Travel Medical Global Basic Insurance Reviews

Travel Medical Global Basic Travel insurance reviews

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Underwriter
Underwritten by Crum & Forster SPC
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Ratings
AM Best Rating: "A" (Excellent)

Ideal for Medical coverage for Non-U.S. residents traveling internationally

Travel Medical Global Basic insurance review

Seven Corners Travel Medical Global Basic offers comprehensive travel medical insurance for non-U.S. Residents while traveling worldwide trips that exclude the USA.This plan offers coverage for acute onset of pre-existing conditions for visitors aged under 80 years. The plan provides travel medical protection, including inpatient and outpatient treatment, emergency medical evacuation, emergency services, trip interruption and more. Coverage can initially be purchased for a minimum of 5 days up to a maximum of 364 days.

After buying the plan, Traveler can get all the plan document and plan id card by using Patriot international lite login. At American Visitor Insurance, International Travelers can contact the Patriot international lite customer service to get help on the plan details, quotes and other queries. Our licensed agents will be glad to help you!

Key Benefits of Travel Medical Global Basic

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Policy maximum
$50k, $100k, $500k and $1M

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Deductible
$0, $100, $250, $500, $1k and $2.5k

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Comprehensive benefit plan
Benefits for covered medical expenses go all the way up to the plan maximum

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Pre-existing conditions
Covers up to the age of 79 years.

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Renewability
Plan is renewable up to a maximum of 364 days.

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PPO Network
United Healthcare Provider Network

Travel Medical Global Basic insurance benefits - Key Highlights

  • The plan is available for Non US residents traveling to worldwide trips that exclude the USA.
  • Travel Medical Global Basic is a comprehensive insurance plan wide range of policy maximum options starting from $50K and goes up as high as $1M.
  • The age availability is 14 days to 80+years.
  • Emergency Medical Evacuation is available for 100% up to $250k.

Seven Corners travel medical insurance reviews

Reviews, Ratings and Experiences

I had a no-problem trip but Seven corners was easy to deal with in the securing of the travel insurance and dealing with a few issues prior to departure.
  |   Karen
I have always gotten a quick response with a live person. I placed a claim, we will see it their payment to me is as good as their customer service is.
  |   Margaret
Good policy options and pricing. Like to purchase high coverage for medical without covering full cost of trips - like the options Seven Corners provides.
  |   Connie

Advantages and Disadvantages of Travel Medical Global Basic

  • Travel Medical Global Basic Insurance Advantages
    • It is a comprehensive benefit plan.
    • Good provider network.
    • Covers acute onset of Pre-existing condition
    • Optional rider cover for Sports activity coverage, AD&D, Return to home country Coverage and hazardous activities.
  • Travel Medical Global Basic Insurance Disadvantages
    • This plan is not available for green card holders
    • This plan is not renewable.
    • Coinsurance is not available for this plan.

An Overview of Travel Medical Global Basic

Eligibility

  • For non U.S. residents and non U.S. citizens, traveling to the USA or USA and then other countries.

Renewability

  • This plan is not renewable.

Pre-existing condition

  • Travel Medical Global Basic offers coverage for the acute onset of pre-existing condition coverage for age range of 14 days to 64 years, $50k coverage is available and for age range of 65 to 79 years, $10k coverage is available.

Cancellation

  • Before effective date: Full refund of premium is available.
  • After effective date: Cancellation fee will be charged by the insurance company.

A working example of using Travel Medical Global Basic Insurance*

A working example of using Travel Medical Global Basic insurance*

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    Insurance coverage $50,000

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    Deductible $100 per certificate period

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    Medical expenses Claims$24,100

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    After the deductible, 70% of first $5,000 and then 100% to the policy limit

Below is a simple calculation showing how much the plan/insurance company pays you:

  1. Subtract the deductible from claims amount - $24,100 minus $100 equals $24,000. Insured bears $100
  2. Apply 70% coinsurance for first $5,000 of $24,000. i.e. $5,000*0.70 equals $3,500. Insured bears $1,500
  3. Plan/insurance company pays: $24,000 minus $1,500 equals $22,500 and insured bears $1,600
Expense Amount billed Amount Insurance Pays Amount Insured Owes
Deductible $100 $0 $100
Days in hospital $2,000/day for 3 days $3500+$1,000 $1500 (70% of first $5,000)
Surgery $16,000 $16,000 $0
Prescription Drugs $600 $600 $0
X Ray $1,400 $1,400 $0
Total: $24,100 $22,500 $1,600
* Disclaimer:- We have done everything to the best of our ability to make the insurance information up-to-date and accurate. However this information does change periodically and we cannot guarantee 100% accuracy.

Travel Medical Global Basic visitor insurance - Common Questions

1. What are the benefits of Travel Medical Global Basic travel insurance?

Travel Medical Global Basic insurance is short term travel health insurance designed for anyone visiting the Excluding USA. Travel Medical Global Basic Insurance provides coverage for those who are traveling on vacation. It offers core travel insurance benefits, with coverage from as little as Five days. The benefits offered on the Travel Medical Global Basic Insurance plan provide a range of high quality travel insurance benefits to cover you in the event of an unexpected accident or injury when you are abroad. This includes coverage for medical expenses, evacuation, repatriation, emergency reunion and other related benefits.

2. What is the coverage area of Travel Medical Global Basic travel insurance?

Travel Medical Global Basic insurance is short term travel health insurance offers coverage for Non US residents traveling to worldwide trips that exclude the USA,provided you are traveling outside of the country where you have your primary residence. Individuals and families including unmarried dependent child(ren) traveling outside of their Home Country.This plans covers coverage for covid19

3. Does Travel Medical Global Basic Insurance covers pre-existing conditions?

Yes, Travel Medical Global Basic offers coverage for the acute onset of pre-existing condition coverage for age range of 14 days to 64 years, $50k coverage is available and for age range of 65 to 79 years, $10k coverage is available .

4. How much does Travel Medical Global Basic insurance cost?

The cost of the Travel Medical Global Basic insurance will vary depending on the age of the traveler, the type of coverage, the travel destination and the duration of travel. Typically, visitors travel insurance policies cost can start even as low as $1 per day, but will be much higher for older travelers.

5. How do I purchase Travel Medical Global Basic Insurance?

You can purchase Travel Medical USA Insurance on American Visitor Insurance at buy Travel Medical Global Basic . You can also call them at (877)-340-7910 to get more information on how to apply for Travel Medical Global Basic insurance from licensed insurance agents.

6. What are the requirements for applying Travel Medical Global Basic Insurance?

The main requirements for applying for Travel Medical Global Basic insurance is the travelers passport details and the travel dates. You can apply for Travel Medical Global Basic insurance online on American Visitor Insurance or call (877)-340-7910 to get help while applying.

7. How can I cancel Travel Medical Global Basic insurance?

If your travel plan is changed and want to cancel Travel Medical Global Basic insurance, you have to submit a written request to cancel@sevencorners.com for cancellation and refund of your premium. The subject of the email must contain the first name and last name of the policy holder. While the body of the email must contain the name of the policy holder, birth date, certificate number and date of cancellation. If you have filed claims for reimbursement, your premium is non refundable.
Following are the cancellation policy terms and conditions:
Cancellation before effective date:

  • Full refund of premium.

Cancellation after effective date:

  • A cancellation fee will be charged will be charged by the insurance company.
  • Unused portion of the plan cost will be refunded.

8. How can I cancel Travel Medical Global Basic insurance?

If you purchased less than a full year (364 days) of coverage initially, you can easily add more time. Your original effective date remains the same for calculating your deductible, coinsurance, pre-existing conditions, and maximum coverage limits.

We'll send you a friendly reminder before your coverage ends, offering you the option to renew. There's a small $5 administrative fee for each extension.

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Travel Medical Global Basic - UnitedHealth Care Travel insurance PPO network

Travel Medical Global Basic - Does united healthcare cover US travel and how to find hospital or doctor?
Seven Corners maintains United health care network :
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If you purchase Travel Medical Global Basic insurance from Seven Corners with a United Healtcare logo on your insurance card, please state the following when informing your healthcare provider about your Seven Corners travel insurance - "My healthcare coverage uses the United Healthcare travel health insurance network."
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