Travel insurance for Jamaica, US Citizens visiting Jamaica, US Expatriate health insurance for Jamaica.

Travel insurance for visiting Jamaica

Jamaica – Birthplace of Reggae

Jamaica is one of the most visited islands in the Caribbean and is also very popular with expatriates many of whom choose to retire here. With a population of around 3 million, it is the third largest English speaking nation in the Americas after the US and Canada. Jamaica's appeal to American tourists and expats comes from its warm climate, scenic beauty, white sandy beaches, endless choice for Golf and other outdoor activity, as well as the warmth of its people. The island's proximity and easy access to the US along with English being the language of communication are big advantages.

Most tourist activity is centered on the island's northern coast, in the communities of Montego Bay, Ocho Rios, Port Antonio and in Negril on the island's western tip which is known for its diving and snorkelling sites. You can find expat communities throughout the island. The affordable cost of housing and living expenses comparable to the US make it attractive for pensioners from America and Canada.

Medical facilities on the island is not on par with American health care standards and falling sick can result in major medical expenses. It is therefore advised to buy good travel insurance cover for jamaica or expatriate insurance to ensure peace of mind in emergency situations. Compare and buy best travel insurance for jamaica trip!

Trip Cancellation Insurance and Travel Insurance for US citizens and US residents visiting Jamaica

Another option is to purchase trip or travel insurance for US citizens or residents visiting Jamaica which will reimburse you for cost of the trip should you have to cancel or interrupt your trip . These policies are only available to US residents (you do not necessarily have to be a US citizen, a US address will do). These policies, if you go on your trip as expected, also cover any sudden medical expenses that should arise. These policies are well thought out for travelers with reunion costs; costs for dependent children should they need an escort home; lost baggage and connections, etc. These can be an excellent way to protect the investment you make on a trip. Compare Best Trip Cancellation Insurance and buy a plan to protect your trip investment expenses.

Do I need travel insurance for Jamaica?

Given the fact that US domestic health insurance provides little coverage in Jamaica, and the relatively low cost of travel insurance for Jamaica, it is important for international travelers to buy good travel insurance for visiting Jamaica.

Which is the best travel insurance for Jamaica from USA ?

Good question and we try hard to find the best answer to this question! Given the unique needs of different travelers there is not one Jamaica travel insurance plan that always works best for everyone. If you are a traveler with concerns about an existing medical conditions, then you will be looking at different plans as opposed to a different traveler without any life-threatening pre-existing condition. We endeavor to give our customers all relevant information so they can find the best Jamaica travel insurance plan.Our travel insurance quote comparison tool helps travelers compare different travel health insurance plans based on price and coverages in an objective manner. If you want some more guidance, our licensed agents are here to help you with your choice!.

Travel insurance plans for older US travelers with Medicare coverage for Jamaica

Older US travelers who are enrolled in Medicare need good travel health insurance when they travel outside the United States. Travel insurance is required since Medicare offers very limited coverage outside the US borders.

Travelling overseas involves risks for everyone, in particular for older travelers and the costs of medical evacuation and health care even outside the US is very expensive. In this context, buying good Medicare Supplemental international Travel insurance coverage for older US travelers is strongly recommended.

Globehopper travel insurance for older US travelers

Medical evacuation travel insurance for travelling to Jamaica

US Travelers to Jamaica who need coverage for expenses arising from international security evacuation, medical evacuation and repatriation can buy Medical evacuation insurance commonly called “Medevac insurance” .
The Atlas Medevac insurance from Tokio Marine covers emergency medical evacuation for US citizens.

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US citizens traveling to Caribbean can purchase travel insurance plans to get cover for their stay.

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Globehopper travel insurance for older US travelers

US citizens should realise that Medicare and its supplements provide very little coverage outside US borders. There is a travel health insurance plan specifically designed for older American travelers. Indianapolis based International Medical Group (IMG) offers GlobeHopper Senior as an affordable overseas travel medical insurance option for US citizens and US permanent residents 65 years and older. The GlobeHopper Senior plan is available either as the GlobeHopper Single-Trip plan for coverage from 5 days to 365 days, or as a GlobeHopper Multi-trip plan which covers 12 months with a maximum of 30 days per each overseas trip. The GlobeHopper Senior plan is very popular since it provides coverage of $1 million up to the age of 79 years and $100,000 for travelers more than 80 years old. The plan includes $2,500 cover for sudden unexpected recurrence of a pre-existing condition and $25,000 for emergency medical evacuation.

Popular tourist destinations in Jamaica

Negril Beach

Also known as Seven Mile Beach, Negril Beach is one of Jamaica's most beautiful stretches of white sand and aqua sea.

Dunn's River Falls

Dunn's River Falls is one of Jamaica's most famous natural attractions. The falls tumble over rocks and limestone ledges into the sea.

Blue Hole

High in the rainforest-cloaked mountains outside Ocho Rios, the Blue Hole is a series of picturesque waterholes fed by gushing cascades.

Port Antonio

Port Antonio exudes the relaxed charm of a sleepy fishing village. Popular things to do here include hiking, rafting, snorkeling and diving.

Jamaica - General information

Location

Caribbean

Capital

Kingston

Best time to visit

Nov to Dec

Currency

Jamaican Dollar

Population

Around 3 million

Language

Jamaican Patois

Vacation spots

Montego Bay, Ocho Rios, Negril, Kingston, Falmouth, Runaway Bay, Port Antonio, Port Royal, Nine Mile, Spanish Town, Lucea, Portmore.

Should you need to buy Trip Insurance, Travel medical insurance or long term Global health insurance?

Trip Protection Insurance

Trip insurance is also commonly known as travel insurance or trip cancellation insurance. This insurance comes into play should your trip be cancelled or interrupted for any reason, then this insurance will reimburse the eligible pre-paid and the non-refundable portions of the trip. These non-refundable expenses could be hotel rooms and cruise tickets…Depending on the travel insurance policy, it might also cover unexpected expenses resulting from lost, damaged, delayed or stolen luggage. While some of these plans require that the trip is cancelled for an approved reason other plans are available with ‘cancel for any reason’ benefit. Unless you have purchased ‘cancel for any reason’ policy, there are lot of valid reasons to change the dates of trip or cancel it completely that will not be covered.
Since the trip insurance is meant to cover the trip cancellation costs, this will either not cover or have limited coverage for healthcare be it inpatient or outpatient care. This insurance is usually for vacationers, cruise or short term trips for less than 30 days. It is important to be covered by these plans for your trip should you need to cancel your trip as at least some of the vacation cost will be reimbursed.

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Travel Medical Insurance

Travel medical insurance is essentially short term health insurance for visitors traveling outside their home country. This provides insurance cover for international travellers for any medical emergency or sickness and injury while they are in another country. They cover the hospital room and board, ambulance services and any emergency services. Depending on the policy it might also cover political evacuation, terrorism, accidental death and dismemberment, natural disaster and repatriation of remains.
A travel medical insurance protects you from any unnecessary financial risk as it can make a difference between a trip that is ruined by unexpected illness and a trip with enough and sufficient insurance coverage with access to quality care and financial help if an unexpected emergency occurs. This insurance is also referred to as visitor health insurance, travel health insurance, visitor medical insurance. This is recommended for people traveling abroad or to foreign countries where risk to exposed health issues for unforeseen illness, injuries and accidents are higher.

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Long Term Global Medical Insurance

Expatriates who will be living outside their home country for an extended period should buy the Long term global medical insurance plans. These plans are like the domestic health insurance within the US and include coverage for preventive care, routine dental and medical check-up, prescriptions and medications, maternity (covered after a year). These plans can be renewed annually