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Expertise in offering travel insurance
20+ years!
Expertise in offering travel insurance
20+ years!
Customers from
All U.S. states!
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Customers from over
180 countries!
Customers from over
180 countries!
The US Department of State has changed the J Visa requirements for medical insurance! Here are the new requirements for the Visa:
All J Visa holders will have to adhere to these new guidelines. Insurance companies are in the process of changing their offering to appropriately reflect these changes. Naturally, you can purchase policies with a higher maximum and higher limits than the minimums given above (many are higher in some areas) without worrying about having to make a change.
If you hold a policy for only $50,000 maximum and you are on a J1 or J2 Visa, please make sure to contact us to see how you can switch policies to meet the new higher requirement.
American Visitor Insurance offers affordable J1 visa health insurance satisfying the requirements to keep you protected during your exchange program. We will be happy to make sure you are in compliance for the duration of your stay! As ever, we wish you safe, healthy, and happy travels!
The cost of US health insurance for scholars depends on different factors like the age of the scholar, the duration, the medical coverage, the deductible and the co-insurance for the plan. Additionally the health insurance cost in the US for international scholars also depends on coverage for mental illness, dental expenses, hazardous sports, maternity and coverage for pre-existing ailments. The average cost of scholar insurance will be from $31 up to $130 per month. Here at American Visitor insurance we have calculated the cost of health insurance for scholars to help them compare and make an informed choice while buying the plan.
| J1 Visa Insurance Plans | Policy Maximum | Deductible | Provider Network | Cost * |
|---|---|---|---|---|
| Patriot America Plus IMG | $50,000 | $250 | United HealthCare | $56 |
| StudentSecure Smart WorldTrips | $100,000 | $0 | United HealthCare | $69 |
| Patriot Exchange IMG | $50,000 | $250 | United HealthCare | $74 |
| Diplomat America Global Undewriters | $50,000 | $250 | No PPO | $83 |
| StudentSecure Budget WorldTrips | $250,000 | $0 | United HealthCare | $103 |
| Navigator Student GeoBlue | Unlimited Coverage | $0 | - | $315 |
* The cost of international scholar health insurance per month for a scholar aged 30 years. Source: American Visitor Insurance ®
"Thank you for such helpful information. You've impressed me as I have contacted other companies and haven't gotten half of the information from them that you have sent me. I will take what you've said into consideration and hope to be in touch soon."
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"I am pleased to say that your company is very professional in the field of Insurance.
The customer is happy to get easily connected and then you very patiently explain the difference between various plans to suit each customer's need."
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The Department of State views health insurance as very, very important! The regulations require that your J program sponsor should terminate your status in the U.S. as a J Visa holder if you willfully fail to comply with the J Visa insurance requirement.
Yes, health insurance is required for J-1 visa holders. The U.S. Department of State requires all participants of the J-1 visa program to have health insurance that includes specific coverage limits for medical benefits, medical evacuation, and repatriation.
All J visa applicants need to show proof of insurance that meets minimum J1 visa health insurance requirements when you apply for a J1 visa. It is best to complete your J1 insurance purchase on American Visitor Insurance before you start the visa application process.
Yes, J-2 visa holders can often be covered by the same insurance plan as the J-1 visa holder, such as the insurance available on American Visitor Insurance or those provided by the exchange program. However, it is important to ensure that the coverage meets the health insurance for J1 and J2 visa requirements.
Find out the best insurance for your budget and needs
Know more »Claims process for expenses due to injury or sickness
Know more »Compare the best travel insurance plan for your needs
Know more »Commonly asked questions about J Visa Insurance.
Click here to read more »Customer queries and answers about insurance plans for J2 Visa holders.
Click here to read more »Customer queries and answers about insurance plans for J1 Visa.
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