

Brazil

Cambodia

Chile

Costa Rica

Curacao

Dominican Republic

Ecuador

French Polynesia

Jamaica

Lebanon

Mexico

Nepal

Philippines

Russia

Sint Maarten

Tahiti

Thailand

Turks and Caicos

Ukraine

United Arab Emirates

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