US J Visa health Insurance

Compare J1 Visa Insurance (US Exchange Scholar visa insurance)

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Medical Insurance for spouse and dependents of J1 Visa holders

J Visa Insurance Requirements

The US Department of State has changed the J Visa requirements for medical insurance! Here are the new requirements for the Visa:

  • The policy must provide medical benefits of at least $100,000 for each accident or illness. This refers to the policy maximum.
  • The policy must provide at least $25,000 in repatriation benefits to send the remains to the home country for burial.
  • The deductible should not exceed $500 per accident or illness.
Latest Changes to J Visa Requirements
  • The co-payment of medical expenses (the portion not covered by insurance that the insured pays him or herself) should be of no more than 25%.
  • If, because of a serious illness or injury, you must be sent home on the advice of a doctor, the policy must pay up to $50,000 for the expenses of your travel. This is referred to as emergency medical evacuation.

As of May 15, 2015 all J Visa holders will have to adhere to these new guidelines. Insurance companies are in the process of changing their offering to appropriately reflect these changes. Naturally, you can purchase policies with a higher maximum and higher limits than the minimums given above (many are higher in some areas) without worrying about having to make a change.

If you hold a policy for only $50,000 maximum and you are on a J1 or J2 Visa, please make sure to contact us to see how you can switch policies to meet the new higher requirement.

The US government has made temporary changes for J1 Visa guidelines due to the Covid-19 pandemic. During these stressful and unpredictable times where travel restrictions and regulations changing often. Purchasing international student insurance with Covid-19 (Add a link to )coverage is very crucial for J1 Visa students. There are several student medical insurance that provide good Coronavirus coverage. Feel free to contact us for more details!

We will be happy to make sure you are in compliance for the duration of your stay! As ever, we wish you safe, healthy, and happy travels!

What does J1 visa insurance cover?

Health care expenses

Covers hospital medical expenses for sickness or accidents during travel.

Doctor visit

Covers Doctor visits in case of sudden injury or sickness.

Pharmacy drugs

Expenses from Doctor prescribed eligible pharmacy drugs.

Pre-existing conditions

Some plans cover acute onset of pre-existing conditions.

Medical evacuation

Medical evacuation expenses to nearest facility if needed.

Repat of remains

Repatriation of remains expenses to home country in case of death.

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General - FAQ's

01. What can happen if I do not satisfy the J Visa insurance requirement?

The Department of State views health insurance as very, very important! The regulations require that your J program sponsor should terminate your status in the U.S. as a J Visa holder if you willfully fail to comply with the J Visa insurance requirement.

03. Can I still get travel insurance for the USA?

We have many plans that satisfy J Visa requirements that work for both J1 and J2 Visa holders. Some US health insurance plans require that the J1 Visa holder is the primary applicant for the J2 Visa holder to be eligible. If the J2 Visa holder alone needs coverage, then the Patriot Exchange plan offered by International Medical Group (IMG) is available. Please find the details of this plan here:

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