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Diabetes and Pre Existing Visitor Medical Insurance

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Diabetes and Pre Existing Visitor Medical Insurance
People who have diabetes very often know what they have to eat and the importance of exercise based on the doctor's advice. The challenge is to keep the blood sugar low and under control. Diabetes experts say that there are enough precautions to prevent a long list of diabetic complications but sometimes it is required to face a medical emergency due to diabetes. According to recent study by a Journal on health, diabetes complications are among the most common reasons for hospitalization for many people. The type 1 and type 2 diabetes patient numbers are growing in numbers every year.

Some of the tips for diabetes patients to be healthy

Check your foot daily: The University of Michigan Hospitals and Health Centers study shows that the keeping good watch over your feet can show the start of many communicable diseases. A high blood glucose level can cause nerve damage in the feet and you may not be feeling injury, cut or scrape on the skin which can be a start of the skin infection. Drink a lot of water or apply lotion which can keep the skin on the feet and rest of the body from becoming dry and cracked.

Teeth and gums: those who have diabetes can also have the risk of tooth decay, inflamed gums and gum disease. The reason being that the disease exposes vulnerability to bacterial infections and weakens the ability to fight them. There are other infections which can destroy the gums and bone that holds the teeth in place. The rising blood sugar levels and hormonal changes can impact the immune system to battle the infection. Brushing teeth after every meal or at least twice a day is advisable.

Cutting Down on Salt: High intake of sodium can increase the high blood pressure which multiplies the elevated risk of diabetics like cardiovascular or kidney diseases. It is good to reduce intake of salt slowly so that the blood pressure will be reduced and other interconnected health risks can be avoided. The prepared food or what you eat out can have high salt level so try to avoid those dishes that are salty. Reducing intake of salt is a survival skill for the diabetics.

Healthy Eating: The diet plays a vital role in subsidizing the severity of diabetics' health problems. Brown rice over white rice is advised for type 2 diabetes patients to avoid the severity. Avoid eating excess fat and saturated fat intake can increase diabetes risks. Eating more fruits is advisable for diabetes patients. Start including more serving of fruits in your diet.

People with diabetes and traveling to the USA

Those who are traveling to the USA need insurance coverage if they are taking medical treatment during emergency situations. The health care costs in USA are expensive and insurance coverage will help the insured pay medical bills with the financial help from the insurance company. The cost of routine physician visit is very expensive in the US. The common ailments like Diabetes Mellitus with Hyperglycemia admitted to an emergency room would cost around $25,000. Those who have diabetes should know that their condition falls under pre-existing diseases as per the terms and conditions of the insurer. Find popular plans offering coverage for pre-existing conditions. Since there only few insurance companies offering pre-existing condition coverage it is good to compare plans. You can also get free quotes of pre-existing condition visitor insurance at American Visitor Insurance and compare benefits offered by different insurers. There are some visitor insurance plans from INF that offer coverage for pre-existing medical ailments.

Find out more about Pre-existing condition visitors insurance
Frequently asked questions?
Simply put, a pre-existing condition is a disease or condition a person is already diagnosed with, being treated for, or has, with reasonable certainty before the start of the insurance policy. Companies use a "look back" period to determine if a condition will be considered pre-existing or not. Read more.
No , there are no medical tests required for purchasing visitor travel insurance to usa with pre existing conditions.
The short term visitor insurance plans usually do not cover pre-existing medical conditions, however some plans do provide limited coverage for acute onset of pre-existing conditions. You can compare the insurance plans that offer pre-existing condition coverage using our compare tool option.
Many people, although healthy and able to travel, particularly older travelers take medications for certain medical conditions. While these conditions can be called "normal" for a person of their age, not all people have these conditions and they will be classified as "pre-existing" by an insurance company. If you do NOT have coverage for it, then the policy will pay $0 for any incident of it, emergency or not. The coverage you can get is limited to "acute onset" of a pre-existing condition which can cover an unexpected life-threatening emergency of the condition which would then give you as complete coverage as you could get for your travels or visitor. This is why we offer some options with this coverage for nearly all ages of travelers. For more information, go here.
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