Travel health insurance for US citizens going to Ecuador and the Galapagos Islands
Answer these questions to find the best insurance plan for your needs (International travelers, students, all US visa’s and Schengen visa).Travel insurance for visiting Ecuador and the Galapagos Islands
Ecuador has several interesting cities like Quito (The first UNESCO declared World Cultural Heritage Sites way back in 1978!), Cuenca (declared World Heritage by UNESCO in 1999) and Ecuador’s largest city and business center of Guayaquil. Cuenca is in fact home to many US expatriates who choose to live and retire here. Near the capital Quito is Cotopaxi, one of the highest active volcanoes in the world. There is also Baños de Agua Santa, about 3 hours south of Quito which attracts tourists to its hot springs and several adventure sporting activities.
Most famously, the country has the Galápagos Islands! The Galápagos Archipelago is about 600 miles off the Ecuador coast was made famous by Charles Darwin during his legendary voyage aboard the Beagle. Thanks to its unique flora and fauna, it is today easily one of the largest scientific and eco-tourist attractions anywhere in the world.
- The Best Places to Visit in Central and South America
- The best islands in the world and
- The world's best national park.
While a vacation to the Galapagos island, especially a cruise vacation is an once in a lifetime experience, it is very expensive. Given the costs and logistics involved, it is prudent to insure your vacation expenses along with insuring the health of the travelers by buying good trip and travel medical insurance.
Do I need travel insurance for Ecuador and the Galapagos Islands?
IGiven the fact that US domestic health insurance provides little coverage in Ecuador and the Galapagos Islands, and the relatively low cost of travel insurance for Ecuador and the Galapagos Islands, it is important for international travelers to buy good travel insurance for visiting Ecuador and the Galapagos Islands.Which is the best travel insurance for Ecuador and the Galapagos Islands?
Excellent question and we try hard to find the best answer to this question! Given the unique needs of different travelers there is not one Ecuador and the Galapagos Islands travel insurance plan that is always the best for everyone. If you are a traveler with concerns about an existing medical conditions, then you will be looking at different plans as opposed to a different traveler without any life-threatening pre-existing condition. We endeavor to give our visitors as much information as possible so they can find the best Ecuador and the Galapagos Islands travel insurance plan. Our travel insurance quote comparison tool helps travelers compare different visitor travel insurance plans based on price and coverages in an objective manner. If you want some more guidance, our licensed agents are here to help you with your choice!Travel insurance plans for older US travelers with Medicare coverage
US senior citizens who have Medicare coverage should buy international travel health insurance while traveling outside the United States. Good travel health insurance is required since Medicare offers very limited coverage outside the US. International travel always involves risks.
This is especially true for older travelers and given that the costs of medical evacuation and health care outside the United States is expensive, buying good Medicare Supplemental international Travel insurance coverage is prudent.
Medical evacuation travel insurance for travelling to Ecuador
US Travelers to Ecuador who need coverage for expenses arising from international security evacuation, medical evacuation and repatriation can buy Medical evacuation insurance commonly called “Medevac insurance” .
The Atlas Medevac insurance from Tokio Marine covers emergency medical evacuation for US citizens.
Para clientes que hablan español
Seguro de salud para Ecuador en español
Cobertura de seguro para viajeros Ecuatorianos
¿Está pensando en unas vacaciones en los Estados Unidos? No se olvide de protegerse con un seguro de salud en caso de enfermedad súbita o accidente. Los gastos médicos en los Estados Unidos pueden ser extraordinariamente altas. El uso de un plan de seguro estadounidense tiene muchas ventajas, incluiendo reembolso en dólares estadounidenses y pago directo al proveedor. Nuestras pólizas de seguro se pueden usar para cumplir los requisitos del visado Schengen para viajar a Europa. Simplemente lo compra por internet y puede imprimir una carta para el consulado unos minutos después.- ¿Como encontrar la mejor cobertura?
Responda las preguntas para encontrar el mejor plan de seguro para sus necesidades.
Más » - Consideraciones para su seguro médico
Factores a tener en cuenta al comprar un seguro de visitante.
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International travel insurance for visiting Ecuador
Information for US Students going to Ecuador
Ecuador, a country in Latin America offers a friendly study abroad experience with exotic culture and incredible diversity. Every year more than 4,000 US students are going to Ecuador for studies. Quito and Cuenca are the popular places to study in Ecuador with a variety of language schools to choose from. Ecuador is a great place to study Spanish language as well as the fine arts and architecture.Ecuador being the home of the Galapagos islands is the ideal destination in fields of study like biology, marine life, ecology and conservation. The tuition fees here is much cheaper when compared to other Latin American countries. The famous universities in Ecuador among US students are Central University of Ecuador and Universidad San Francisco de Quito.
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Travel health insurance for older US travelers (65+ years) visiting Ecuador
It is wonderful to see so many older Americans traveling to Ecuador. However while visiting Ecuador is exciting, US citizens should realise that Medicare and its supplements provide very little coverage outside US borders. There is a travel health insurance plan specifically designed for older American travelers. Indianapolis based International Medical Group (IMG) offers GlobeHopper Senior as an affordable overseas travel medical insurance option for US citizens and US permanent residents 65 years and older. The GlobeHopper Senior plan is available either as the GlobeHopper Single-Trip plan for coverage from 5 days to 365 days, or as a GlobeHopper Multi-trip plan which covers 12 months with a maximum of 30 days per each overseas trip. The GlobeHopper Senior plan is very popular since it provides coverage of $1 million up to the age of 79 years and $100,000 for travelers more than 80 years old. The plan includes $2,500 cover for sudden unexpected recurrence of a pre-existing condition and $25,000 for emergency medical evacuation.Popular tourist destinations in Ecuador
The Galápagos Islands
Galápagos Islands have intrigued and inspired visitors from around the globe. Named for the giant tortoises on the islands, this UNESCO World Heritage Site is home to a unique ecosystem.
Quito
High in the Andes, Quito, the capital of Ecuador, is filled with colonial architecture and is the largest historic center in South America.
Cuenca
The beautiful city center of Cuenca, officially known as Santa Ana de los cuatro ríos de Cuenca, is in southern Ecuador and is a delightful city to explore on foot.
The Hot Springs of Baños
At the western edge of the Amazon basin, Baños is nestled among dense jungle-like forests and offers numerous recreational opportunities including hiking and mountain biking.
Ecuador - General information
LocationSouth America
CapitalQuito
LanguageSpanish
CurrencyUnited States Dollar
PopulationAround 17 million
Best time to visitMay, Jun
Vacation spotsQuito, Galapagos Province, Cuenca, Guayaquil, Santa Cruz Island, Banos de Agua Santa, Isabela Island, San Cristobal Island, Otavalo, Baltra Island.
Travel insurance Ecuador information
Travel insurance Ecuador resources
International travel insurance resources for Ecuador visa holders.
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Factors for travel insurance Ecuador online
Important factors while deciding on the best travel insurance to Ecuador.
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Types of Ecuador travel insurance online
Understanding different types of Ecuador visa travel insurance options.
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Ecuador travel insurance Claims Procedure
Ecuador travel insurance online claims process for getting medical care in a hospital.
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New US immigrant insurance compulsory for prospective immigrants from Ecuador
The Trump administration has issued a proclamation requiring all new immigrants to the US to have proper US health insurance. This new rule is effective from November 2019.This rule will directly impact Ecuador family members of US citizens who are applying for visas to the United States as prospective immigrants. Failure to show proof of adequate US immigrant health insurance will be grounds to reject the visa according to the new rule.
The details of the new immigrant insurance requirements are still to be announced, however the US medical immigrant insurance plans that we offer on American Visitor Insurance work ideally as short term health insurance. New US immigrants from China can use our Immigrant insurance plans as adequate coverage till they get alternate US domestic insurance.
New US immigrant insurance blogs and articles
Travel insurance for Ecuador residents visiting Schengen countries in Europe
We offer several travel insurance plans that satisfy Schengen visa consulate requirements:
- Medical coverage of at least 30,000 Euros (about $50,000 USD)
- A repatriation benefit.
- An emergency medical evacuation benefit.
Trip Cancellation insurance for Cruise travel or vacation
Trip cancellation insurance not only offers coverage for trip investment expenses, but also covers medical expenses while on a cruise trip. In case a traveler missed a cruise because a flight was delayed, or had to cancel a cruise vacation because he/she fell sick or for any other reason, the Trip Cancellation insurance will cover non-refundable trip investment expenses. It will also cover medical expenses while the traveler is on the cruise, such as falling sick and needing medical assistance. Some cruises have medical treatment facilities to treat minor injuries, however if the injury or sickness is severe the traveler may be asked to get off the ship at the nearest port to get immediate medical care. If adequate healthcare treatment is not available at the place you got off the cruise, then you may have to get transported or evacuated to the nearest hospital, the trip protection insurance would cover these expenses.
Following are some trip insurance plans that are ideal for cruise travel
Round trip Insurance for cruises
Cruise insurance coverage highlights:
- Covers medical expenses up to $250,000
- Medical evacuation up to $1 million
- Covers pre-existing conditions
- Missed connection up to $1,500. Pays additional transportation costs to join your cruise or tour if you miss your connection due to a delay of 3 or more hours. Also covers accommodations, meals, and non-refundable trip payments for the unused portion of the cruise or tour.
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iTravelInsured Trip insurance for Cruises
- Covers medical expenses up to $100,000
- Medical evacuation up to $1 million
- Search and rescue up to $10,000
- Missed connection up to $500
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