One of the important high priority things to students coming to the US is International Student insurance to cover them in US during their stay in the US. International students from outside come to study in a number of US Universities on F1 Visa.
Sometimes we have the F2 Visa holder who is the spouse of F1 accompany their spouse to the US. The catch is to find the right insurance plan that fulfills their needs and satisfies any University requirement that is mandatory.
Most of the student plans cover some of the basic benefits such as hospital indemnity, outpatient services, prescription drugs, mental health.
Sometimes due to various reasons F1 visa international students who are not enrolled in any classes in the US require insurance .In these situation international students can buy short term US visitor’s medical insurance. The visitors’ health insurance plans are cheaper and perfect for international students in the US who are not enrolled in classes. International students can review visitors insurance USA and purchase insurance along with Covid19 student travel insurance USA coverage. Student Health Advantage Insurance offers international student insurance coverage for Covid illness for students studying outside their home country.
Student Health Advantage plan from the company IMG(International Medical Group) includes most of the benefits mentioned above except preventive care and wellness checkup. Most of the US Universities agree for this insurance plan and it is one of the popular student plans purchased by F1 Visa holders and their dependents. Since this plan covers maternity, it is preferred by students whose spouses are thinking to get pregnant.
There is a 12 month waiting period with this plan to cover pre-existing condition. This plan also includes coverage for sports. Other than the Student Health Advantage Standard plan this plan has a Student Health Advantage Platinum plan Quotes option that provides enhanced benefits.
Compared to the Patriot Exchange which is another popular student plan popular among the plans for J Visa holders as well from the same insurer IMG, Student Health Advantage plan provides additional benefits like coverage for Maternity, Sports, Mental Health and substance.The Student Health Advantage is a comprehensive IMG student health insurance plan designed for international students, scholars, and groups of five or more participating in long-term educational or cultural exchange programs outside their home country. This plan provides annually renewable coverage that meets J1 and F1 visa health insurance requirements. Student Health Advantage program is the one of the best health insurance for students studying abroad offering essential benefits like maternity care, mental health support, organized sports coverage, and emergency medical evacuation.
Student Health Advantage provides two sub plans designed to meet various needs of international students and scholarsStudent Health Advantage insurance can purchase an optional rider at the time of application. The optional riders provide additional coverage for a minimal charge.
Age | Maximum limit |
---|---|
Student age from 0 to 49 years | $50,000 Maximum Limit per Injury or Illness |
Student age from 50 to 59 years | $30,000 Maximum Limit per Injury or Illness |
Student age from 60 to 64 years | $15,000 Maximum Limit per Injury or Illness |
Available for individuals only
Cell phones are essential when traveling internationally to keep you safe, connect with friends and family back home, and to take photos of your travels. Device protection provides coverage for repair or replacement of your cell phone if it is lost, stolen, or accidentally damaged during your trip-so you can continue your trip uninterrupted and stay digitally connected wherever you are in th e world.
The Student health advantage cost for students ranges from $95 to $766 per month for studying in USA. This is dependent on the age of the student, the plan maximum and the deductible. The Student health advantage standard plan offers medical maximum of $500,000 with $250 deductible and Student health advantage standard plan offers medical maximum of $1,000,000 with $100 deductible.
Both monthly and annual payment options are available.
The Student health advantage program cost ranges from $73 to $353 per month for per month for studying abroad outside the USA. This is dependent on the age of the student, the plan maximum and the deductible. The Student health advantage standard plan offers medical maximum of $500,000 with $250 deductible and Student health advantage standard plan offers medical maximum of $1,000,000 with $25 deductible.
Yes, Student Health Advantage platinum student insurance offers up to $5K maximum limit. Benefit includes new born routine care during the first 31 days of life.
Yes, the Adventure Sports Rider is available for those up to the age of 65. The following activities are covered to the lifetime maximum amounts listed below as long as they are engaged solely for leisure, recreation, or entertainment purposes: abseiling, BMX, bobsledding, bungee jumping, canyoning, caving, hot air ballooning, jungle zip lining, parachuting, paragliding, parascending, rappelling, skydiving; spelunking, white-water kayaking, wildlife safaris, and windsurfing.
All such activities must be carried out in strict accordance with the rules, regulations, and guidelines of the applicable Governing Body or Authority of each such activity.
IMG Student Health Advantage insurance plan include customization options and add-ons, including add-on coverage for high school sports ;interscholastic, intramural, or club sports, personal liability and legal assistance.
Student Health Advantage Standard offers plan maximum up to $500k with deductible up to $250 while the Student Health Advantage Platinum offers plan maximum up to $1M with deductible up to $100.
Student Health Advantage insurance offers a range of benefits, such as:
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