Student Health Advantage Insurance Reviews

Yes, Student Health Advantage platinum student insurance offers up to $5,000 maximum limit. Benefit includes new born routine care during the first 31 days of life.

Student Health Advantage is designed for individuals or groups of five or more students or scholars participating in a sponsored study abroad program, and who desire an annually renewable medical plan. This plan meets student visa requirements, includes benefits for maternity, mental health, organized sports and international emergency care.

Yes, the Adventure Sports Rider is available for those up to the age of 65. The following activities are covered to the lifetime maximum amounts listed below as long as they are engaged solely for leisure, recreation, or entertainment purposes: abseiling, BMX, bobsledding, bungee jumping, canyoning, caving, hot air ballooning, jungle zip lining, parachuting, paragliding, parascending, rappelling, skydiving; spelunking, white-water kayaking, wildlife safaris, and windsurfing.

All such activities must be carried out in strict accordance with the rules, regulations, and guidelines of the applicable Governing Body or Authority of each such activity.

IMG Student Health Advantage insurance plan include customization options and add-ons, including add-on coverage for high school sports ;interscholastic, intramural, or club sports, personal liability and legal assistance.

Student Health Advantage Standard offers plan maximum up to $500k with deductible up to $250 while the Student Health Advantage Platinum offers plan maximum up to $1M with deductible up to $100.

Student Health Advantage can be renewed monthly for up to 12 months and it can be renewed for maximum of 60 months.

Student Health Advantage is one of the best health insurance for f1 student's dependents which an F2 visa holder. The F2 visa holder can buy even if the corresponding F1 visa holder is not enrolled in the same plan.

IMG Covid travel insurance by Student Health Advantage insurance will cover eligible medical expenses resulting from COVID-19.

To be eligible for Student Health Advantage student medical insurance, you must:

• Be a full-time student or scholar, the spouse of the full-time student or scholar, or a dependent traveling with the full-time student or scholar
• Reside outside your country of residence for the purpose of pursuing international educational activities for a temporary period of time
• Be physically and legally residing in host country with the intent to reside there for at least 30 days on the effective date and at renewal

Student Health Advantage insurance offers a range of benefits, such as:

• Medical benefits of up to $500K per policy period
• Deductible of $100 per injury or illness
• Coinsurance of 100% within the provider network or student health center in the US, and 80% up to $5,000 and then 100% outside the network in the US
• Coverage for pre-existing conditions up to $25K for sudden and unexpected recurrence for non-US citizens under age 65, and up to $5K for US citizens under age 65
• Coverage for acute onset of pre-existing conditions up to the policy maximum for non-US citizens under age 70
• Emergency medical evacuation and repatriation of remains benefits
• Accidental death and dismemberment benefit
• Terrorism coverage
• Sports and leisure activities coverage
• Identity theft assistance

The amount that Student Health Advantage student medical insurance pays for COVID-19 expenses depends on the plan option you choose (Standard or Platinum), the provider network you use (UnitedHealthcare or outside), and the policy maximum and deductible you select. Generally, the plan pays as follows:

• For Standard option, the plan pays 90% of eligible medical expenses up to $1K then 100% thereafter within the UnitedHealthcare network in the US; outside the network in the US, the plan pays 80% of eligible medical expenses up to the policy maximum. The policy maximum is $500K per policy period and the deductible is $100 per injury or illness.
• For Platinum option, the plan pays 100% of eligible medical expenses within the United Healthcare network in the US; outside the network in the US, the plan pays 90% of eligible medical expenses up to $5K then 100% thereafter. The policy maximum is $1M per policy period and the deductible is $25 per injury or illness

The Student health advantage insurance cost depends mainly on the following factors:

• The type of plan chosen (individual or group)
• The policy maximum chosen (the maximum amount the plan will pay per injury or illness)
• The deductible chosen (the amount you have to pay before the plan pays)
• The age and health status of the insured person
• The duration and location of your program