Navigator for Student Insurance,GeoBlue worldwide medical coverage for students summary
What is the eligibility to buy Navigator for Student Insurance? Navigator for Student insurance eligibility
Students aged 74 years (once you hit age 75 you are no longer eligible) and below at the time of application are eligible
Students with US Citizenship, students who are permanent residents of USA and all students who are legal residents of US (citizens and foreign nationals) are eligible.
The eligible student must be engaged in an educational activity and must be residing outside his/her home country for atleast 3 months in a year.
The applicant may be an international student, faculty, research scholars, students on optional practical training.
US Students studying outside US must be residing in the approved state or outside the US.
GeoBlue Navigator for Student plan highlights
Meets all Schengen Visa requirements.
J1 Visa compliant plan options.
Contraceptive services, surgeries and supplies are covered under the policy.
Unlimited annual and lifetime medical maximum.
Deductible waived for office visits with doctors.
No waiting period or sublimit for preventive services.
No precertification penalty for inpatient or outpatient care.
Pre-existing conditions covered with creditable coverage.
Illnesses and injuries related to terrorism are covered.
Lifetime Maximum per Insured PersonUnlimitedUnlimitedUnlimited
Annual Maximum per Insured PersonUnlimitedUnlimitedUnlimited
Preventative and Primary Care Primary Care Office Visits - as many as 8 visits per Calendar YearAll except a $10 copay per visitAll except a $30 copay per visit60% to Coinsurance Maximum then 100%
Preventative Care For Babies/Children: (Birth to Age 18) a. Office Visits/examination
b. Immunizations, Lab work & X-rays100%80% to Coinsurance Maximum then 100%60% to Coinsurance Maximum then 100%
Preventative Care for Adults: (Age 19 and Older) a. Routine Pap Smears, annual mammogram b. PSA For Men100%80% to Coinsurance Maximum then 100%80% to Coinsurance Maximum then 100%
Annual Physical Examination/Health Screening100% Maximum Covered Expense of $250 and limited to one per Calendar Year80% to Coinsurance Maximum then 100% Maximum Covered Expense of $250 and limited to one per Calendar Year.60% to Coinsurance Maximum then 100% Maximum Covered Expense of $250 and limited to one per Calendar Year.
Outpatient Services Outpatient Medical Care100%80% to Coinsurance Maximum then 100%60% to Coinsurance Maximum then 100%
Inpatient Surgery, X-rays, In-hospital doctor visits, Organ/Tissue TransplantThe Insurer will pay 100% of Covered Expenses.80% to Coinsurance Maximum then 100%60% to Coinsurance Maximum then 100%
In-patient medical emergency100%80% to Coinsurance Maximum then 100%60% to Coinsurance Maximum then 100%
Professional Services
Surgery, anesthesia, radiation therapy, in-hospital doctor visits, diagnostic X-ray and lab work100%80% to Coinsurance Maximum then 100%60% to Coinsurance Maximum then 100%
Ambulatory and Therapeutic Services Ambulatory Surgical Center100%80% to Coinsurance Maximum then 100%60% to Coinsurance Maximum then 100%
Durable Medical Equipment100%80% to Coinsurance Maximum then 100%60% to Coinsurance Maximum then 100%
Rehabilitation and Therapy a. Inpatient Mental Health100% up to 60 days80% up to 60 days60% up to 60 days
b. Outpatient Mental Health75% up to 40 visits/60% thereafter75% up to 40 visits/60% thereafter75% up to 40 visits/60% thereafter
c. Inpatient Substance Abuse100% up to 60 days detox80% up to 60 days detox60% up to 60 days detox
d. Outpatient Substance Abuse75% up to 40 visits/60% thereafter75% up to 40 visits/60% thereafter75% up to 40 visits/60% thereafter
Outpatient Prescription DrugsInsurer Waives Deductible
100% of actual charge up to an annual maximum of $5,000/ Maximum 90 day supplyInsurer Waives Deductible
100% of actual charge up to an annual maximum of $5,000/ Maximum 90 day supplyInsurer Waives Deductible
100% of actual charge up to an annual maximum of $5,000/ Maximum 90 day supply
Global Travel Benefits Emergency Medical TransportationMaximum Lifetime benefit for all Evacuations up to $250,000Maximum Lifetime benefit for all Evacuations up to $250,000Maximum Lifetime benefit for all Evacuations up to $250,000
Repatriation Of Mortal RemainsMaximum Benefit up to $25,000Maximum Benefit up to $25,000Maximum Benefit up to $25,000
Accidental Death and DismembermentMaximum Benefit: Principal Sum up to $10,000Maximum Benefit: Principal Sum up to $10,000Maximum Benefit: Principal Sum up to $10,000
GeoBlue Navigator - Common Questions
How GeoBlue Navigator for Student insurance plan works?
Customer applies online or via a paper application. Applicant is tracked to you when the customer uses your unique web link or brochure.
Plan is medically underwritten and coverage may be: 1) Issued with standard rates or 2) Rated up or 3) Declined for coverage based on health history.
Coverage is renewable at the consent of the member and insurer. Note: Members can keep the plan for a maximum of 9 months after returning home.
Welcome materials are sent electronically and via mail.
Members are invited to register on the website, mobile site or app.
GeoBlue Navigator for Student plan highlights
