Quotes for Student Health Advantage insurance

Covid 19 IMG travel insurance coverage for Coronavirus

Student Health Advantage Insurance offers Covid19 international student health insurance coverage for medical expenses arising from Covid illness.
Student Health Advantage Insurance Review
Student Health Advantage Insurance
Insurance Provider
International Medical Group
Plan Life
Up to a maximum 5 years.
Student Health Advantage can be renewed online
Deductible Options?
$100 per illness or injury
Student Health Center: $5 copay per visit
Policy Maximum?
Standard plan:
Student- $500,000; Dependent-$100,000
Platinum plan:
Student- $1,000,000; Dependent-$100,000
Compare pages
Compare IMG Student Insurance Plans
Compare IMG Student Insurance Plans

PPO Network
Student Health Advantage Reviews
IMG Student Health Advantage reviews.

Student Health Advantage Links

  • Brochure
  • Comprehensive
  • Claims
  • Renewal
  • Provider Network

Student Health Advantage Insurance, Insurance for international students in USA

  • This plan is a long term worldwide medical insurance.
  • Designed to specifically meet the needs of international students.
  • Provides lifetime maximum of $500,000.
  • It covers competitive sports upto $5,000 maximum per injury/illness.
  • Advantages
  • Disadvantages

Student Health Advantage Insurance Advantages

  • Student Health Advantage Insurance Covid19 travel insurance by IMG for coronavirus will cover eligible medical expenses resulting from COVID-19/SARS-CoV-2.
  • Meets student visa requirements.
  • Comprehensive coverage plan with benefits per incident.
  • Coverage for individual or groups of two or more members and their dependents.
  • Co-insurance within US or Canada: No Coinsurance for eligible expenses incurred Within PPO network or student health center. For out of PPO network, 80% of first $5000, then 100% thereafter No Coinsurance for eligible expenses incurred outside the US or Canada.
  • Coverage for mental health.
  • Optional adventure sports rider up to the age of 65 years.
  • Covered Medical expenses due to Intercollegiate sports up to $5000.
  • International emergency care like medical evacuation, repatriation, repatriation & political evacuation.
  • Refund of full premium if the policy is cancelled before the effective date. If the cancellation request is received after the policy start date, you will get refund for unused months after deducting the cancellation charges.
  • Limited dental coverage for emergency dental pain relief and injury due to accident.

Student Health Advantage Insurance Disadvantages

  • 12 months waiting period for Pre-existing coverage.
  • Pre-certification of any claims within 48 hours is a must or else the eligible claims amount will be reduced by 50%.
  • Policy can be renewed up to 12 months if plan is purchased initially for 3 months.

Student Health Advantage Platinum plan offers enhanced benefits

Click here

Is IMG a good insurance company?

IMG is an award-winning provider of global insurance benefits and assistance services. International Medical Group (IMG) has been in the international travel health insurance market for 27 years and the company has been providing excellent world class medical insurance plans during this time. IMG on average takes less than 30 days to settle its claims.
International Medical Group provides US citizens and non-US citizens with international insurance resources to ease the stress of an unfamiliar culture or medical system. Whether you need individual coverage for a vacation, or group coverage for employees in locations around the world. It has an IMG international travel insurance plan to meet your needs.

How long can I renew Student Health Advantage?

Student Health Advantage can be renewed monthly for up to 12 months and it can be renewed for maximum of 60 months.

Can f2 visa holder buy Student Health Advantage insurance?

Student Health Advantage is one of the best health insurance for f1 student's dependents which an F2 visa holder. The F2 visa holder can buy even if the corresponding F1 visa holder is not enrolled in the same plan.

Does Student Health Advantage Insurance cover covid illness?

IMG Covid19 travel insurance by Student Health Advantage travel insurance for coronavirus coverage will cover eligible medical expenses resulting from COVID-19/SARS-CoV-2. Eligible medical expenses are medically necessary expenses that are not subject to another plan exclusion.

Get quotes for Student Health Advantage travel insurance!

Review and compare the best Student Health Advantage visitor medical insurance quotes.
Compare Student Health Advantage
Find the best insurance quotes

A working example of using Student Health Advantage travel insurance (Offered by International Medical Group) *

Let us take an example: The medical bill is $25,000, Deductible is $100 and choosen Policy Maximum is $300,000
  • Insurance coverage is $300,000
  • Deductible is $100 per certificate period
  • Co-Insurance : Out of PPO network if within U.S. - 80% of the first $5,000 of the eligible charges, then 100%.
  • Total medical expenses is $25,000
The insured must pay the deductible ($100) before the insurance plan pays anything. Since the policy maximum coverage is $300,000 and the total amount billed is $25,000, the policy will pay 80% of first $5,000 then 100% up to the policy limit ($300,000). In this case the insured expense after the deductible is 20% of first $5,000, which is $1,000. Thus your final expense is $1,000 while the insurance company will cover the remaining $24,000.

Student health advantage
Expense Amount billed Amount Insurance Pays Amount Insured Owes
Hospital Room Rent $9,000 $8,000 $1,000(20% of first $5,000)
Surgery $15,000 $15,000 $0
X Ray $1,000 $1,000 $0
Total $25,000 $24,000 $1,000
*Disclaimer:- We have done everything to the best of our ability to make the insurance information up-to-date and accurate. However this information does change periodically and we cannot guarantee 100% accuracy.

International Medical Group, IMG travel insurance Links

Welcome to American Visitor Insurance  - Online Chat
Name is required
Email is required Email is invalid
Contact is required