Travel insurance for Turks and Caicos Islands, Turks and Caicos Islands Travel insurance

Compare and buy travel insurance

Age & Citizenship
Start date
End date

Travel insurance visa letter as required for travel to Turks and Caicos Islands

All the travel insurance plans that are available from our compare engine provide a VISA LETTER which is the official document that you must show to be allowed to board the plane to go to Turks and Caicos Islands (and upon arrival). While it is enough to have it available on your phone, a hard copy can be a good back up if you can arrange it. Access to the Turks and Caicos Islands travel insurance visa letter varies depending on the exact company you purchase from. Regardless, if you have any issues with getting the required Turks and Caicos Islands visa letter document, please call us as soon as possible so we can assist you!

Turks and Caicos Covid information

Turks and Caicos has made it mandatory for travelers 2 years and above to submit negative Covid19 RTPCR or antigen test taken prior to 3 days of departure. Travelers are required to upload a few documents to the portal prior arrival like vaccination certificate, Turks and Caicos travel medical insurance for Covid19 and must have completed a health screening questionnaire. If the travelers test positive on arrival, they must quarantine on their own for 10 days and must test again 7 days prior to roaming around in the country

Turks and Caicos begins border opening to international travel post Covid19 pandemic

The tropical Turks & Caicos Islands offer a relaxing way to ease back into traveling during the COVID pandemic. There are testing requirements in order to travel there and you must show that you have health insurance that will cover emergency medical evacuation from the islands and other medical expenses should you get COVID while there. Choosing and purchasing a plan could not be easier.
We recommend either Safe Travels Outbound insurance (Safe Travels International insurance for non-US residents), Atlas International Insurance for your travel to the islands because they offer high coverage for the med-evac coverage they want. They are economical and good options, any of which we recommend. If you have any problem or question, feel free to call or email our licensed agents.
The government is starting to lift the entry ban for foreigners visiting Turks and Caicos Islands (TCI) in the post covid19 environment. Given the health risks involved in international travel in light of the coronavirus pandemic, the government has made it mandatory to have travel medical insurance which includes emergency assistance and COVID-19 medical repatriation. The following US travel insurance options work well for foreign visitors to TCI.

  • Safe Travels Outbound insurance by Trawick International is available for US citizens traveling to TCI with Covid insurance coverage.
  • Safe Travels International insurance by Trawick International works well for Non-US citizens visiting TCI with covid 19 coverage.
  • Safe Travels Voyager insurance by Trawick international is a trip cancellation insurance which offers includes quarantine coverage for Covid19.
  • Atlas International Insurance by WorldTrips offers good Covid travel insurance
  • Diplomat Long term Insurance by Global Underwriters. The Diplomat Long Term travel insurance offers coverage for covid-19 as a new sickness and is available for both US and Non-US citizens. It must be bought for a minimum of 3 months and insures up to 1 Million Dollars.
  • Liaison Travel Plus Insurance by Seven Corners insures covid related illness for travelers to Turks and Caicos Islands.
  • Atlas International insurance by WorldTrips provides Covid health insurance coverage for TCI.
  • Intermedical insurance (coverage outside USA) from Travel Insurance Services offers coverage for Covid19 as any other sickness.
  • Safe Travels Explorer Offers Coverage for covid quarantine accommodations due to a covered Trip Delay $2,000/$150 per person per day (12 hours or more).
  • Trip Protector Insurance Offers travel insurance with quarantine coverage for accommodations due to a covered Trip Delay up to a maximum - $2,000 ($200 /day )(6 hours).
  • Safe Travels Voyager Offers quarantine travel insurance coverage for accommodations due to a covered Trip Delay $2,000/$150 per person per day (6 hours or more) is included in the basic coverage.

Turks and Caicos travel insurance, TCI travel insurance

Travel tips for US citizens or US residents traveling to Turks and Caicos Islands

  • US citizens can use the Smart Travelers Enrolment Program (STEP) program by registering their personal and travel information when they are traveling overseas. This helps the US embassy to contact them in the event of an emergency.
  • Registering in the STEP program online is fairly simple.
  • Since US domestic health insurance plans including Medicare provides little to no health insurance cover outside US national borders, it is important that US citizens visiting Turks and Caicos Islands buy proper travel medical insurance.
  • International travelers can easily compare and buy popular US travel medical insurance using our quote and benefits comparison tool.
  • This travel insurance will help US travelers in case of a medical emergency outside the United States.
  • Some of the commonly used travel, medical insurance benefits include coverage for hospitalization, emergency medical evacuation, accidental death and dismemberment (AD & D), repatriation of remains ...Visitor insurance with pre-existing conditions coverage is available in some plans.
Travel insurance for us citizens visiting Turks and Caicos Islands

Importance of travel insurance

Travel insurance is very important and in fact the most important value addition that can be made to one's trip. The Covid19 pandemic and the war in Ukraine have made the value of travel insurance self-evident. Given the pandemic and war, traveling has become more challenging due to the many disruptions that are beyond ones control.

A US citizen covid travel medical insurance policy can protect the traveler from financial difficulty in the event of a medical emergency or accident. Some travel medical insurance plans also provide coverage for quarantine expenses should one test positive for Covid19 while traveling. In fact Covid quarantine travel insurance is being mandated by some countries while issuing travel visas.

Travel insurance with a focus on trip expenses provide financial security for trip related expenses like trip cancellation, trip delay, baggage loss and medical evacuation. Some travel insurance plans provide the option to 'Cancel for Any reason' (CFAR) by providing a refund of up to 75% of the trip cost if one cancels the trip for any reason. Should the traveler cancel the trip because of a medical emergency, without travel insurance, they will be left stranded and responsible for all the costs associated with the trip. Having reliable travel insurance will ensure that the travelers can recoup some of the trip expenses should they face adverse circumstances during travel.

Travel insurance including trip cancellation coverage within the US

US citizens should consider buying travel insurance especially if traveling outside their home state. The travel insurance plans are designed for US vacationers with coverage for insuring the health of the traveler as well the trip expenses cost. Some examples of coverage benefits are trip cancellation, trip delay, Covid quarantine expenses, medical evacuation, injury of family member, travel companion or pet, theft of passport, traffic accident, inclement weather resulting in delay or cancellation of common carrier. Travelers can also include the Cancel for Any reason (CFAR) which gives travelers the option of cancelling their travel and recouping most of their non-refundable trip expenses. Travel insurance provides coverage in the following ways:
  1. Non refundable cost of the trip.
  2. Unexpected medical expenses of the traveler.
  3. Loss or damage to the insured’s possessions.
Following are the trip insurance plans:

The Travel insurance offered by IMG is a three-tiered series of plans: Travel Lite, Travel SE and Travel LX. These plans offer coverage for unexpected medical expenses dues to accident or sickness as well as insure your trip expense investment in case of a trip cancellation or delay. Travel LX insurance has Cancel for any reason’ benefit included and provides coverage up to $100,000 . The Travel SE and Travel LX plans offer Trip Delay benefit up a maximum of $2,000 per person and $2,500 per person respectively which satisfy many countries Covid travel insurance quarantine requirements.

Trawick International

Safe Travels Trip protection insurance plans for trip cancellation expenses from Trawick International offer coverage for non refundable trip expenses incurred when a trip is cancelled. The Safe Travels Voyager insurance and Safe travels Explorer Insurance is quite popular as it offers Covid19 quarantine accommodation coverage. The Safe Travels First Class Trip Protection, and Safe Travels Voyager insurance have an optional benefit that is the 'Cancel for any Reason' which is available as a rider at an additional cost.

Compare Safe Travels Trip Protection insurance
HTH Worldwide
  • Available for US citizens and US residents whose home country is US and must be travelling outside USA
  • Includes $2000 in travel delay benefits for Covid quarantine/lodging.
  • Trip cancellation up to $50,000/Trip interruption up to 200% of trip cost
  • Offers $500,000 medical for sickness and injury/$1,000,000 medical transportation
Compare Trip Protector Preferred plans
Seven Corners
The Round Trip Series by Seven Corners is a three-tiered series of plans with good, better, best plan with Round Trip Basic and Round Trip Choice. There is an additional cost for the number of days which exceed 30 days, but you can have a trip last up to 90 days. There is also the optional coverage for loss of ski days and equipment and lost golf rounds and rental. Note that insuring a trip for $0 to $500 gives the same, lowest rate available.
Compare Round Trip insurance plans

Pandemic travel information for US travelers

Travel regulations in the US have been in a state of flux since the Covid19 pandemic with international travel continuing despite the Delta and Omicron variants. Fully vaccinated international travelers are allowed to the US by air, however they should produce poof of vaccine as well as provide a negative Covid19 test result taken less than 72 hours before boarding the US flight.

International travelers who are not vaccinated, including US citizens and US Green card holders need to take a Covid19 test 24 hours before flying to the US. Travelers should also complete contact details of their stay in the US. The one day testing requirement also applies for those travelers who cannot produce a proof of vaccination. According to the US Center for Disease Control (CDC), the US authorities will accept vaccines approved by the World Health Organization (WHO).

Given these circumstances, it is important to buy good travel insurance with Covid coverage. This becomes vital should the traveler be forced to Quarantine as a result of a positive Covid test. There are different factors that travelers can use to find the cheapest Covid travel insurance which are provided in our website.

Luckily, at American Visitor Insurance we have international travel insurance with Covid19 cover options for all travelers. There are several US companies that are covering COVID19 as any other illness on their pandemic travel insurance policies and, furthermore, will provide you with a letter specifying this travel medical insurance covid19 coverage (for visa purposes and to disembark in country).

We also have travel insurance that covers covid quarantine as required by certain countries to allow tourists. These plan options are changing all the time, so please check our latest blog for most updated options.

US Air travel resources
Resources for US air travel
Streamline entry for US citizens and residents travelling. US Mobile passport Control and TSA pre check for US passport holders
Click here

Travel insurance, Trip insurance FAQs

I am a US citizen and travelling to the Caribbean for few days, do I need to get covid19 test done before I travel?

The CDC has eased restrictions for fully vaccinated US Citizens. Vaccinated US Citizens can go on international travel without a covid19 test unless the country they are travelling has a requirement. Many carribbean and Latin American countries are however insisting on travel insurance with Covid19 coverage. Costa Rica, Anguilla, Turks and Caicos Islands are some of the countries insisting on travel insurance.

What should I do if I test positive while I am away from the US? Am I covered for Covid19

If you're tested positive while you are on your trip and need medical care, your travel insurance policy will provide you with the coverage for Covid19 medical expenses and quarantine expenses if you have included Coronavirus cover in the policy. American visitor insurance has some of the best affordable Covid19 plans for your travel. Email us or feel free to give us a call for more clarifications.

While I am away from the US, if I contract coronavirus and need to extend my stay can I extend my travel insurance cover?

At American visitor insurance you can find travel insurance policies that allow you to extend the travel insurance dates if you have tested positive and require staying longer than you estimated due to covid19.

Can I extend the trip protection plan?

Yes, the trip protection plan will automatically get extended till the time you are quarantined and you have returned to the destination country. However you need to inform the insurance provider of the changes at the earliest.

Can I extend my travel medical insurance?

Yes you can extend the travel medical insurance for an additional cost. Contact the insurance provider to do so.

Is there any Trip protection cover for Covid19 expenses in a travel insurance plan?

Yes, there are trip protection benefits included in the travel insurance plans for covid19 expenses that you may have to include while purchasing the policy. This cover will cover you for a trip delay due to Covid19 and expenses incurred due to the delay. You should contact the insurance provider for more clarity regarding this coverage.

If I have a travel insurance plan with Covid19 coverage what am I covered for?

If you have a travel insurance plan with Covid19 coverage, if you have contracted Covid19 and are getting a treatment by qualified physician .The expenses of the quarantined room /hotel room, expenses related for the treatment and if one is staying in a hotel room for quarantine a proof of the unavailability of hospital bed must be produced. Do check the policy documents for more clarity.

Do I need travel insurance to cover Quarantine due to Covid19

Since many countries are making it mandatory to test for Covid19 prior to entering the country, it is prudent to buy travel insurance with the Quarantine benefit included. This Quaratnie benefit is required should you test positive in the Covid19 test and have to quarantine for 14 days. Travelers can review the different Covid19 travel insurance plans with Quarantine benefit included. There are travel insurance options for both US citizens as well as for non US citizens traveling outside their home country.

Is there a plan that provides quarantine benefits/lodging in case I come in contact with someone who is Covid positive?

Safe Travels Explorer plan is one of the plans that provides quarantine benefits for $2000 due to Covid. There are other plans which have this benefit namely Safe Travels Explorer Plus, Safe Travels Voyager... All of these provide lodging benefits up to $2000.

In case I miss my flight due to forced quarantine, will the insurance cover for the flight expense?

There are trip insurance plans that specifically cover trip cancellation due to covered trip delay. Some of the trip plans and their eligibility are here:

Trip Cancellation Insurance and Travel Insurance for US citizens and US residents visiting Turks and Caicos Islands

Another option is to purchase a trip or travel insurance for US citizens or residents visiting Turks and Caicos Islands which will reimburse you for the cost of the trip should you have to cancel or interrupt your trip. These policies are only available to US residents (you do not necessarily have to be a US citizen, a US address will do). These policies, if you go on your trip as expected, also cover any sudden medical expenses that should arise. These policies are well thought out for travelers with reunion costs; costs for dependent children should they need an escort home; lost baggage and connections, etc. These can be an excellent way to protect the investment you make on a trip. Compare Best Trip Cancellation Insurance and buy a plan to protect your trip investment expenses.

Get quote
turks and caicos islands travel insurance with covid19 coverage

Travel insurance plans for older US travelers with Medicare coverage for Turks and Caicos Islands

US senior citizens with Medicare need international travel insurance for traveling to Turks and Caicos Islands as Medicare offers limited or no coverage outside the USA. Traveling overseas involves risks especially for older travelers and costs of medical evacuation and health care outside The United States are expensive.
Buying Medicare Supplemental international Travel insurance coverage for older US travelers visiting Turks and Caicos Islands is strongly recommended.

Get quote
Globehopper travel insurance for older US travelers

Turks and Caicos travel insurance, TCI travel insurance - FAQ's

Is Covid travel insurance mandatory for Turks and Caicos?

Turks and Caicos Covid travel insurance requirements

Travel insurance for Turks and Caicos is recommended given the covid pandemic. This has made international travel to Turks and Caicos challenging raising uncertainties in the travel with increased chances of sickness and possible trip delays and trip cancellation. Covid travel insurance for Turks and Caicos will assure adequate travel insurance coverage for medical expenses of the traveler and even the non-refundable trip expenses depending on the travel insurance plan purchased. Following are the Turks and Caicos? travel insurance plans satisfying Travel insurance to Turks and Caicos requirements.

For US Travelers

  • Safe Travels Outbound insurance: by Trawick International is available for US citizens with Covid coverage.
  • Travel SE Covid Quarantine insurance: Travel SE plan is a primary travel insurance that covers Covid quarantine hotels due to a covered Trip Delay $2,000/$125 per person per day is included in the basic coverage.
  • Travel LX Covid Quarantine insurance: Travel LX plan offers primary travel insurance coverage for Covid quarantine hotels due to a covered Trip Delay $2,500/$250 per person per day is included in the basic coverage.
  • Safe Travels Voyager Insurance: offers quarantine travel insurance coverage for accommodations due to a covered Trip Delay $2,000/$150 per person per day (6 hours or more) is included in the basic coverage.
  • Safe Travels Explorer Insurance: offers Coverage for covid quarantine accommodations due to a covered Trip Delay $2,000/$150 per person per day (12 hours or more).
  • Trip Protector Insurance: Offers travel insurance with quarantine coverage for accommodations due to a covered Trip Delay up to a maximum - $2,000 ($200 /day )(6 hours).

For NON US Travelers

Does Turks and Caicos Islands travel insurance cover covid 19 illness?

There are some insurance plans available for travel to Turks and Caicos Islands that cover covid 19 as a new illness. It is important to buy the Turks and Caicos Islands Covid 19 travel insurance before you start your journey. At present the following USA insurance providers - Safe Travels Outbound insurance and Safe Travels International insurance from Trawick International and Diplomat Long term Insurance from Global Underwriters provide US Covid 19 travel insurance coverage in Turks and Caicos Islands. These insurance plans are available for US citizens and US residents traveling to Turks and Caicos Islands as well as non-US travelers traveling outside their home country.

Do I need travel insurance for Turks and Caicos islands? Is medical insurance needed for travel to Turks and Caicos Islands?

Yes, Turks and Caicos islands travel insurance is required for travel to Turks and Caicos islands in the post covid19 world. When Turks and Caicos islands opened its skies to international travel, the government is making travel health insurance to cover Covid19 mandatory requirements. In any event, since US domestic health insurance provides little coverage in Turks and Caicos Islands, and the relatively low cost of travel insurance for Turks and Caicos Islands, it is important for international travelers to buy good insurance coverage.

Do I need travel insurance for Turks and Caicos Islands?

Given the fact that US domestic health insurance provides little coverage in Turks and Caicos Islands, and the relatively low cost of travel insurance for Turks and Caicos Islands, it is important for international travelers to buy good travel insurance for visiting Turks and Caicos Islands.

Which is the best travel insurance for Turks and Caicos Islands?

Excellent question and we try hard to find the best answer to this question! Given the unique needs of different travelers, there is not one Turks and Caicos Islands travel insurance plan that is always the best for everyone. If you are a traveler with concerns about existing medical conditions, then you will be looking at different plans as opposed to a different traveler without any life-threatening pre-existing condition. We endeavor to give our visitors as much information as possible so they can find the best Turks and Caicos Islands insurance plan. Our quote comparison tool helps travelers compare different Turks & Caicos travel health insurance plans based on price and coverages in an objective manner. If you want some more guidance, our licensed agents are here to help you with your choice.

Can you buy travel insurance after booking a flight?

Absolutely! This is when we recommend making your purchase; once you have travel dates set. You can, however, change dates later should you need to with most policies.

How much does international travel medical insurance cost?

The cost of Turks and Caicos Islands travel insurance depends mainly on the following factors; The age of the traveler, the length of travel insurance for Puerto Rico coverage, any special add on coverage requirements, or the need for Turks and Caicos Islands travel medical insurance with pre-existing conditions.

What are the Guidelines for connecting flight to the US during the COVID-19 pandemic?

All flights entering the US even for transit requires a negative covid 19 test report.

Is it mandatory to get COVID-19 vaccines for travel within the United States?

The requirements for travel are quite fluid because of the rapidly changing situation with the covid19 pandemic and its many new variants most notably the Delta variant. However as of now, while the CDC recommends everyone to get vaccinated, it does not require travellers to undergo quarantine after domestic travel. The CDC however does recommend that unvaccinated travelers self quarantine after travel for 7 days with a negative test and for 10 days if they do not get test for Covid19.

Popular tourist destinations in Turks and Caicos Islands

Buy travel insurance for Turks and Caicos Islands

Pine Cay

Pine Cay is an 800-acre privately owned island occupied by 36 homeowners.

Buy visitor insurance for Turks and Caicos Islands

Grace Bay

Grace Bay is one of the best beaches in the Caribbean.

Turks and Caicos Islands travel insurance

Sapodilla Bay

Sapodilla Bay is a 900 foot (275 meter) long stretch of sheltered beach.

Travel insurance Turks and Caicos Islands

Caicos Conch Farm

The Caicos Conch Farm on Providenciales is the world's only conch farm.

travel insurance for visiting Turks and Caicos Islands

Turks and Caicos Islands - General information

Turks and Caicos Flag
map  Location


house  Capital

Cockburn Town

language  Language


currency  Currency

United States Dollar

population  Population

Around 34,900

calendar  Best time to visit

Apr and May

map  Vacation spots

Providenciales, Grand Turk Island, Cockburn Town, Middle Caicos, North Caicos, Grace Bay, South Caicos, Salt Cay, Pine Cay, West Caicos.

Need to buy Trip Insurance, Travel health insurance or long term Global health insurance?

If you have planned an expensive trip or cruise vacation and want to ensure that your trip expenses are insured, then you should buy Trip Cancellation insurance. Trip cancellation insurance will protect your trip expenses invested like ticket and hotel bookings. These are typically not refundable sometimes. This type of insurance also covers expenses involves during trip delay, lost or delayed baggage and while emergency evacuation. The cost of a trip protection insurance policy will depend on the amount of money you have invested on your vacation and any other additional coverage you may need.
Get quotes
In travel medical insurance, the focus is on the health insurance coverage of the traveler. Travelers must insure onself against emergency accident and sickness since most domestic health insurance do not protect you outside your home country. These are short term plans that offer coverage for expenses rising from unexpected medical treatment of injury or illness. The coverage includes inpatient and outpatient care, evacuation and repatriation. Some plans offer limited coverage while other are comprehensive in nature. You need to know the differences before you buy it. Note that not all travel health insurance plans provide coverage for preventive care or for pre-existing ailments including maternity coverage.
Get quotes
Expatriates who will be living outside their home country for an extended period should buy the Long term global medical insurance plans. These plans are like the domestic health insurance within the US and include coverage for preventive care, routine dental and medical check-up, prescriptions and medications, maternity (covered after a year). These plans can be renewed annually.
Get quotes

Travel health insurance to Turks and Caicos Islands from Miami

Travel Insurance for traveling to Turks in Caicos from Miami
We are traveling to Turks in Caicos islands from Miami. We need health insurance that covers us there. Can you help us?


questionDear Anthony,
Thank you for contacting American Visitor Insurance for travel insurance for Turks and Caicos Island.

Here is the details for ATLAS INTERNATIONAL on our website:
This policy is very popular with international travelers and has many excellent features. In particular, their coverage of "acute onset" of pre-existing conditions up to the maximum of the plan for medical expenses and an additional $25,000 for emergency medical evacuation. This plan is very popular among tourists to Europe. This plan satisfies the Schengen Visa requirements and a visa letter will be attached in a PDF file with your fulfillment documents right after purchase. Note that the VISA LETTER states that the plan covers COVID-19 like any other illness and is considered an official document even though you print it out yourself.

2.Safe Travels Outbound from Trawick International:
This plan is for US citizens and US permanent residents traveling outside of the US. They provide very good coverage including acute onset of pre existing conditions. They cover Covid-19 as well.Here are the details of the plan.
Please let us know if you have any questions.

Customer care
+1 (877) 340 7910

Atlas International Insurance

Atlas international insurance is quite popular among international travelers. It pays 100% of eligible expenses after the deductible up to the overall maximum limit.

Buy Online
  •  Underwriter: Lloyds, London
  •  Insurance Provider: WorldTrips
  •  AM Best Rating: A++ (Superior)
  • Deductible: options up to $5,000
  •  Covers acute onset of pre-existing conditions
  •   Policy Maximum: up to $2,000,000
  •  Plan Life: 364 days
  •  Covers Covid19 expenses
  •  Advantages
  •  Disadvantages
Trip insurance vs Travel health coverage vs Global medical insurance
Confused whether to buy trip, travel or global health insurance? Understand the differences!
Click here
cancel for any reason travel insurance
"Cancel for any reason" - Travel insurance
Popular trip cancellation insurance plans that have optional benefit for cancel for any reason.
Click here
Travel health insurance in
Other popular destinations for the wanderlust traveler !!!

Global travel and tourism destinations

Travel insurance for Popular US Cities

Global Travel Destinations

It's a Global village, Explore and enjoy it! Find your favorite interesting country and city !

Know more
Travel insurance for Popular international Places

International tourism

Indulge according to your tastes; Golfing, Skiing, Wildlife, Beaches, Culture, Cuisine ...

Know more

Popular travel destinations in the USA

Travel insurance for Popular US States

US States

Popular US States for tourists. Beaches, National Parks, Scenic drives and more !

Know more
Travel insurance for Popular US Cities

US Cities

Popular US Cities renowned for their Glitz, Glamor, Museums, Cuisine and more !

Know more
international travel insurance
International travel insurance resources
Compare and buy international travel insurance USA
Click here
IMG SevenCorners WorldTrips Global Underwriters GeoBlue Trawick TravelInsure INF
Welcome to American Visitor Insurance  - Online Chat
Name is required
Email is required Email is invalid
Contact is required