Review of Visitor protect vs Diplomat America Insurance
Visiting USA can be a great experience but an unfortunate event like sudden sickness or accident may arise. The health care cost for tourists to US is exceptionally high and the situation can be traumatic if the visitor doesn’t have US visitor medical insurance.There are many visitors insurance available online and it is a challenge to select the best travel health insurance for USA. Here the visitor can compare US visitor insurance cost of different travel insurance plans, in particular US travel health insurance plans like Visitors Protect insurance and Diplomat America insurance as they offer excellent comprehensive coverage both for small ailments as well as more serious injuries and sicknes.
These visitors insurance plans are quite popular among international tourists to USA and are from top rated insurance providers. Visitors Protect insurance is administered by International Medical Group (IMG) with AM Best Rating: A++ (Superior) rating. It has been offering health insurance products to customers in 130 countries. Diplomat America insurance designed for Non US residents travelling to the USA. It is quite popular among US citizens residing outside USA and visiting the US for a short period of time. It can be purchased for 15 days up to a maximum of 365 days.
- FEATURES
- Cost*
- Coverage in USA?
- Parents/Seniors are eligible?
- Covers Acute onset of Pre-existing?
- Eligible for Green card holders?
- Renewable and Cancellable?
- A.M. Best Rating
- Underwriter
- Insurance company
- Buy now
Visitor protect vs Diplomat America Insurance: A Quick Comparison
Visitor protect Insurance
- Offers maximum coverage up to $250,000.
- Deductible options ranges from $0 to $5,000.
- Covers pre-existing condition up to 99 years.
- $50 cancellation fee after the effective date.
- Urgent care covered up to $25 copay
- Eligible for individuals and families traveling from their home country to the U.S., Canada, and Mexico.
- This plan is also available for Green Card holders as long as they reside outside the US.
- local_hospital
Provider Network
- dentistry
Dental Treatment
Up to $300 - ambulance
Emergency Medical Evacuation
Maximum $25,000 - medical_services
Urgent Care Clinic
$25 In-network
$50 out-network - shopping_cartBuy Now
Diplomat America Insurance
- Offers maximum coverage up to 1 million.
- Deductible options ranges from $0 to $5,000.
- Acute on set of pre-existing conditions covered up to 70 years.
- Renewable for up to 365 days.
- $25 cancellation fee after the effective date.
- This plan is Available for Green card holders.
- The plan pays 80% up to $5,000 of eligible costs, then 100% to the medical maximum.
- dentistry
Emergency Dental Treatment
Palliative: $100 - ambulance
Emergency Medical Evacuation
Up to $250,000 - flight
Interruption of Trip
$5,000 - person
Physician visits
$5,000 - shopping_cartBuy Now
How much does Visitors Protect vs Diplomat America cost per month?
Both Visitors Protect vs Diplomat America provide excellent coverage for travelers visiting the US on a short-term basis. However, it's important to compare the two plans closely to determine which one best meets your specific needs.
You can compare cost for both Visitors Protect vs Diplomat America plans.
Visitor protect vs Diplomat America Travel Insurance - FAQs
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What is Visitors Protect insurance work?
Visitors Protect Insurance is an affordable comprehensive benefit American visitors medical insurance plan provides coverage for international visitors traveling from their home country to the U.S., Canada, and Mexico. This plan covers pre-existing conditions. Purchase must be done before departing the country of residence if your destination is the U.S.
How to buy Visitors Protect travel medical insurance?Customers can buy Visitors Protect insurance on American Visitor Insurance by completing the online application. You can get coverage for primary, spouse and your children(dependents) on one application. After completing the online application you can to pay using your Credit Card and once the transaction is completed successfully, you will receive a confirmation email from IMG with the identification card, declaration of insurance and Certificate of insurance outlining the details of the plan.
How can a visitor use Visitors Protect insurance in case of emergency in USA?Travelers can review this article on how to use Visitors Protect insurance in case of emergency in USA.
Which is the most affordable plan offered by International medical group?Visitors Protect is a comprehensive benefit plans and most affordable plan by IMG. This plan has specific benefit limits for different covered medical expenses. These benefit limits are not the same as the plan medical maximum.
Is IMG travel insurance legit? Is IMG a real insurance company?Medical Group (IMG) has been offering travel insurance products since 1990. Based in Indianapolis, IMG has more than 300 employees and offers 25+ travel insurance products for travelers to the US as well as for US citizens traveling overseas. Their products are ideal people traveling to the United States as tourists on B1 visa, international students on F1 visa, Exchange scholars on J visa, professionals on the H1B visa as well as US travelers who are looking for trip cancellation insurance for travel insurance.
Does Visitors Protect insurance cover Covid ? Does Visitors Protect insurance cover Coronavirus ?Visitors Protect offers COVID-19/SARS-CoV-2 shall be considered by the Company the same as any other Illness or Injury, subject to all other Terms and conditions of this insurance.
Does IMG travel insurance cover Covid?Yes, IMG offers travel insurance with coverage for Covid19 as for any other illness. Imglobal has trip cancellation insurance products (insures the cost of the trip as well as health of the traveler) as well as travel health insurance products (insurance only the health of the traveler). IMG also has products for international students, exchange scholars and expatriates.
Does IMG sell Cancel for Any Reason Insurance?Yes, IMG does offer Cancel for any reason coverage as an add-on product on some of their trip insurance plans.
What does IMG insurance stand for?International Medical Group (IMG) is an Indiana based company offering travel insurance products since 1990. IMG has over 320 employees and offers over 25 travel insurance products for travelers to the US as well as for US citizens traveling overseas.
Is IMG a good travel insurance company?International Medical Group (IMG) has been accredited by the Better Business Bureau since 2005 and has an A- rating.
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Is Global Underwriters a reliable insurance company?
Global Underwriters insurance is a leader in underwriting and administration of international health care systems for travelers. With over 50 years of involvement and expertise in the travel insurance industry Global Underwriters offer travel medical insurance for individuals traveling on business, vacationing or migrating to a foreign country.
Global Underwriters insurance has specially curated travel insurance plans to offer world-class service for International Accident & Sickness Medical coverage.
Is Global Underwriters insurance a legit company?Global underwriters insurance reviews indicate that it has left its presence in the travel insurance industry for several years. The international medical insurances are designed to cater to the medical risks for US and non US Citizens who travel overseas for various reasons.
Global Underwriters reviews indicate that along with their comprehensive international accident & sickness medical insurance plans, they also offer special risk insurance products like Defense Base Act, Kidnap & Ransom and business travel accident coverage.
Does Diplomat Insurance cover covid illness?Global Underwriters Covid19 travel insurance by Diplomat travel insurance for covid coverage will cover eligible medical expenses resulting from COVID-19/SARS-CoV-2. Eligible medical expenses are medically necessary expenses that are not subject to another plan exclusion.
What is the cost of Global Underwriters travel insurance?The Global Underwriters travel insurance cost will depend on the age of the traveler, the type of coverage and the length of the journey. Typically, travel health insurance policies can start even as low as $1 per day but is much higher for older travelers.
What is the eligibilty to buy Global Underwriters insurance?To be eligible for Global Underwriters insurance coverage, you must not be a citizen of the host country you are traveling to.
Why should I buy travel insurance from Global Underwriters?Global Underwriters insurance has many years of expertise and offers exceptional service to its customers worldwide. Global Underwriters has a plan for all international travelers. The Claims processing, underwriting division are committed to provide good insurance solutions for travellers.
How do I purchase Global Underwriters Insurance?You can purchase Global Underwriters Insurance on American Visitor Insurance at buy Diplomat insurance. You can also call them at (877)-340-7910 to get more information on how to apply for Global underwriters travel health insurance from licensed insurance agents.
What is the difference between the Global Underwriters insurance plans?The different types of travel insurance plans offered by Global Underwriters have different coverage options and benefits. For example, the Diplomat America plan provides coverage for non-U.S. citizens traveling to the United States, while the Diplomat International plan provides coverage for U.S. citizens traveling outside of the United States. The Diplomat Long term is useful for longer stays beyond 90 days.
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Review travel medical insurance - Blogs and articles
Visitor protect Insurance
IMG Visitors Protect insurance plan is designed specifically for individuals and families traveling from their home country to the U.S., Canada, and Mexico. This temporary medical insurance includes coverage for pre-existing conditions up to 99 years.
Read more »Diplomat America Insurance
Diplomat America comprehensive visitor insurance is a popular plan among Non US citizens visiting US and for US citizens residing abroad making short visits to the US. Also has adventure sports coverage.
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