1. Home
  2. Blogs
  3. J Visa Requirements

J1 Visa insurance requirements

J1 Visa Insurance cost calculator (US Exchange Scholar visa insurance)

J1 Visa Insurance cost calculator

Traveler Age help
Age:
  
Citizenship:
     
Child help
Destinationhelp
Start date help
End date help
GET QUOTE arrow_circle_right

Medical Insurance for spouse and dependents of J1 Visa holders

Best J1 visa health insurance requirements

The US Department of State has changed the J Visa requirements for medical insurance! Here are the new requirements for the Visa:

  • The policy must provide medical benefits of at least $100,000 for each accident or illness. This refers to the policy maximum.
  • The policy must provide at least $25,000 in repatriation benefits to send the remains to the home country for burial.
  • The deductible should not exceed $500 per accident or illness.
  • The co-payment of medical expenses (the portion not covered by insurance that the insured pays him or herself) should be of no more than 25%.
  • If, because of a serious illness or injury, you must be sent home on the advice of a doctor, the policy must pay up to $50,000 for the expenses of your travel. This is referred to as emergency medical evacuation.

All J Visa holders will have to adhere to these new guidelines. Insurance companies are in the process of changing their offering to appropriately reflect these changes. Naturally, you can purchase policies with a higher maximum and higher limits than the minimums given above (many are higher in some areas) without worrying about having to make a change.

If you hold a policy for only $50,000 maximum and you are on a J1 or J2 Visa, please make sure to contact us to see how you can switch policies to meet the new higher requirement.

The US government has made temporary changes for J1 Visa guidelines due to the Covid-19 pandemic. During these stressful and unpredictable times where travel restrictions and regulations changing often. Purchasing international student insurance with Covid-19 (Add a link to )coverage is very crucial for J1 Visa students. There are several student medical insurance that provide good Coronavirus coverage. Feel free to contact us for more details!

We will be happy to make sure you are in compliance for the duration of your stay! As ever, we wish you safe, healthy, and happy travels!

What does visitor travel insurance cover?

local_hospital
Health care expenses

Covers hospital expenses for sickness or accidents.

person
Doctor visit

Insures Doctor visits for sudden injury or sickness.

medication
Pharmacy drugs

Doctor prescribed eligible pharmacy drugs expenses.

ecg_heart
Pre-existing conditions

Some plans insure acute onset of pre-existing conditions coverage.

ambulance
Medical evacuation

Medical evacuation expenses to nearest facility included.

procedure
Repat of remains

Repatriation of remains to home country included.

Testimonials - From Our Customers

"Thank you for such helpful information. You've impressed me as I have contacted other companies and haven't gotten half of the information from them that you have sent me. I will take what you've said into consideration and hope to be in touch soon."
Know more »

Shelie

"I recently visited your website for the first time to buy insurance for travel to US. I found the information very good. Your customer support was fantastic and awesome. You were so dedicated to take care of my inquiries. I would rate your service 100/100."
Know more »

Charlotte

"I am pleased to say that your company is very professional in the field of Insurance. The customer is happy to get easily connected and then you very patiently explain the difference between various plans to suit each customer's need."
Know more »

Lori Fields

General - FAQ's

1. What can happen if I do not satisfy the J Visa insurance requirement?

The Department of State views health insurance as very, very important! The regulations require that your J program sponsor should terminate your status in the U.S. as a J Visa holder if you willfully fail to comply with the J Visa insurance requirement.

2. Can I still get travel insurance for the USA?

We have many plans that satisfy J Visa requirements that work for both J1 and J2 Visa holders. Some US health insurance plans require that the J1 Visa holder is the primary applicant for the J2 Visa holder to be eligible. If the J2 Visa holder alone needs coverage, then the Patriot Exchange plan offered by International Medical Group (IMG) is available. Please find the details of this plan here:
IMG description Plan Details picture_as_pdf Brochure shopping_cart Buy Online

Resourceful tourist insurance USA information

flight

Find the best travel insurance

Find out the best insurance for your budget and needs

Know more »
thumb_up

How does travel insurance work?

Claims process for expenses due to injury or sickness

Know more »
question_mark

How to buy travel insurance?

Guide to buying the best international travel health insurance
Know more »
description

Travel insurance glossary

Commonly used international travel medical insurance terms
Know more »
group

Travel insurance for specific groups

Tourists, Cruises, Students, J1 visa, OPT status, Immigrants...
Know more »
balance

Compare travel insurance plans

Compare the best travel insurance plan for your needs

Know more »

J Visa insurance links

description

Popular J Visa insurance plans

Reviews of popular J1 Visa Insurance plans. Compare and buy cheap insurance for j1 Visa.
Know more »
groups

J2 Dependent Visa insurance, J2 health insurance

J2 Visa insurance plans provide health insurance coverage for these dependants of J1 Visa holders.
Know more »

Resourceful J Visa holders insurance links

question_mark

J Visa Insurance FAQs

Commonly asked questions about J Visa Insurance.

Click here to read more »
rss_feed

Travel Insurance USA Blog

Blog about travel health insurance

Click here to read more »
forum

J2 Visa Insurance Forum

Customer queries and answers about insurance plans for J2 Visa holders.

Click here to read more »
forum

J1 Visa Insurance Forum

Customer queries and answers about insurance plans for J1 Visa.

Click here to read more »

J visa insurance providers USA

Related J1 visa insurance pages

 
science

J1 Visa Insurance
description

J1 visa requirements
edit_square

J1 visa insurance reviews
groups

J2 Visa health insurance
question_mark

J1, J2 Visa Insurance FAQ
 
 
forum

J Visa Insurance Forum
rss_feed

J1 Visa Insurance Blogs
school

Student insurance
groups

J1 visa group travel Insurance
 
handshake
Expertise in offering travel insurance
20+ years!
US health insurance
Customers from
All U.S. states!
globe
Customers from over
180 countries!