📌 What is INF Elite Plus X Insurance?
Ideal for international travelers visiting the U.S., Canada, or Mexico, Starting at just $33.16/day *
INF Elite Plus X is a comprehensive-benefit travel medical insurance plan designed for non-U.S. residents up to age 99. It provides full coverage for pre-existing conditions and offers flexible protection for 90 to 364 days while traveling in the U.S., Canada, and Mexico.
Key Features:- Coverage for Full pre-existing conditions for travelers under the age of 99
- Provider coverage for preventive care, maintenance, and wellness benefits
- Great savings with United Healthcare PPO network
- Access to ID card and documents online after purchase
- 24/7 customer service and support available
After buying the plan, travelers can get all the plan documents and id card through INF Elite Plus X login. At American Visitor Insurance, US Travelers can contact the INF Elite Plus X customer service to get help on the plan details, quotes and other queries. Our licensed agents will be glad to help you!
⭐ INF Elite Plus X Insurance Reviews
🧾 How Much Maximum Coverage Does INF Elite Plus X Insurance Provide?
The policy maximum amount of coverage is the total dollar amount of benefits available under the INF Elite Plus X plan. Once the maximum is reached, no additional benefits will be paid.
- Ages 0–69: Available coverage options are $150,000 to $300,000.
- Ages 70–99: Coverage is limited to $75,000.
📉 What Is a Deductible in INF Elite Plus X Insurance?
The deductible is the amount the insured must pay before INF Elite Plus X insurance starts to cover expenses.
INF Elite Plus X insurance has deductible options of : $100, $250, $500, $1,000, $2,500, or $5,000
💰 What Is Coinsurance in INF Elite Plus X Insurance?
Coinsurance is the percentage of eligible expenses that the insurance pays after the deductible is met. INF Elite Plus X insurance pays:
- In-Network: Up to 90%
- Out-of-Network: Up to 70%
❓ Why Choose INF Elite Plus X Insurance?
INF Elite Plus is an excellent choice for travelers who want comprehensive and reliable health coverage, especially seniors and those with pre-existing medical conditions visiting the U.S., Canada, or Mexico. Here’s why many people choose this plan:
- Full Pre-Existing Condition Coverage: INF Elite Plus offers full coverage for pre-existing conditions up to age 99, with no waiting period. Ideal for travelers with chronic conditions like diabetes, blood pressure, thyroid issues, or heart disease.
- Preventive & Routine Care: Includes benefits for annual checkups, blood tests, and CDC-recommended vaccines—coverage rarely available in standard travel medical plans.
- Emergency Medical Support: Covers emergency medical evacuation, repatriation of remains, ambulance services, and accidental death & dismemberment, providing peace of mind during travel.
- PPO Network Access: Access the UnitedHealthcare PPO network, one of the largest in the U.S., with 90% in-network coverage after the deductible.
- Flexible Coverage Duration: Coverage is available from 90 to 364 days, suitable for short trips, long stays, or extended medical care travel.
- No Medical Check-Up Required: INF Elite Plus does not require a medical exam for purchase, making it quick and easy to buy online.
- Coverage for All Ages Up to 99: Accepts travelers from any age up to 99, providing protection for both younger and older visitors.
- Specific Condition Coverage: Urinary tract infections and other acute conditions are covered up to the plan’s maximum limits.
- VIP Add-Ons: Optional VIP services such as concierge assistance, telehealth consultations, and expedited claims processing are available to enhance your travel experience.
👤 Who is Eligible for INF Elite Plus X Insurance Plan?
- Eligible for Non-U.S. residents visiting the United States, Canada, and Mexico
- Travelers aged 14 days to 99 years
- Coverage from 90 days to 364 days
- Eligible for Green Card holders as long as they reside outside the US
- If a Green Card holder is already in the US, they need to obtain prior health insurance information, if applicable.
❤️ Does INF Elite Plus Cover Pre-Existing Coverage?
Yes, INF Elite Plus Insurance does cover pre-existing conditions for visitors traveling to the USA, Canada, or Mexico. It offers comprehensive protection for the worsening of pre-existing medical issues, giving travelers peace of mind during their trip. With flexible coverage limits and deductible options, this plan is especially suitable for elderly visitors and those with ongoing health concerns.
- For Ages 0–69 : Maximum Benefit Options: $25,000, $30,000, $40,000, or $50,000
- For Ages 70–99 : Maximum Benefit: $20,000; Deductible choices: $1,500, $2,000, $2,500, $5,000, or $10,000
- Pre-existing Condition Sub-Limits :
- $15,000 – Hospital/ICU Room & Board
- $15,000 – Hospital Miscellaneous
- $15,000 – Surgeries
- $15,000 – Hospital/ICU Room & Board
- $15,000 – Hospital Miscellaneous
- $15,000 – Surgeries
💰 How Much Does INF Elite Plus X Insurance Cost?
The cost of Elite Plus X insurance starts from $995 and can go up to $4,737 for a 3-month period, depending on factors such as:
- Traveler’s age
- Selected policy maximum
- Deductible amount
Older travelers have higher premiums due to increased medical risk. Choosing a higher maximum increases the premium, while a higher deductible lowers it.
- Ages 0–69: $150,000 to $300,000
- Ages 70-99: $75,000
Example: Below is the monthly cost of INF Elite Plus X insurance of coverage with a $250 deductible, provided by American Visitor Insurance.
| Age of traveler | Medical Maximum | |||||
|---|---|---|---|---|---|---|
| $150,000 | $250,000 | |||||
| 18 - 29 years | $995 | $1,031 | ||||
| 30 - 39 years | $1,084 | $1,127 | ||||
| 40 - 49 years | 1,177 | $1,228 | ||||
| 50 - 59 years | $1,465 | $1,542 | ||||
| 60 - 69 years | $1,843 | $1,956 | ||||
For ages 70 – 79 years the cost is $3,606 per 3 months with medical maximum of $75,000 and deductible $500.
For ages 80 – 99 years the cost is $4,737 per 3 months with medical maximum of $75,000 with deductible $500.
✅ What are the Benefits of INF Elite Plus X Insurance?
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Hospital room and board help Covered Intensive care unit help Covered Surgery help Covered Urgent Care Visits In Network: Covered with $25 copay
Out Network: Covered with $50 copayAssistant Surgeon help Covered Doctor’s Non-Surgical Visits Covered Consultant Doctor, when requested by attending Doctor Covered Pre-Admission Tests within 14 days before hospital admission Covered Surgical Room & Supply Expenses Covered Surgeon Covered Diagnostic X-rays & Lab Services (PET, CAT, and MRI scans) Covered Physiotherapy $100 per visit up to a maximum of $1,0000 Chemotherapy and/or Radiation Therapy Covered Emergency Medical Treatment of Pregnancy Covered Dental Treatment injury to Sound, Natural teeth (Due to Accident) help Covered -
Pre-Existing Conditions For age 0-69: $25,000 Maximum Benefit; subject to a $1.5k Deductible.
For age 70-99: $20,000 Maximum Benefit; subject to a $1.5k Deductible -
Accidental Death and Dismemberment help $25,000 24/7 Travel Assistance Services Included Incurral Period 90 days after the date of Injury/Sickness
🏥 What is the INF Elite Plus X Insurance PPO Network?
A Preferred Provider Organization (PPO) is a network of highly qualified doctors, well-recognized hospitals, medical providers/facilities who are contracted by INF to offer services to insureds. This will help reduce the insured’s out-of-pocket costs.
INF maintains when inside the U.S., the UnitedHealthCare options network which is a longstanding reputable tier one network that gives you more access to more doctors and services.
To find a network doctor, hospital, lab, or healthcare provider in your area, start by searching for those who are part of our network. These healthcare providers have agreed to charge lower prices, which can help reduce your overall healthcare costs. By selecting a provider within our network, you ensure that you’re taking advantage of the cost savings associated with your health plan. Be sure to confirm that the provider is covered under your specific plan to maximize your benefits and minimize out-of-pocket expenses.
local_hospital Find PPO Network Providers »❓Do You Have Questions?
Our support team is ready to assist you.
🔔 Why Should I Buy INF insurance on American Visitor Insurance?
American Visitor Insurance has developed comparison tools to help travelers compare prices and benefits of different INF plans and to make an informed decision of the best INF travel insurance plan for your specific requirements. American Visitor Insurance's licensed customer support staff help customers by providing answers to any queries while buying INF travel insurance. The customer support staff are available at all times to help you with the online application process and to extend the travel insurance or even cancel the plan if travel plans change. American Visitor Insurance’s staff can also help customers while filing for any insurance claims if needed
What Pre-Existing Conditions Does Elite Plus X Visitors Medical Insurance Cover?
Elite Plus X travel Insurance offers comprehensive coverage for several pre-existing conditions. Travelers looking for International visitors insurance for asthma, visitor medical insurance for diabetes, visitors health insurance for high blood pressure, comprehensive travel medical insurance for high cholesterol or travel health insurance for arthritis can rely on Elite Plus X for complete protection. The plan provides full coverage for these conditions for travelers up to 99 years of age, ensuring peace of mind for those managing chronic health issues during international trips.
❓ INF Elite Plus X Insurance - FAQ's
Elite Plus X Insurance Covid19 travel insurance by INF for coronavirus will cover eligible medical expenses resulting from covid19/SARS-CoV-2, Preventive & maintenance care and coverage for full body physicals.
INF Covid19 travel insurance by Elite Plus X travel insurance for the coverage will cover eligible medical expenses.
INF Elite Plus X visitor medical insurance will cover on a per incident (sickness) basis up to the policy maximum. And the deductible is applied per sickness as well. There's no "lifetime maximum" for the plan - theoretically you could go to the hospital 10 times and get $1.5 million in claims.
INF insurance will not cover visitors to US if they are already sick, if a traveller is already in the hospital, expecting to use the insurance, if travelers have scheduled medical procedures, or if travelers are seeking on-going treatment.
If a visitor proceeds to do any of the preceding, it may result in the cancellation of coverage, full refund of the amount paid, and all claims denied. INF has a 5 day waiting period for new sickness / pre-existing coverage if the traveler has already arrived in the United States.
INF Elite Plus X Insurance is a comprehensive travel insurance plan for non-U.S. residents and non-U.S. citizens who are traveling to the United States, Canada, or Mexico. The plan covers COVID-19 like any new sickness, as well as pre-existing conditions related to COVID-19, such as worsening pre-existing conditions or acute onset of pre-existing conditions. The plan also covers preventive care and full body physicals.
You can cancel or extend INF Elite Plus X Insurance online. You can cancel your plan before the effective date for a full refund, or after the effective date for a prorated refund minus a cancellation fee of $25. You can extend your plan for any amount of time after the initial coverage period, as long as you have not filed any claims.
🧾 Summary of INF Elite X Plus Insurance
INF Elite Plus X is a premium comprehensive travel medical plan for non-U.S. residents, offering full pre-existing condition coverage, preventive care, and worldwide protection.
- Covers 90% of eligible medical expenses
- INF Elite X Plus insurance starts at $906 for 90 days With American Visitor Insurance
- Preventive & maintenance care includes full body physicals, routine checkups, and vaccines
- Wellness annual benefit covers up to $200 for eligible preventive services
- Designed for international visitors, including parents, relatives, and long-term travelers to the USA
- Coinsurance: In-network pays 90% of eligible expenses; Out-of-network pays 70% of usual, reasonable & customary charges
- $25 in-network urgent care copay
- Worldwide coverage, including the USA, available for ages 0 to 99 years
- Emergency medical evacuation covers up to $25,000
- Urinary tract infection covered up to $2,000
- Covers Emergency medical treatment of pregnancy
- Coverage available from 90 days up to 365 days , ideal for extended stays
- Cashless billing guaranteed via INF-Robin Assist
- Direct billing through UnitedHealthcare PPO network
- Telehealth access worldwide via Doctor Please
- Specialist visits with direct billing via INF-Robin Assist
