Navigator for Student Insurance,GeoBlue worldwide medical coverage for students
- Navigator for Student Insurance offers worldwide coverage for students in United States.
- It provides UNLIMITED annual and lifetime medical maximum with no waiting period for preventive services.
- The plan covers pre-existing conditons with creditable coverage.
GeoBlue Navigator for Student Eligibility
- Students aged 75 years and below at the time of application are eligible
- Students with US Citizenship, students who are permanent residents of USA and all students who are legal residents of US (citizens and foreign nationals) are eligible.
- The eligible student must be engaged in an educational activity and must be residing outside his/her home country for atleast 3 months in a year.
- The applicant may be an international student, faculty, research scholars, students on optional practical training.
- US Students studying outside US must be residing in the approved state or outside the US.
GeoBlue Navigator for Student insurance features
- Lifetime maximum limit options: UMLIMITED annual and lifetime medical maximum
- Deductible options: $0, $250, $500, $1000, $2500, $5000
- Plan life: 3 months to 364 days
- This plan as a monthly payment option
- Insurance Provider: GeoBlue
- Underwriter: GeoBlue Navigator for Student is underwritten by 4 Ever Life
GeoBlue Navigator for Student plan highlights
- Meets all Schengen Visa requirements.
- J1 Visa compliant plan options.
- Contraceptive services, surgeries and supplies are covered under the policy.
- Unlimited annual and lifetime medical maximum.
- Deductible waived for office visits with doctors.
- No waiting period or sublimit for preventive services.
- No precertification penalty for inpatient or outpatient care.
- Pre-existing conditions covered with creditable coverage.
- Illnesses and injuries related to terrorism are covered.
Plan Benefits of GeoBlue Navigator for Student insurance
| Benefit Maximum | Outside U.S. | In Network, U.S. | Out of Network, U.S. |
| Lifetime Maximum per Insured Person | Unlimited | Unlimited | Unlimited |
| Annual Maximum per Insured Person | Unlimited | Unlimited | Unlimited |
| Preventative and Primary Care | |||
| Primary Care Office Visits - as many as 8 visits per Calendar Year | All except a $10 copay per visit | All except a $30 copay per visit | 60% to Coinsurance Maximum then 100% |
| Preventative Care for Babies/Children: (Birth to Age 18) a.Office Visits/examination b. Immunizations, Lab work, & X-rays |
100% | 80% to Coinsurance Maximum then 100% | 60% to Coinsurance Maximum then 100% |
| Preventative Care For Adults: (Age 19 and Older) a. Routine Pap Smears, annual mammogram b. PSA For Men |
100% | 80% to Coinsurance Maximum then 100% | 80% to Coinsurance Maximum then 100% |
| Annual Physical Examination/Health Screening | 100% Maximum Covered Expense of $250 and limited to one per Calendar Year | 80% to Coinsurance Maximum then 100% Maximum Covered Expense of $250 and limited to one per Calendar Year. | 60% to Coinsurance Maximum then 100% Maximum Covered Expense of $250 and limited to one per Calendar Year. |
| Outpatient Services | |||
| Outpatient Medical Care | 100% | 80% to Coinsurance Maximum then 100% | 60% to Coinsurance Maximum then 100% |
| Inpatient Hospital Services | |||
| Surgery, X-rays, In-hospital doctor visits, Organ/Tissue Transplant | The Insurer will pay 100% of Covered Expenses. | 80% to Coinsurance Maximum then 100% | 60% to Coinsurance Maximum then 100% |
| In-patient medical emergency | 100% | 80% to Coinsurance Maximum then 100% | 60% to Coinsurance Maximum then 100% |
| Professional Services Surgery, anesthesia, radiation therapy, in-hospital doctor visits, diagnostic X-ray and lab work |
100% | 80% to Coinsurance Maximum then 100% | 60% to Coinsurance Maximum then 100% |
| Ambulatory and Therapeutic Services | |||
| Ambulatory Surgical Center | 100% | 80% to Coinsurance Maximum then 100% | 60% to Coinsurance Maximum then 100% |
| Physical/Occupational Therapy Medicine | |||
| Ambulance Service | 100% | 80% to Coinsurance Maximum then 100% | 60% to Coinsurance Maximum then 100% |
| Durable Medical Equipment | 100% | 80% to Coinsurance Maximum then 100% | 80% to Coinsurance Maximum then 100% |
| Rehabilitation and Therapy | |||
| a. Inpatient Mental Health | 100% up to 60 days | 80% up to 60 days | 60% up to 60 days |
| b. Outpatient Mental Health | 75% up to 40 visits/60% thereafter | 75% up to 40 visits/60% thereafter | 75% up to 40 visits/60% thereafter |
| c. Inpatient Substance Abuse | 100% up to 60 days detox | 80% up to 60 days detox | 60% up to 60 days detox |
| d. Outpatient Substance Abuse | 75% up to 40 visits/60% thereafter | 75% up to 40 visits/60% thereafter | 75% up to 40 visits/60% thereafter |
| Outpatient Prescription Drugs | Insurer Waives Deductible 100% of actual charge up to an annual maximum of $5,000/ Maximum 90 day supply |
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| Global Travel Benefits | |||
| Emergency Medical Transportation | Maximum Lifetime benefit for all Evacuations up to $250,000 | ||
| Repatriation Of Mortal Remains | Maximum Benefit up to $25,000 | ||
| Accidental Death and Dismemberment | Maximum Benefit: Principal Sum up to $10,000 | ||
