Compare Visitors Protect vs Patriot Platinum Insurance
International visitors in USA can have an amazing time but an unexpected emergency like accidental injuries and sudden sickness can spoil your joyous vacation or trip. Visiting a physician or hospitalization in US is quite expensive resulting in huge medical bills. If the tourist doesn’t have adequate visitor insurance, it can very difficult to clear the expensive medical bills and might end up losing most of your life savings. There are many popular insurance providers offering a wide range of visitors medical insurance for international tourists to the US.
These visitors insurance plans are quite popular among international tourists to USA and are from top rated insurance providers. International Medical Group offers, Patriot Platinum and Visitors Protect Insurance which is quite popular among International tourists to USA. Patriot Platinum and Visitors Protect Insurance ratings by AM Best Rating is A++ (Superior).
- FEATURES
- Cost*
- Coverage in USA?
- Parents/Seniors are eligible?
- Covers Acute onset of Pre-existing?
- Eligible for Green card holders
- Renewable and Cancellable
- Deductible Choice
- A.M. Best Rating
- Covid coverage
- Underwriter
- Provider
- Buy now
- Visitors Protect
- $449
- Yes
- Yes
- Yes, covers up to 99 years
- No
- Yes
- $250 to $5000
- A-
- Yes
- Sirius
- IMG
- Buy Now
- Patriot Platinum
- $177
- Yes
- Yes
- Yes, covers up to 70 years
- Yes
- Yes
- $0 to $25K
- "A" Excellent
- Yes
- Sirius
- IMG
- Buy Now
*Visitors Protect cost for 45 years traveler; $500,000 maximum coverage; $250 deductible.
Patriot Platinum cost for 45 years traveler; $2,000,000 maximum coverage; $250 deductible.
Visitors Protect vs Patriot America Plus: A Quick Comparison
Visitors Protect
- Offers maximum coverage up to 250,000.
- Deductible options ranges from $0 to $5,000.
- Pre-Existing Condition coverage In-Network: Maximum limit through age 69: $25,000, Out-Network: Maximum limit ages 70 and older: $20,000
- Coverage available from 90 days to 12 months, cannot be renewable.
- $50 cancellation fee will be charged by the insurance company after effective date. Only full month premium will be considered for refund.
- Comprehensive plan for visiting U.S., Canada, and Mexico
- Care Clix consultation is a new benefit that allows you to consult with a doctor via video chat, mobile app, or phone.
- local_hospital
Provider Network
- local_hospital
Emergency Medical Reunion
Up to $100,000 - dentistry
Dental Treatment
Limit: $300, Subject to Deductible and Coinsurance - ambulance
Emergency Medical Evacuation
Maximum limit: $25,000 - airplanemode_inactive
Trip Interruption
Up to $10,000 - shopping_cartBuy Now
Patriot Platinum
- Offers maximum coverage options of $2,000,000, $5,000,000, $8,000,000.
- Deductible options ranges from $0 to $25,000.
- Covers Acute onset of pre existing condition up to the age of 70 for up to $1,000,000.
- Coverage available from 5 days to 364 days, renewable up to 3 years.
- $50 cancellation fee after the effective date.
- First-class medical coverage for travelers to US and outside their home country..
- Optional adventure sports coverage available up to 64 years.
- local_hospital
Provider Network
- dentistry
Dental Treatment
Up to $300 - ambulance
Emergency Medical Evacuation
up to policy maximum - medical_services
Urgent Care Clinic
up to $25 copay. - shopping_cartBuy Now
How much does Visitors Protect vs Patriot Platinum insurance cost per month?
Both Visitors Protect and Patriot Platinum provide excellent coverage for travelers visiting the US on a short-term basis. However, it's important to compare the two plans closely to determine which one best meets your specific needs.
You can compare cost for both Visitors Protect and Patriot Platinum.
Visitors Protect vs Patriot Platinum Insurance - FAQs
-
How does Visitors Protect insurance work?
Visitors Protect Insurance is an affordable comprehensive benefit American visitors medical insurance plan provides coverage for international visitors traveling from their home country to the U.S., Canada, and Mexico. This plan covers pre-existing conditions.. Purchase must be done before departing the country of residence if your destination is the U.S.
How to buy Visitors Protect travel medical insurance?Customers can buy Visitors Protect insurance on American Visitor Insurance by completing the online application. You can get coverage for primary, spouse and your children(dependents) on one application. After completing the online application you can to pay using your Credit Card and once the transaction is completed successfully, you will receive a confirmation email from IMG with the identification card, declaration of insurance and Certificate of insurance outlining the details of the plan.
Is IMG travel insurance legit? Is IMG a real insurance company?International Medical Group (IMG) has been offering travel insurance products since 1990. Based in Indianapolis, IMG has more than 300 employees and offers 25+ travel insurance products for travelers to the US as well as for US citizens traveling overseas. Their products are ideal people traveling to the United States as tourists on B1 visa, international students on F1 visa, Exchange scholars on J visa, professionals on the H1B visa as well as US travelers who are looking for trip cancellation insurance for travel insurance.
How can a visitor use Visitors Protect insurance in case of emergency in USA?Travelers can review this article on how to use Visitors Protect insurance in case of emergency in USA.
How can I buy IMG visitors care online?- Complete your online application. If applying as a family, you may include yourself, your spouse, and your dependents on one application.
- Receive a fulfillment kit that includes an identification card, declaration of insurance, and a Certificate of Insurance outlining the details of the plan. Welcome to the IMG family!
Which is the most affordable plan offered by International medical group?Visitors Protect is a comprehensive benefit plans and most affordable plan by IMG. This plan has specific benefit limits for different covered medical expenses. These benefit limits are not the same as the plan medical maximum.
Does Visitors Protect insurance covers Pre-existing conditions?Yes. Visitor Protect travel medical insurance covers temporary medical coverage with pre-existing conditions up to 99 years with deductible of $1,500 per injury or illness. For ages up to 69 years this plan covers up to $25,000 and for ages 70 and above it covers up to $20,000.
Does IMG travel insurance cover Covid?Yes, IMG offers travel insurance with coverage for Covid19 as for any other illness. Imglobal has trip cancellation insurance products (insures the cost of the trip as well as health of the traveler) as well as travel health insurance products (insurance only the health of the traveler). IMG also has products for international students, exchange scholars and expatriates./p>
Does IMG sell Cancel for Any Reason Insurance?Yes, IMG does offer Cancel for any reason coverage as an add-on product on some of their trip insurance plans.
What does IMG insurance stand for?International Medical Group (IMG) is an Indiana based company offering travel insurance products since 1990. IMG has over 320 employees and offers over 25 travel insurance products for travelers to the US as well as for US citizens traveling overseas.
Is IMG a good travel insurance company?International Medical Group (IMG) has been accredited by the Better Business Bureau since 2005 and has an A- rating.
-
What is acute onset of pre-existing condition?
Acute onset of pre-existing conditions means sudden, unexpected emergency due to a pre-existing condition that can be dangerous to life and the traveler cannot wait to get treatment in the home country but to receive treatment immediately. It should be noted that for acute onset coverage, treatment must be sought within the defined time period for the plan and chronic and congenital conditions may not be covered.
Is IMG travel insurance legit? Is IMG a real insurance company?International Medical Group (IMG) has been offering travel insurance products since 1990. Based in Indianapolis, IMG has more than 300 employees and offers 25+ travel insurance products for travelers to the US as well as for US citizens traveling overseas. Their products are ideal people traveling to the United States as tourists on B1 visa, international students on F1 visa, Exchange scholars on J visa, professionals on the H1B visa as well as US travelers who are looking for trip cancellation insurance for travel insurance.
What are the benefits of Patriot Platinum insurance?Patriot Platinum is a comprehensive plan available for Non US citizens and US citizens living outside the US for at least 6 months in a year visiting the US.US citizens/Expats living outside USA and visiting USA can buy Patriot Platinum Insurance. It provides coverage for Acute on set of pre-existing conditions ,medical expenses, emergency medical evacuation, repatriation of remains, accidental death and dismemberment and more.
How much does Patriot Platinum cost?The cost of Patriot Platinum insurance is dependent on the following factors: The age of the traveler, the length of insurance coverage, The Plan Limit and the deductible. The higher the plan limit, the higher will be the premium, while the higher the deductible the lower will be the premium. Travelers can choose maximum limits of $2M, $5M, $8M up to age 70.For people age above 70 years plan maximum is reduced o $20K.
How do I purchase Patriot Platinum insurance?You can get the quotes and make an instant purchase of Patriot Platinum travel insurance online with a credit card on American Visitor Insurance. This can be done without the need of any paperwork or medical exam.
What is the coverage area of Patriot Platinum insurance?Patriot Platinum is a comprehensive plan available for Non US citizens and US citizens living outside the US for at least 6 months in a year visiting the US.
Does IMG sell Cancel for Any Reason Insurance?Yes, IMG does offer Cancel for any reason coverage as an add-on product on some of their trip insurance plans.
What does IMG insurance stand for?International Medical Group (IMG) is an Indiana based company offering travel insurance products since 1990. IMG has over 320 employees and offers over 25 travel insurance products for travelers to the US as well as for US citizens traveling overseas.
Is IMG a good travel insurance company?International Medical Group (IMG) has been accredited by the Better Business Bureau since 2005 and has an A- rating.
NEED HELP?
Contact our customer service team, we are here to help you!
IMG Travel Insurance Related Links
Know more »
Know more »
Know more »
Know more »
Know more »
Know more »
Know more »
Know more »
Know more »
Review travel medical insurance plans - Blogs and articles
Visitors Protect Insurance
IMG Visitors Protect insurance plan is designed specifically for individuals and families traveling from their home country to the U.S., Canada, and Mexico. This temporary medical insurance includes coverage for pre-existing conditions up to 99 years.
Read morePatriot Platinum
Patriot Platinum Insurance is best suited for travelers expecting first-class medical coverage individuals up to $8 million. Patriot Platinum International offers coverage for US citizens traveling outside US.
Read more