Ideal for international travelers visiting the U.S., Canada, or Mexico, Starting at just $33.16/day *
INF Elite Plus X is a comprehensive-benefit travel medical insurance plan designed for non-U.S. residents up to age 99. It provides full coverage for pre-existing conditions and offers flexible protection for 90 to 364 days while traveling in the U.S., Canada, and Mexico.
Key Features:After buying the plan, travelers can get all the plan documents and id card through INF Elite Plus X login. At American Visitor Insurance, US Travelers can contact the INF Elite Plus X customer service to get help on the plan details, quotes and other queries. Our licensed agents will be glad to help you!
The policy maximum amount of coverage is the total dollar amount of benefits available under the INF Elite Plus X plan. Once the maximum is reached, no additional benefits will be paid.
The deductible is the amount the insured must pay before INF Elite Plus X insurance starts to cover expenses.
INF Elite Plus X insurance has deductible options of : $100, $250, $500, $1,000, $2,500, or $5,000
Coinsurance is the percentage of eligible expenses that the insurance pays after the deductible is met. INF Elite Plus X insurance pays:
INF Elite Plus is an excellent choice for travelers who want comprehensive and reliable health coverage, especially seniors and those with pre-existing medical conditions visiting the U.S., Canada, or Mexico. Here’s why many people choose this plan:
Yes, INF Elite Plus Insurance does cover pre-existing conditions for visitors traveling to the USA, Canada, or Mexico. It offers comprehensive protection for the worsening of pre-existing medical issues, giving travelers peace of mind during their trip. With flexible coverage limits and deductible options, this plan is especially suitable for elderly visitors and those with ongoing health concerns.
The cost of Elite Plus X insurance starts from $995 and can go up to $4,737 for a 3-month period, depending on factors such as:
Older travelers have higher premiums due to increased medical risk. Choosing a higher maximum increases the premium, while a higher deductible lowers it.
Example: Below is the monthly cost of INF Elite Plus X insurance of coverage with a $250 deductible, provided by American Visitor Insurance.
Age of traveler | Medical Maximum | |||||
---|---|---|---|---|---|---|
$150,000 | $250,000 | |||||
18 - 29 years | $995 | $1,031 | ||||
30 - 39 years | $1,084 | $1,127 | ||||
40 - 49 years | 1,177 | $1,228 | ||||
50 - 59 years | $1,465 | $1,542 | ||||
60 - 69 years | $1,843 | $1,956 |
For ages 70 – 79 years the cost is $3,606 per 3 months with medical maximum of $75,000 and deductible $500.
For ages 80 – 99 years the cost is $4,737 per 3 months with medical maximum of $75,000 with deductible $500.
Hospital room and board help | Covered |
Intensive care unit help | Covered |
Surgery help | Covered |
Urgent Care Visits | In Network: Covered with $25 copay Out Network: Covered with $50 copay |
Assistant Surgeon help | Covered |
Doctor’s Non-Surgical Visits | Covered |
Consultant Doctor, when requested by attending Doctor | Covered |
Pre-Admission Tests within 14 days before hospital admission | Covered |
Surgical Room & Supply Expenses | Covered |
Surgeon | Covered |
Diagnostic X-rays & Lab Services (PET, CAT, and MRI scans) | Covered |
Physiotherapy | $100 per visit up to a maximum of $1,0000 |
Chemotherapy and/or Radiation Therapy | Covered |
Emergency Medical Treatment of Pregnancy | Covered |
Dental Treatment injury to Sound, Natural teeth (Due to Accident) help | Covered |
Pre-Existing Conditions | For age 0-69: $25,000 Maximum Benefit; subject to a $1.5k Deductible. For age 70-99: $20,000 Maximum Benefit; subject to a $1.5k Deductible |
Accidental Death and Dismemberment help | $25,000 |
24/7 Travel Assistance Services | Included |
Incurral Period | 90 days after the date of Injury/Sickness |
A Preferred Provider Organization (PPO) is a network of highly qualified doctors, well-recognized hospitals, medical providers/facilities who are contracted by INF to offer services to insureds. This will help reduce the insured’s out-of-pocket costs.
INF maintains when inside the U.S., the UnitedHealthCare options network which is a longstanding reputable tier one network that gives you more access to more doctors and services.
To find a network doctor, hospital, lab, or healthcare provider in your area, start by searching for those who are part of our network. These healthcare providers have agreed to charge lower prices, which can help reduce your overall healthcare costs. By selecting a provider within our network, you ensure that you’re taking advantage of the cost savings associated with your health plan. Be sure to confirm that the provider is covered under your specific plan to maximize your benefits and minimize out-of-pocket expenses.
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American Visitor Insurance has developed comparison tools to help travelers compare prices and benefits of different INF plans and to make an informed decision of the best INF travel insurance plan for your specific requirements. American Visitor Insurance's licensed customer support staff help customers by providing answers to any queries while buying INF travel insurance. The customer support staff are available at all times to help you with the online application process and to extend the travel insurance or even cancel the plan if travel plans change. American Visitor Insurance’s staff can also help customers while filing for any insurance claims if needed
Elite Plus X Insurance Covid19 travel insurance by INF for coronavirus will cover eligible medical expenses resulting from covid19/SARS-CoV-2, Preventive & maintenance care and coverage for full body physicals.
INF Covid19 travel insurance by Elite Plus X travel insurance for the coverage will cover eligible medical expenses.
INF Elite Plus X visitor medical insurance will cover on a per incident (sickness) basis up to the policy maximum. And the deductible is applied per sickness as well. There's no "lifetime maximum" for the plan - theoretically you could go to the hospital 10 times and get $1.5 million in claims.
INF insurance will not cover visitors to US if they are already sick, if a traveller is already in the hospital, expecting to use the insurance, if travelers have scheduled medical procedures, or if travelers are seeking on-going treatment.
If a visitor proceeds to do any of the preceding, it may result in the cancellation of coverage, full refund of the amount paid, and all claims denied. INF has a 5 day waiting period for new sickness / pre-existing coverage if the traveler has already arrived in the United States.
INF Elite Plus X Insurance is a comprehensive travel insurance plan for non-U.S. residents and non-U.S. citizens who are traveling to the United States, Canada, or Mexico. The plan covers COVID-19 like any new sickness, as well as pre-existing conditions related to COVID-19, such as worsening pre-existing conditions or acute onset of pre-existing conditions. The plan also covers preventive care and full body physicals.
You can cancel or extend INF Elite Plus X Insurance online. You can cancel your plan before the effective date for a full refund, or after the effective date for a prorated refund minus a cancellation fee of $25. You can extend your plan for any amount of time after the initial coverage period, as long as you have not filed any claims.
INF Elite Plus X is a premium comprehensive travel medical plan for non-U.S. residents, offering full pre-existing condition coverage, preventive care, and worldwide protection.
American Visitor Insurance works continually and to the best of our ability to ensure that the visitors insurance information is accurate and up-to-date. However despite our efforts this information does change regularly and we cannot guarantee 100% accuracy. Please review the specific travel insurance plan brochure for latest plan benefits.
Review quotes and coverage benefits for your needs to get the best protection for your next trip - fast and easy.