Global Underwriters Diplomat International Insurance Reviews

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Ratings
AM Best Rating: "A" (Excellent)
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Underwriter
Nationwide Mutual Insurance Company

Ideal for US residents traveling inside or outside the USA Students while studying abroad

Diplomat International insurance review

Diplomat International Insurance offers medical insurance coverage for US residents traveling inside or outside the USA. The coverage includes accident & sickness medical benefits, travel assistance, AD&D benefits and optional coverage for adventure sports. Travelers aged 80 years and above are covered up to $50,000.

  • picture_as_pdf Brochure
  • thumb_up Advantages
  • thumb_down Disadvantages
  • draft Comprehensive

Key benefits of Diplomat International Insurance

draft Accident & sickness medical insurance

ecg_heartPre-existing condition

signal_cellular_alt Comprehensive Coverage

sports_soccer Sports coverage

school Trip Delay

medical_services Emergency medical evacuation

Global Underwriters travel insurance reviews

Reviews, Ratings and Experiences

"Thanks for all the help and continued support you have provided. Although one hopes never to use travel insurance, you were a god-send throughout our ordeal. We couldn’t have done it without your continued assistance. Thanks again for everything."
  |   Steve E
"The compassionate care you gave me in the handling of my need, in my hour of need, was exemplary! We never felt like we were merely a case number — we felt the sincerity of your heartfelt response, as I shared my heart with you, both by phone and by e-mail correspondence."
  |   Joan
"I was unlucky enough to fall ill while abroad, and filed two claims; I was quite pleased at how easy and straight-forward this process was. My claims were processed quickly and without loads of red-tape. The representatives I spoke with were polite and helpful, as well."
  |   Kelli M

Advantages and Disadvantages of Diplomat International Insurance

  • Diplomat International Insurance Advantages
    • It is a comprehensive coverage plan.
    • Travelers 71-79 years can get coverage of $50,000 and $100,000 while 80+ travelers can get coverage of $50,000.
    • Refund of premium before the policy start date after deducting the cancellation charges.
    • Optional Riders coverage for hazardous activity, athletic sports, war risk coverage and home country coverage.
    • This plan covers for trip interruption, emergency reunion and in hospital benefit.
    • Covers optional adventure sports coverage, Bodily Contact, Interscholastic, and Organized Sports and extreme sports.
    • COvers optional AD & D coverage.
  • Diplomat International Insurance Disadvantages
    • This plan is not available for Non US residents.

An Overview of Diplomat International Insurance

Eligibility

  • Available for US residents traveling inside or outside the USA
  • For ages 14 days to 99 years.

Restrictions

  • Diplomat International Insurance is not available for travel in Afghanistan, Belarus, Iran, Israel, Libya, Nepal, North Korea, Palestinian Territories, Russia, Syria, and Yemen.

Pre-existing condition

  • Covers Acute on set of pre-existing condition up to $10,000.

Renewable

  • Diplomat International plan is not renewable, if additional coverage time is needed, a new application must be completed.

Get quotes for Diplomat International insurance!

Review and compare the best Diplomat International insurance quotes.

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A working example of using Diplomat International insurance*

Let us take an example for Plan A: The medical bill is $25,000; Deductible is $100 and choosen Policy Maximum is $50,000
  • Insurance coverage is $50,000
  • Deductible is $100 per certificate period
  • Coinsurance for claims : After the deductible, underwriters will pay 100% up to the policy limit
  • Total medical expenses is $25,100

The Diplomat International Insurance plan covers set amount up to a maximum of $50,000. The insured must pay the deductible ($100). After that, the insurance company pays fixed amount as defined in the policy for specific treatment. In hypothetical case, the insured has to pay the difference between the amount insurance pays and the actual billed amount.

Expense Amount billed Amount Insurance Pays Amount Insured Owes
Deductible $100 $0 $100
Hospital Room Rent $9,000 $9,000 $0
Surgery $15,000 $15,000 $0
X Ray $1,000 $1,000 $0
Total: $25,100 $25,000 $100
*Disclaimer:- We have done everything to the best of our ability to make the insurance information up-to-date and accurate. However this information does change periodically and we cannot guarantee 100% accuracy.

How much does Diplomat International insurance cost per month?

The Diplomat International cost per month ranges between $32 to $548. This is dependent on a few factors namely the age of the traveler, the plan maximum and the deductible.

Understandably, the cost of Diplomat International insurance is higher for older travellers as they are more likely to need healthcare while traveling. Also, the higher the plan limit, the higher will be the premium, while the higher the deductible the lower will be the premium. Travelers up to age of 69 years can choose maximum limits of $50,000, $100,000, $250,000, $500,000. Travelers aged 70 to 79 years can choose $50,000 or $100,000 coverage. For travelers above 80 years only $50,000 maximum coverage is available.

Here we are showing Diplomat International travel insurance cost per month with a deductible of $250.

Age of traveler Medical maximum $50,000 Medical maximum $100,000
18 – 21 years $32 $34
22 – 29 years $45 $48
30 – 39 years $52 $56
40 – 49 years $86 $92
50 – 59 years $146 $156
60 -64 years $181 $195
65 – 69 years $211 $227
70 – 79 years $315 $339
80 – 99 years $548 Not available

Diplomat International insurance FAQ’s

1. Does Diplomat International insurance cover pre-existing conditions?

Diploamt international insurance covers acute onset of pre-existing conditions up to $1,000.

2. Who can buy Diplomat International travel medical insurance?

Diplomat International insurance is ideal for US residents traveling Inside or Outside the USA, students while studying abroad, business or leisure travel, employees traveling for their company and individuals / families participating in leisure travel

3. How do I purchase Diplomat International travel insurance?

You can get the quotes and make an instant purchase of Diplomat International visitor insurance online with a credit card on American Visitor Insurance.This can be done without the need of any paperwork or medical exam.

4. Does Diplomat International insurance covers sports?

Yes. Diplomat International insurance covers optional Adventure Sports, Bodily Contact, Interscholastic, and Organized Sports and Extreme Sports. The Traveler can purchase an optional rider at the time of application. The optional riders provide additional coverage for a minimal charge.