Atlas Essential Insurance for visitors

Certain types of medical expenses are excluded from coverage under Atlas Travel insurance. Some exclusions are listed here. Please refer to the Description of Coverage for the complete list of exclusions.

• Charges resulting directly or indirectly from any pre-existing condition, except as covered under the Acute Onset of Pre-Existing Condition benefit
• Routine medical examinations
• Routine pre-natal care, pregnancy, childbirth, and post-natal care
• Mental health disorders
• Medical expenses for injury or illness resulting from participation in specifically-excluded extreme sports see Description of Coverage for full list of excluded sports).

1. for which medical advice, diagnosis, care, or treatment was recommended or received within 2 years prior to your effective date of coverage
2. which would cause a reasonably prudent person to seek medical advice, diagnosis, care, or treatment within 2 years prior to your effective date of coverage
3. that existed (with reasonable medical certainty) with 2 years prior to your effective date of coverage, whether or not it was known to you

The Atlas Series is not available to individuals who are physically located in the states of New York, Maryland, or Washington; or in the countries of Canada or Australia at time of purchase.