Good news! At present, the US dollar is very strong against other currencies, even the Euro! Hopefully, this will mean that more of us can make the jump over the pond for some new foods, culture, and adventure! If you are planning such a getaway and think you want to spend some significant time over there, you should know that you need to have travel insurance for US citizens traveling to Europe.
Other than it being a requirement for long term stay in Europe, it is prudent to buy insurance even for short stays in Europe since health care is expensive. While many US citizens think that they have excellent health coverage and may not need to purchase anything separate for Europe, you must be aware that domestic US insurance plans have very little coverage outside US national borders. US travelers can be in for a rude shock if they have a medical emergency outside the US and are depending on an US domestic insurance plan.
US citizens are exempt the health insurance requirement UNLESS we wish to stay longer than 90 days. For stays longer than 90 days, US citizens will need to apply for a visa and then they will have to show proof of travel health insurance coverage for long term Europe visa that meets requirements. Other nationalities need international insurance coverage even if they intend to stay fewer days.
The requirements for the visa while not particularly strict (we have many international policies which can meet and/or exceed their requirements) can be cumbersome to find.The requirements by European Schengen country state consulates that can be difficult to meet are the following: